Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending March 14, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

A.N.B. HOLDING COMPANY, LTD.

* 3A3

A.N.B. Holding Company, Ltd., Terrell, Texas, to acquire additional shares up to 38 percent of The ANB Corporation, Terrell, Texas, and indirectly acquire The American National Bank of Texas, Terrell, Texas; Lakeside Bancshares, Inc., Rockwall, Texas; and Lakeside National Bank, Rockwall, Texas.

Newspaper:	03/26/2015
Federal Register:	04/06/2015

FIRST BANK LUBBOCK BANCSHARES, INC.

* 3A1
* 3A3

First Bank Lubbock Bancshares, Inc., and its wholly owned subsidiary, First Bank & Trust, both of Lubbock, Texas, to acquire First National Bank of Colorado City, Colorado City, Texas.

Newspaper:	Not available
Federal Register:	Not available

FNBK HOLDINGS, INC.

* 3A1

FNBK Holdings, Inc., Dallas, Texas, to become a bank holding company by acquiring 100 percent of The First National Bank of Kemp, Kemp, Texas.

Newspaper:	Not available
Federal Register:	04/13/2015

HAPPY STATE BANK

* Branch

Happy State Bank, Happy Texas, to establish a branch at 4411 98th Street, Lubbock, Texas 79424.

Newspaper:	Not available
Federal Register:	Not applicable

TEXAS COMMUNITY BANK

* Branch

Notice by Texas Community Bank, Laredo, Texas, to establish a branch at 2102 Guadalupe Street, Laredo, Texas 78041.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
COMERICA BK, DALLAS, TEXAS	60143	08/16/2012	02/23/2015	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending March 14, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas