[FRB logo]
[SCF logo]
1986 Survey of Consumer Finances
Here: Question Text, Variable Names, & Responses
Previous: Introduction


QUESTION TEXT, VARIABLE NAME, & RESPONSES

Sections
  1. Wights and I.D. Codes
  2. Household Listing
  3. Change Variables from 1983-1986
  4. Life Events
  5. Revenues and Expenditures
  6. Balance Sheet Data
  7. Housing and Home Mortgages
  8. Demographics
  9. Employment and Pensions





Top of Page

                                  WEIGHTS AND I.D. CODES

                                     Observation Code

C1 (1986)	OBSERVATION CODE.
B1 (1983)	This is a unique observation identifier.  It
                corresponds to the case I.D. on the actual interview
                facesheet It was assigned chronologically in the
                order the 1986 (or 1983) interviews were processed. 
		xxxx. code (1 to 4288)


                                       Sample Codes

C1001	1986 SAMPLE CODE.
	This code indicates whether the observation is in the full 1986 sample.
        FOR MOST ANALYSIS WE RECOMMEND THAT HOUSEHOLDS AGED 24 OR LESS BE
        EXCLUDED.

		1. Regular 1986 sample (2791 cases)
		2. in 1986 sample but household head (restricted to
                   respondent or spouse) aged 24 or less (31 cases)
		0. not in 1986 sample


C1002	1983 SAMPLE CODE.
	This code indicates whether the observation is a duplicate for the 1983
        sample (because both a respondent and spouse of a split household were
        interviewed).

		1. observation in the 1983 sample (2781 cases)
		0. observation a duplicate in 1983 sample (41 cases)


C1003	MATCHED PAIR.
	This variable indicates if the observation is a matched pair.
        That is a split where the 1983 respondent and his/her spouse
        divorced or separated following the 1983 interview and each
        was interviewed separately in 1986. 
		1. matched pair (82 cases)
		5. not a matched pair (2740 cases)


B3001	HIGH-INCOME SAMPLE.
	This variable indicates whether the observation is in the area
        probability or high income sample.

		1. high-income sample (359 cases)
		2. area probability "cleaned" sample (2463 cases)


C1004	SWITCH SAMPLE TO 1983 HEAD/SPOUSE.
	This variable indicates whether data for respondent and spouse must be
        switched to align the data to 1983 head and 1983 spouse.  The
        current data alignment for both the 1983 and 1986 data is 1986
        respondent and the 1986 (1983) spouse of the 1986 respondent.

		1. sample must be switched to align as 1983
                   head/spouse (xxxx cases)
		0. sample already aligned as 1983 head/spouse
		   (xxxx cases)


C1005	SWITCH SAMPLE TO 1983 RESPONDENT/SPOUSE.
	This variable indicates whether data for respondent and spouse must be
        switched to align the data to 1983 respondent and 1983 spouse.  The
        current data alignment for both the 1983 and 1986 data is 1986
        respondent and the 1986 (1983) spouse of the 1986 respondent.

		1. sample must be switched to align as 1983
                   respondent/spouse (xxxx cases)
		0. sample already aligned as 1983 respondent/spouse 
                   (xxxx cases)


C1006	SWITCH SAMPLE TO 1986 HEAD/SPOUSE.
	This variable indicates whether data for respondent and spouse must be
        switched to align the data to 1986 head and 1986 spouse.  The
        current data alignment for both the 1983 and 1986 data is 1986
        respondent and the 1986 (1983) spouse of the 1986 respondent. 

		1. sample must be switched to align as 1986
                   head/spouse  (xxxx cases)
		0. sample already aligned as 1986 head/spouse (xxxx cases)


                                       SRC Weights

C1007	SRC 1986 CROSS-SECTION COMPOSITE WEIGHT (1983 BASE)
	The 1986 cross-section weights for the 1986 sample, post-stratified by
        1983 population counts.

		xxxxxx. weight (xxxxx to xxx,xxx cases)
		     0. INAP, high-income sample (359 cases)


C1008	SRC 1986 HIGH-INCOME COMPOSITE WEIGHT (1983 BASE)
	The 1986 high-income sample weights, post-stratified by 1983 population
        counts.

		xxxxx. weight (xxx to xx,xxx cases)
		    0. INAP, area probability sample (2463 cases)


C1009	SRC 1986 COMPOSITE WEIGHT (1983 BASE)
	The 1986 composite weight for the entire 1986 sample,
	post-stratified by 1983 population counts.

		xxxxx. weight (81 to 81,693 cases)


C1010	SRC 1986 CROSS-SECTION COMPOSITE WEIGHT (1986 BASE)
	The 1986 cross-section weights for the 1986 sample, post-stratified by
        1986 population counts.

		xxxxxx. weight (11,064 to 79,624 cases)
		     0. INAP, high-income sample (359 cases)


C1011	SRC 1986 HIGH-INCOME COMPOSITE WEIGHT (1986 BASE)
	The 1986 high-income sample weights, post-stratified by 1986 population
                counts.

		xxxxx. weight (42 to 16,838 cases)
		    0. INAP, area probability sample (2463 cases)


C1012	SRC 1986 COMPOSITE WEIGHT (1986 BASE)
	The 1986 composite weight for the entire 1986 sample, 
         post-stratified by 1986 population counts.

		xxxxx. weight (86 to 87,204 cases)


                                       FRB Weights

	FRB staff have computed sets of weights for the 1986
respondent households that fit those households to the 1983 population
structure ("1983/86 weights") and to the 1986 population structure
("1986 weights").  These weights differ from the SRC weights.  The SRC
weights  are developed using simple proportional adjustments of the
original 1983 weights for nonresponse within the original sampling
units and adjustments for changes in the marital status.  The
construction of the FRB weights is dicussed in detail in the
introduction to this codebook; briefly, the FRB weights use a variety
of information provided by the respondent in the 1983 wave of the
survey to compute model-based attrition adjustments to the original
1983 weight, further adjustments are made for changes in marital
status of these households, and the resulting weight is
post-stratified to control totals derived from the Current Population
Survey.  Several versions of the 1983/86 and 1986 weights are
provided.  These weights differ in the way the post-stratification is
treated, and, in the case of the 1983/86 weights, in how respondents
who died or who were institutionalized are treated.  In the case of
the 1986 weights, while weights are given for households with heads
aged less than 25 in 1986, for the reasons given in the introduction,
it is strongly recommended that these cases be deleted for most analyses.

C1013	FRB 1986 WEIGHT #1
	This weight was post-stratified to 1986 CPS control totals 
        independently. This weight is zero for all cases not
        interviewed in 1986.

C1014	FRB 1986 WEIGHT #2
	This weight was computed iteratively with C1017 (or,
        equivalently, C1018) using the technique described in the
        introduction to post-stratify the weights using information on
        the population structure in both years.  This weight is
        recommended for analysis of the re-interview sample as a
        cross-section representative of the 1986 population structure.  This
        weight is zero for all cases not interviewed in 1986. 

C1015	FRB 1983/86 WEIGHT #1
	This weight was post-stratified to 1983 CPS control totals
        independently. This weight is zero for all respondents who
        died or were institutionalized since the 1983 survey.

C1016	VARIABLE DELETED

C1017	FRB 1983/86 WEIGHT #3
	This weight was computed iteratively with C1014 using the technique
        described in the introduction to post-stratify the weights using
        information on the population structure in both years.  This weight is
        zero for all respondents who died or were institutionalized
        since the 1983 survey.  This weight is recommended for
        analysis involving changes for individual families between 
        1983 and 1986.

C1018	VARIABLE DELETED




Top of Page


                                  HOUSEHOLD DEMOGRAPHICS

                                   Persons in Household

C1101	TOTAL NUMBER OF PERSONS IN HOUSEHOLD
	(PRIMARY FAMILY).
	The total number of people in the household (or primary
        family) referred to throughout the questionnaire.  This sum
        excludes all individuals who live in the household unit
        (dwelling) but are not members of the primary family.
        Household composition is taken from the interviewer coding
        sheet (see C1138 - C1176) and includes only persons coded as relatives
        of respondent.  The comparable variable for the 1983 survey is
        B3101.  No missing values.

	 1. one (578 cases)
	 2. two (946 cases)
	 3. three (462 cases)
	 4. four (518 cases)
	 5. five (209 cases)
	 6. six (74 cases)
	 7. seven (22 cases)
	 8. eight (8 cases)
	 9. nine (1 cases)
	10. ten (3 cases)
	13. thirteen (1 case)


C1102	TOTAL NUMBER OF PERSONS IN HOUSEHOLD 18 OR OLDER.
	This total excludes any non-related persons who live in the household
        structure but are not members of the primary family.  Age is determined
        from the interviewer coding sheet.  The respondent or spouse will be
        included here even if under age 18.  The comparable variable
        for the 1983 survey is B3102.  No missing values.

	1. one (701 cases)
	2. two (1616 cases)
	3. three (334 cases)
	4. four (133 cases)
	5. five (28 cases)
	6. six (9 cases)
	7. seven (1 case)


C1103	TOTAL NUMBER OF PERSONS IN HOUSEHOLD 65 OR OLDER.
	This total excludes any non-related persons who live in the household
        structure but are not in the primary family.  Age is
        determined from the interviewer coding sheet.  The comparable
        variable for the 1983 survey is B3103.  No missing values.

	1. one (446 cases)
	2. two (292 cases)
	3. three (5 cases)
	0. no household members 65 or older (2079 cases)


C1104	TOTAL NUMBER OF PERSONS IN HOUSEHOLD UNDER 18.
	This total excludes any non-related persons who live in the household
        structure but are not in the primary family.  (C1104 plus
        C1102 will equal C1201.)  Age is determined from the
        interviewer coding sheet.  Respondent or spouse are not
        included here even if under 18.  The comparable variable for 
        the 1983 survey is B3104.  No missing values.

	1. one (412 cases)
	2. two (446 cases)
	3. three (144 cases)
	4. four (44 cases)
	5. five (14 cases)
	6. six (5 cases)
	7. seven (1 cases)
	0. no household members under 18 (1756 cases)


C1105	AGE OF YOUNGEST CHILD UNDER 18.
	Excludes any non-related persons who live in the household
        structure but are not in the primary family.  It includes all
        children under 18, not just the children of the respondent
        and/or spouse.  Age is determined from the interviewer coding
        sheet.  Neither respondent nor spouse will be listed here,
        even if under 18.  The comparable variable for the 1983 
        survey is B3105.  No missing values.

	1. one (155 cases)
	2. two (77 cases)
	3. three (73 cases)
	4. four (78 cases)
	5. five (61 cases)
	6. six (47 cases)
	7. seven (42 cases)
	8. eight (62 cases)
	9. nine (55 cases)
       10. ten (44 cases)
       11. eleven (45 cases)
       12. twelve (44 cases)
       13. thirteen (58 cases)
       14. fourteen (53 cases)
       15. fifteen (58 cases)
       16. sixteen (59 cases)
       17. seventeen (55 cases)
	0. no household members under 18 (1756 cases)


C1106	AGE OF OLDEST CHILD UNDER 18.
	Excludes any non-related persons who live in the household
        structure but are not in the primary family.  Age is
        determined from the interviewer coding sheet.  Respondent or
        spouse are not listed here even if under 18. The comparable 
	variable for the 1983 survey is B3106.  No missing values.

	1. one (39 cases)
	2. two (37 cases)
	3. three (44 cases)
	4. four (46 cases)
	5. five (46 cases)
	6. six (48 cases)
	7. seven (37 cases)
	8. eight (47 cases)
	9. nine (51 cases)
	10. ten (56 cases)
	11. eleven (47 cases)
	12. twelve (60 cases)
	13. thirteen (78 cases)
	14. fourteen (71 cases)
	15. fifteen (108 cases)
	16. sixteen (124 cases)
	17. seventeen (127 cases)
	 0. no household members under 18 (1756 cases)


C1107	TOTAL NUMBER OF YOUNGER RELATIVES IN
	HOUSEHOLD 18 OR OLDER.
	This total includes all children, grandchildren, nieces, nephews, or
        great-grandchildren of respondent (or spouse) who live in the household
        and are 18 or older.  Age is determined from the interviewer
        coding sheet.  No missing values.

	1. one (346 cases)
	2. two (145 cases)
	3. three (29 cases)
	4. four (8 cases)
	5. five (1 cases)
	0. no such household members (2293 cases)


C1108	TOTAL NUMBER OF SAME-AGE RELATIVES IN
	HOUSEHOLD 18 OR OLDER.
	This total includes all siblings, cousins or relatives of unknown
        relationship of respondent (or spouse) who live in the
        household and are 18 or older.  Age is determined from the
        interviewer coding sheet.  No missing values.

	1. one (31 cases)
	2. two (8 cases)
	3. three (3 cases)
	0. no such household members (2780 cases)


C1109	TOTAL NUMBER OF OLDER RELATIVES IN
	HOUSEHOLD 18 OR OLDER.
	This total includes all parents, grandparents, aunts or uncles of
        respondent (or spouse) who live in the household and are 18 or
        older.  Age is determined from the interviewer coding sheet.  
        No missing values.

	1. one (71 cases)
	2. two (24 cases)
	3. three (1 case)
	0. no such household members (2726 cases)


C1110	NUMBER OF CHILDREN OF RESPONDENT/SPOUSE
	NOT LIVING WITH THEM
	The number of children of either the respondent or spouse who
        do not live in the household (thus not included in totals
        above).  This should include children of previous marriages
        living with former spouses or older children in college or on
        their own.  No persons listed on the interviewer coding sheet
        (see C1138 - C1176) are included here.  Up to nine children
        not living with the respondent and spouse are identified by
        age in variables C1177 to C1186.  The comparable variable for the 1983
        survey is B3107.  No missing values.

	1. one (373 cases)
	2. two (470 cases)
	3. three (346 cases)
	4. four (197 cases)
	5. five (109 cases)
	6. six (58 cases)
	7. seven (39 cases)
	8. eight (20 cases)
	9. nine (10 cases)
	10. ten (6 cases)
	11. eleven (4 cases)
	12. twelve (2 cases)
	13. thirteen (1 case)
	14. fourteen (1 case)
	15. fifteen (1 case)
	16. sixteen (1 case)
	0. none (1184 cases)

	question: A1a


C1111	TOTAL NUMBER OF CHILDREN OF RESPONDENT
	AND/OR SPOUSE.
	The total number of living children of respondent and/or
        spouse including those non-resident in the household (C1110
        plus children of respondent and/or spouse included in C1101).
        The comparable variable for the 1983 survey is B3108.  
        No missing values.

	1. one (381 cases)
	2. two (795 cases)
	3. three (531 cases)
	4. four (326 cases)
	5. five (186 cases)
	6. six (79 cases)
	7. seven (54 cases)
	8. eight (34 cases)
	9. nine (14 cases)
	10. ten (10 cases)
	11. eleven (9 cases)
	12. twelve (5 cases)
	13. thirteen (2 cases)
	14. fourteen (1 case)
	15. fifteen (1 case)
	16. sixteen (1 case)
	17. seventeen (1 case)
	 0. none (392 cases)


C1112	HOUSEHOLD UNIT COMPOSITION CODE.
	Type of household unit.  Describes residents of the household unit or
        dwelling.  The comparable variable for the 1983 survey is B3109.

		1. nuclear family -- single persons living by
                   themselves or only with spouse and/or children (2562 cases)
		2. extended family -- nuclear family plus other
                   related persons living in the household (brother, 
                   parent, etc.) (192 cases)
		3. unrelated persons only -- household dwelling includes only
                   respondent plus other unrelated individuals
                   (roommates etc.) These individuals would be termed
                   unrelated individuals or residents of group
                   quarters by the U.S. Census Bureau (48 cases)
		4. nuclear family plus -- household dwelling includes
                   nuclear family (respondent plus spouse and/or
                   children) plus at least one unrelated individual (a
                   U.S. Census-defined unrelated subfamily, formerly
                   called a secondary family, or an unrelated
                   individual) (15 cases)
		5. extended family plus -- household dwelling includes
                   extended family (respondent plus other relatives)
                   plus at least one unrelated individual (a
                   U.S. Census-defined unrelated subfamily or 
                   unrelated individual) (5 cases)


                                Household Characteristics

C1113 (1986)	AGE OF HEAD BY DATE OF BIRTH.
C1114 (1983)	The head is the respondent for single persons and the
                husband for married couples.  No missing values.

		xx. years (17 to 95)


C1115 (1986)	AGE OF SPOUSE BY DATE OF BIRTH.
C1116 (1983)	For married couples, the spouse is always the wife.  
                No missing values.

		xx. years (17 to 90)
		 0. INAP, no spouse (915/864 cases)


C1117 (1986)	SEX OF HEAD.
C1118 (1983)	The head is the respondent for single persons and the
                husband for married couples.  No missing values.

