Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: June 11, 2009
Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
2003
2004
2005
2006
2007
2008
2008
Q1
2008
Q2
2008
Q3
2008
Q4
2009
Q1

Line
Personal sector total financial assets asset 909.1 1400.3 1197.2 1218.1 1403.8 727.9 1303.0 1076.7 1136.9 -604.9 -281.2 1
Households and nonprofit organizations private foreign deposits asset 2.2 5.4 2.4 5.3 13.0 -17.4 -22.5 -22.2 -17.1 -7.9 -5.1 2
Personal sector checkable deposits and currency asset -34.0 58.6 -48.9 33.0 -13.1 144.9 -170.2 32.3 7.3 710.3 -114.2 3
Personal sector total time and savings deposits asset 331.9 450.3 510.5 506.8 491.6 209.5 463.7 8.3 478.0 -112.0 42.1 4
Personal sector money market mutual fund share holdings asset -109.2 -50.6 50.0 171.8 249.4 240.3 612.7 -149.1 156.9 340.6 82.4 5
Personal sector securities 223.4 175.0 49.4 -293.2 -163.6 -120.5 -472.3 800.6 54.4 -864.6 110.8 6
Nonprofit organizations commercial paper asset -4.5 30.2 28.1 23.4 -38.0 -139.2 -128.9 -138.9 -174.6 -114.5 -12.5 7
Federal government U.S. savings bonds liability 8.9 0.6 0.7 -2.7 -6.0 -2.4 -4.2 -1.1 -1.3 -3.0 -0.3 8
Personal sector total Treasury securities, excluding U.S. savings bonds asset 22.0 31.5 -93.7 -80.2 -130.8 76.0 -71.1 262.6 125.8 -13.2 1234.1 9
Households and nonprofit organizations U.S. government agency securities asset 146.3 30.3 101.2 -54.7 319.6 31.4 -272.4 27.4 532.8 -162.1 -1395.7 10
Personal sector municipal securities and loans asset 24.7 40.3 78.7 52.2 37.2 42.3 -16.5 -8.7 78.0 116.2 83.4 11
Households and nonprofit organizations corporate and foreign bonds asset -145.3 93.5 114.5 177.4 186.2 -166.6 -297.7 3.0 -215.2 -156.5 212.2 12
Households and nonprofit organizations corporate directly held equities asset -103.2 -267.9 -408.2 -635.6 -800.4 74.4 248.7 189.3 -44.2 -96.2 217.8 13
Households and nonprofit organizations mutual fund share holdings asset 274.4 216.4 228.1 227.1 268.6 -36.3 69.9 467.0 -246.8 -435.2 -228.1 14
Households and nonprofit organizations life insurance reserves asset 66.8 33.1 16.1 65.6 34.2 67.0 36.2 52.9 83.0 96.0 28.5 15
Households and nonprofit organizations pension fund reserves asset 281.6 298.1 231.2 212.7 148.2 85.4 18.4 71.6 62.0 189.7 44.6 16
Personal sector miscellaneous and other assets 146.6 430.4 386.6 516.0 644.1 118.7 837.0 282.2 312.4 -956.8 -470.5 17
Personal sector gross investment in tangible assets, total 1680.8 1818.4 1974.5 2025.6 1941.8 1768.8 1846.7 1821.7 1756.2 1650.8 1565.8 18
Personal sector gross fixed investment, residential construction 568.6 665.6 762.5 748.5 634.8 483.8 523.2 499.8 475.1 437.0 379.3 19
Personal sector gross fixed investment, nonresidential equipment, software, and structures 236.0 233.1 271.5 314.4 312.3 350.5 341.5 357.3 354.7 348.5 307.9 20
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 875.1 909.1 938.0 964.0 993.4 939.2 983.1 972.2 932.8 868.6 885.0 21
Personal sector inventory investment (change in inventories) 1.1 10.6 2.4 -1.2 1.3 -4.6 -1.1 -7.7 -6.5 -3.3 -6.4 22
Personal sector consumption of fixed capital, total (all tangible assets) 1057.6 1141.0 1274.8 1272.0 1320.7 1345.8 1319.9 1334.5 1384.4 1344.4 1339.9 23
Personal sector consumption of fixed capital residential fixed investment 195.8 233.6 341.7 261.2 273.7 289.0 280.1 284.4 302.0 289.5 290.0 24
