The 2006 HMDA Data
Figure 2. APRs of three selected loan types, and the spread between them and the HMDA price-reporting threshold, 2004-2006
Percentage points
Data presented as curves
| APR, HMDA threshold |
| Day, month, and year |
Rate |
| 1-Jan-04 |
8.13 |
| 8-Jan-04 |
8.13 |
| 15-Jan-04 |
7.87 |
| 22-Jan-04 |
7.87 |
| 29-Jan-04 |
7.87 |
| 5-Feb-04 |
7.87 |
| 12-Feb-04 |
7.87 |
| 19-Feb-04 |
7.92 |
| 26-Feb-04 |
7.92 |
| 4-Mar-04 |
7.92 |
| 11-Mar-04 |
7.92 |
| 18-Mar-04 |
7.67 |
| 25-Mar-04 |
7.67 |
| 1-Apr-04 |
7.67 |
| 8-Apr-04 |
7.67 |
| 15-Apr-04 |
8.22 |
| 22-Apr-04 |
8.22 |
| 29-Apr-04 |
8.22 |
| 6-May-04 |
8.22 |
| 13-May-04 |
8.22 |
| 20-May-04 |
8.54 |
| 27-May-04 |
8.54 |
| 3-Jun-04 |
8.54 |
| 10-Jun-04 |
8.54 |
| 17-Jun-04 |
8.41 |
| 24-Jun-04 |
8.41 |
| 1-Jul-04 |
8.41 |
| 8-Jul-04 |
8.41 |
| 15-Jul-04 |
8.24 |
| 22-Jul-04 |
8.24 |
| 29-Jul-04 |
8.24 |
| 5-Aug-04 |
8.24 |
| 12-Aug-04 |
8.24 |
| 19-Aug-04 |
8.02 |
| 26-Aug-04 |
8.02 |
| 2-Sep-04 |
8.02 |
| 9-Sep-04 |
8.02 |
| 16-Sep-04 |
7.96 |
| 23-Sep-04 |
7.96 |
| 30-Sep-04 |
7.96 |
| 7-Oct-04 |
7.96 |
| 14-Oct-04 |
7.96 |
| 21-Oct-04 |
7.84 |
| 28-Oct-04 |
7.84 |
| 4-Nov-04 |
7.84 |
| 11-Nov-04 |
7.84 |
| 18-Nov-04 |
7.91 |
| 25-Nov-04 |
7.91 |
| 2-Dec-04 |
7.91 |
| 9-Dec-04 |
7.91 |
| 16-Dec-04 |
7.72 |
| 23-Dec-04 |
7.72 |
| 30-Dec-04 |
7.72 |
| 6-Jan-05 |
7.72 |
| 13-Jan-05 |
7.72 |
| 20-Jan-05 |
7.76 |
| 27-Jan-05 |
7.76 |
| 3-Feb-05 |
7.76 |
| 10-Feb-05 |
7.76 |
| 17-Feb-05 |
7.55 |
| 24-Feb-05 |
7.55 |
| 3-Mar-05 |
7.55 |
| 10-Mar-05 |
7.55 |
| 17-Mar-05 |
7.93 |
| 24-Mar-05 |
7.93 |
| 31-Mar-05 |
7.93 |
| 7-Apr-05 |
7.93 |
| 14-Apr-05 |
7.93 |
| 21-Apr-05 |
7.73 |
| 28-Apr-05 |
7.73 |
| 5-May-05 |
7.73 |
| 12-May-05 |
7.73 |
| 19-May-05 |
7.56 |
| 26-May-05 |
7.56 |
| 2-Jun-05 |
7.56 |
| 9-Jun-05 |
7.56 |
| 16-Jun-05 |
7.49 |
| 23-Jun-05 |
7.49 |
| 30-Jun-05 |
7.49 |
| 7-Jul-05 |
7.49 |
| 14-Jul-05 |
7.49 |
| 21-Jul-05 |
7.47 |
| 28-Jul-05 |
7.47 |
| 4-Aug-05 |
7.47 |
| 11-Aug-05 |
7.47 |
| 18-Aug-05 |
7.53 |
| 25-Aug-05 |
7.53 |
| 1-Sep-05 |
7.53 |
| 8-Sep-05 |
7.53 |
| 15-Sep-05 |
7.56 |
| 22-Sep-05 |
7.56 |
| 29-Sep-05 |
7.56 |
| 6-Oct-05 |
7.56 |
| 13-Oct-05 |
7.56 |
| 20-Oct-05 |
7.76 |
| 27-Oct-05 |
7.76 |
| 3-Nov-05 |
7.76 |
| 10-Nov-05 |
7.76 |
| 17-Nov-05 |
7.83 |
| 24-Nov-05 |
7.83 |
| 1-Dec-05 |
7.83 |
| 8-Dec-05 |
7.83 |
| 15-Dec-05 |
7.75 |
| 22-Dec-05 |
7.75 |
| 29-Dec-05 |
7.75 |
| 5-Jan-06 |
7.75 |
| 12-Jan-06 |
7.75 |
| 19-Jan-06 |
7.59 |
| 26-Jan-06 |
7.59 |
| 2-Feb-06 |
7.59 |
| 9-Feb-06 |
7.59 |
| 16-Feb-06 |
7.58 |
| 23-Feb-06 |
7.58 |
| 2-Mar-06 |
7.58 |
| 9-Mar-06 |
7.58 |
| 16-Mar-06 |
7.75 |
| 23-Mar-06 |
7.75 |
| 30-Mar-06 |
7.75 |
| 6-Apr-06 |
7.75 |
| 13-Apr-06 |
7.75 |
| 20-Apr-06 |
8.11 |
| 27-Apr-06 |
8.11 |
| 4-May-06 |
8.11 |
| 11-May-06 |
8.11 |
| 18-May-06 |
8.26 |
| 25-May-06 |
8.26 |
| 1-Jun-06 |
8.26 |
| 8-Jun-06 |
8.26 |
| 15-Jun-06 |
8.13 |