		1. male (2200/2244 cases)
		2. female (622/578 cases)


C1119 (1986)	STATUS OF OF HEAD.
C1120 (1983)	The head is the respondent for single persons and the
                husband for married couples.  No missing values.

		1. married (or partner) in household listing (1907/1958 cases)
		2. single male (293/286 cases)
		3. single female (622/578 cases)


C1121	AGE OF HEAD BY DATE OF BIRTH -- RECODE.
	A recode of C1113.  The comparable variable for 1983 is B3110.

		1. under 25 (31 cases)
		2. 25-34 (522 cases)
		3. 35-44 (596 cases)
		4. 45-54 (507 cases)
		5. 55-64 (491 cases)
		6. 65-74 (440 cases)
		7. 75 and over (235 cases)


C1122	1986 AGE OF HEAD--ADJUSTED.
	Some 1986 respondents moved into households in which, had the same
        criteria been applied as in 1983, they would not have been
	selected as the respondent (or spouse of a respondent).  An
        example of this would be a divorced  woman who has moved back
        to her parents' home.  The variable C1113 above restricts the
        selection of "head" to the 1986 survey respondent or their
        spouse.  C1122 indicates who would have been selected as the
        head of the 1986 household, had the 1983 criteria been
        imposed, and gives his/her age.  This variable differs from C1113 in
        27 cases.  C1122 is used in place of C1113 in constructing the
        1986 weight post-stratifications.  No missing values.

		xx. years (20 to 95)


C1123	1986 AGE OF SPOUSE--ADJUSTED.
	This variable has been adjusted the same way as C1122.  It differs from
        C1115 in 17 cases.  No missing values.

		xx. years (17 to 90)
		 0. INAP, adjusted head did not have spouse (900 cases)


C1124	1986 STATUS OF HEAD--ADJUSTED.
	This variable has been adjusted as were C1122 and C1123.  It
        differs from C1119 in 24 cases.  No missing values.

		1. married (or with partner) in household listing (1923 cases)
		2. single male (280 cases)
		3. single female (619 cases)


B3111	RACE OF HOUSEHOLD.
	Variable is the observed race of the 1983 survey respondent.  This
        variable is taken from the 1983 file for all households
        surviving  into the 1986 survey.

		1. caucasian except hispanic 
		2. black except hispanic 
		3. hispanic 
		4. American Indian or Alaskan native 
		5. Asian or Pacific islander 


C1125 (1986)	MARITAL STATUS OF RESPONDENT.
C1126 (1983)	No missing values.

		1. legally married (1884/1894 cases)
		2. separated (77/88 cases)
		3. divorced (320/276 cases)
		4. widowed (315/258 cases)
		5. never married (203/242 cases)
		6. partner or common-law spouse in the household
                   listing, but treated as married.  Marital data is 
                   given as though married (21/64 cases)
		7. partner, same as code 6.  However, the partner is
                   the same as the previous spouse (1983 survey).
                   Couple is legally divided separated. heir current
                   arrangement is treated as a new marriage (2/0 cases) 
	question: A2


C1127	EDUCATION OF HEAD -- RECODE.
	A recode of C1630 through C1730.  The head is the respondent for single
        persons and the husband for married couples.  Most of the
        education data was collected in 1983.  The comparable 1983 
        variable is B3113.

		1. 0-8 grades (324 cases)
		2. 9-12 grades, no high school diploma (302 cases)
		3. high school diploma or equivalent, no college (832 cases)
		4. some college, no college degree (481 cases)
		5. college degree (883 cases)


C1128	OCCUPATION OF HEAD -- RECODE.
	Recode of current job if working, or previous job if retired,
        disabled, or unemployed.  The head is the respondent for
        single persons and the husband for married couples.  The 
        comparable 1983 variable is B3114.

		1. professional, technical, and kindred workers (416 cases)
		2. managers and administrators (except farm) (400 cases)
		3. self-employed managers (136 cases)
		4. sales, clerical, and kindred workers (266 cases)
		5. craftsmen, protective service, and kindred workers 
                   (328 cases)
		6. operatives, laborers, and service workers (410 cases)
		7. farmers and farm managers (42 cases)
		8. miscellaneous (members of armed services,
                   housewives, students, other occupations and those 
                   who have never worked) (784 cases)


C1129	LABOR FORCE PARTICIPATION -- RECODE.
	The comparable 1983 variable is B3115.

		1. single household, not in labor force (385 cases)
		2. single household, in labor force (528 cases)
		3. respondent and spouse household, neither in labor
                   force (282 cases)
		4. respondent and spouse household, one in labor force
                   (717 cases)
		5. respondent and spouse household, both in labor
                   force (908 cases)


C1130	LIFE-CYCLE STAGE OF HOUSEHOLD.
	The head is the respondent for single persons and the husband
        for married couples.  The comparable 1983 variable is B3116.  
        No missing values.

		1. head under age 45, unmarried, no children (217 cases)
		2. head under age 45, married, no children (137 cases)
		3. head under age 45, married, youngest child under 6 
                   years (337 cases)
		4. head under age 45, married, youngest child 6 years
                   and over (309 cases)
		5. head age 45 and over, married, has children (448 cases)
		6. head age 45 and over, married, no children, head 
                   retired (239 cases)
		7. head age 45 and over, married, no children, head in
                   labor force (437 cases)
		8. head age 45 and over, unmarried, no children, head 
                   retired (303 cases)
		9. head age 45 and over, unmarried, no children, 
                   head in labor force (132 cases)
	       10. head any age, unmarried, has children (263 cases)


C1131	LIFE-CYCLE STAGE OF HOUSEHOLD (#2).
	The head is the respondent for single persons and the husband
        for married couples.  No missing values.

		1. neither respondent or spouse 65 or over, with some
                   relative of respondent or spouse, over age 18,
                   living in household, but no relatives under 18 (742 cases)
		2. neither respondent or spouse 65 or over, no other
                   relatives living in household (347 cases)
		3. either respondent or spouse 65 or over, with some
                   relative of respondent or spouse, over age 18,
                   living in household, but no relatives under 18 (436 cases)
		4. either respondent or spouse 65 or over, no other
                   relatives living in household (231 cases)
		5. head married, relatives 18 or under living in 
                   household (854 cases)
		6. female-headed household (must be single), relatives
                   18 or under living in the household, but no
                   relative over 18 (147 cases)
		7. unmarried head, relatives 18 or under in the
                   household, and either male-headed or female-headed
                   with other relatives over 18 present (65 cases)


C1301	TOTAL 1985 HOUSEHOLD INCOME.
	Total reported income.  The comparable variable for the 1983 survey is
                B3201.  No missing values.

		xxxxxxx. dollars (-200,000 to 5,000,000)


C1302	TOTAL 1985 HOUSEHOLD INCOME -- RECODED.
	A recode of C1301.  The comparable variable for the 1983 
        survey is B3203.

		1. less than $5,000 (168 cases)
		2. $5,000-7,499 (162 cases)
		3. $7,500-9,999 (103 cases)
		4. $10,000-14,999 (260 cases)
		5. $15,000-19,999 (259 cases)
		6. $20,000-24,999 (239 cases)
		7. $25,000-29,999 (240 cases)
		8. $30,000-39,999 (371 cases)
		9. $40,000-49,999 (749 cases)
	       10. $50,000 and more (781 cases)


                                   Geographic Location

C1132	REGION OF THE COUNTRY.
	Not given for the high-income sample.  The comparable 1983 variable is
        B3117.

		1. Northeast (Maine, Massachusetts, Connecticut, New
                   York, New Jersey, Rhode Island, Vermont,
                   Pennsylvania) (480 cases)
		2. North Central (Ohio, Indiana, Illinois, Michigan, Wisconsin,
                   Minnesota, Missouri, Nebraska, Kansas, Iowa, South
                   Dakota) (741 cases)
		3. South (Virginia, North Carolina, South Carolina,
                   Georgia, Florida, Alabama, Mississippi, Louisiana,
                   Arkansas, Tennessee, Texas, Oklahoma, Kentucky,
                   Maryland, District of Columbia, West Virginia) (857 cases)
		4. West (Alaska, Colorado, Utah, Arizona, California,
                   Oregon, Nevada, Washington, Wyoming) (385 cases)
		0. high-income sample (359 cases)


C1133	SMSA CODE.
	This variable was coded according to SMSA territorial definitions as of
        March 1983.  Not given for the high-income sample.  The variable is
        similar to B3120.

		1. SMSAs with more than 1,000,000 population in 
                   1983 (701 cases)
		2. SMSAs with less than 1,000,000 population in 
                   1983 (959 cases)
		3. areas not in an SMSA  (803 cases)
		0. high-income sample (359 cases)


C1134.	STATE.
	Observations from only xx states (plus D.C.) are included in
        the survey.  This code is given to help facilitate data
        matches.  The individual state data, however, is not
        representative and should not be used to represent the state.
        The code given is the same as the census FIPS code.  Not given
        for the high-income sample.  The comparable 1983 variable is
        B3121. 

	1. Alabama (22 cases)
	2. Alaska (2 cases)
	4. Arizona (22 cases)
	5. Arkansas (119 cases)
	6. California (188 cases)
	8. Colorado (30 cases)
	9. Connecticut (40 cases)
	11. District of Columbia (4 cases)
	12. Florida (88 cases)
	13. Georgia (73 cases)
	17. Illinois (119 cases)
	18. Indiana (31 cases)
	19. Iowa (63 cases)
	20. Kansas (3 cases)
	21. Kentucky (49 cases)
	22. Louisiana (51 cases)
	23. Maine (28 cases)
	24. Maryland (30 cases)
	25. Massachusetts (68 cases)
	26. Michigan (129 cases)
	27. Minnesota (43 cases)
	28. Mississippi (29 cases)
	29. Missouri (77 cases)
	31. Nebraska (33 cases)
	32. Nevada (1 case)
	34. New Jersey (89 cases)
	36. New York (126 cases)
	37. North Carolina (113 cases)
	39. Ohio (156 cases)
	40. Oklahoma (38 cases)
	41. Oregon (52 cases)
	42. Pennsylvania (127 cases)
	44. Rhode Island (1 case)
	45. South Carolina (41 cases)
	46. South Dakota (52 cases)
	47. Tennessee (44 cases)
	48. Texas (69 cases)
	49. Utah (45 cases)
	50. Vermont (1 case)
	51. Virginia (57 cases)
	53. Washington (44 cases)
	54. West Virginia (30 cases)
	55. Wisconsin (35 cases)
	56. Wyoming (1 case)
	 0. high-income sample (359 cases)


                                        Respondent

C1135	SURVEY RESPONDENT.
	The individual with whom the survey was conducted.  All 1986
        respondents were either 1983 respondents or the spouse of a
        1983 respondent. The variable indicates whether the head
        (husband, if married) or spouse (wife) was the actual 
        interview respondent.

		1. head (2012 cases)
		2. spouse (810 cases)


C1605	SEX OF RESPONDENT

		1. male (1390 cases)
		2. female (1432 cases)


C1136	CHANGE IN RESPONDENT.
	Indicates whether the 1986 respondent was also the respondent
        in the 1983 interview.  No missing values.

		1. same respondent as in 1983 (2671 cases)
		5. respondent is or was the spouse of the 1983
                   respondent (151 cases)


                           Household Unit (Dwelling) Residents

C1137	TOTAL NUMBER OF PERSONS LIVING IN
	HOUSEHOLD UNIT/DWELLING
	This includes all persons in the primary family, plus any
        other unrelated non-family household members who share the
        same dwelling unit.  Persons listed here thus qualify as
        members of what the U.S. Census Bureau defines as the
        household (or group quarters) and what SRC calls residents of
        the household unit.  Individuals are included as residents of the
        household unit if:  (1) it was their usual and only place of
        residence (even if absent at the time of the interview); or
        (2), he/she were physically living in the household unit at the
        time of the interview and a place of residence was maintained
        for them there (thus he/she could have other residences).  A
        listing of the individuals living in the household unit is
        given in variables C1138 to C1176.  Information is available
        for each individual on age, sex, membership in the survey household,
        and relationship to the head (husband, if married) of the 
        primary family.

	1. one (530 cases)
	2. two (975 cases)
	3. three (469 cases)
	4. four (523 cases)
	5. five (215 cases)
	6. six (74 cases)
	7. seven (20 cases)
	8. eight (10 cases)
	9. nine (2 cases)
       11. eleven (3 cases)
       13. thirteen (1 case)


C1138 (#1)	INDIVIDUAL'S RELATIONSHIP TO HOUSEHOLD
	HEAD.
C1141 (#2)	Unrelated individuals (codes 31-39) are not included in the
C1144 (#3)	primary family (survey household).  Characteristics of up
C1147 (#4)	to 13 individuals in the household unit are given, with
C1150 (#5)	information as recorded on the interviewer coding sheet.  No
C1153 (#6)	missing values.
C1156 (#7)
C1159 (#8)	1. head (husband, if married) (always in position #1)
C1162 (#9)         (2822/0/0/0/0/0/0/0/0/0/0/0/0 cases)
C1165 (#10)	2. spouse (wife) (always in position #2, if applicable)
C1168 (#11)	   (0/1885/0/0/0/0/0/0/0/0/0/0 cases)
C1171 (#12)	3. "partner" or "common-law spouse" (wife) (always in
C1174 (#13)         position #2, if applicable.  This is treated as a
                    married spouse in answering throughout the survey)
                    (0/23/0/0/0/0/0/0/0/0/0/0 cases)
		4. child (and in-law or step-children)
                   (0/242/1198/787/292/93/29/9/2/2/0/0/0 cases)
		5. grandchild (and in-law or step-grandchildren)
                   (0/6/16/28/16/12/4/3/2/1/1/1/1 cases)
		6. parent (and in-law or step-parents) 
                   (0/48/58/6/0/0/0/0//0/0/0/0/0 cases)
		7. grandparent (and in-law or step-grandparents)
                      (0/5/1/0/0/0/0/0/0/0/0/0/0 cases)
		8. aunt/uncle (and in-law or step-) 
                   (0/3/1/0/0/0/0/0/0/0/0/0/0 cases)
		9. cousin (and in-law or step-) 
                   (0/4/2/0/0/0/0/0/0/0/0/0/0 cases)
	       10. niece/nephew (and in-law or step-) 
                   (0/4/8/4/3/1/0/0/0/0/0/0/0 cases)
	       11. brother/sister (and in-law or step-) 
                   (0/22/13/10/6/2/1/8/2/1/0/0/0/0 cases)
               12. great-grandchildren (and in-law or step-) 
                   (0/1/1/1/1/1/1/1/1/1/0/0/0  cases)
	       29. other relative (card given) 
                   (0/1/0/0/0/0/0/0/0/0/0/0/0 cases)
	       31. roommate -- not included in survey household
                   (0/22/5/1/1/0/0/0/0/0/0/0/0 cases)
	       32. friend -- not included in survey household
                   (0/24/7/4/1/0/0/0/0/0/0/0/0 cases)
	       34. roomer/lodger/boarder -- not included in survey household
                   (0/0/0/1/3/1/1/0/0/0/0/0/0 cases)
	       35. live-in help, maid -- not included in survey household
                   (0/1/3/3/0/0/0/2/0/0/0/0/0 cases)
	       39. other unrelated persons -- not included in survey household
                   (0/0/0/0/0/0/0/0/0/0/0/0/0 cases)
	       41. foster children -- not included in survey household
                   (0/0/1/1/1/0/0/1/1/0/0/0/0 cases)
	       42. former spouse (pre-1983) not living as "partners"
                   -- not included in survey household 
                   (0/1/0/0/0/0/0/0/0/0/0/0/0 cases)
	       43. friend or roommates child -- not included in 
                   survey household (0/0/2/2/1/0/0/0/0/0/0/0/0 cases)
	       44. former spouse's child (not respondents) -- not included 
                   in survey household (0/0/1/0/0/0/0/0/0/0/0/0/0 cases)
		0. INAP, not that many persons in household unit
                   (0/530/1505/1974/2497/2712/2786/2806/2816/2818/2821/
		   2821/2821 cases)

	question: K1a


C1139 (#1)	INDIVIDUAL'S SEX.
C1142 (#2)	Corresponds to individuals given above.  No missing values.
C1145 (#3)
C1148 (#4)		1. male (1390/989/684/439/175/61/16/12/4/2/1/0/0 cases)
C1151 (#5)		2. female
                           (1432/1303/633/409/150/49/20/4/2/2/0/1/1 cases)
C1154 (#6)		0. INAP (0/530/1505/1974/2497/2712/2786/2806/2816/
C1157 (#7)		   2818/2821/2821/2821 cases)
C1160 (#8)
C1163 (#9)	question: K1a
C1166 (#10)
C1169 (#11)
C1172 (#12)
C1175 (#13)


