Profits and Balance Sheet Developments at U.S. Commercial Banks in 2006
Figure 20. Non-interest income and selected components as a proportion of revenue, 1990-2006. Data plotted as curves. Two panels. In the top panel, total non-interest income starts at about 33 percent in 1990, generally rises to about 43 percent in 1999, holds at about that level through 2005, then edges up to just under 44 percent in 2006. In the bottom panel, the revenue share of deposit fees are around 7 percent from 1990 through 1999, when it begins to rise slightly to about 7.5 percent in 2003, holds around that level through 2005, and then edges back down to about 7 percent in 2006. Fiduciary income plus trading income is larger than deposit fee income during the period, generally 1 to 3 percentage points higher, and it rises in 2006 to just under 10 percent. The revenue share of other non-interest income starts at about 18 percent in 1990, generally rises to about 27 percent in 1999, and remains at about that level through 2006.
NOTE: The data are annual. Revenue is calculated as the sum of non-interest income and net interest income.