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• Federal Advisory Council
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• Consumer Advisory Council
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• Thrift Institutions Advisory Council

Federal Advisory Council

Members

• District 1--James C. Smith, Chairman and Chief Executive Officer, Webster Bank, N.A. and Webster Financial Corporation, Waterbury, Conn.
• District 2--Thomas A. Renyi, Chairman and Chief Executive Officer, The Bank of New York, New York, N.Y.
• District 3--Ted T. Cecala, Chairman and Chief Executive Officer, Wilmington Trust Company, Wilmington, Del.
• District 4--George A. Schaefer, Jr., President and Chief Executive Officer, Fifth Third Bancorp, Cincinnati, Ohio.
• District 5--G. Kennedy Thompson, Chairman, President, and Chief Executive Officer, Wachovia Corporation, Charlotte, N.C.
• District 6--Fred L. Green III, President and Chief Operating Officer, Synovus Financial Corporation, Columbus, Ga.,
• District 7--William Downe, Chief Executive Officer, Bank of Montreal, Chicago, Ill.
• District 8--Robert G. Jones, President and Chief Executive Officer, Old National Bancorp, Evansville, Ind.
• District 9--Lyle R. Knight, President and Chief Executive Officer, First Interstate BancSystem, Inc., Billings, Mont.
• District 10--David C. Boyles, Chairman and Director, Colombine Capital Corp., Denver, Colo.
• District 11--James Goudge, Chairman and Chief Executive Officer, Broadway Bank, San Antonio, Tex.
• District 12--Richard M. Kovacevich, Chairman, President, and Chief Executive Officer, Wells Fargo and Company, San Francisco, Calif.

Officers

• G. Kennedy Thompson, President
• James C. Smith, Vice President
• James E. Annable, Secretary

The Federal Advisory Council--a statutory body established under the Federal Reserve Act--consults with, and advises, the Board of Governors on all matters within the Board's jurisdiction. It is composed of one representative from each Federal Reserve District, chosen by the Reserve Bank in that District. The Federal Reserve Act requires the council to meet in Washington, D.C., at least four times a year. In 2007, it met on February 8-9, May 10-11, September 6-7, and December 6-7. The council met with the Board on February 9, May 11, September 7, and December 7, 2007.

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Consumer Advisory Council

Members

• Stella Adams, Founder, S J Adams Consulting, Durham, N.C.
• Faith L. Anderson, Vice President--Legal Compliance and General Counsel, American Airlines Federal Credit Union, Fort Worth, Tex.
• Dorothy Bridges, Chief Executive Officer and President, Franklin National Bank of Minneapolis, Minneapolis, Minn.
• Carolyn Carter, Attorney, National Consumer Law Center, Boston, Mass.
• Michael Cook, Vice President of Finance and Assistant Treasurer, Wal-Mart Stores, Inc., Bentonville, Ark.
• Donald S. Currie, Executive Director, Community Development Corporation of Brownsville, Brownsville, Tex.
• Kurt Eggert, Professor of Law and Director of Clinical Legal Education, Chapman University School of Law, Orange, Calif.
• Jason Engel, Vice President and Chief Regulatory Counsel, Experian, Costa Mesa, Calif.
• Joseph Falk, Consultant, Akerman Senterfitt, Miami, Fla.
• Louise Gissendaner, Senior Vice President, Director of Community Development, Fifth Third Bank, Cleveland, Ohio
• Patricia A. Hasson, President, Consumer Credit Counseling Service of Delaware Valley, Inc., Philadelphia, Pa.
• Deborah Hickok, Former Vice President, MoneyGram Payment Systems, Inc., Ooltewah, Tenn.
• Thomas P. James, Senior Assistant Attorney General--Consumer Counsel, Office of the Illinois Attorney General, Consumer Fraud Bureau, Chicago, Ill.
• Sarah Ludwig, Executive Director, Neighborhood Economic Development Advocacy Project, New York, N.Y.
• Mark K. Metz, Senior Vice President and Deputy General Counsel, Wachovia Corporation, Charlotte, N.C.
• Lance Morgan, President, Ho-Chunk, Incorporated, Winnebago Tribe of Nebraska, Winnebago, Neb.
• Joshua Peirez, Chief Payment System Integrity Officer, MasterCard Worldwide, Purchase, N.Y.
• Anna McDonald Rentschler, BSA Officer, Central Bancompany, Jefferson City, Mo.
• Edna Sawady, Managing Director, Market Innovations, Inc., Orange, Ohio
• Faith Arnold Schwartz, Executive Director, Hope Now Alliance, The Financial Services Roundtable, Washington, D.C.
• Edward Sivak, Director of Policy and Evaluation, Enterprise Corporation of the Delta, Jackson, Miss.
• H. Cooke Sunoo, Director, Asian Pacific Islander Small Business Program, Los Angeles, Calif.
• Stergios Theologides, Executive Vice President, General Counsel, Morgan Stanley Home Loans, Fort Worth, Tex.
• Linda Tinney, Vice President, Community Development, West Metro Region Manager, US Bank, Denver, Colo.
• Luz Urrutia, President and Chief Operating Officer, Banuestra Financial Corporation, Roswell, Ga.
• Anselmo Villarreal, Executive Director, LaCasa de Esperanza, Inc., Waukesha, Wis.
• Alan White, Assistant Professor, Valparaiso University Law School, Valparaiso, Ind.
• Marva E. Williams, Senior Program Officer, Chicago LISC, Chicago, Ill.