C1140 (#1)	INDIVIDUAL'S AGE.
C1143 (#2)	The age as of last birthday for the individuals
C1146 (#3)	above, as reported by the respondent.  It may differ
C1149 (#4)	from the age as determined from date of birth information for
C1152 (#5)	the head or spouse.  No missing values.  Imputations were done
C1155 (#6)	done using date of birth, job history, and education for
C1158 (#7)	head and spouse.  Less than one year coded as 1.
C1161 (#8)
C1164 (#9)		xx. years (1 to 96)
C1167 (#10)		 0. INAP 
                            (0/530/1505/1974/2497/2712/2786/2806/2816/2818/
C1170 (#11)		    2821/2821/2821 cases)
C1173 (#12)
C1176 (#13)	question: K1a


                         Ages of Children Living Outside the Home

C1177 (#1)	AGES OF CHILDREN LIVING OUTSIDE THE HOME.
C1178 (#2)	This variable lists,in the order given by respondent, the ages
C1179 (#3)	of any children of the respondent (or spouse) not living
C1180 (#4)	in the household. These children are not in the house-
C1181 (#5)	hold listing, C1138 to C1176.  The total number of children
C1182 (#6)	listed here is C1107.  No missing values.
C1183 (#7)	
C1184 (#8)		xx. years (1 to 72)
C1185 (#9)		 0. INAP (1184/1557/2027/2373/2570/2679/2737/
                            2776/2796 cases)

                question: A1b


                            Interview Characteristics and Time

C1186	MONTH OF THE INTERVIEW (BEGAN).
	All interviews took place between June and September 1986.  No missing
        values.

		6. June 1986 (603 cases)
		7. July 1986 (1028 cases)
		8. August 1986 (1013 cases)
		9. September 1986 (178 cases)


C1187	DAY OF THE INTERVIEW (BEGAN).
	Day of the month that the interview began 
        (if done in several segments). No missing values.

		xx. day (1 to 31)


C1188	TIME OF INTERVIEW (START OF INTERVIEW).
	The time of day when the interviewer first began recording information.
        The time is given in military time with 0800 being 8:00 AM 
         and 2400 being 12 midnight.

		xxxx. time (0800 to 2328)


C1189	MONTH OF THE INTERVIEW (ENDED).
	All interviews took place between June and September 1986.  No missing
        values.

		6. June 1986 (591 cases)
		7. July 1986 (1028 cases)
		8. August 1986 (1017 cases)
		9. September 1986 (186 cases)


C1190	DAY OF THE INTERVIEW (ENDED).
	Day of the month (when interview ended if done at different times).  No
        missing values.

		xx. day (1 to 31)


C1191	TIME OF INTERVIEW (END OF INTERVIEW).
	The time of day when the interviewer first began recording information.
        The time is given in military time with 0800 being 8:00 AM 
        and 2400 being 12 midnight.

		xxxx. time (0800 to 2356)


C1192	TIME OF INTERVIEW (LAST CALL -- RECODE).
	The time of day when the last interview call was made.
	
		1. weekday, 9:00 am to 12:59 pm (399 cases)
		2. weekday, 1:00 pm to  5:59 pm (620 cases)
		3. weekday, 6:00 pm to 12:00 midnight (1147 cases)
		4. Saturday, 10:00 am to 5:59 pm (274 cases)
		5. Saturday, 6:00 pm to 12:00 midnight (8 cases)
		6. Sunday, 12:00 noon to 5:59 pm (194 cases)
		7. Sunday,  6:00 pm to 12:00 midnight (180 cases)


C1193	NUMBER OF CALLS.
	The number of telephone calls required to complete the interview.

		xx. number (1 to 50)
		-9. NA (9 cases)


C1194	INITIAL REFUSAL.
	This variable indicates whether the initial contact with the respondent
                resulted in a refusal (which was later converted).

		1. initial contact refusal (139 cases)
		5. initial contact not a refusal (2675 cases)
	       -9. NA (8 cases)


C1195	INTERVIEW LENGTH.
	The number of minutes required to complete the interview.  This counts
                only the time respondent was on the phone with an interviewer.

		xx. minutes (7 to 90)
		-9. NA (13 cases)


C1196	EDIT LENGTH.
	The number of minutes it took the interviewer to do his/her
        portion of the editing of the interview.

		xx. minutes (1 to 73)
		-9. NA (23 cases)


C1197	INTERVIEWER ID NUMBER.
	The ID number of the interviewer who completed the interview.

		xxx. (194 to 903)


Top of Page

                      CHANGE VARIABLES 1983 TO 1986


                          Marital Status Change

C1201	SPOUSAL CHANGE 1983 TO 1986.
	This variable indicates the presence of a spouse (or partner)
        in the 1983 and 1986 household listings and whether it is the
        same spouse.  No missing values.

		1. spouse in 1983, no spouse in 1986 (182 cases)
		2. no spouse in 1983, spouse in 1986 (131 cases)
		3. spouse in 1983 and 1986 -- same person (1748 cases)
		4. spouse in 1983 and 1986 -- different person (28 cases)
		5. no spouse/partner in either 1983 or 1986 (733 cases)


C1202	SPOUSAL CHANGE 1983 TO 1986 -- DETAILED.
	This variable indicates changes in marital status from 1983 to 1986,
        including separation of married couples (or of partners).
        This variable does not account for the presence of a spouse in
        a household if the couple is separated.  No missing values.

		1. no spouse in 1983 or 1986 (widowed/single/divorced
                   in both years), no intervening marriages (659 cases)
		2. same as code 1, but with an intervening marriage (4 cases)
		3. spouse in 1983 (married/separated/partner) and no
                   spouse in 1986 (widowed/single/divorced) (175 cases)
		4. same person as spouse in 1983 and 1986
                   (married/separated/partner in both years) (1833 cases)
		5. no spouse in 1983 (widowed/single/divorced) and
                   spouse in 1986 (married/separated/partner) (112 cases)
		6. different person as spouse in 1983 and 1986
                   (married/separated/partner in both years but to
                   different people) (39 cases)


                             Changes in Household Composition

C1136	CHANGE IN RESPONDENT.
	Indicates whether the 1986 respondent was also the respondent
        in the 1983 interview.  No missing values.

		1. same respondent as in 1983 (2671 cases)
		5. respondent is or was the spouse of the 1983
                   respondent (151 cases)


C1203	ANY HOUSEHOLD MEMBER CHANGE.
	This variable indicates whether any change in household composition
        occurred between 1983 and 1986.  Determined by examining the ages and
        sexes of household members as reported in the 1983 and 1986 survey
        interviews..

		1. some change in household composition, someone
                   either joining or leaving the household (1335 cases)
		5. no change in household composition, exact same 
                   members in 1983 and 1986 (1487 cases)


C1204	CHANGE IN THE TOTAL NUMBER OF PERSONS IN
	HOUSEHOLD.
	Change in the total number of people in the household (C1101 -
        B3101).  No missing values.

		-7. minus seven (1 case)
		-6. minus six (2 cases)
		-5. minus five (2 cases)
		-4. minus four (11 cases)
		-3. minus three (48 cases)
		-2. minus two (141 cases)
		-1. minus one (440 cases)
		 0. no change (1711 cases)
		 1. plus one (326 cases)
		 2. plus two (98 cases)
		 3. plus three (30 cases)
		 4. plus four (6 cases)
		 5. plus five (3 cases)
		 6. plus six (1 case)
		 7. plus seven (1 case)
		 8. plus eight (1 case)


C1205	CHANGE IN TOTAL NUMBER OF PERSONS IN
 	HOUSEHOLD 65 OR OLDER.
	Change in the total number of people in the household aged 65 or older
                (C1103 - B3103).  No missing values.

		-2. minus two (5 cases)
		-1. minus one (62 cases)
		 0. no change (2507 cases)
		 1. plus one (202 cases)
		 2. plus two (45 cases)
		 3. plus three (1 case)


C1206	CHANGE IN TOTAL NUMBER OF PERSONS IN HOUSEHOLD UNDER 18.
	Change in the total number of people in the household under
        age 18 (C1104 - B3104).  No missing values.

		-5. minus five (2 cases)
		-4. minus four (3 cases)
		-3. minus three (15 cases)
		-2. minus two (106 cases)
		-1. minus one (338 cases)
		 0. no change (2055 cases)
		 1. plus one (230 cases)
		 2. plus two (61 cases)
		 3. plus three (9 cases)
		 4. plus four (2 cases)
		 5. plus five (1 case)


C1207	CHANGE IN NUMBER OF YOUNGER RELATIVES
	AGED 18 OR OLDER.
	This total includes all children, grandchildren, nieces, nephews, or
        great-grandchildren of respondent (or spouse) who live in the household
        and are age 18 or older (see C1107).  No missing values.

		-3. minus three (8 cases)
		-2. minus two (56 cases)
		-1. minus one (241 cases)
		 0. no change (2223 cases)
		 1. plus one (229 cases)
		 2. plus two (59 cases)
		 3. plus three (5 cases)
		 4. plus four (1 case)


C1208	CHANGE IN NUMBER OF SAME-AGE RELATIVES
	AGED 18 OR OLDER.
	This total includes all siblings, cousins or relatives of unknown
        relationship of respondent (or spouse) who live in the
        household and are 18 or older (see C1108).  No missing values.

		-2. minus two (7 cases)
		-1. minus one (27 cases)
		 0. no change (2759 cases)
		 1. plus one (24 cases)
		 2. plus two (3 cases)
		 3. plus three (2 cases)


C1209	CHANGE IN NUMBER OF OLDER-GENERATION
	RELATIVES, 18 OR OLDER.
	This total includes all parents, grandparents, aunts or uncles of
        respondent (or spouse) who live in the household and
        are 18 or older (see C1109).  No missing values.

		-2. minus two (6 cases)
		-1. minus one (39 cases)
		 0. no change (2719 cases)
		 1. plus one (41 cases)
		 2. plus two (17 cases)


                              Moving

C1210	CHANGE IN LIVING STATUS OF RESPONDENT.
	The change in respondent's tenure status between the 1983 and 1986
        interviews.  No missing values.

		1. homeowner in both years, did not move (1759 cases)
		2. homeowner in both years, did move (226 cases)
		3. own in 1983, rent/other 1986, did not move (3 cases)
		4. own in 1983, rent/other 1986, did move (88 cases)
		5. rent/other 1983, own in 1986, did not move (18 cases)
		6. rent/other 1983, own in 1986, did move (198 cases)
		7. rent/other in both years, did not move (282 cases)
		8. rent/other in both years, did move (248 cases)


C1504	DID RESPONDENT MOVE RECODE?
	Answer to question: have you (respondent) moved since spring
	of 1983?  Recoded and corrected answer.  This variable
	reflects corrections to the answer given by the respondent in
	C1503, following a match of their 1983 and 1986 addresses.
	No missing values.

		1. yes, moved (738 cases)
		2. yes, moved to a home that family already owned (17
		   cases)
		3. yes, moved mobile home to a new location (5 cases)
		4. no, but has bought/in process of buying home that rented
		   before (13 cases)
		5. no (2035 cases)
		6. no, but interview conducted at second home (6 cases)
		7. no, now renting home that family owned previously,
                   99 year or lifetime lease (3 case)
		8. no, home given to respondent (5 cases)


C1505	TYPE OF MOVE.
	Given only if respondent moved between 1983 and 1986.
	Determined from addresses.  No missing values.

		1. move within same county (428 cases)
		2. move within same SMSA, but different county (39 cases)
		3. move within same state, but different SMSA and 
                   county (121 cases)
		4. move to different state, but same region (65 cases)
		5. move to different Census region (48 cases)
	       -9. high-income sample mover (59 cases)
		0. INAP, no move (2062 cases)


                                       New Location

C1211	1986 SMSA CODE.
	The MSA/PMSA (Metropolitan Statistical Area or Primary Metropolitan
        Statistical Area) code defined for the household's
        metropolitan area (if living within in one).  The SMSA areas
        are defined according to 1983 boundaries to ensure
        comparability with the 1983 SMSA variable (B5701). C1211 is
        coded as zero if the household did not live in an SMSA or 
        was in the high-income sample.

		  40. Abilene, TX (20 cases)
		 160. Albany-Schenectady-Troy, NY (2 cases)
		 240. Allentown-Bethlehem, PA-NJ (4 cases)
		 360. Anaheim-Santa Ana, CA (21 cases)
		 480. Asheville, NC (1 case)
		 520. Atlanta, GA (40 cases)
		 560. Atlantic City, NJ (1 case)
		 620. Aurora-Elgin, IL (11 cases)
		 640. Austin, TX (2 cases)
		 680. Bakersfield, CA (1 case)
		 720. Baltimore, MD (24 cases)
		 860. Bellingham, WA (25 cases)
		 875. Bergen-Passiac, NJ (2 cases)
		1000. Birmingham, AL (2 cases)
		1120. Boston, MA (20 cases)
		1140. Bradenton, FL (13 cases)
         	1160. Bridgeport-Milford, CT (22 cases)
		1360. Cedar Rapids, IA (1 case)
		1400. Champaign-Urbana-Rantoul, IL (1 case)
         	1480. Charleston, WVA (29 cases)
		1520. Charlotte-Gastonia-Rock Hill, NC-SC (3 cases)
		1560. Chattanooga, TN-GA (2 cases)
		1600. Chicago, IL (40 cases)
		1620. Chico, CA (1 case)
		1640. Cincinnati, OH-KY-IN (5 cases)
		1680. Cleveland, OH (18 cases)
		1760. Columbia, SC (39 cases)
		1840. Columbus, OH (2 cases)
		1920. Dallas, TX (1 case)
		2000. Dayton-Springfield, OH (23 cases)
		2080. Denver, CO (2 cases)
		2160. Detroit, MI (59 cases)
		2285. East St. Louis-Belleville, IL (4 cases)
		2400. Eugene-Springfield, OR (50 cases)
		2640. Flint, MI (34 cases)
		2750. Fort Walton Beach, FL (1 case)
		2800. Forth Worth-Arlington, TX (1 case)
		2920. Galveston-Texas City, TX (1 case)
		2960. Gary-Hammond, IN (6 cases)
		3060. Greeley, CO (1 case)
		3120. Greensboro--Winston-Salem--High Point,NC(3 cases)
		3200. Hamilton-Middletown, OH (19 cases)
		3240. Harrisburg-Lebanon-Carlisle, PA (1 case)
		3360. Houston, TX (37 cases)
		3480. Indianapolis, IN (24 cases)
		3640. Jersey City, NJ (9 cases)
		3800. Kenosha, WI (1 case)
		3920. Lafayette, IN (1 case)
		3965. Lake County, IL (12 cases)
		4000. Lancaster, PA (1 case)
		4040. Lansing-East Lansing, MI (1 case)
		4320. Lima, OH (1 case)
		4400. Little Rock-North Little Rock, AR (40 cases)
		4480. Los Angeles-Long Beach, CA (47 cases)
		4520. Louisville, KY-IND (24 cases)
		4680. Macon-Warner Robins, GA (1 case)
		4820. Madison, WI (1 case)
		4920. Memphis, TN-AK-MS (1 case)
		5000. Miami-Hialeah, FL (11 cases)
		5015. Middlesex-Somerset-Hunterdon, NJ (39 cases)
		5120. Minneapolis-St. Paul, MN-WI (42 cases)
		5170. Modesto, CA (1 case)
		5190. Monmouth-Ocean, NJ (1 case)
		5240. Montgomery, AL (17 cases)
		5320. Muskegon, MI (1 case)
		5360. Nashville, TN (1 case)
		5380. Nassau-Suffolk, NY (17 cases)
		5520. New London-Norwich, CT-RI (17 cases)
		5600. New York, NY (57 cases)
		5640. Newark, NJ (13 cases)
		5720. Norfolk-Virginia Beach-Newport News,VA(3 cases)
		5775. Oakland, CA (16 cases)
		5880. Oklahoma City, OK (1 case)
		5920. Omaha, NE-IA (2 cases)
		5960. Orlando, FL (24 cases)
		6000. Oxnard-Ventura, CA (1 case)
		6120. Peoria, IL (4 cases)
		6160. Philadelphia, PA-NJ (39 cases)
		6200. Phoenix, AZ (22 cases)
		6280. Pittsburgh, PA (32 cases)
		6460. Poughkeepsie, NY (1 case)
		6520. Provo-Orem, UT (1 case)
		6640. Raleigh-Durham, NC (2 cases)
		6680. Reading, PA (1 case)
		6690. Redding, CA (1 case)
		6720. Reno, NV (1 case)
		6760. Richmond-Petersburg V29 cases)
		6780. Riverside-San Bernadino, CA (2 cases)
		6800. Roanoke, VA (1 case)
		7040. St. Louis, MO-IL (23 cases)
		7080. Salem, OR (1 case)
		7160. Salt Lake City-Ogden, UT (66 cases)
		7240. San Antonio, TX (1 case)
		7320. San Diego, CA (14 cases)
		7360. San Francisco, CA (15 cases)
		7400. San Jose, CA (1 case)
		7500. Santa Rosa-Petaluma, CA (2 cases)
		7510. Sarasota, FL (33 cases)
		7560. Scranton--Wilkes-Barre, PA (19 cases)
		7600. Seattle, WA (17 cases)
		7620. Sheboygan, WI (31 cases)
		7760. Sioux Falls, SD (48 cases)
		7880. Springfield, IL (7 cases)
		8160. Syracuse, NY (28 cases)
		8200. Tacoma, WA (1 case)
		8280. Tampa-St. Petersburg-Clearwater, FL (3 cases)
		8400. Toledo, OH (27 cases)
		8480. Trenton, NJ (19 cases)
		8560. Tulsa, OK (37 cases)
		8640. Tyler, TX (1 case)
		8720. Vallejo-Fairfield-Napa, CA (26 cases)
		8780. Visalla-Tulare-Porterville, CA (11 cases)
		8840. Washington, DC-MD-VA (31 cases)
		8920. Waterloo-Cedar Falls, IA (37 cases)
		9040. Wichita, KS (1 case)
		9160. Wilmington, DE-NJ-MD (1 case)
		9240. Worcester, MA (20 cases)
		9320. Youngstown-Warren, OH (2 cases)
		   0. high-income or not in SMSA (1162 cases)