| 22-Jun-06 |
8.13 |
| 29-Jun-06 |
8.13 |
| 6-Jul-06 |
8.13 |
| 13-Jul-06 |
8.13 |
| 20-Jul-06 |
8.11 |
| 27-Jul-06 |
8.11 |
| 3-Aug-06 |
8.11 |
| 10-Aug-06 |
8.11 |
| 17-Aug-06 |
8.05 |
| 24-Aug-06 |
8.05 |
| 31-Aug-06 |
8.05 |
| 7-Sep-06 |
8.05 |
| 14-Sep-06 |
8.05 |
| 21-Sep-06 |
7.92 |
| 28-Sep-06 |
7.92 |
| 5-Oct-06 |
7.92 |
| 12-Oct-06 |
7.92 |
| 19-Oct-06 |
7.94 |
| 26-Oct-06 |
7.94 |
| 2-Nov-06 |
7.94 |
| 9-Nov-06 |
7.94 |
| 16-Nov-06 |
7.69 |
| 23-Nov-06 |
7.69 |
| 30-Nov-06 |
7.69 |
| 7-Dec-06 |
7.69 |
| 14-Dec-06 |
7.69 |
| 21-Dec-06 |
7.72 |
| 28-Dec-06 |
7.72 |
| APR, 5-year adjustable |
| Day, month, and year |
Rate |
| 8-Jan-04 |
4.41 |
| 15-Jan-04 |
4.28 |
| 22-Jan-04 |
4.28 |
| 29-Jan-04 |
4.36 |
| 5-Feb-04 |
4.37 |
| 12-Feb-04 |
4.32 |
| 19-Feb-04 |
4.30 |
| 26-Feb-04 |
4.30 |
| 4-Mar-04 |
4.31 |
| 11-Mar-04 |
4.20 |
| 18-Mar-04 |
4.21 |
| 25-Mar-04 |
4.19 |
| 1-Apr-04 |
4.27 |
| 8-Apr-04 |
4.41 |
| 15-Apr-04 |
4.53 |
| 22-Apr-04 |
4.56 |
| 29-Apr-04 |
4.62 |
| 6-May-04 |
4.69 |
| 13-May-04 |
4.90 |
| 20-May-04 |
4.86 |
| 27-May-04 |
4.85 |
| 3-Jun-04 |
4.94 |
| 10-Jun-04 |
5.12 |
| 17-Jun-04 |
5.15 |
| 24-Jun-04 |
5.08 |
| 1-Jul-04 |
5.04 |
| 8-Jul-04 |
4.94 |
| 15-Jul-04 |
5.02 |
| 22-Jul-04 |
5.03 |
| 29-Jul-04 |
5.07 |
| 5-Aug-04 |
5.00 |
| 12-Aug-04 |
4.90 |
| 19-Aug-04 |
4.87 |
| 26-Aug-04 |
4.92 |
| 2-Sep-04 |
4.91 |
| 9-Sep-04 |
4.97 |
| 16-Sep-04 |
4.93 |
| 23-Sep-04 |
4.98 |
| 30-Sep-04 |
5.02 |
| 7-Oct-04 |
5.08 |
| 14-Oct-04 |
4.98 |
| 21-Oct-04 |
5.03 |
| 28-Oct-04 |
5.07 |
| 4-Nov-04 |
5.11 |
| 11-Nov-04 |
5.22 |
| 18-Nov-04 |
5.24 |
| 25-Nov-04 |
5.31 |
| 2-Dec-04 |
5.34 |
| 9-Dec-04 |
5.29 |
| 16-Dec-04 |
5.34 |
| 23-Dec-04 |
5.39 |
| 30-Dec-04 |
5.44 |
| 6-Jan-05 |
5.43 |
| 13-Jan-05 |
5.45 |
| 20-Jan-05 |
5.47 |
| 27-Jan-05 |
5.50 |
| 3-Feb-05 |
5.52 |
| 10-Feb-05 |
5.53 |
| 17-Feb-05 |
5.59 |
| 24-Feb-05 |
5.65 |
| 3-Mar-05 |
5.73 |
| 10-Mar-05 |
5.78 |
| 17-Mar-05 |
5.84 |
| 24-Mar-05 |
5.94 |
| 31-Mar-05 |
5.92 |
| 7-Apr-05 |
5.87 |
| 14-Apr-05 |
5.85 |
| 21-Apr-05 |
5.82 |
| 28-Apr-05 |
5.79 |
| 5-May-05 |
5.78 |
| 12-May-05 |
5.83 |
| 19-May-05 |
5.76 |
| 26-May-05 |
5.77 |
| 2-Jun-05 |
5.73 |
| 9-Jun-05 |
5.73 |
| 16-Jun-05 |
5.80 |
| 23-Jun-05 |
5.80 |
| 30-Jun-05 |
5.83 |
| 7-Jul-05 |
5.92 |
| 14-Jul-05 |
5.97 |
| 21-Jul-05 |
6.06 |
| 28-Jul-05 |
6.09 |
| 4-Aug-05 |
6.17 |
| 11-Aug-05 |
6.23 |
| 18-Aug-05 |
6.19 |
| 25-Aug-05 |
6.19 |
| 1-Sep-05 |
6.06 |
| 8-Sep-05 |
6.10 |
| 15-Sep-05 |
6.13 |
| 22-Sep-05 |
6.19 |
| 29-Sep-05 |
6.28 |
| 6-Oct-05 |
6.36 |
| 13-Oct-05 |
6.46 |
| 20-Oct-05 |
6.50 |
| 27-Oct-05 |
6.54 |
| 3-Nov-05 |
6.63 |
| 10-Nov-05 |
6.65 |
| 17-Nov-05 |
6.66 |
| 24-Nov-05 |
6.64 |
| 1-Dec-05 |
6.65 |
| 8-Dec-05 |
6.63 |
| 15-Dec-05 |
6.62 |
| 22-Dec-05 |
6.66 |
| 29-Dec-05 |
6.65 |
| 5-Jan-06 |
6.66 |
| 12-Jan-06 |
6.67 |
| 19-Jan-06 |
6.68 |
| 26-Jan-06 |
6.74 |
| 2-Feb-06 |
6.83 |