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures 192.5 204.9 196.1 243.3 252.9 259.0 254.8 254.5 280.2 246.4 244.5 25
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 669.4 702.5 737.0 767.6 794.2 797.8 784.9 795.6 802.2 808.5 805.5 26
Personal sector net investment in tangible assets, total 623.2 677.3 699.7 753.6 621.0 423.0 526.9 487.2 371.8 306.3 225.9 27
Personal sector residential structures, current cost basis 372.8 432.0 420.8 487.4 361.1 194.8 243.1 215.5 173.1 147.4 89.3 28
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 43.5 28.3 75.4 71.1 59.4 91.5 86.7 102.8 74.5 102.1 63.4 29
Households and nonprofit organizations consumer durable goods, current cost basis 205.7 206.6 201.1 196.4 199.2 141.4 198.1 176.7 130.6 60.1 79.5 30
Personal sector inventory investment (change in inventories) 1.1 10.6 2.4 -1.2 1.3 -4.6 -1.1 -7.7 -6.5 -3.3 -6.4 31
Personal sector total financial liabilities liability 1111.5 1509.7 1693.8 1844.9 1470.5 126.9 1007.3 7.2 683.8 -1190.6 -527.4 32
Personal sector home mortgages liability 800.6 1020.2 1104.8 1052.1 689.7 -98.8 249.3 -76.6 -311.5 -256.5 -50.2 33
Personal sector total mortgages liability 129.7 154.5 118.7 242.0 260.2 117.8 154.3 148.4 114.8 53.8 19.2 34
Households and nonprofit organizations consumer credit liability 104.4 115.0 94.5 104.4 133.6 44.0 120.8 101.0 35.4 -81.0 -90.7 35
Households and nonprofit organizations policy loans liability -0.7 1.6 0.8 3.3 3.6 5.9 4.8 4.4 4.4 10.1 -3.7 36
Households and nonprofit organizations security credit liability 34.3 81.5 -31.6 59.7 33.4 -160.7 159.2 -295.4 443.4 -949.9 -124.7 37
Personal sector other liabilities 43.2 136.9 406.7 383.3 349.9 218.7 318.9 125.5 397.3 33.0 -277.3 38
Households and nonprofit organizations net capital transfers (SNA) -14.8 -16.0 -16.1 -18.6 -5.1 -1.0 -1.7 -2.4 -0.5 0.5 2.0 39
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) 435.6 583.9 219.2 145.4 559.4 1025.1 824.4 1559.1 825.4 891.6 470.1 40
Households and nonprofit organizations consumer durable goods, current cost basis 205.7 206.6 201.1 196.4 199.2 141.4 198.1 176.7 130.6 60.1 79.5 41
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) 229.8 377.3 18.2 -51.0 360.2 883.7 626.3 1382.4 694.8 831.5 390.6 42
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 174.9 181.7 32.5 70.7 57.4 192.7 20.6 267.9 139.8 342.3 475.5 43
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) 55.0 195.6 -14.3 -121.7 302.8 691.1 605.6 1114.5 555.0 489.2 -84.9 44
Households and nonprofit organizations disposable personal income (NIPA) 8162.5 8680.9 9062.0 9640.7 10170.5 10643.3 10425.5 10806.0 10699.7 10642.0 10783.9 45
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 5.3 6.7 2.4 1.5 5.5 9.6 7.9 14.4 7.7 8.4 4.4 46
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.8 4.3 0.2 -0.5 3.5 8.3 6.0 12.8 6.5 7.8 3.6 47
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.1 2.1 0.4 0.7 0.6 1.8 0.2 2.5 1.3 3.2 4.4 48
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 0.7 2.3 -0.2 -1.3 3.0 6.5 5.8 10.3 5.2 4.6 -0.8 49

  FOOTNOTES
  1.  Consolidated statement for households and nonprofit organizations, nonfarm noncorporate business, and farm business. Return to text


Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

Statistical releases