C1212	SMSA POPULATION.
	The 1980 Census population for the SMSA (if any) where the household
        lives.  1983 SMSA boundaries were used to define the limits 
        of each SMSA.

		xxxxxxx. population of SMSA (100,935 to 8,274,961)
		      0. high-income or not in SMSA (1162 cases)


C1213	1986 COUNTY (FIPS) CODE
	This variable is the Census-defined FIPS code for the
        household's county of residence at the time of the 1986
        interview.  The FIPS code is a 5 digit code, the first two
        digits indicating the state (the same as variable C1134) and
        the last three digits giving a three digit county code within
        the state.  Coded for all cross-section observations.  The
        comparable 1983 variable is B5703. 

		 1073. Jefferson County, AL (2 cases)
		 1101. Montgomery County, AL (20 cases)
		 2110. Juneau County, AK (1 case)
		 2122. Kenai Peninsula County, AK (1 case)
		 4013. Maricopa County, AZ (22 cases)
		 5019. Clark County, AR (42 cases)
		 5093. Mississippi County, AR (36 cases)
		 5109. Pike County, AR (1 case)
		 5119. Pulaski County, AR (31 cases)
		 5125. Saline County, AR (9 cases)
		 6001. Alameda County, CA (14 cases)
		 6007. Butte County, CA (1 case)
		 6013. Contra Costa County, CA (2 cases)
		 6029. Kern County, CA (1 case)
		 6033. Lake County, CA (1 case)
		 6037. Los Angeles County, CA (47 cases)
		 6055. Napa County, CA (22 cases)
		 6059. Orange County, CA (21 cases)
		 6063. Monterey County, CA (20 cases)
		 6065. Riverside County, CA (2 cases)
		 6073. San Diego County, CA (14 cases)
		 6075. San Francisco County, CA (6 cases)
		 6079. San Luis Obispo County, CA (1 case)
		 6081. San Mateo County, CA (9 cases)
		 6085. Santa Clara County, CA (1 case)
		 6089. Shasta County, CA (1 case)
		 6095. Solano County, CA (4 cases)
		 6097. Sonoma County, CA (2 cases)
		 6099. Stanislaus County, CA (1 case)
		 6107. Tulare County, CA (17 cases)
		 6111. Ventura County, CA (1 case)
		 8005. Arapahoe County, CA (1 case)
		 8031. Denver County, CO (1 case)
		 8075. Logan County, CO (26 cases)
		 8123. Weld County, CO (1 case)
		 8125. Yuma County, CO (1 case)
		 9001. Fairfield County, CT (22 cases)
		 9009. New Haven County, CT (1 case)
		 9011. New London County, CT (17 cases)
		11000. District of Columbia (5 cases)
		12015. Charlotte County, FL (1 case)
		12023. Columbia County, FL (1 case)
		12025. Dade County, FL (11 cases)
		12057. Hillsborough County, FL (2 cases)
		12081. Manatee County, FL (13 cases)
		12087. Monroe County, FL (1 case)
		12091. Perry County, FL (1 case)
		12095. Orange County, FL (20 cases)
		12097. Osceola County, FL (2 cases)
		12101. Pasco County. FL (1 case)
		12115. Sarasota County, FL (33 cases)
		12117. Seminole County, FL (2 cases)
		13021. Bibb County, GA (1 case)
		13057. Cherokee County, FL (1 case)
		13089. DeKalb County, GA (18 cases)
		13113. Floyd County, GA (1 case)
		13121. Fulton County, GA (15 cases)
		13135. Gwinnett County, GA (5 cases)
		13139. Hall County, GA (1 case)
		13185. Lowndes County, GA (30 cases)
		13315. Wilcox County, GA (1 case)
		17019. Champaign County, IL (1 case)
		17031. Cook County, IL (34 cases)
		17043. Du Page County, IL (6 cases)
		17089. Kane County, IL (10 cases)
		17093. Kendall County, IL (1 case)
		17097. Lake County, IL (12 cases)
		17107. Logan County, IL (21 cases)
		17133. Monroe County, IL (1 case)
		17145. Perry County, IL (1 case)
		17157. Randolph County, IL (23 cases)
		17163. St. Clair County, IL (4 cases)
		17167. Sangamon County, IL (1 case)
		17197. Will County, IL (4 cases)
		18059. Hancock County, IN (7 cases)
		18089. Lake County, IN (6 cases)
		18097. Marlon County, IN (17 cases)
		18159. Tipton, IN (1 case)
		19013. Black Hawk County, IA (37 cases)
		19019. Buchanan County, IA (1 case)
		19047. Crawford County, IA (22 cases)
		19059. Dickinson County, IA (1 case)
		19113. Linn County, IA (1 case)
		19133. Monona County, IA (1 case)
		20161. Riley County. KS (1 case)
		20173. Sedgwick County, KS (1 case)
		20179. Sheridan County, KS (1 case)
		21005. Anderson County, KY (1 case)
		21093. Hardin County, KY (2 cases)
		21111. Jefferson County, KY (24 cases)
		21177. Kenton County, KY (22 cases)
		22001. Acadia County, LA (24 cases)
		22035. East Carroll County, LA (24 cases)
		22097. St. Landry County, LA (1 case)
		22115. Vernon County, LA (1 case)
		22123. West Carroll County, LA (1 case)
		23031. York County, ME (28 cases)
		24005. Baltimore County, MD (4 cases)
		24015. Cecil County, MD (1 case)
		24021. Frederick County, MD (1 case)
		24025. Harford County, MD (9 cases)
		24027. Howard County, MD (1 case)
		24031. Montgomery County, MD (3 cases)
		24037. St. Mary's County, MD (1 case)
		24510. Baltimore City (independent city), MD (10 cases)
		25001  Barnstable County, MA (1 case)
		25009. Essex County, MA (2 cases)
		25013  Hampden County, MA (1 case)
		25017. Middlesex County, MA (15 cases)
		25021. Norfolk County, MA (1 case)
		25025. Suffolk County, MA (5 cases)
		25027. Worcester County, MA (43 cases)
		26029. Charlevoix County, MI (1 case)
		26045. Eaton County, MI (1 case)
		26049. Genesee County, MI (34 cases)
		26099. Macomb County, MI (12 cases)
		26113. Missaukee County, MI (1 case)
		26115. Monroe County, MI (8 cases)
		26121. Muskegon County, MI (1 case)
		26125. Oakland County, MI (17 cases)
		26149. St. Joseph County, MI (32 cases)
		26163. Wayne County, MI (22 cases)
		27001  Aitkin County, MN (1 case)
		27003  Anoka County, MN (1 case)
		27037. Dakota County, MN (1 case)
		27053. Hennepin County, MN (26 cases)
		27123. Ramsey County, MN (9 cases)
		27163. Washington County, MN (5 cases)
		28051. Holmes County, MS (1 case)
		28123. Scott County, MS (1 case)
		28127. Simpson County, MS (27 cases)
		29001. Adair County, MO (18 cases)
		29099. Jefferson County, MO (5 cases)
		29113. Bates County, MO (1 case)
		29189. St. Louis County, MO (16 cases)
		29199. Scotland County, MO (1 case)
		29201. Scott County, MO (1 case)
		29207. Stoddard County, MO (34 cases)
		29510. St. Louis City (independent city), MO (1 cases)
		31055. Douglas County, NE (1 case)
		31061. Franklin County, NB (29 cases)
		31153. Sarpy County, NE (1 case)
		31157. Scotts Bluff County, NE (1 case)
		31179. Wayne County, NE (1 case)
		32031. Washoe County, NV (1 case)
		34001  Atlantic County, NJ (1 case)
		34003. Bergen County, NJ (2 cases)
		34007. Camden County, NJ (4 cases)
		34013. Essex County, NJ (10 cases)
		34017. Hudson County, NJ (9 cases)
		34021. Mercer County, NJ (19 cases)
		34023. Middlesex County, NJ (11 cases)
		34027. Morris County, NJ (1 case)
		34029. Ocean County, NJ (1 case)
		34035. Somerset County, NJ (28 cases)
		34039. Union County, NJ (2 cases)
		36001, Albany County, NY (1 case)
		36005. Bronx County, NY (8 cases)
		36027. Dutchess County, NY (1 case)
		36039. Greene County, NY (1 case)
		36047. Kings County, NY (7 cases)
		36053. Madison County, NY (14 cases)
		36059. Nassau County, NY (14 cases)
		36061. New York County, NY (17 cases)
		36065. Oneida County, NY (1 case)
		36067. Onondaga County, NY (14 cases)
		36081. Queens County, NY (8 cases)
		36085. Richmond County, NY (2 cases)
		36101. Steuben County, NY (1 case)
		36103. Suffolk County, NY (3 cases)
		36111. Ulster County, NY (19 cases)
		36119. Westchester County, NY (15 cases)
		37021. Buncombe County, NC (1 case)
		37027. Cabarrus County, NC (1 case)
		37045. Cleveland County, NC (1 case)
		37053. Currituck County, NC (37 cases)
		37055. Dare County, NC (1 case)
		37063. Durham County, NC (1 case)
		37067. Forsyth County, NC (1 case)
		37081. Guilford County, NC (2 cases)
		37097. Iredell County, NC (2 cases)
		37119. Mecklenberg County, NC (3 cases)
		37121. Mitchell County, NC (1 case)
		37147. Pitt County, NC (31 cases)
		37157. Rockingham County, NC (1 case)
		37183. Wake County, NC (1 case)
		37189. Watauga County, NC (29 cases)
		39003. Allen County, OH (1 case)
		39017. Butler County, OH (19 cases)
		39025. Clermont County, OH (2 cases)
		39035. Geauga County, OH (4 cases)
		39049. Franklin County, OH (1 case)
		39055. Geuaga County, OH (7 cases)
		39057. Greene County, OH (1 case)
		39061. Hamilton County, OH (3 cases)
		39063. Hancock County, OH (18 cases)
		39083. Knox County, OH (38 cases)
		39085. Lake County, OH (6 cases)
		39089. Licking County, OH (1 case)
		39095. Lucas County, OH (27 cases)
		39099. Mahoning County, OH (1 case)
		39103. Medina County, OH (1 case)
		39113. Montgomery County, OH (22 cases)
		39147. Seneca County, OH (1 case)
		39149. Shelby County, OH (1 case)
		39155. Trumbull County, OH (1 case)
		39173. Wood County, OH (1 case)
		40037. Creek County, OK (10 cases)
		40109. Okfuskee County, OK (1 case)
		40143. Tulsa County, OK (27 cases)
		41039. Lane County, OR (50 cases)
		41043. Linn County, OR (1 case)
		41053. Polk County, OR (1 case)
		42003. Allegheny County, PA (19 cases)
		42011. Berks County, PA (1 case)
		42017. Bucks County, PA (1 case)
		42029. Chester County, PA (23 cases)
		42043. Dauphin County, PA (1 case)
		42045. Delaware County, PA (1 case)
		42055. Franklin County, PA (1 case)
		42069. Lackawanna County, PA (1 case)
		42071. Lancaster County, PA (1 case)
		42077. Lehigh County, PA (1 case)
		42079. Luzerne County, PA (18 cases)
		42091. Montgomery County, PA (1 case)
		42101. Philadelphia County, PA (9 cases)
		42109. Snyder County, PA (37 cases)
		42125. Washington County, PA (13 cases)
		44007. Providence County, RI (1 case)
		45055. Allendale County, SC (1 case)
		45063. Lexington County, SC (16 cases)
		45079. Richland County, SC (23 cases)
		46029. Kershaw County, SC (1 case)
		46047. Codington County, SD (1 case)
		46079. Fall River County, SD (1 case)
		46099. Minnehaha County, SD (48 cases)
		46103. Pennington County, SD (1 case)
		47007. Bledsoe County, TN (36 cases)
		47075. Henry County, TN (1 case)
		47129. Morgan County, TN (1 case)
		47143. Rhea County, TN (1 case)
		47153. Sequatchie County, TN (2 cases)
		47157. Shelby County, TN (1 case)
		47175. Van Buren County, TN (1 case)
		47189. Williamson County, TN (1 case)
		48027. Bell County, TX (1 case)
		48113. Dallas County, TX (1 case)
		48161. Freestone County, TX (1 case)
		48167. Galveston County, TX (1 case)
		48185. Grimes County, TX (1 case)
		48201. Harris County, TX (35 cases)
		48209. Hays County, TX (1 case)
		48253. Jones County, TX (4 cases)
		48339. Montgomery County, TX (2 case)
		48439. Tarrant County, TX (1 case)
		48441. Taylor County, TX (20 cases)
		48491. Williamson County, TX (1 case)
		49011. Davis County, UT (1 case)
		49035. Salt Lake County,UT (43 cases)
		49049. Utah County, UT (1 case)
		50003. Bennington County, VT (1 case)
		51013. Arlington County, VA (1 case)
		51015. Augusta County, VA (1 case)
		51059. Fairfax County, VA (15 cases)
		51085. Hanover County, VA (9 cases)
		51087. Henrico County, VA (8 cases)
		51153. Prince William County, VA (1 case)
		51600. Fairfax (independent city), VA (6 cases)
		51700. Newport News County, VA (1 case)
		51710. Norfolk County, VA (1 case)
		51760. Richmond (independent city), VA (12 cases)
		51770. Roanoke County, VA (1 case)
		51810. Virginia Beach County, VA (1 case)
		53033. King County, WA (15 cases)
		53049. Pacific County, WA (1 case)
		53053. Pierce County, WA (1 case)
		53061. Snohomish County, WA (2 cases)
		53073. Whatcom County, WA (25 cases)
		54039. Kanawha County, WA (29 cases)
		54045. Logan County, WV (1 case)
		55025. Dane County, WI (1 case)
		55059. Kenosha County, WI (1 case)
		55095. Polk County, WI (1 case)
		55099. Price County, WI (1 case)
		55117. Sheboygan County, WI (31 cases)
		56031. Platte County, WI (1 case)
		    0. high-income sample (359 cases)