| 9-Feb-06 |
6.88 |
| 16-Feb-06 |
6.91 |
| 23-Feb-06 |
6.94 |
| 2-Mar-06 |
6.95 |
| 9-Mar-06 |
7.00 |
| 16-Mar-06 |
6.94 |
| 23-Mar-06 |
7.00 |
| 30-Mar-06 |
7.03 |
| 6-Apr-06 |
7.07 |
| 13-Apr-06 |
7.15 |
| 20-Apr-06 |
7.13 |
| 27-Apr-06 |
7.16 |
| 4-May-06 |
7.22 |
| 11-May-06 |
7.18 |
| 18-May-06 |
7.17 |
| 25-May-06 |
7.19 |
| 1-Jun-06 |
7.23 |
| 8-Jun-06 |
7.20 |
| 15-Jun-06 |
7.28 |
| 22-Jun-06 |
7.38 |
| 29-Jun-06 |
7.39 |
| 6-Jul-06 |
7.42 |
| 13-Jul-06 |
7.35 |
| 20-Jul-06 |
7.35 |
| 27-Jul-06 |
7.31 |
| 3-Aug-06 |
7.26 |
| 10-Aug-06 |
7.21 |
| 17-Aug-06 |
7.21 |
| 24-Aug-06 |
7.20 |
| 31-Aug-06 |
7.14 |
| 7-Sep-06 |
7.16 |
| 14-Sep-06 |
7.16 |
| 21-Sep-06 |
7.09 |
| 28-Sep-06 |
7.04 |
| 5-Oct-06 |
7.04 |
| 12-Oct-06 |
7.16 |
| 19-Oct-06 |
7.17 |
| 26-Oct-06 |
7.19 |
| 2-Nov-06 |
7.10 |
| 9-Nov-06 |
7.16 |
| 16-Nov-06 |
7.15 |
| 23-Nov-06 |
7.11 |
| 30-Nov-06 |
7.03 |
| 7-Dec-06 |
7.01 |
| 14-Dec-06 |
7.06 |
| 21-Dec-06 |
7.04 |
| 28-Dec-06 |
7.09 |
| Spread, 5-year adjustable |
| Day, month, and year |
Spread |
| 8-Jan-04 |
3.72 |
| 15-Jan-04 |
3.59 |
| 22-Jan-04 |
3.59 |
| 29-Jan-04 |
3.51 |
| 5-Feb-04 |
3.50 |
| 12-Feb-04 |
3.55 |
| 19-Feb-04 |
3.62 |
| 26-Feb-04 |
3.62 |
| 4-Mar-04 |
3.61 |
| 11-Mar-04 |
3.72 |
| 18-Mar-04 |
3.46 |
| 25-Mar-04 |
3.48 |
| 1-Apr-04 |
3.40 |
| 8-Apr-04 |
3.26 |
| 15-Apr-04 |
3.69 |
| 22-Apr-04 |
3.66 |
| 29-Apr-04 |
3.60 |
| 6-May-04 |
3.53 |
| 13-May-04 |
3.32 |
| 20-May-04 |
3.68 |
| 27-May-04 |
3.69 |
| 3-Jun-04 |
3.60 |
| 10-Jun-04 |
3.42 |
| 17-Jun-04 |
3.26 |
| 24-Jun-04 |
3.33 |
| 1-Jul-04 |
3.37 |
| 8-Jul-04 |
3.47 |
| 15-Jul-04 |
3.22 |
| 22-Jul-04 |
3.21 |
| 29-Jul-04 |
3.17 |
| 5-Aug-04 |
3.24 |
| 12-Aug-04 |
3.34 |
| 19-Aug-04 |
3.15 |
| 26-Aug-04 |
3.10 |
| 2-Sep-04 |
3.11 |
| 9-Sep-04 |
3.05 |
| 16-Sep-04 |
3.03 |
| 23-Sep-04 |
2.98 |
| 30-Sep-04 |
2.94 |
| 7-Oct-04 |
2.88 |
| 14-Oct-04 |
2.98 |
| 21-Oct-04 |
2.81 |
| 28-Oct-04 |
2.77 |
| 4-Nov-04 |
2.73 |
| 11-Nov-04 |
2.62 |
| 18-Nov-04 |
2.67 |
| 25-Nov-04 |
2.60 |
| 2-Dec-04 |
2.57 |
| 9-Dec-04 |
2.62 |
| 16-Dec-04 |
2.38 |
| 23-Dec-04 |
2.33 |
| 30-Dec-04 |
2.28 |
| 6-Jan-05 |
2.29 |
| 13-Jan-05 |
2.27 |
| 20-Jan-05 |
2.29 |
| 27-Jan-05 |
2.27 |
| 3-Feb-05 |
2.24 |
| 10-Feb-05 |
2.23 |
| 17-Feb-05 |
1.96 |
| 24-Feb-05 |
1.90 |
| 3-Mar-05 |
1.82 |
| 10-Mar-05 |
1.77 |
| 17-Mar-05 |
2.09 |
| 24-Mar-05 |
2.00 |
| 31-Mar-05 |
2.01 |
| 7-Apr-05 |
2.06 |
| 14-Apr-05 |
2.08 |
| 21-Apr-05 |
1.92 |
| 28-Apr-05 |
1.94 |
| 5-May-05 |
1.95 |
| 12-May-05 |
1.90 |
| 19-May-05 |
1.80 |
| 26-May-05 |
1.79 |
| 2-Jun-05 |
1.83 |
| 9-Jun-05 |
1.83 |
| 16-Jun-05 |
1.69 |
| 23-Jun-05 |
1.69 |
| 30-Jun-05 |
1.66 |
| 7-Jul-05 |
1.57 |
| 14-Jul-05 |
1.52 |
| 21-Jul-05 |
1.41 |
| 28-Jul-05 |
1.38 |
| 4-Aug-05 |
1.30 |
| 11-Aug-05 |
1.24 |
| 18-Aug-05 |
1.34 |
| 25-Aug-05 |
1.34 |
| 1-Sep-05 |
1.47 |
| 8-Sep-05 |
1.43 |
| 15-Sep-05 |
1.43 |
| 22-Sep-05 |
1.37 |
| 29-Sep-05 |
