Finance and Economics Discussion Series: Data for paper 2010-24
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The Credit Market Consequences of Job Displacement
Appendix Figure 4 Data Table - Comparison of NLSY, PSID, and SCF filing rates to national filing rate, 1979-2002
| Year | US | NLSY | PSID | SCF |
|---|---|---|---|---|
| 1979 | 2.48 | 0.65 | 0.42 | |
| 1980 | 2.99 | 0.91 | 0.42 | |
| 1981 | 3.82 | 0.26 | 1.88 | |
| 1982 | 3.74 | 0.52 | 1.88 | |
| 1983 | 3.61 | 1.17 | 1.53 | |
| 1984 | 3.30 | 2.74 | 0.90 | 1.53 |
| 1985 | 3.43 | 2.09 | 3.40 | 1.72 |
| 1986 | 4.56 | 2.61 | 2.10 | 1.72 |
| 1987 | 5.36 | 3.13 | 1.00 | 2.75 |
| 1988 | 5.80 | 3.13 | 3.30 | 2.75 |
| 1989 | 6.31 | 5.48 | 3.70 | 0.82 |
| 1990 | 7.08 | 7.44 | 4.10 | 0.82 |
| 1991 | 8.60 | 4.18 | 3.10 | 4.77 |
| 1992 | 9.41 | 4.18 | 3.90 | 4.77 |
| 1993 | 8.81 | 4.18 | 3.30 | 0.82 |
| 1994 | 8.06 | 7.31 | 4.20 | 0.82 |
| 1995 | 8.15 | 5.09 | 4.10 | 6.38 |
| 1996 | 9.93 | 7.83 | 6.38 | |
| 1997 | 12.50 | 7.57 | 9.03 | |
| 1998 | 13.45 | 10.83 | 9.03 | |
| 1999 | 13.02 | 7.44 | 7.17 | |
| 2000 | 11.84 | 8.62 | 7.17 | |
| 2001 | 12.61 | 8.22 | 11.13 | |
| 2002 | 13.41 | 11.49 | 11.13 |
Appendix Figure 5 Data - Total Debts of bankruptcy filers, relative to non-filers, by time of bankruptcy shock
| Years before/after bankruptcy | Coef. | -95% | +95% |
|---|---|---|---|
| -9+ | -9026.04 | -11428.65 | -6623.44 |
| -7 | -7800.39 | -11445.80 | -4154.99 |
| -5 | -6135.84 | -9765.03 | -2506.65 |
| -3 | -556.49 | -4415.08 | 3302.09 |
| -1 | 2480.48 | -2095.34 | 7056.29 |
| 0 | -9042.32 | -13222.75 | -4861.88 |
| 2 | -15754.87 | -19220.69 | -12289.05 |
| 4 | -12332.81 | -16578.64 | -8086.97 |
| 6 | -9771.30 | -14576.23 | -4966.37 |
| 8 | -7490.95 | -13628.86 | -1353.05 |
| 10+ | -8368.38 | -15273.31 | -1463.45 |
Appendix Figure 6 Data - "Other" Debts of bankruptcy filers, relative to non-filers, by time of bankruptcy shock
| Years before/after bankruptcy | Coef. | -95% | +95% |
|---|---|---|---|
| -9+ | 765.25 | 314.66 | 1215.83 |
| -7 | 1239.67 | 384.43 | 2094.90 |
| -5 | 790.15 | 192.86 | 1387.45 |
| -3 | 2388.13 | 1565.27 | 3210.99 |
| -1 | 3856.42 | 2532.51 | 5180.33 |
| 0 | 2788.44 | 997.32 | 4579.56 |
| 2 | -564.83 | -1012.41 | -117.25 |
| 4 | -396.99 | -968.79 | 174.81 |
| 6 | -655.08 | -1285.01 | -25.16 |
| 8 | 955.57 | -292.29 | 2203.43 |
| 10+ | 433.25 | -793.71 | 1660.21 |