C1214	COUNTY POPULATION
	The county population as measured in the 1980 Census.

		xxxxxxxx. population (3,544 to 7,477,503)
		       0. high-income sample (359 cases)


C1215	1986 PSU (PRIMARY SAMPLING UNIT) NUMBER.
	An assigned number based on the observation's PSU (see B3013).
        It gives a unique sampling cell number to all observations in
        the sample.  Values 1 through 9 are the nine cells in B3012
        for the high-income observations. The remainder indicate
        area-probability sample PSUs.  Values 10 through 22 are
        self-representing PSUs.  Values 23 through 54 are PSUs located
        primarily in SMSAs and urban areas.  Values 55 through 84
        imply PSUs primarily covering rural counties.  A minus 9 (-9)
        indicates that the household had moved and in 1986 was not
        located in an SRC PSU.

		xx. cell number (1 to 84)
		-9. not located in PSU (165 cases)


C1216	1980 FRAME PSU.
	This variable indicates the number of the 1980 SRC sample PSU that the
        household lives in.  Not given for the high-income sample.
        The value in C1216 is the stratum number assigned to the PSU
        in Table A on page 87 of 1980 SRC NATIONAL SAMPLE DESIGN AND
        DEVELOPMENT, February 1986.  A minus nine (-9) indicates that 
        the household does not live in a 1980 PSU.

		xx. (1 to 74)
		 0. INAP, high-income sample (359 cases)
		-9. household does not live in the 1980 SRC Frame (1528 cases)


                                      Price Changes

C1217	CPI PRICE CHANGES.
	Change in the Consumer Price Index from the 1983 respondent- interview
        month to the 1986 respondent-interview month.  If C1217 (divided by
        10,000) is multiplied by a 1983 variable (expressed in
        dollars), it will convert the variable to 1986 dollars.
        Dividing a dollar-valued 1986 variable by C1217 will convert
        it to 1983 dollars.  The mean of C1217 is 1.1125.  No missing values.

		xxxxx. rate of change times 10,000 (10956 to 11262)

                              Savings and Savings Attitudes

C1218 (#1)	REASONS FOR SAVING.
C1219 (#2)	Respondent was asked what were the household's most
C1220 (#3)	important reasons for saving.  Three variables are
                provided for responses. Designed as an open-ended
                question.  The codes are the same as used in 1983 
                (B5401 and B5402).

		1. children's (grandchildren's) education (178/144/38 cases)
		2. own education; spouse's education; education -- NA for whom
                   (40/28/11 cases)
		3. "for the children/family" not further specified; 
                   "to help the kids out"; "to have children/baby" 
                   (78/104/29 cases)
		4. gifts to persons outside the household, to
                   charities or to churches (4/6/3 cases)
		5. to get married (1/0/0 cases)
		6. to get children back (1/0/0 cases)
	        11. buying own house (93/46/8 cases)
	        12. purchase of cottage or second home for own use 
                    (2/3/1 cases)
	        13. buy a car/truck (8/33/13 cases)
	        14. home improvements/repairs (18/35/19 cases)
	        15. to travel; take vacations (102/161/81 cases)
	        16. buy durable household goods, appliances, home 
                    furnishings; hobby items; for other purchases not 
                    codable above or not specified; "to
                    buy things when we need/want them" (70/102/44 cases)
	        17. burial; funeral expense (38/16/5 cases)
	        18. moving expenses (7/2/2 cases)
	        21. buying (investing in) own business/farm; 
                    equipment for business (8/7/2 cases)
	        22. retirement; old age (658/274/66 cases)
	        23. reserves in case of unemployment (42/32/14 cases)
	        24. in case of illness; medical/dental expenses 
                    (114/122/32 cases)
	        25. emergencies; "rainy days"; other unexpected needs;
                    for security (634/271/73 cases)
	        26. investment reasons (to get interest, to be
                    diversified, to buy other forms of assets) (84/49/21 cases)
	        27. to meet contractual commitments (debt repayment,
                    insurance, taxes, etc) to pay off the house (30/15/4 cases)
	        28. "to get ahead"; for the future; to advance
                     standard of living; live comfortably/enjoy life 
                     (209/70/30 cases)
	        29. ordinary living expenses/bills (120/42/18 cases)
	        30. be independent/self-sufficient (not for retirement
                    or living expenses) (24/12/6 cases)
	        31. tax advantages (1/1/0 cases)
	        32. recreation -- not further specified (0/1/0 cases)
	        90. had extra income; saved because had the money left
                    over - no other purpose specified (16/1/0 cases)
	        91. wise/prudent thing to do; good discipline to 
                    save (31/25/11 cases)
	        93. convenient to save (automatic deduction) (0/1/1 cases)
	        94. for a new will (0/0/1 cases)
	        -6. don't/can't save (179/0/0 cases)
	        -8. DK (12/0/0 cases)
	        -9. NA (20/0/0 cases)
	         0. INAP(second and third reasons only)(0/1219/2289 cases)

                question: G1


C1221	SAVINGS CHANGE
	Respondent was asked: "Considering all of your savings and
        reserve funds, in the past three years, did you put more money
        in overall or take more money out?"

	1. put more money in (1201 cases)
	3. stayed the same, no savings (360 cases)
	5. took more money out (1030 cases)
	6. no savings at all (192 cases)
       -8. DK (17 cases)
       -9. NA (22 cases)

	question: G10


C1222	INTEREST EFFECT ON SAVINGS.
	Respondent was asked: "If the rate of interest you could earn
        on all your savings and investments went up by five percentage
        points, would you decrease the amount you spend so that you
        could set aside more to save, or would you make no change in
        your spending habits?"

	1. decrease spending; increase saving (740 cases)
	3. increase spending (will earn more so will spend more) (5 cases)
	5. no change in spending (2013 cases)
       -8. DK (27 cases)
	9. NA (37 cases)

	question: G11


C1223	PRIZE QUESTION.
	Respondent was asked: "If you won a cash prize equal to about
        three months of your usual income, would you save all of it,
        most of it, some of it, a little of it, or none of it?"  If
        respondent answered "some", "a little", or "none" he/she 
        was asked the follow-up question in C1224.

	  1. all(508 cases)
	  2. most (1043 cases)
	  3. some (785 cases)
	  4. a little (191 cases)
	  5. none (255 cases)
	 -8. DK (16 cases)
	 -9. NA (24 cases)

	question: G12


C1224	PRIZE FOLLOWUP.
	If respondent answered "some", "a little", or "none" to C1223,
        he/she was asked this follow-up question:  "Would you use any
        of the money to repay debts?"

	   1. yes (680 cases)
	   5. no (546 cases)
	  -8. DK (7 cases)
	  -9. NA (38 cases)
	   0. INAP, C1223 coded 1 or 2 (1551 cases)

	question G12a


C1225	SAVINGS TYPE.
	Respondent was asked: "There seem to be two different methods
        people use to save.  Some people first put aside a certain
        amount for savings and then use the rest for expenses, while
        other people first pay all their expenses and then use the
        rest for savings.  Which of these two ways comes closest to 
        your saving habits?"

	  1. first put aside savings (639 cases)
	  2. first pay expenses (2029 cases)
	  6. do not save at all (114 cases)
	 -8. DK (11 cases)
	 -9. NA (29 cases)

	question: G13


C1461	NOMINAL SAVINGS 1983 TO 1986.
	This variable is computed as the household's change in wealth
        from 1983 to 1986.  For most households this is C1457 - C1458.
        If divorce split a household between 1983 and 1986 and the
        1986 respondent did not remarry, then savings is C1457 -
        C1458/2.  If a respondent, single in 1983, married before the
        1986 interview, then savings is C1457 - 2 * C1458.  For
        respondents widowed over this period, their savings were adjusted by
        their deceased spouse's bequests to non-household members (C1287 and
        C1288). Widows remarrying were assumed to marry someone
        possessing wealth equal to one-half the widow's 1983 household
        wealth.  No missing values. 

		xxxxxxxx. dollars (-32,811,444 to 35,320,915)
		       0. none (21 cases)


C1462	REAL SAVINGS 1983 TO 1986.
	This variable is the same as C1461 except that 1983 wealth is
        inflated to 1986 dollars by the change in the Consumer Price
        Index between the two interview dates (C1217).  The average
        inflation rate over the survey interval was 11.2 percent.  No
        missing values. 

		xxxxxxxx. dollars (-38,564,656 to 32,279,291)
		       0. none (19 cases)



Top of Page

                                       LIFE EVENTS


                                  Share Living Quarters

C1251	SHARE LIVING QUARTERS.
	Respondents was asked if they (or their spouses) had shared living
        quarters for three months or more with adult children,
        grandchildren, or other relatives or friends during the
        previous three years.  This variable was adjusted if the 1983
        or 1986 household listings showed someone living with the
        household (even if respondent actually reported that he/she
        did not share living quarters).  No missing values. 

		1. yes, shared living quarters (1126 cases)
		5. no, did not share living quarters (1696 cases)

	question: H6


		      (A) Adult Children
		      (B) Parents (parents-in-law)
		      (C) Grandparents (grandparents-in-law)
		      (D) Grandchildren
		      (E) Siblings (including in-laws)
		      (F) Friends

C1252 (A)	WITH WHOM SHARE LIVING QUARTERS?
C1253 (B)	Respondent was asked to list all the individuals with whom
C1254 (C)	he/she (or his/her spouse) had shared living quarters.  No
C1255 (D)	missing values.
C1256 (E)
C1257 (F)	1. shared living quarters with type of individual (677/
		   184/14/157/129/123 cases)
		5. did not share living quarters with type of individual
                      (449/942/1112/969/997/1003 cases)
		0. INAP, did not share living quarters with anyone
                      (1696/1696/1696/1696/1696/1696 cases)

	question:H6a


C1258	OTHER PERSONS SHARE LIVING QUARTERS.
	Other persons not mentioned above with whom respondent (or
        his/her) shared living quarters.  No missing values.

		2. nieces/nephews (39 cases)
		3. cousins (13 cases)
		4. aunt/uncle (5 cases)
		6. ex-spouse or ex-partner (8 cases)
		7. other non-relatives (103 cases)
		8. other relatives (7 cases)
	       -6. no other persons (951 cases)
		0. INAP (1696 cases)

	question: H6a.


C1259	WHOSE HOME LIVE IN WHILE SHARING?
	Respondent was asked whether the most recent time he/she  (or their
        spouse) shared living quarters it was in the respondent's
        home, the home of someone else, or a shared home.  If it was
        in respondent's home, follow-up questions were asked on the
        income of those sharing the respondent's home.  No missing values.

		1. respondent's home (995 cases)
		2. other person's home (108 cases)
		3. a home that was shared/owned/rented equally (21 cases)
		7. some other arrangement (2 cases)
		0. INAP (1696 cases)

	question: H6b


C1260	DID THOSE SHARING LIVING QUARTERS HAVE
	INCOME?
	Includes all income sources including earnings, Social
        Security, or public assistance.  Answered only if respondent
        and others lived in respondent's home (C1259 equals 1).  
        No missing values.

		1. yes (736 cases)
		5. no (259 cases)
		0. INAP, no shared quarters or did not share in 
                   respondent's home (1827 cases)

	question: H6c


C1261	CONTRIBUTION TOWARD EXPENSES.
	Indicates whether the person(s) with whom respondent was sharing living
        quarters contributed to household expenses.  No missing values.

		1. contributed enough to cover all of the additional
                   expenses he/she caused (46 cases)
		2. contributed enough to cover most of the additional
                   expenses he/she caused (94 cases)
		3. contributed enough to cover some of the additional
                   expenses he/she caused (140 cases)
		4. contributed enough to cover a small part of the
                   additional expenses he/she caused (119 cases)
		5. did not contribute anything (596 cases)
		0. INAP (1827 cases)

	question: H6d,H6e


                                         Divorce

C1262	DIVORCED SINCE 1983.
	This variable indicates whether respondent has undergone a
        divorce since the 1983 interview.  No missing values.

		1. yes (145 cases)
		5. no (2677 cases)


C1263	DIVISION OF PROPERTY.
	If there was a division of property as part of a divorce, this is the
        total dollar value of the assets that the 1986 respondent received,
        including his/her share of the financial assets, home and
        properties.  No missing values.

		xxxxxxx. dollars (500 to 7,525,000)
		     -4. a small but unspecified amount or a negative 
                         loss amount (2 cases)
		     -6. nothing (got the shaft) (3 cases)
		     -7. no financial settlement (39 cases)
		      0. INAP, no divorce (2677 cases)

	question: A13,A13a


                                         Alimony

C1264	ALIMONY ARRANGEMENTS.
	No missing values.

		1. respondent required to pay alimony (14 cases)
		2. respondent supposed to receive alimony (13 cases)
		6. no alimony (118 cases)
		0. INAP, no divorce (2677 cases)

	question: A14


C1265 (PAY)	ALIMONY AMOUNT PER YEAR.
C1268 (GET)	This is the total dollar amount of alimony that
                respondent was required to pay per year (if C1264
                equals 1) or receive per year (if C1264 equals 2). 
                No missing values.

		xxxxx. dollars per year (600 to 60,000)
		    0. INAP, no divorce or not required to pay/recieve alimony
                          (2808/2809 cases)

	question: A14a,A15


C1266 (PAY)	SCHEDULED TIMING OF ALIMONY PAYMENTS.
C1269 (GET)	Time period for the alimony payments, as set at the time of the
                settlement.  C1266 is answered for those paying
                alimony and C1269 for those receiving it.  No missing values.

		1. certain number of years (11/10 cases)
		2. for life (3/2 cases)
		3. payments will continue indefinitely, but will be
                   reduced when child reaches 18 (0/1 case)
		0. INAP, no divorce or not required to pay/receive
                   alimony (2808/2809 cases)

	question: A14b,A16


C1267 (PAY)	NUMBER OF YEARS ALIMONY REQUIRED.
C1270 (GET)	Answered if C1266 or C1269 specified a time period.
                This is the number of years that payments were
                required, as set at the settlement.  No missing values.

		1. one (3/2 cases)
		2. two (2/2 cases)
		3. three (3/2 cases)
		5. five (2/2 cases)
		6. six (1/2 cases)
	       10. ten (0/1) cases)
		0. INAP, no divorce or not required to pay/receive
                   alimony or years not set (2811/2811 cases)

	question: A14c,A16a


C1271	ALIMONY OVERDUE.
	Asked of all respondents scheduled to receive alimony.  This
        is the total dollar amount of alimony payments that were
        currently in arrears.  No missing values.

		xxxx. dollars (204 to 6,750)
		  -6. none (8 cases)
		   0. INAP, not supposed to receive alimony (2809 cases)

	question: A16b,A16c


                                 Child Support & Custody

C1272	CUSTODY.
	This reflects the custody status of children as set at the time of the
        divorce settlement.  No missing values.

		1. respondent received custody (41 cases)
		2. respondent's spouse received custody (28 cases)
		3. joint custody (25 cases)
		6. no children (51 cases)
		0. INAP, no divorce (2677 cases)

	question: A17


C1273	CHILD SUPPORT.
	Answered only if there were children involved in the divorce
        (C1272 equals 1, 2, or 3).  No missing values.