1.28 |
| 6-Oct-05 |
1.20 |
| 13-Oct-05 |
1.10 |
| 20-Oct-05 |
1.27 |
| 27-Oct-05 |
1.22 |
| 3-Nov-05 |
1.13 |
| 10-Nov-05 |
1.11 |
| 17-Nov-05 |
1.17 |
| 24-Nov-05 |
1.19 |
| 1-Dec-05 |
1.18 |
| 8-Dec-05 |
1.20 |
| 15-Dec-05 |
1.13 |
| 22-Dec-05 |
1.09 |
| 29-Dec-05 |
1.10 |
| 5-Jan-06 |
1.09 |
| 12-Jan-06 |
1.08 |
| 19-Jan-06 |
.91 |
| 26-Jan-06 |
.85 |
| 2-Feb-06 |
.76 |
| 9-Feb-06 |
.71 |
| 16-Feb-06 |
.67 |
| 23-Feb-06 |
.64 |
| 2-Mar-06 |
.63 |
| 9-Mar-06 |
.58 |
| 16-Mar-06 |
.81 |
| 23-Mar-06 |
.75 |
| 30-Mar-06 |
.72 |
| 6-Apr-06 |
.68 |
| 13-Apr-06 |
.60 |
| 20-Apr-06 |
.98 |
| 27-Apr-06 |
.95 |
| 4-May-06 |
.89 |
| 11-May-06 |
.93 |
| 18-May-06 |
1.09 |
| 25-May-06 |
1.07 |
| 1-Jun-06 |
1.03 |
| 8-Jun-06 |
1.06 |
| 15-Jun-06 |
.85 |
| 22-Jun-06 |
.76 |
| 29-Jun-06 |
.74 |
| 6-Jul-06 |
.72 |
| 13-Jul-06 |
.78 |
| 20-Jul-06 |
.77 |
| 27-Jul-06 |
.80 |
| 3-Aug-06 |
.86 |
| 10-Aug-06 |
.90 |
| 17-Aug-06 |
.84 |
| 24-Aug-06 |
.85 |
| 31-Aug-06 |
.91 |
| 7-Sep-06 |
.89 |
| 14-Sep-06 |
.90 |
| 21-Sep-06 |
.84 |
| 28-Sep-06 |
.88 |
| 5-Oct-06 |
.88 |
| 12-Oct-06 |
.76 |
| 19-Oct-06 |
.77 |
| 26-Oct-06 |
.75 |
| 2-Nov-06 |
.84 |
| 9-Nov-06 |
.78 |
| 16-Nov-06 |
.55 |
| 23-Nov-06 |
.58 |
| 30-Nov-06 |
.66 |
| 7-Dec-06 |
.69 |
| 14-Dec-06 |
.64 |
| 21-Dec-06 |
.68 |
| 28-Dec-06 |
.63 |
| APR, 30-year fixed |
| Day, month, and year |
Rate |
| 1-Jan-04 |
5.92 |
| 8-Jan-04 |
5.94 |
| 15-Jan-04 |
5.72 |
| 22-Jan-04 |
5.70 |
| 29-Jan-04 |
5.74 |
| 5-Feb-04 |
5.78 |
| 12-Feb-04 |
5.72 |
| 19-Feb-04 |
5.63 |
| 26-Feb-04 |
5.64 |
| 4-Mar-04 |
5.65 |
| 11-Mar-04 |
5.46 |
| 18-Mar-04 |
5.44 |
| 25-Mar-04 |
5.46 |
| 1-Apr-04 |
5.57 |
| 8-Apr-04 |
5.85 |
| 15-Apr-04 |
5.95 |
| 22-Apr-04 |
6.01 |
| 29-Apr-04 |
6.08 |
| 6-May-04 |
6.20 |
| 13-May-04 |
6.41 |
| 20-May-04 |
6.37 |
| 27-May-04 |
6.38 |
| 3-Jun-04 |
6.35 |
| 10-Jun-04 |
6.37 |
| 17-Jun-04 |
6.37 |
| 24-Jun-04 |
6.31 |
| 1-Jul-04 |
6.27 |
| 8-Jul-04 |
6.07 |
| 15-Jul-04 |
6.06 |
| 22-Jul-04 |
6.04 |
| 29-Jul-04 |
6.14 |
| 5-Aug-04 |
6.06 |
| 12-Aug-04 |
5.91 |
| 19-Aug-04 |
5.87 |
| 26-Aug-04 |
5.88 |
| 2-Sep-04 |
5.84 |
| 9-Sep-04 |
5.90 |
| 16-Sep-04 |
5.82 |
| 23-Sep-04 |
5.76 |
| 30-Sep-04 |
5.78 |
| 7-Oct-04 |
5.88 |
| 14-Oct-04 |
5.80 |
| 21-Oct-04 |
5.75 |
| 28-Oct-04 |
5.70 |
| 4-Nov-04 |
5.76 |
| 11-Nov-04 |
5.82 |
| 18-Nov-04 |
5.80 |
| 25-Nov-04 |
5.78 |
| 2-Dec-04 |
5.87 |
| 9-Dec-04 |
5.77 |
| 16-Dec-04 |
5.74 |
| 23-Dec-04 |
5.81 |
| 30-Dec-04 |
5.87 |
| 6-Jan-05 |
5.83 |
| 13-Jan-05 |
5.80 |
| 20-Jan-05 |
5.73 |
| 27-Jan-05 |
5.72 |
| 3-Feb-05 |
5.69 |
| 10-Feb-05 |
5.64 |
| 17-Feb-05 |
5.68 |
| 24-Feb-05 |
5.75 |
| 3-Mar-05 |
5.85 |
| 10-Mar-05 |
5.91 |
| 17-Mar-05 |
6.02 |
| 24-Mar-05 |
6.08 |
| 31-Mar-05 |
6.11 |
| 7-Apr-05 |
6.00 |
| 14-Apr-05 |
5.98 |
| 21-Apr-05 |
5.85 |
| 28-Apr-05 |
5.84 |
| 5-May-05 |
5.81 |
| 12-May-05 |
5.82 |
| 19-May-05 |
5.77 |
| 26-May-05 |
5.71 |
| 2-Jun-05 |