Appendix Figure 7 Data - Homeownership rates of bankruptcy filers, relative to non-filers, by time of bankruptcy shock
| Years before/after bankruptcy | Coef. | -95% | +95% |
|---|---|---|---|
| -9+ | -0.034 | -0.054 | -0.014 |
| -7 | -0.042 | -0.072 | -0.012 |
| -5 | -0.022 | -0.053 | 0.009 |
| -3 | 0.011 | -0.021 | 0.043 |
| -1 | 0.003 | -0.032 | 0.037 |
| 0 | -0.072 | -0.106 | -0.038 |
| 2 | -0.093 | -0.132 | -0.054 |
| 4 | -0.081 | -0.124 | -0.037 |
| 6 | -0.047 | -0.097 | 0.003 |
| 8 | -0.041 | -0.096 | 0.014 |
| 10+ | -0.036 | -0.095 | 0.023 |
Figure 1 Data - Probability of bankruptcy filing for men, by relative time from UI Shock
| Years before/after unemployment | Coef. | -95% | +95% |
|---|---|---|---|
| -7+ | 0.002 | 0.000 | 0.004 |
| -6-5 | -0.001 | -0.003 | 0.001 |
| -4-3 | 0.000 | -0.002 | 0.003 |
| -2-1 | 0.003 | -0.001 | 0.006 |
| 0-1 | 0.010 | 0.004 | 0.015 |
| 2-3 | 0.004 | -0.001 | 0.009 |
| 4-5 | -0.000 | -0.004 | 0.004 |
| 6-7 | 0.000 | -0.004 | 0.005 |
| 8-9 | 0.002 | -0.004 | 0.008 |
| 10+ | 0.008 | 0.003 | 0.013 |
Figure 2 Data - Probability of bankruptcy filing for women, by relative time from UI Shock
| Years before/after unemployment | Coef. | -95% | +95% |
|---|---|---|---|
| -7+ | 0.002 | -0.000 | 0.004 |
| -6-5 | -0.001 | -0.004 | 0.001 |
| -4-3 | 0.002 | -0.003 | 0.006 |
| -2-1 | 0.005 | -0.001 | 0.010 |
| 0-1 | 0.012 | 0.005 | 0.020 |
| 2-3 | 0.002 | -0.004 | 0.008 |
| 4-5 | -0.004 | -0.008 | 0.000 |
| 6-7 | 0.002 | -0.005 | 0.009 |
| 8-9 | 0.007 | -0.003 | 0.017 |
| 10+ | 0.001 | -0.005 | 0.007 |
Figure 3 Data - Probability of bankruptcy filing, by relative time from divorce
| Years before/after divorce | Coef. | -95% | +95% |
|---|---|---|---|
| -7+ | 0.001 | -0.000 | 0.001 |
| -6-5 | 0.001 | -0.001 | 0.003 |
| -4-3 | 0.001 | -0.001 | 0.003 |
| -2-1 | 0.003 | 0.000 | 0.005 |
| 0-1 | 0.006 | 0.003 | 0.009 |
| 2-3 | 0.006 | 0.002 | 0.009 |
| 4-5 | 0.005 | 0.001 | 0.008 |
| 6-7 | 0.000 | -0.003 | 0.003 |
| 8-9 | 0.001 | -0.003 | 0.005 |
| 10+ | 0.008 | 0.004 | 0.012 |
Figure 4 Data - Probability of bankruptcy filing, by relative time from divorce
| Years before/after divorce | Coef. | -95% | +95% |
|---|---|---|---|
| -7+ | 0.00 | -0.00 | 0.00 |
| -6-5 | 0.00 | -0.00 | 0.01 |
| -4-3 | 0.01 | -0.00 | 0.01 |
| -2-1 | -0.00 | -0.01 | 0.00 |
| 0-1 | 0.01 | -0.00 | 0.01 |
| 2-3 | 0.01 | -0.00 | 0.01 |
| 4-5 | 0.00 | -0.00 | 0.01 |
| 6-7 | 0.01 | -0.00 | 0.02 |
| 8-9 | 0.00 | -0.01 | 0.01 |
| 10+ | -0.00 | -0.01 | 0.00 |