		1. respondent required to pay child support (31 cases)
		2. respondent supposed to receive child support (47 cases)
		3. no child support (16 cases)
		0. INAP, no children in divorce (2728 cases)

	question: A18


C1274 (PAY)	CHILD SUPPORT AMOUNT PER YEAR.
C1277 (GET)	This is the total dollar amount of child support that
                respondent was required to pay per year (if C1273
                equals 1) or receive per year (if C1273 equals 2). 
                No missing values.

		xxxxx. dollars per year (780 to 11,000)
		    0. INAP, no divorce or not required to pay/recieve alimony
                          (2791/2775 cases)

	question: A18a,A19


C1275 (PAY)	SCHEDULED TIMING OF CHILD SUPPORT
C1278 (GET)	PAYMENTS.
	        Time period for the child support payments, as set at
                the time of the settlement.  C1275 is answered for
                those paying child support and C1278 for those
                receiving it.  No missing values. 

		1. certain number of years (4/0 cases)
		2. certain age of children (27/43 cases)
		3. until youngest child out of college or leave home 
                   (0/2 cases)
		6. no time period specified (0/2 cases)
		0. INAP, no divorce or not required to pay/receive 
                   child support (2791/2775 cases)

	question: A18b,A20


C1276 (PAY)	NUMBER OF YEARS CHILD SUPPORT REQUIRED.
C1279 (GET)	This is the number of years that payments were
                required, as set at the settlement, or the number of
                implied years based on the age of respondent's
                youngest child at the time of the divorce and the age
                of that child at which payments would cease.  
                No missing values. 

		xx. years (1 to 19)
		-6. no time period specified (0/2 cases)
		 0. INAP, no divorce or not required to pay/receive 
                    child support (2791/2777 cases)

	question: A18c,A18d,A18e,A20a,A20b,A20c


C1280	CHILD SUPPORT OVERDUE.
	Asked of all respondents scheduled to receive child
        support. This is the total dollar amount of child support
        payments that were currently in arrears.  No missing values.

		xxxxx. dollars (80 to 16,000)
		   -6. none (27 cases)
		    0. INAP, not supposed to receive child support 
                       (2775  cases)

	question: A16b,A16c


                            Divorce -- Other Financial Aspects

C1281 (#1)	OTHER FINANCIAL ASPECTS OF DIVORCE.
C1282 (#2)	Respondent was asked to list any other financial aspects of
C1283 (#3)	their divorce.  Up to three other items are given.

		1. pension rights; part of pension (3/0/0 case)
		2. medical expenses; health insurance (32/6/3 cases)
		3. children's college/education expenses (6/3/1 cases)
		4. life insurance (ex-spouse or child beneficiary) 
                   (0/1/0 cases)
		5. split use of/rent for/sale proceeds from
                   house/property  (4/1/1 cases)
		6. ex-spouse still owes money (no reference to why or 
                   what for) (1/2/0 cases)
		7. division of community property (0/0/1 case)
		8. investments; IRAs (1/0/0 case)
		9. support payments dependent on salary (2/0/0 cases)
	       11. insurance -- NA kind (0/0/1 case)
	       97. other (1/0/0 case)
	       -6. no other financial aspects (95/0/0 cases)
		0. INAP, no divorce or second or third aspects 
                   (2677/2809/2815 cases)

	question A23,A23a


                                        Widowhood

C1284	WIDOWED.
	Indicates whether respondent had been widowed since the 1983 interview.
                No missing values.

		1. yes (82 cases)
		5. no (2740 cases)


C1285	AGE OF SPOUSE AT DEATH.
	The age of respondent's spouse at the time of death.  
        No missing values.

		xx. years (35 to 89)
		 0. INAP, not widowed (2740 cases)

	question: A25


C1286	WILL.
	Did respondent's deceased spouse have a will?  No missing values.

		1. yes (43 cases)
		5. no (39 cases)
		0. INAP (2740 cases)

	question: A26


C1287	AMOUNT LEFT TO CHARITY.
	The amount left by respondent's deceased spouse to churchs, 
        universities, medical, or other charitable organizations.  
        No missing values.

		xxxxx. dollars (100 to 20,000)
		   -6. none (77 cases)
		    0. INAP (2740 cases)

	question: A27,A27a


C1288	AMOUNT LEFT TO OTHERS.
	The amount left by repsondent's deceased spouse to any persons outside
        respondent's household.  No missing values.

		xxxxxx. dollars (700 to 400,000)
		    -6. none (69 cases)
		     0. INAP (2740 cases)

	question: A28,A28a


C1289	PENSIONS.
	Did respondent's deceased spouse expect or were they currently
        receiving a pension (other than Social Security); and, if so,
        does respondent receive or expect to receive benefits from
        this pension.  Missing values are not imputed.

		1. yes and respondent expects (or receives) benefits from the
                   pension(s) (8 cases)
		2. yes and respondent does not expect benefits from
                   the pension(s) (12 cases)
		5. no pension (62 cases)
		0. INAP (2740 cases)

	question: A29,A30


C1290	TIMING OF PENSION SPOUSAL BENEFITS.
	Answered only if currently receiving benefits (or expect to)
        (1289 equals 1).  No missing values.

		1. pension last for rest of life (7 cases)
		2. pension last for limted period (1 case)
		0. INAP, no pension benefits (2814 cases)

	question: A30a


C1291	OPTION FOR SPOUSAL BENEFITS.
	Answered only if if respondent receives spousal benefits for a limited
        period (C1290 equals 2) or not going to receive benefits
        (C1289 equals 2). Respondent was asked if his/her deceased
        spouse's employer offered an option that would provide
        lifetime spousal benefits for the respondent.

	   1. yes (5 cases)
	   5. no (5 cases)
	  -8. DK (2 cases)
	  -9. NA (1 cases)
           0. INAP, no pension or lifetime benefits (2809 cases)

	question: A31


C1292	JOINTLY DECIDE.
	If employer of the respondent's deceased spouse offered a
        spousal benefit (C1291 equals 1), respondent was asked if the
        couple decided jointly whether or not to have the option.

		1. joint decision (2 cases)
		2. deceased spouse decided alone (3 cases)
		0. INAP, did not offer option (2817 cases)

	question: A32


Top of Page

                        REVENUES AND EXPENDITURES


                                     Household Income

C1301	TOTAL 1985 HOUSEHOLD INCOME.
	Total reported income.  The comparable variable for the 1983 survey is
        B3201.  Imputations for this variable were conducted in a
        number of ways. First, if respondent or spouse were missing
        current wage data, that information was imputed using the
        methods described in the employment section.  Projections of
        1985 pension and Social Security income were also made on the
        basis of information reported in 1986 and from projections of
        1983 benefits.  Alimony and child support were computed from 1986
        data, and an estimate of income from assets was made on the
        basis of reported asset data and the interest, dividend, and
        capital gain rates prevailing during 1985.  If respondents did
        not give a dollar value for their 1985 income they were probed
        for range data by the sequence: "Was your income more than
        $25,000?," then followup probes of $5,000, $10,000, $15,000,
        $20,000 or $30,000, $40,000, $50,000, $75,000, $100,000 depending on
        the answer to the first probe.  About one-half of the
        respondents that did not give continuous income data responded
        fully to the probe.  In these instances, if projected income
        based on other sources fell within the bounds given by the
        respondent, the projection was used for the imputation. If the
        probe was not answered, but 1983 data indicated that the
        projected income should match income very closely, the
        projection was again used.  In all other instances, income was imputed
        from a log-linear regression with randomization.  If respondent had
        answered the probes, the imputed income was constrained to lie
        in the required interval by continuing to draw error terms
        until the imputation fell in the interval. 

		xxxxxxx. dollars (-200,000 to 5,000,000)
		     -4. a small loss (1 case)
		     -6. none (2 cases)

	question: J1,J2


C1302	TOTAL 1985 HOUSEHOLD INCOME -- RECODED.
	A recode of C1301.  The comparable variable for the 
        1983 survey is B3203.

	1. less than $5,000 (168 cases)
	2. $5,000-7,499 (162 cases)
	3. $7,500-9,999 (103 cases)
	4. $10,000-14,999 (260 cases)
	5. $15,000-19,999 (259 cases)
	6. $20,000-24,999 (239 cases)
	7. $25,000-29,999 (240 cases)
	8. $30,000-39,999 (371 cases)
	9. $40,000-49,999 (271 cases)
       10. $50,000 and more (749 cases)


C1303	CODED VARIABLE FOR HOUSEHOLD INCOME BY
	DECILES.
	A recode of C1301.  The comparable variable for the 1983
        survey is B3204. Each category represents 10 percent of the
        survey households, after weighting (by Cxxxx).  The weighted
        median income was $xx,xxx.  The 2 percent lower and upper
        bounds were $2,615 and $99,000; and the 1 percent upper and
        lower bounds were $1,603 and $142,000.

	1. less than $5,219 (216 cases)
	2. $5,219-8,557 (217 cases)
	3. $8,558-12,000 (203 cases)
	4. $12,001-15,437 (227 cases)
	5. $15,438-19,523 (246 cases)
	6. $19,524-24,000 (253 cases)
	7. $24,001-29,800 (281 cases)
	8. $29,801-37,100 (289 cases)
	9. $37,101-49,984 (276 cases)
       10. $49,985 and more (614 cases)


C1304	TOTAL 1984 HOUSEHOLD INCOME.
	Total household income for 1984.  This should be the income of the
        household respondent in 1984.  Similar imputations were to made of 1985
        household income, although less emphasis was placed on projections and
        more on regressions.

		xxxxxxxx. dollars (-5,000 to 11,000,000)
		      -4. a small loss (1 case)
		      -6. none (2 cases)

	question: J3,J4


C1305	TOTAL 1983 HOUSEHOLD INCOME.
	Total household income for 1984.  This should be the income of the
        household respondent was in in 1984.  Imputations were done
        similarly for 1985 household income, although less emphasis
        was placed on projections and more on regressions.

		xxxxxxx. dollars (-500,000 to 4,000,000)
		     -4. a small loss (1 case)
		     -6. none (7 cases)

	question: J5,J6


C1306	WELFARE OR UNEMPLOYMENT COMPENSATION
	Response to the question: "During the past three years did you
        (or anyone in your family living in the household) receive
        workmen's or unemployment compensation, ADC, AFDC, food
        stamps, SSI, or other public assistance?" No missing values.

		1. yes (520 cases)
		5. no (2302 cases)

	question: J7


                                    Financial Support

C1307	AMOUNT OF FINANCIAL SUPPORT.
	Respondent was asked if he/she (or the family) had received
        any financial support or gifts from friends or relatives not
        living with them that totalled $3,000 or more over the
        previous three years .  The variable is the reported total of
        such gifts or support.  Alimony, child support or widows
        benefits reported earlier should were not supposed to be
        included  here (some were edited out).  No missing values.

		xxxxxx. dollars (3,000 to 340,000)
		     0. no such support, or support less than $3,000 
			(2648 cases)

	question: H8,H8b


		      (A) Children (including stepchildren)
		      (B) Parents (parents-in-law)
		      (C) Grandparents (grandparents-in-law)
		      (D) Grandchildren
		      (E) Siblings (including in-laws)
		      (F) Friends

C1308 (A)	FROM WHOM RECEIVE SUPPORT OR GIFTS.
C1309 (B)	This variable indicates the persons from whom the
                respondent C1310 (C) or (his/her family) received 
                such gifts.  No missing values.
C1311 (D)
C1312 (E)	1. received gifts from this type of individual
C1313 (F)		   (5/123/15/2/5/10 cases)
		5. did not receive gifts from this type of individual
                      (169/51/159/172/169/164 cases)
		0. INAP, did not recieve gifts/support totaling $3,000
                   from anyone (2648/2648/2648/2648/2648/2648 cases)

	question:H8a


C1314	OTHER PERSONS FROM WHOM RECEIVE SUPPORT
	OR GIFTS.
	Other persons not mentioned above from whom respondent (or
        someone in the household) received support or gifts.  
        No missing values.

		2. aunt/uncle (12 cases)
		3. ex-spouse or ex-partner (12 cases)
		4. wedding gift(s) (3 cases)
		6. other relatives (3 cases)
	       -6. no other persons (144 cases)
		0. INAP (2648 cases)

	question: H8a.


C1315	EMERGENCY FUNDS.
	Respondent was asked:  "In an emergency could you (or your spouse) get
        financial assistance of $3,000 or more from any friends or
        relatives who do not live with you?"  Those respondents
        actually receiving such aid (see C1307) were not asked the
        question; however the survey assumes that their answer would be yes.

		1. yes, receive funds (1805 cases)
		3. possibly receive funds (172 cases)
		5. no, could not get funds (824 cases)
	  -8. DK (21 cases)

	question: H9


                                        Windfalls

C1316	AMOUNT OF WINDFALLS.
	Respondent was asked to report any unusually large amounts of money or
        property received over the previous three years.  These items include
        inheritances, insurance awards, lottery winnings and other
        amounts.  The term "large" is self-defined by respondent.  No
        missing values. 

		xxxxxxxx. dollars (20 to 14,000,000)
		       0. did not report any unusual amounts (2575 cases)

	question: H14,H14b


C1317 (#1)	SOURCE OF WINDFALL.
C1318 (#2)	These variables give the source(s) of windfalls or
                unusual amounts received by respondent or their
                family.  No missing values. 
		1. inheritance (including life insurance) (123/1 cases)
		2. financial aid or gifts from friends 
                   (other those than reported in the support 
                   and gift section) (9/2 cases)
		3. church (1/0 cases)
		4. scholarship (2/0 cases)
		5. awards -- NA what (0/1 case)
	       11. insurance settlement (except life); legal award; workman's
                      compensation award (57/1 case)
	       12. tax refund (2/0 cases)
	       21. lottery/gambling winnings (22/1 cases)
	       31. sale of asset; sold building/stock/business (16/1 cases)
	       32. pension plan distribution (lump sum) (2/0 cases)
	       33. cashed in IRA/life insurance (3 cases)
	       34. interest/dividends on stocks (2/0 cases)
	       35. repayment of loan (1/0 case)
	       40. book advance (1/0 case)
	       41. from employer or former employer; severence
                   pay/profit sharing/bonus (6/1 cases)
	       42. earned income/second job (0/1 cases)

	question: H14a


	Auto, Home Improvement, Major Durable, and Health Expenses

C1319	EXPENDITURES ON VEHICLES.
	The gross amount spent on the purchase of cars, trucks, vans,
        motorhomes (excluding business vehicles) since the 1983
        survey.  No missing values.

		xxxxxx. dollars (140 to 150,000)
		     0. none (1206 cases)

	question: F2,F2a


C1320	EXPENDITURES ON HOME IMPROVEMENTS AND
	MAJOR DURABLES.
	Respondent was asked if he/she (or their family) had spent
        $3,000 or more in total on furniture, appliances, recreation
        items, or additions and repairs to their home since the 1983
        interview.  This variable indicates the total amount spent on 
        such items.  No missing values.

		xxxxxxx. dollars (3,000 to 3,500,000)
		      0. did not spend $3,000 or more on such items
                         (1824 cases)

	question: F3,F3a


C1321	EXPENDITURES ON HEALTH.
	Respondent was asked if he/she (or someone in the family) had
        suffered a major illness or disability which required
        hospitalization or cost $3,000 or more since the 1983
        interview.  If the answer was yes, respondent was asked for
        the amount he/she (or the respondent's family) personally had 
        to pay for health costs associated with the illness.  
        No missing values.

		xxxxxx. dollars (10 to 401,631)
		    -6. paid nothing personally (183 cases)
		     0. did not have illness/disability (2009 cases)

	question: B33,B33a


                                     Health Insurance

C1322	PRIVATE HEALTH INSURANCE.
	This variable indicates whether household members are covered under an
        employer-sponsored or privately-paid health insurance plan such as Blue
        Cross, Blue Shield, or a health maintenance organization.  No missing
        values.

		1. yes, whole household covered (1845 cases)
		2. yes, but only part of household covered.  
                   Variables C1323-C1327 filled in (301 cases)
		5. no household member covered (676 cases)

	question: B31


		      (A) Respondent
		      (B) Spouse
		      (C) Children (including children away at college)
		      (D) Parent (parent-in-law)

C1323 (A)	HOUSEHOLD MEMBERS COVERED.
C1324 (B)	The variable indicates which household members are covered
C1325 (C)	under a health insurance plan.  This variable is answered
C1326 (D)	only if some household members, but not all, are
                covered under a private health insurance plan.  No 
                missing values.