5.68 |
| 9-Jun-05 |
5.61 |
| 16-Jun-05 |
5.68 |
| 23-Jun-05 |
5.62 |
| 30-Jun-05 |
5.58 |
| 7-Jul-05 |
5.68 |
| 14-Jul-05 |
5.72 |
| 21-Jul-05 |
5.77 |
| 28-Jul-05 |
5.82 |
| 4-Aug-05 |
5.88 |
| 11-Aug-05 |
5.94 |
| 18-Aug-05 |
5.85 |
| 25-Aug-05 |
5.82 |
| 1-Sep-05 |
5.77 |
| 8-Sep-05 |
5.77 |
| 15-Sep-05 |
5.80 |
| 22-Sep-05 |
5.86 |
| 29-Sep-05 |
5.96 |
| 6-Oct-05 |
6.03 |
| 13-Oct-05 |
6.09 |
| 20-Oct-05 |
6.15 |
| 27-Oct-05 |
6.20 |
| 3-Nov-05 |
6.36 |
| 10-Nov-05 |
6.41 |
| 17-Nov-05 |
6.43 |
| 24-Nov-05 |
6.34 |
| 1-Dec-05 |
6.31 |
| 8-Dec-05 |
6.38 |
| 15-Dec-05 |
6.35 |
| 22-Dec-05 |
6.32 |
| 29-Dec-05 |
6.27 |
| 5-Jan-06 |
6.26 |
| 12-Jan-06 |
6.21 |
| 19-Jan-06 |
6.15 |
| 26-Jan-06 |
6.17 |
| 2-Feb-06 |
6.28 |
| 9-Feb-06 |
6.30 |
| 16-Feb-06 |
6.33 |
| 23-Feb-06 |
6.32 |
| 2-Mar-06 |
6.30 |
| 9-Mar-06 |
6.43 |
| 16-Mar-06 |
6.41 |
| 23-Mar-06 |
6.38 |
| 30-Mar-06 |
6.40 |
| 6-Apr-06 |
6.49 |
| 13-Apr-06 |
6.55 |
| 20-Apr-06 |
6.59 |
| 27-Apr-06 |
6.63 |
| 4-May-06 |
6.65 |
| 11-May-06 |
6.63 |
| 18-May-06 |
6.65 |
| 25-May-06 |
6.66 |
| 1-Jun-06 |
6.71 |
| 8-Jun-06 |
6.67 |
| 15-Jun-06 |
6.68 |
| 22-Jun-06 |
6.76 |
| 29-Jun-06 |
6.83 |
| 6-Jul-06 |
6.84 |
| 13-Jul-06 |
6.80 |
| 20-Jul-06 |
6.85 |
| 27-Jul-06 |
6.75 |
| 3-Aug-06 |
6.66 |
| 10-Aug-06 |
6.59 |
| 17-Aug-06 |
6.55 |
| 24-Aug-06 |
6.52 |
| 31-Aug-06 |
6.48 |
| 7-Sep-06 |
6.51 |
| 14-Sep-06 |
6.48 |
| 21-Sep-06 |
6.45 |
| 28-Sep-06 |
6.35 |
| 5-Oct-06 |
6.33 |
| 12-Oct-06 |
6.42 |
| 19-Oct-06 |
6.41 |
| 26-Oct-06 |
6.44 |
| 2-Nov-06 |
6.35 |
| 9-Nov-06 |
6.39 |
| 16-Nov-06 |
6.29 |
| 23-Nov-06 |
6.23 |
| 30-Nov-06 |
6.18 |
| 7-Dec-06 |
6.16 |
| 14-Dec-06 |
6.16 |
| 21-Dec-06 |
6.17 |
| 28-Dec-06 |
6.22 |
| Spread, 30-year fixed |
| Day, month, and year |
Spread |
| 1-Jan-04 |
2.22 |
| 8-Jan-04 |
2.20 |
| 15-Jan-04 |
2.16 |
| 22-Jan-04 |
2.18 |
| 29-Jan-04 |
2.13 |
| 5-Feb-04 |
2.10 |
| 12-Feb-04 |
2.15 |
| 19-Feb-04 |
2.29 |
| 26-Feb-04 |
2.28 |
| 4-Mar-04 |
2.27 |
| 11-Mar-04 |
2.46 |
| 18-Mar-04 |
2.23 |
| 25-Mar-04 |
2.21 |
| 1-Apr-04 |
2.10 |
| 8-Apr-04 |
1.82 |
| 15-Apr-04 |
2.27 |
| 22-Apr-04 |
2.22 |
| 29-Apr-04 |
2.15 |
| 6-May-04 |
2.02 |
| 13-May-04 |
1.81 |
| 20-May-04 |
2.17 |
| 27-May-04 |
2.16 |
| 3-Jun-04 |
2.19 |
| 10-Jun-04 |
2.17 |
| 17-Jun-04 |
2.04 |
| 24-Jun-04 |
2.10 |
| 1-Jul-04 |
2.14 |
| 8-Jul-04 |
2.34 |
| 15-Jul-04 |
2.18 |
| 22-Jul-04 |
2.20 |
| 29-Jul-04 |
2.10 |
| 5-Aug-04 |
2.19 |
| 12-Aug-04 |
2.34 |
| 19-Aug-04 |
2.15 |
| 26-Aug-04 |
2.14 |
| 2-Sep-04 |
2.18 |
| 9-Sep-04 |
2.12 |
| 16-Sep-04 |
2.14 |
| 23-Sep-04 |
2.20 |
| 30-Sep-04 |
2.19 |
| 7-Oct-04 |
2.09 |
| 14-Oct-04 |
2.17 |
| 21-Oct-04 |
2.09 |
| 28-Oct-04 |
2.14 |
| 4-Nov-04 |
2.09 |
| 11-Nov-04 |
2.02 |
| 18-Nov-04 |
2.12 |
| 25-Nov-04 |
2.14 |
| 2-Dec-04 |
2.05 |
| 9-Dec-04 |
2.14 |
| 16-Dec-04 |
1.99 |
| 23-Dec-04 |
1.92 |
| 30-Dec-04 |
1.86 |
| 6-Jan-05 |
1.89 |
| 13-Jan-05 |
1.93 |