Officers

• Lisa Sodeika, Chair, Executive Vice President--Corporate Affairs, HSBC North America Holdings, Inc., Prospect Heights, Ill.
• Tony T. Brown, Vice Chair, President and Chief Executive Officer, Uptown Consortium, Inc., Cincinnati, Ohio

The Consumer Advisory Council--a statutory body established pursuant to the 1976 amendments to the Equal Credit Opportunity Act--advises the Board of Governors on consumer financial services. Its members, who are appointed by the Board, are academics, state and local government officials, and representatives of the financial services industry and of consumer and community interests. In 2007, the council met with the Board on March 8, June 21, and October 25.

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Thrift Institutions Advisory Council

Members

• Frank E. Berrish, President and Chief Executive Officer, Visions Federal Credit Union, Endicott, N.Y.
• Robert M. Clements, Chairman and Chief Executive Officer, Everbank Financial Corp., Jacksonville, Fla.
• A. Thomas Hood, President and Chief Executive Officer, First Federal Savings and Loan Association, Charleston, S.C.
• Kerry Killinger, Chairman and Chief Executive Officer, Washington Mutual, Inc., Seattle, Wa.
• Kenneth Koranda, President, Mid America Bank, Downers Grove, Ill.
• Arkadi Kuhlmann, Chairman, President, and Chief Executive Officer, ING DIRECT USA, Wilmington, Del.
• Harriet May, President and Chief Executive Officer, Government Employees Credit Union, El Paso, Tex.
• Thomas C. Meuser, Chairman and Chief Executive Officer, El Dorado Savings Bank, Placerville, Calif.
• F. Weller Meyer, Chairman, President, and Chief Executive Officer, Acacia Federal Savings Bank, Falls Church, Va.
• David E. Poulsen, President and Chief Executive Officer, American Express Centurion Bank, Salt Lake City, Utah
• Steven J. Swiontek, Chairman, President, and Chief Executive Officer, Gate City Bank, Fargo, N.D.
• David Russell Taylor, President and Chief Executive Officer, Rahway Savings Institution, Rahway, N.J.

Officers

• David Russell Taylor, President
• F. Weller Meyer, Vice President

The Thrift Institutions Advisory Council was established by the Board of Governors to consult with, and advise, the Board on issues pertaining to the thrift industry and on other matters within the Board's jurisdiction. Its members, who are appointed by the Board, represent credit unions, savings and loan associations, and savings banks. In 2007, the council met with the Board on March 16, June 29, and December 14.

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