		1. household member covered (215/144/54/13 cases)
		5. household member not covered (86/157/247/288 cases)
		0. INAP, all of the household (or none of it) covered
                   under a health insurance plan (2514/2514/2514/2514 cases)

	question: B31a


C1327	OTHER HOUSEHOLD MEMBERS COVERED.
	Other persons not mentioned above covered under health insurance plans.
        Answered only if some household members, but not all,
        are covered under a private health insurance plan.  No missing values.

		2. aunt/uncle (3 cases)
		3. ex-spouse or ex-partner (12 cases)
		4. wedding gift(s) (3 cases)
		6. other relatives (1 cases)
	       -6. no other persons (284 cases)
		0. INAP (2521 cases)

	question: B31a


		      (A) Respondent's employer or former employer
		      (B) Spouse's employer or former employer
		      (C) Respondent (or spouse)

C1328 (A)	WHO PAYS FOR PRIVATE HEALTH INSURANCE.
C1329 (B)	This variable indicates who pays part or all of the costs of
C1330 (C)	the household's private health insurance plan.  This
                variable is answered only if the household is covered
                under a plan (C1322 equals 1 or 2).  No missing values.

		1. source pays for part or all of coverage (1239/603/956 cases)
		5. source pays for none of coverage (907/1543/1190 cases)
		0. INAP, no health insurance (676/676/676 cases)

	question: B31b


C1331	OTHER SOURCE OF HEALTH INSURANCE
	COVERAGE COSTS.
	This variable indicates whether any source, other than those mentioned
        above, pays for part or all of the household's private
        health insurance coverage.  No missing values.

	2. child or child's employer (30 cases)
	3. parent or parent's employer (14 cases)
	4. state or government agency (3 cases)
	4. former spouse or former spouse's employer (11 cases)
	6. boyfriend/girlfriend or his/her employer (3 cases)
	8. siblings or their employer (4 cases)
       10. children's school (1 cases)
       -6. no other source
	0. INAP (676 cases)

	question: B31b


C1332	MEDICARE.
	Indicates whether anyone in the household is currently
        eligible to receive benefits from Medicare.  Medicare is the
        federal government health insurance program that covers Social
        Security recipients and some others over age 65.  It was
        apparent that many respondents confused Medicare and Medicaid
        or assumed Medicare coverage because he/she was making
        Medicare premium payments.  Many of these cases were corrected when
        there was an obvious error.  No missing values.

		1. yes (628 cases)
		5. no (2194 cases)

	question: B32aA


C1333	MEDICAID.
	Indicates whether anyone in the household is currently
        eligible to receive benefits from Medicaid.  Medicaid is the
        federal government health program that provides health
        payments for the poor.  It was apparent that many respondents
        confused Medicare and Medicaid.  Many of these cases were
        corrected when there was an obvious error.  No missing
        values. 

		1. yes (146 cases)
		5. no (2676 cases)

	question: B32aB


C1334	VA MEDICAL.
	Indicates whether anyone in the household is currently
        eligible to receive benefits from the Veteran's Administration
        health programs.  This generally covers all veterans.  
        No missing values.

		1. yes (181 cases)
		5. no (2641 cases)

	question: B32aC


C1335	OTHER GOVERNMENT HEALTH INSURANCE
	PROGRAM.
	Indicates whether anyone in the household is currently
        eligible to receive benefits from a government health
        insurance program other than Medicare, Medicaid, or VA.  
        No missing values.

	2. military health insurance program; CHAMPUS (17 cases)
	3. state health insurance; Medi-cal (6 cases)
       10. Medipac (2 cases)
       11. foster children's health care program (1 case)
       13. Title 19 (Down's syndrome) (1 case)
       14. Narse (1 case)
       15. Medical Assistance (1 case)
       16. human research benefits (1 case)
       17. Indian hospital (1 case)
       -6. no other program (2789 cases)

	question: B31aZ


                            Educational Expenses

C1336	COLLEGE EXPENSES.
	Total amount spent personally by respondent and/or spouse for their
        children's college education during the previous three years, including
        loans taken out.  No missing values.

		xxxxxx. dollars (50 to 300,000)
		    -6. none, but child in college (142 cases)
		     0. none, no child in college (2232 cases)

	question: H3


C1337	NUMBER OF CHILDREN IN COLLEGE.
	The number of the respondent's (or his/her spouse's) children that
        attended college or trade school during the past three years.
        No missing values.

		1. one (340 cases)
		2. two (181 cases)
		3. three (54 cases)
		4. four (15 cases)
		0. none (2232 cases)

	question: H1,H2


C1338 (#1)	TYPE OF COLLEGE.
C1340 (#2)	For up to three children, respondent was asked for the type of
C1342 (#3)	school his/her child attended.  Training in the
                military or on-the-job training was not counted.  
                No missing values.

		1. public, four-year college or university (246/105/23 cases)
		2. private, four-year college or university (166/75/33 cases)
		3. junior or community college (100/43/8 cases)
		4. trade school (72/27/3 cases)
		5. four year/grad/law school, NA whether public or
                   private (6/0/2 cases)
		0. INAP, no child in college or not that many children
                   (2232/2572/2753 cases)

	question: H2a.


C1339 (#1)	YEARS COMPLETED.
C1341 (#2)	For each child in college (up to three), respondent indicated
C1343 (#3)	the number of years of college the child had completed
                at the time of the 1986 interview (which took place in
                the summer).  No missing values. 

		1. one (143/79/21 cases)
		2. two (100/44/11 cases)
		3. three (83/41/16 cases)
		4. four (146/55/11 cases)
		5. five (47/17/6 cases)
		6. six (35/10/1 cases)
		7. seven (36/4/2 cases)
		8. eight (0/0/1 cases)
		0. INAP, no child in college or not that many children
                   (2232/2572/2753  cases)

	question: H2b.


C1344	EXPECT CHILDREN IN COLLEGE DURING NEXT
	THREE YEARS.
	Respondent was asked if he/she expected to have any children attend
        college over the next three years.  No missing values.

		1. yes (519 cases)
		3. possibly (64 cases)
		5. no (2239 cases)

	question: H4


C1345	PRIVATE OR PAROCHIAL SCHOOL EXPENSES.
	The total amount respondent and/or spouse spent on private or parochial
        school tuition expenses for their children during the past three years.
        No missing values.

		xxxxx. dollars (25 to 70,000)
		    0. no child in private or parochial school (2531 cases)

	question: H5


                                 Financial Support Given

C1346	AMOUNT OF FINANCIAL SUPPORT GIVEN.
	Respondent was asked if he/she (or family) had given any
        financial support or gifts totaling $3,000 or more during the
        previous three years to friends or relatives not living in the
        household.  The variable is the reported total of such gifts
        or support.  Alimony, child support or widows benefits
        reported earlier were not supposed to be included here.  (Some
        were edited out.)  No missing values. 

		xxxxxxx. dollars (3,000 to 2,000,000)
		      0. no such support, or support less than $3,000
                         (2392 cases) 

	question: H7,H7b


		      (A) Children (including stepchildren)
		      (B) Parents (parents-in-law)
		      (C) Grandparents (grandparents-in-law)
		      (D) Grandchildren
		      (E) Siblings (including in-laws)
		      (F) Friends

C1347 (A)	TO WHOM GIVE SUPPORT OR GIFTS.
C1348 (B)	This variable indicates the persons to whom respondent (or
C1349 (C)	his/her family) gave such gifts.  No missing values.
C1350 (D)
C1351 (E)	1. gave gifts to this type of individual (305/60/3/51/40/25
C1352 (F)		   cases)
		5. did not give gifts to this type of individual
                      (125/370/427/379/390/405 cases)
		0. INAP, did not give gifts/support totaling $3,000 to anyone
                      (2392/2392/2392/2392/2392/2392 cases)

	question:H7a


C1353	OTHER PERSONS FROM WHOM RECEIVE SUPPORT
	OR GIFTS.
	Other persons not mentioned above from whom respondent (or
        someone in the household) received support or gifts.  
        No missing values.

		2. neice/nephew; godchild (20 cases)
		3. ex-spouse or ex-partner (11 cases)
		4. aunt/uncle (4 cases)
		6. cousin (6 cases)
		7. other relatives; in-laws (3 cases)
		8. other friends/beneficiaries (3 cases)
	       -6. no other persons (383 cases)
		0. INAP (2392 cases)

	question: H7a.


C1354	CONTRIBUTIONS TO CHARITY.
	Respondent was asked if he/she (or their family) had made contributions
        totaling $300 or more to educational, religious, medical or community
        organizations, national or international relief organizations, or any
        other charitable group over the previous three years.  This variable
        indicates the amount of such contributions.  No missing values.

		xxxxxxx. dollars (300 to 3,000,000)
		      0. did not make contributions totaling more than
                         $300 dollars (992 cases)

	question: H11,H11a


                                      Other Expenses

C1355	AMOUNT OF OTHER EXPENSES.
	Respondent was asked if he/she (or the respondent's family)
        had incurred any unusually large expenses (other than those
        mentioned above), such as marriages or a lawsuit, during the
        previous three years.  This variable indicates the total
        amount of such expenses.  No missing values. 

		xxxxxxx. dollars (125 to 1,500,000)
		      0. no unusually large expenses (2336 cases)

	question: H13,H13b


C1356 (#1)	WHAT WAS EXPENSE FOR?
C1357 (#2)	Information on up to three unusually large expenses was
C1358 (#3)	sought.  No missing values.

		1. child's marriage (122/3/2 cases)
		2. other wedding expenses (including own) (39/2/1 cases)
	        3. funeral/burial expenses (14/4/0 cases)
	        4. birthday, graduation, other "special occasion" 
                   (13/2/0 cases)
	       11. divorce (16/3/0 cases)
	       12. lawsuit; legal expenses (79/12/0 cases)
	       21. medical expenses (other than those listed in 
                   the medical expense section) (72/10/2 cases)
               22. auto and auto repair (14/6/0 cases)
	       23. moving expenses (8/4/0 cases)
	       24. in an accident -- NA if expenses were medical, 
                   auto or other (1/1/0
                      cases)
	       25. furs/jewelry/luxury apparel (2/1/0 cases)
	       26. home appliances (1/0/0 cases)
	       27. recreational items (1/0/1 cases)
	       29. veterinary expenses (3/0/0 cases)
	       31. down payment on home (9/0/0 cases)
	       32. additions and repairs to home (18/3/1 cases)
	       41. vacation; travel (16/4/1 cases)
	       42. financial aid/gifts to family or friends 
                   (other than those listed in
                   the financial support section) (13/8/0 cases)
	       43. transportation expenses (0/1/0 cases)
	       51. educational  expenses 
                   (other than those listed in the educational
                   expenses section) (21/2/2 cases)
	       52. investments; real estate (except own home) (10/2/2 cases)
	       53. bankruptcy of business; going out of business; 
                   personal bankruptcy (3/0/0 cases)
	       54. investment in business equipment (1/1/0 cases)
	       55. other business/financial loss (2/1/0 cases)
	       60. taxes (4/0/0 cases)
	       70. losses due to theft, fire, or natural disaster (2/0/0 cases)
	       91. repay state welfare/emergency funds (1/0/0 cases)
	       92. repay debt for others (1/0/0 cases)
	        0. INAP, no expenses or not that many 
                   expense items (2336/2752/2810 cases)

	question: H13a


                                      Gifts of Time

C1359	GIFT OF TIME HELPING RELATIVES OR FRIENDS.
	Respondent was asked if he/she (or someone in family) had
        spent a total of 150 unpaid hours or more helping relatives or
        friends with an emergency, child or elderly care, or other
        household chores during the previous three years.  No missing values.

		1. yes (1121 cases)
		5. no (1701 cases)

	question: H10


C1360	GIFT OF TIME TO CHARITY.
	Respondent was asked if he/she (or someone in the family) had
        volunteered a total of 150 unpaid hours or more to a
        charitable organization during the previous three years.  
        No missing values.

		1. yes (719 cases)
		5. no (2103 cases)

	question: H12


                       Total Reported Expenses

C1361	TOTAL EXPENSES REPORTED AS PART OF THE
	SURVEY.
	The sum of auto, home improvement and major durable, health, college,
        private and parochial school, gifts to friends/relatives, and gifts to
        charity during the previous three years (C1319 + C1320 + C1321
        + C1336 + C1345 + C1346 + C1354).  No missing values.

		xxxxxxx. dollars (12 to 4,516,000)
		      0. none (376 cases)


Top of Page

                       BALANCE SHEET DATA


                        Financial Assets

C1401 (1986)	STOCKS AND MUTUAL FUNDS.
C1402 (1983)	Household total holdings of publicly traded stock,
                including stock in mutual funds, but excluding money
                market or IRA accounts.  C1402 is equal to B3462 -
                B34.  All missing values were imputed using a
                log-linear regression with a random term added. 

		xxxxxxxx. dollars (5 to 52,850,000)
		       0. none (2006/1999 cases)

	question: G7,G7a


C1403 (1986)	BONDS.
C1404 (1983)	Household total holdings of bonds including savings
                bonds, municipal, corporate, and all other bonds.
                C1404 is equal to B3458 + B3463 + B3457. All missing
                values were imputed using a log-linear regression with
                a random term added. 

		xxxxxxxx. dollars (10 to 14,000,000)
		       0. none (2018/1900 cases)

	question: G6,G6a


C1405 (1986)	CHECKING AND SAVINGS ACCOUNTS.
C1406 (1983)	Household total holdings of checking, statement
                savings, passbook, share draft, and other savings
                accounts.  C1406 is equal to B3402 + B3434.  All
                missing values were imputed using a log-linear
                regression with a random term added.

		xxxxxxx. dollars (1 to 1,107,672)
		      0. none (185/206 cases)

	question: G4,G4a


C1407 (1986)	IRA AND KEOGH ACCOUNTS.
C1408 (1983)	Household total holdings of Individual Retirement
                (IRA) and Keogh Accounts.  C1408 is equal to B3446.
                All missing values were imputed using a log-linear
                regression with a random term added. 
		
                xxxxxxx. dollars (6 to 3,000,000)
		      0. none (1815/2081 cases)

	question: G2,G2a


C1409 (1986)	MONEY MARKET ACCOUNTS AND CDS.
C1410 (1983)	Household total holdings of money market accounts
                and certificates of deposit (CDs).  C1410 is equal to
                B3453 + B3418.  All missing values were imputed using
                a log-linear regression with a random term added. 

		xxxxxxxx. dollars (8 to 20,000,000)
		       0. none (1790/1755 cases)

	question: G3,G3a


C1411 (1986)	PROFIT SHARING AND THRIFT ACCOUNTS.
C1412 (1983)	Household total holdings of employer-sponsored profit
                sharing, thrift and other savings plans.  C1412 is
                equal to B3306.  All missing values were imputed using
                a log-linear regression with a random term added. 

		xxxxxxx. dollars (5 to 3,000,000)
		     -6. have thrift account but can't withdraw 
                         funds (14/33 cases)
		      0. none (2282/2368 cases)

	question: G5,G5a


C1413 (1986)	DOLLAR CASH VALUE OF WHOLE LIFE INSURANCE.
C1414 (1983)	This is a constructed variable since life insurance questions
        	were asked in 1983, but not in 1986.  The 1986 variable was
	        imputed as described below.  First the 1983 data was used to
	        fit three functions: a linear probability model for ownership
	        of whole life insurance; a linear probability model for
	        positive cash value given life insurance; and a log-linear
        	model for the cash value assuming it had positive value.
        	These models, using predictions based on 1986 household
        	characteristics, were used to impute (with randomization) new
        	cash value for those households without life insurance (or
        	cash value) in 1983 or those with new spouses.  Allocation
        	rules for those households which possessed life insurance in
        	1983 and lost a spouse (widows and divorces) between 1983 and
         	1986 were also based on the prediction function.  For the
        	remainder of 1983 households with life insurance, the
        	predicted change in their value, based on the change in their
         	characteristics from 1983 to 1986, was used.  The overall
        	totals were slightly adjusted so that the growth in sample
        	holdings of life insurance matched the Flow-of-Funds account
        	estimates of the growth in life insurance reserves between
        	1983 and 1986.  C1414 is equal to B3475.

		xxxxxxx. dollars (3 to 1,500,000)
		     -6. have whole life, but no cash value (217/232 cases)
		      0. none (1417/1457 cases)