| 20-Jan-05 |
2.03 |
| 27-Jan-05 |
2.05 |
| 3-Feb-05 |
2.07 |
| 10-Feb-05 |
2.12 |
| 17-Feb-05 |
1.87 |
| 24-Feb-05 |
1.80 |
| 3-Mar-05 |
1.70 |
| 10-Mar-05 |
1.65 |
| 17-Mar-05 |
1.92 |
| 24-Mar-05 |
1.86 |
| 31-Mar-05 |
1.83 |
| 7-Apr-05 |
1.94 |
| 14-Apr-05 |
1.96 |
| 21-Apr-05 |
1.88 |
| 28-Apr-05 |
1.90 |
| 5-May-05 |
1.93 |
| 12-May-05 |
1.91 |
| 19-May-05 |
1.79 |
| 26-May-05 |
1.86 |
| 2-Jun-05 |
1.89 |
| 9-Jun-05 |
1.95 |
| 16-Jun-05 |
1.81 |
| 23-Jun-05 |
1.87 |
| 30-Jun-05 |
1.91 |
| 7-Jul-05 |
1.82 |
| 14-Jul-05 |
1.78 |
| 21-Jul-05 |
1.70 |
| 28-Jul-05 |
1.65 |
| 4-Aug-05 |
1.60 |
| 11-Aug-05 |
1.53 |
| 18-Aug-05 |
1.68 |
| 25-Aug-05 |
1.71 |
| 1-Sep-05 |
1.77 |
| 8-Sep-05 |
1.77 |
| 15-Sep-05 |
1.77 |
| 22-Sep-05 |
1.71 |
| 29-Sep-05 |
1.60 |
| 6-Oct-05 |
1.53 |
| 13-Oct-05 |
1.47 |
| 20-Oct-05 |
1.61 |
| 27-Oct-05 |
1.56 |
| 3-Nov-05 |
1.40 |
| 10-Nov-05 |
1.35 |
| 17-Nov-05 |
1.40 |
| 24-Nov-05 |
1.49 |
| 1-Dec-05 |
1.52 |
| 8-Dec-05 |
1.45 |
| 15-Dec-05 |
1.40 |
| 22-Dec-05 |
1.43 |
| 29-Dec-05 |
1.48 |
| 5-Jan-06 |
1.49 |
| 12-Jan-06 |
1.54 |
| 19-Jan-06 |
1.44 |
| 26-Jan-06 |
1.42 |
| 2-Feb-06 |
1.31 |
| 9-Feb-06 |
1.29 |
| 16-Feb-06 |
1.25 |
| 23-Feb-06 |
1.26 |
| 2-Mar-06 |
1.28 |
| 9-Mar-06 |
1.15 |
| 16-Mar-06 |
1.34 |
| 23-Mar-06 |
1.37 |
| 30-Mar-06 |
1.35 |
| 6-Apr-06 |
1.26 |
| 13-Apr-06 |
1.20 |
| 20-Apr-06 |
1.52 |
| 27-Apr-06 |
1.48 |
| 4-May-06 |
1.46 |
| 11-May-06 |
1.48 |
| 18-May-06 |
1.61 |
| 25-May-06 |
1.60 |
| 1-Jun-06 |
1.55 |
| 8-Jun-06 |
1.59 |
| 15-Jun-06 |
1.45 |
| 22-Jun-06 |
1.37 |
| 29-Jun-06 |
1.30 |
| 6-Jul-06 |
1.29 |
| 13-Jul-06 |
1.33 |
| 20-Jul-06 |
1.26 |
| 27-Jul-06 |
1.36 |
| 3-Aug-06 |
1.45 |
| 10-Aug-06 |
1.52 |
| 17-Aug-06 |
1.50 |
| 24-Aug-06 |
1.53 |
| 31-Aug-06 |
1.57 |
| 7-Sep-06 |
1.54 |
| 14-Sep-06 |
1.57 |
| 21-Sep-06 |
1.47 |
| 28-Sep-06 |
1.57 |
| 5-Oct-06 |
1.59 |
| 12-Oct-06 |
1.50 |
| 19-Oct-06 |
1.53 |
| 26-Oct-06 |
1.50 |
| 2-Nov-06 |
1.59 |
| 9-Nov-06 |
1.55 |
| 16-Nov-06 |
1.40 |
| 23-Nov-06 |
1.46 |
| 30-Nov-06 |
1.51 |
| 7-Dec-06 |
1.53 |
| 14-Dec-06 |
1.53 |
| 21-Dec-06 |
1.55 |
| 28-Dec-06 |
1.50 |
| APR, 1-year adjustable |
| Day, month, and year |
Rate |
| 1-Jan-04 |
4.06 |
| 8-Jan-04 |
4.10 |
| 15-Jan-04 |
3.96 |
| 22-Jan-04 |
3.98 |
| 29-Jan-04 |
4.06 |
| 5-Feb-04 |
4.06 |
| 12-Feb-04 |
4.01 |
| 19-Feb-04 |
4.01 |
| 26-Feb-04 |
4.02 |
| 4-Mar-04 |
4.03 |
| 11-Mar-04 |
3.93 |
| 18-Mar-04 |
3.95 |
| 25-Mar-04 |
3.92 |
| 1-Apr-04 |
4.00 |
| 8-Apr-04 |
4.10 |
| 15-Apr-04 |
4.24 |
| 22-Apr-04 |
4.26 |
| 29-Apr-04 |
4.32 |
| 6-May-04 |
4.37 |
| 13-May-04 |
4.59 |
| 20-May-04 |
4.56 |
| 27-May-04 |
4.54 |
| 3-Jun-04 |
4.66 |
| 10-Jun-04 |
4.91 |
| 17-Jun-04 |
4.94 |
| 24-Jun-04 |
4.87 |
| 1-Jul-04 |
4.85 |
| 8-Jul-04 |
4.75 |
| 15-Jul-04 |
4.86 |
| 22-Jul-04 |
4.89 |
| 29-Jul-04 |
4.91 |
| 5-Aug-04 |
4.85 |
| 12-Aug-04 |
4.76 |
| 19-Aug-04 |
4.73 |
| 26-Aug-04 |
4.78 |
| 2-Sep-04 |
