Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending February 7, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

AUBURN STATE BANK

* 18C
* Branch

Auburn State Bank, to merge with The Carson National Bank of Auburn, both in Auburn, Nebraska, and incident thereto to establish a branch.

Newspaper:	03/06/2015
Federal Register:	Not applicable

CITIZENS NATIONAL CORPORATION

* 3A3

Citizens National Corporation, Wisner, Nebraska, to acquire up to an additional 0.16 percent for a total of 35.36 percent of the voting shares of Republic Corporation, parent of United Republic Bank, both in Omaha, Nebraska.

Newspaper:	03/06/2015
Federal Register:	03/02/2015

FIRSTBANK

* Branch

FirstBank, Lakewood, Colorado, to establish a branch at 3945 East Chandler Boulevard, Phoenix, Arizona.

Newspaper:	02/17/2015
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
AMERICAN BK OF BAXTER SPRINGS, BAXTER SPRINGS, KANSAS	1002953	10/06/2014	01/02/2015	S	Small Bank
FARMERS ST BK, QUINTON, OKLAHOMA	647759	10/20/2014	01/20/2015	S	Small Bank
FIRST NE BK, VALLEY, NEBRASKA	576952	09/15/2014	01/23/2015	S	Small Bank
GUARANTY B&TC, DENVER, COLORADO	666657	08/18/2014	01/22/2015	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending February 7, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City