4.79 |
| 9-Sep-04 |
4.85 |
| 16-Sep-04 |
4.83 |
| 23-Sep-04 |
4.91 |
| 30-Sep-04 |
4.96 |
| 7-Oct-04 |
5.01 |
| 14-Oct-04 |
4.90 |
| 21-Oct-04 |
4.99 |
| 28-Oct-04 |
5.05 |
| 4-Nov-04 |
5.08 |
| 11-Nov-04 |
5.22 |
| 18-Nov-04 |
5.26 |
| 25-Nov-04 |
5.35 |
| 2-Dec-04 |
5.35 |
| 9-Dec-04 |
5.33 |
| 16-Dec-04 |
5.40 |
| 23-Dec-04 |
5.45 |
| 30-Dec-04 |
5.50 |
| 6-Jan-05 |
5.53 |
| 13-Jan-05 |
5.55 |
| 20-Jan-05 |
5.57 |
| 27-Jan-05 |
5.61 |
| 3-Feb-05 |
5.68 |
| 10-Feb-05 |
5.68 |
| 17-Feb-05 |
5.74 |
| 24-Feb-05 |
5.82 |
| 3-Mar-05 |
5.88 |
| 10-Mar-05 |
5.94 |
| 17-Mar-05 |
5.98 |
| 24-Mar-05 |
6.09 |
| 31-Mar-05 |
6.03 |
| 7-Apr-05 |
5.98 |
| 14-Apr-05 |
5.96 |
| 21-Apr-05 |
5.97 |
| 28-Apr-05 |
5.96 |
| 5-May-05 |
5.95 |
| 12-May-05 |
5.99 |
| 19-May-05 |
5.97 |
| 26-May-05 |
5.99 |
| 2-Jun-05 |
5.93 |
| 9-Jun-05 |
5.96 |
| 16-Jun-05 |
6.05 |
| 23-Jun-05 |
6.05 |
| 30-Jun-05 |
6.12 |
| 7-Jul-05 |
6.13 |
| 14-Jul-05 |
6.25 |
| 21-Jul-05 |
6.34 |
| 28-Jul-05 |
6.38 |
| 4-Aug-05 |
6.46 |
| 11-Aug-05 |
6.53 |
| 18-Aug-05 |
6.50 |
| 25-Aug-05 |
6.51 |
| 1-Sep-05 |
6.31 |
| 8-Sep-05 |
6.41 |
| 15-Sep-05 |
6.43 |
| 22-Sep-05 |
6.49 |
| 29-Sep-05 |
6.60 |
| 6-Oct-05 |
6.69 |
| 13-Oct-05 |
6.77 |
| 20-Oct-05 |
6.83 |
| 27-Oct-05 |
6.89 |
| 3-Nov-05 |
6.95 |
| 10-Nov-05 |
6.96 |
| 17-Nov-05 |
6.95 |
| 24-Nov-05 |
6.97 |
| 1-Dec-05 |
7.03 |
| 8-Dec-05 |
6.96 |
| 15-Dec-05 |
6.97 |
| 22-Dec-05 |
7.01 |
| 29-Dec-05 |
7.00 |
| 5-Jan-06 |
7.01 |
| 12-Jan-06 |
7.06 |
| 19-Jan-06 |
7.07 |
| 26-Jan-06 |
7.13 |
| 2-Feb-06 |
7.26 |
| 9-Feb-06 |
7.29 |
| 16-Feb-06 |
7.34 |
| 23-Feb-06 |
7.35 |
| 2-Mar-06 |
7.37 |
| 9-Mar-06 |
7.40 |
| 16-Mar-06 |
7.35 |
| 23-Mar-06 |
7.43 |
| 30-Mar-06 |
7.48 |
| 6-Apr-06 |
7.50 |
| 13-Apr-06 |
7.59 |
| 20-Apr-06 |
7.55 |
| 27-Apr-06 |
7.57 |
| 4-May-06 |
7.64 |
| 11-May-06 |
7.61 |
| 18-May-06 |
7.59 |
| 25-May-06 |
7.62 |
| 1-Jun-06 |
7.65 |
| 8-Jun-06 |
7.65 |
| 15-Jun-06 |
7.73 |
| 22-Jun-06 |
7.84 |
| 29-Jun-06 |
7.87 |
| 6-Jul-06 |
7.88 |
| 13-Jul-06 |
7.79 |
| 20-Jul-06 |
7.78 |
| 27-Jul-06 |
7.75 |
| 3-Aug-06 |
7.70 |
| 10-Aug-06 |
7.68 |
| 17-Aug-06 |
7.64 |
| 24-Aug-06 |
7.65 |
| 31-Aug-06 |
7.60 |
| 7-Sep-06 |
7.62 |
| 14-Sep-06 |
7.62 |
| 21-Sep-06 |
7.55 |
| 28-Sep-06 |
7.49 |
| 5-Oct-06 |
7.49 |
| 12-Oct-06 |
7.62 |
| 19-Oct-06 |
7.65 |
| 26-Oct-06 |
7.65 |
| 2-Nov-06 |
7.55 |
| 9-Nov-06 |
7.61 |
| 16-Nov-06 |
7.63 |
| 23-Nov-06 |
7.57 |
| 30-Nov-06 |
7.52 |
| 7-Dec-06 |
7.49 |
| 14-Dec-06 |
7.56 |
| 21-Dec-06 |
7.52 |
| 28-Dec-06 |
7.60 |
| Spread, 1-year adjustable |
| Day, month, and year |
Spread |
| 1-Jan-04 |
4.07 |
| 8-Jan-04 |
4.04 |
| 15-Jan-04 |
3.91 |
| 22-Jan-04 |
3.89 |
| 29-Jan-04 |
3.81 |
| 5-Feb-04 |
3.81 |
| 12-Feb-04 |
3.86 |
| 19-Feb-04 |
3.91 |
| 26-Feb-04 |
3.90 |
| 4-Mar-04 |
3.90 |
| 11-Mar-04 |
3.99 |
| 18-Mar-04 |
3.73 |
| 25-Mar-04 |
3.75 |
| 1-Apr-04 |
3.67 |
| 8-Apr-04 |
3.57 |
| 15-Apr-04 |
3.98 |
| 22-Apr-04 |
3.96 |
| 29-Apr-04 |
3.91 |
| 6-May-04 |
3.85 |
| 13-May-04 |
3.63 |
| 20-May-04 |
3.99 |
| 27-May-04 |
4.00 |
| 3-Jun-04 |
3.89 |
| 10-Jun-04 |
3.63 |
| 17-Jun-04 |
3.47 |
| 24-Jun-04 |
3.54 |
| 1-Jul-04 |
3.56 |
| 8-Jul-04 |
3.66 |
| 15-Jul-04 |
3.38 |
| 22-Jul-04 |
3.35 |
| 29-Jul-04 |
3.33 |
| 5-Aug-04 |
3.39 |
| 12-Aug-04 |
3.49 |
| 19-Aug-04 |
3.29 |
| 26-Aug-04 |
3.24 |
| 2-Sep-04 |
3.23 |
| 9-Sep-04 |
3.17 |
| 16-Sep-04 |
3.13 |
| 23-Sep-04 |
3.05 |
| 30-Sep-04 |
3.00 |
| 7-Oct-04 |
2.95 |
| 14-Oct-04 |
3.06 |
| 21-Oct-04 |
2.85 |
| 28-Oct-04 |
2.80 |
| 4-Nov-04 |
2.76 |
| 11-Nov-04 |
2.62 |
| 18-Nov-04 |
2.65 |
| 25-Nov-04 |
2.56 |
| 2-Dec-04 |
2.56 |
| 9-Dec-04 |
2.58 |
| 16-Dec-04 |
2.32 |
| 23-Dec-04 |
2.27 |
| 30-Dec-04 |
2.22 |
| 6-Jan-05 |
2.19 |
| 13-Jan-05 |
2.17 |
| 20-Jan-05 |
2.19 |
| 27-Jan-05 |
2.15 |
| 3-Feb-05 |
2.08 |
| 10-Feb-05 |
2.08 |
| 17-Feb-05 |
1.81 |
| 24-Feb-05 |
1.73 |
| 3-Mar-05 |
1.67 |
| 10-Mar-05 |
1.61 |
| 17-Mar-05 |
1.95 |
| 24-Mar-05 |
1.84 |
| 31-Mar-05 |
1.90 |
| 7-Apr-05 |
1.95 |
| 14-Apr-05 |
1.97 |
| 21-Apr-05 |
1.76 |
| 28-Apr-05 |
1.77 |
| 5-May-05 |
1.78 |
| 12-May-05 |
1.74 |
| 19-May-05 |
1.59 |
| 26-May-05 |
1.57 |
| 2-Jun-05 |
1.63 |
| 9-Jun-05 |
1.60 |
| 16-Jun-05 |
1.44 |
| 23-Jun-05 |
1.44 |
| 30-Jun-05 |
1.37 |
| 7-Jul-05 |
1.36 |
| 14-Jul-05 |
1.24 |
| 21-Jul-05 |
1.13 |
| 28-Jul-05 |
1.09 |
| 4-Aug-05 |
1.01 |
| 11-Aug-05 |
.94 |
| 18-Aug-05 |
1.03 |
| 25-Aug-05 |
1.02 |
| 1-Sep-05 |
1.22 |
| 8-Sep-05 |
1.12 |
| 15-Sep-05 |
1.13 |
| 22-Sep-05 |
1.07 |
| 29-Sep-05 |
.96 |
| 6-Oct-05 |
.87 |
| 13-Oct-05 |
.79 |
| 20-Oct-05 |
.93 |
| 27-Oct-05 |
.87 |
| 3-Nov-05 |
.81 |
| 10-Nov-05 |
.80 |
| 17-Nov-05 |
.88 |
| 24-Nov-05 |
.87 |
| 1-Dec-05 |
.80 |
| 8-Dec-05 |
.87 |
| 15-Dec-05 |
.79 |
| 22-Dec-05 |
.74 |
| 29-Dec-05 |
.75 |
| 5-Jan-06 |
.74 |
| 12-Jan-06 |
.69 |
| 19-Jan-06 |
.52 |
| 26-Jan-06 |
.46 |
| 2-Feb-06 |
.33 |
| 9-Feb-06 |
.30 |
| 16-Feb-06 |
.25 |
| 23-Feb-06 |
.23 |
| 2-Mar-06 |
.22 |
| 9-Mar-06 |
.18 |
| 16-Mar-06 |
.40 |
| 23-Mar-06 |
.33 |
| 30-Mar-06 |
.27 |
| 6-Apr-06 |
.26 |
| 13-Apr-06 |
.16 |
| 20-Apr-06 |
.56 |
| 27-Apr-06 |
.54 |
| 4-May-06 |
.47 |
| 11-May-06 |
.50 |
| 18-May-06 |
.68 |
| 25-May-06 |
.65 |
| 1-Jun-06 |
.61 |
| 8-Jun-06 |
.62 |
| 15-Jun-06 |
.40 |
| 22-Jun-06 |
.29 |
| 29-Jun-06 |
.27 |
| 6-Jul-06 |
.26 |
| 13-Jul-06 |
.34 |
| 20-Jul-06 |
.33 |
| 27-Jul-06 |
.36 |
| 3-Aug-06 |
.41 |
| 10-Aug-06 |
.43 |
| 17-Aug-06 |
.41 |
| 24-Aug-06 |
.40 |
| 31-Aug-06 |
.45 |
| 7-Sep-06 |
.43 |
| 14-Sep-06 |
.43 |
| 21-Sep-06 |
.37 |
| 28-Sep-06 |
.43 |
| 5-Oct-06 |
.43 |
| 12-Oct-06 |
.30 |
| 19-Oct-06 |
.29 |
| 26-Oct-06 |
.29 |
| 2-Nov-06 |
.39 |
| 9-Nov-06 |
.33 |
| 16-Nov-06 |
.06 |
| 23-Nov-06 |
.12 |
| 30-Nov-06 |
.17 |
| 7-Dec-06 |
.21 |
| 14-Dec-06 |
.13 |
| 21-Dec-06 |
.20 |
| 28-Dec-06 |
.13 |
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