C1415 (1986)	OTHER FINANCIAL ASSETS.
C1416 (1983)	Household total holdings of all other financial assets
                including trusts, managed investment accounts, notes
                and land contracts owed to the household.  C1416 is
                equal to B3477 + B3601 + B3470.  All missing values
                were imputed using a log-linear regression with a 
                random term added. 

		xxxxxxxx. dollars (20 to 36,322,530)
		       0. none (2531/2430 cases)

	question: G8,G8a


                                       Real Assets

C1512 (1986)	CURRENT VALUE OF HOME.
C1513 (1983)	Current market value of the household's principal residence
               (if it were sold today).  C1513 is equal to B3708.  All
         	missing values were imputed.  The imputation was done by
        	extrapolation from the purchase price or first mortgage value,
        	or by regression for log-value with a random term added.  The
        	extrapolation was based on the purchase price and date and
	        regional housing price indices appropriate to the location of
     	        the household.

		xxxxxxxx. dollars (100 to 5,000,000)
		       0. none (621/746 cases)

	question: E6


C1417 (1986)	GROSS VALUE OF OTHER PROPERTIES.
C1418 (1983)	Total real estate holdings owned by the household, not
        	including the primary residence (gross market value).  C1418
        	is equal to B3801.  All missing values were imputed using a
        	log-linear regression with a random term added.

		xxxxxxx. dollars (200 to 30,000,000)
		      0. none (2006/2067 cases)

	question: F1,F1a


C1419 (1986)	BUSINESS ASSETS.
C1420 (1983)	Household net holdings of privately-held businesses, farms,
               	professional practices or partnerships.  This is the net
         	market value of the household's interest.  Discretion should
         	be taken in working with the 1986 business value.  In
         	answering all asset questions, respondent was asked to report
         	assets "he/she had not already mentioned." Unfortunately this
         	created problems for some self-employed respondents who had
         	reported their job details earlier in the interview.  Some of
         	these respondents assumed that he/she had "already mentioned"
         	the business associated with the job and did not report it in
         	the asset section.  Extensive efforts were taken to look for
         	margin notes and other indications of a business.  It was
         	assumed that respondents who worked at the same self-employed
         	job in 1983 and 1986 and who owned the business in 1983,
         	still controlled the business.  After these corrections were
         	made for the presence of a business, the imputation of the 1986
         	business value was done by the same method as for businesses
         	whose ownership was acknowledged in 1986 without giving a
         	specific value.  These imputations were made using log-linear
         	regressions with random terms added.  Despite these 
                corrections, this variable is among the least reliable
                of the 1986 numbers. C1420 is equal to B3501 + B3502.

		xxxxxxxxx. dollars (-20,000 to 100,000,000)
		       -6. have business, but worthless (7/6 cases)
		        0. none (2240/2174 cases)

	question: G9,G9a


C1421 (1986)	GROSS MARKET VALUE OF VEHICLES.
C1422 (1983)	This is a constructed variable for 1986 since only questions
         	about the total price of vehicles purchased, not about current
         	auto value, were asked.  The automobile value was imputed as
         	follows.  First, the 1986 value of each household's 1983
         	vehicles was estimated from the July 1986 National
         	Association of Automobile Dealers (NADA) "blue book" value
          	(the make and model year of each vehicle was collected in
          	1983).  Second, the 1983 data was used to fit linear
          	probability models to predict the number of automobiles
          	households would own.  These functions were used to predict
          	changes in the number of automobiles for those households
          	going through marital change, with changes assigned randomly
          	based on the function.  Third, external pricing data and a
          	model based upon the value of automobiles owned, was used to
         	estimate the number of vehicles purchased (households
         	reported only the total amount spent on vehicle purchases
         	between 1983 and 1986).  Fourth, the timing of new vehicle
         	purchases was estimated by drawing randomly from the
         	distribution of aggregate car and truck sales in each
         	price range.  This distribution was adjusted if the household
         	had bought a car just prior to the 1983 interview.  Purchase
         	timing was estimated jointly with the timing of auto loans (if
         	any), with constraints imposed on allowable loan-to-value
         	ratios based on the prevailing loan terms for each time
         	period.  These four pieces of information were used to
         	determine the vehicle value in 1986.  If a household was
         	assumed to still possess an automobile owned in 1983, that
         	vehicle's 1986 NADA value was used.  Purchase values (divided
         	into individual vehicles based on the estimated number of
         	purchases) were depreciated to 1986 values using NADA
         	depreciation schedules for cars of that price range and the
         	estimated timing of purchase.  Households likely to be adding
         	cars (though new marriages) were assigned value estimates for
         	these cars based on the 1983 predictive model.  C1422 is equal
	        to B3902.

		xxxxxx. dollars (68 to 114,999)
		     0. none (297/293 cases)


                                          Debts

C1525 (1986)	HOUSE MORTGAGE TOTAL.
C1526 (1983)	The sum of first and second mortgage loans on household's
        	primary residence (C1528 + C1543); the total amount
        	outstanding.  C1526 is equal to B4001.  No missing values.

		xxxxxxx. dollars (95 to 1,786,740)
		      0. none (1519/1580 cases)


C1423 (1986)	AGGREGATE AMOUNT OUTSTANDING ON OTHER
C1424 (1983)	PROPERTY MORTGAGES.
         	Respondents reported the amount outstanding on mortgages
         	against 1986 properties other than their primary residence
         	only for mortgages without regular payments.  Otherwise,
         	respondents only reported the payment size and frequency. The
         	amount outstanding was estimated from the payment size in the
         	following way.  In many instances, the property value and
         	payment size could be used to infer that the property was also
         	owned in 1983.  The outstanding value of the mortgage could
         	then be easily computed from the loan terms reported in 1983
         	(when more detail was given).  If it was deemed to be a new
         	property (or addition) then the timing of the mortgage was
         	drawn randomly over the three-year interval from 1983 to 1986,
         	and maturity and interest rates assigned based on prevailing
         	rates at that time.  The timing draw was constrained by
         	allowable loan-to-value ratios.  The imputed interest rate,
         	time of loan, and maturity was then sufficient to impute an
         	amount outstanding at the time of the 1986 survey.  C1424 is
         	equal to B3802 + B3602.
         
         		xxxxxxx. dollars (94 to 9,681,146)
         		      0. none (2450/2436 cases)
         
	question: F1d


C1425 (1986)	AGGREGATE PAYMENTS ON OTHER PROPERTY MORTGAGES.
         	This is the reported aggregate payment amounts for mortgages
        	against other properties held by the household.  The payment
        	frequency is reported in C1426.  All missing values were
        	imputed from 1983 data and log-linear regressions with random
        	terms added.

		xxxxxxx. dollars (20 to 1,000,000)
		     -6. no regular payments (22 cases)
		      0. INAP, no mortgage (2450 cases)

	question: F1c


C1426 (1986)	FREQUENCY OF PAYMENTS OF MORTGAGES ON
	        OTHER PROPERTIES.
        	All missing values imputed.

		2. quarterly (1 case)
		5. monthly (318 cases)
		6. annually (31 cases)
		8. no regular payments (22 cases)
		0. INAP (2450 cases)

	question: F1c


C1427 (1986)	CREDIT CARD DEBT.
C1428 (1983)	The total balance still owed, after the last payments were
	        made, on all the household's credit cards.  C1428 is equal to
         	B4102 (with the -6 added).  All missing values were imputed
	        using a log-linear regression with a random term added.

		xxxxx. dollars (4 to 20,000)
		   -6. no outstanding balance, but have credit 
                       cards (922/1012 cases)
		    0. none, own no credit cards (702/732 cases)

	question: F4,F4a


		(A) Loans for additions and repairs to home
		(B) Automobile, truck, and vehicle loans
		(C) Furniture, appliance, recreation, or hobby loans
		(D) Other loans with regular payments, including 
                    travel, medical, education, personal borrowing, 
                    or investments.

C1429 (1986,A)	REGULAR LOAN PAYMENTS.
C1432 (1986,B)	Respondents reported the payment size of loans for the four
C1435 (1986,C)	purposes (A)-(D) above.  If there were multiple loans within
C1438 (1986,D)	a category respondents were asked to aggregate. The frequency
        	of the payment is given in C1430 etc.  All missing values were
        	imputed based upon l983 values, purchase information (with
        	loan-to-value restrictions) and, in some instances, using log-
         	linear regressions with random terms added.

		xxxxxx. dollars (5 to 600,000)
		     0. INAP, no loans of that type (2696/2179/2621/2436 cases)

	question: F7a,F7b,F7c,F7d


C1430 (1986,A)	LOAN PAYMENT FREQUENCY.
C1433 (1986,B)	This is the frequency of the loan payments reported in
C1436 (1986,C)	C1429, C1432, C1435, and C1438.  No missing values.
C1439 (1986,D)	
		1. quarterly (0/0/0/1 cases)
		3. weekly (1/7/1/4 cases)
		4. bi-weekly (1/5/1/4 cases)
		5. monthly (123/628/199/360 cases)
		6. annually (6/3/0/17 cases)
		0. INAP (2696/2179/2621/2436 cases)

	question: F7a,F7b,F7c,F7d


C1431 (1986,A)	OUTSTANDING LOAN BALANCE.
C1434 (1986,B)	This is a constructed variable, as respondents were only
C1437 (1986,C)	asked for the payment size, not the amount outstanding for
C1440 (1986,D)	1986 loans.  Imputations were made in the same way as
         	described above for the outstanding balances on other
         	property mortgages.  Balances for loans deemed to be still
         	outstanding from 1983 were determined from the 1983 data.
         	The timing of new loans was imputed randomly, and terms of the
         	loan inferred from prevailing terms for loans of that
         	type at that time.  These imputations were subject to
         	loan-to-value constraints on auto and home improvement
         	loans imposed by reported purchase amounts.  Auto loan
         	timing was done simultaneously with the imputation of
         	vehicle values.  Given the terms and timing of
	        the loans, the amount outstanding could be derived easily.

		xxxxxxx. dollars (39 to 2,314,719)
		      0. INAP, no loans of that type 
                         (2696/2172/2621/2436 cases)

C1441 (1986)	PROBLEMS PAYING LOANS?
        	Respondent's answer to the question: "Now thinking of all the
        	various types of debt with regular payments,were all payments
        	made when scheduled over the past year, or were payments on
        	any of the loans ever made later or missed?"  Asked of all
        	respondents with regular payment loans.

		1. all paid as scheduled or sooner (748 cases)
		5. made later or missed payments (241 cases)
               -8. DK (5 cases)
	       -9. NA (91 cases)
	        0. INAP, not asked (1737 cases)

	question: F8


C1442 (1983)	AMOUNT OUTSTANDING ON REGULAR PAYMENT
        	CONSUMER LOANS.
        	This variable is a 1983 estimate comparable to the sum of
        	C1431 + C1434 + C1437 + C1440 in 1986.  C1442 is equal to
        	B4202.  No missing values.

		xxxxxx. dollars (14 to 403,325)
		     0. none (1618 cases)


C1443 (1986)	TOTAL NON-REGULAR PAYMENT DEBT
C1444 (1983)	OUTSTANDING.
	        The total amount outstanding of non-installment
                consumer debt.  This variable excludes mortgages
                mentioned previously.  In 1986, respondents were asked
                for separate category totals. Prompts were given for
                life insurance loans, debts to some other person,
                banks, employer, margin account, or loans used to
                purchase their home (other than mortgages).  Life
                insurance loans were asked for, but are purged in net
                worth calculations.  Thus, some efforts were made to
                remove such loans from the 1986 number (if they could
                be identified). Imputations were made from outstanding
                1983 loans, and in some instances from log-linear
                regressions with random terms added. C1444 is equal to
                B4203 + B4125.  B4125 is loans against open- ended
                lines of credit.  Uncertainty whether 1986 respondents
                would term these "regular payment" loans or not (or
                even if they would report them) causes problems in
                identifying such loans.  This is thought to be the
                most likely match.
  		xxxxxx. dollars (5 to 7,116,000)
		     0. none (2563/2143 cases)

	question: F9,F9a


                            Net Worth and Balance Sheet Totals


C1445 (1986)	TOTAL PAPER ASSETS.
C1446 (1983)	The sum of stocks and mutual funds, bonds, checking and
	        savings accounts, IRA and Keogh accounts, money market
	        accounts and CDs, profit sharing and thrift accounts, cash
	        value of life insurance, and other financial assets.  C1445 is
         	equal to C1401 + C1403 + C1405 + C1407 + C1409 + C1411 + C1413
	        + C1415.  C1446 is equal to C1402 + C1404 + C1406 + C1408 +
	        C1410 + C1412 +C1414 + C1416.  C1446 is equivalent to B3303.
	        No missing values.

		xxxxxxxx. dollars (1 to 58,108,644)
		       0. none (137/151 cases)


C1447 (1986)	TOTAL REAL ASSETS.
C1448 (1983)	The sum of the current market value of the home, other
	        properties, businesses, and vehicles.  C1447 is equal to C1512
	        + C1417 + C1419 + C1421.  C1446 is equal to C1513 + C1418 +
         	C1420 + C1422.  No missing values.

		xxxxxxxx. dollars (68 to 83,021,472)
		       0. none (147/161 cases)


C1449 (1986)	TOTAL ASSETS.
C1450 (1983)	The sum of paper and real assets (C1445 + C1447 or C1446 +
	        C1448).  C1450 is equivalent to B3305.  No missing values.

		xxxxxxxx. dollars (1 to 86,857,424)
		       0. none (44/49 cases)


C1451 (1986)	TOTAL REAL ESTATE DEBT.
C1452 (1983)	The sum of mortgages on the principal residence and on other
        	properties (C1525 + C1423 or C1526 + C1424).  C1452 is
        	equivalent to B3318.  No missing values.

		xxxxxxx. dollars (95 to 9,681,146)
		       0. none (1383/1449 cases)


C1453 (1986)	TOTAL OTHER DEBT.
C1454 (1983)	The sum of credit card debt, consumer debt, and other debt
	        (C1427 + C1431 + C1434 + C1437 + C1440 + C1443 or C1428 +
	        C1442 + C1444).  No missing values.

		xxxxxxxx. dollars (4 to 7,118,508)
		       0. none (1117/1015 cases)


C1455 (1986)	TOTAL DEBT.
C1456 (1983)	The sum of real estate and other debt (C1451 + C1453 or C1452
        	+ C1454).  C1456 is equivalent to B3320.  No missing values.

		xxxxxxxx. dollars (4 to 10,792,929)
		       0. none (719/698 cases)


C1457 (1986)	NET WORTH (EXCLUDING PENSIONS).
C1458 (1983)	Total assets minus total debts (C1449 - C1455 or C1450 -
	        C1456).  C1458 is equivalent to B3324.  No missing values.

		xxxxxxxx. dollars (-196,900 to 112,196,733)
		       0. none (34/33 cases)


C1459 (1986)	CODED VARIABLE FOR NET WORTH.
	        A variable computed from total net worth (C1457).  The
	        equivalent 1983 variable is B3325.

		1. less than zero (162 cases)
		2. $0-4,999 (178 cases)
		3. $5,000-9,999 (210 cases)
		4. $10,000-24,999 (249 cases)
		5. $25,000-49,999 (282 cases)
		6. $50,000-99,999 (247 cases)
		7. $100,000-249,999 (295 cases)
		8. $250,000-500,000 (287 cases)
		9. $500,000-1,000,000 (294 cases)
	       10. $1,000,000 and more (618 cases)


C1460 (1986)	CODED VARIABLE FOR NET WORTH BY DECILES.
	        This variable computed from total net worth (C1457).  Each
	        category represents 10 percent of the weighted survey
	        households (by Cxxxx).  The weighted median net worth was
	        $xx,xxx.  The 2 percent upper and lower bounds are -$x,xxx and
	        $xxx,xxx respectively.  The 1 percent upper and lower bounds
	        are -$x,xxx and $x,xxx,xxx.  The comparable 1983 variable is
	        B3326.

		1. less than $301 (375 cases)
		2. $301-2,600 (363 cases)
		3. $2,601-8,880 (375 cases)
		4. $8,881-20,219 (368 cases)
		5. $20,220-34,268 (372 cases)
		6. $34,269-51,044 (374 cases)
		7. $51,045-76,002 (377 cases)
		8. $76,003-114,649 (374 cases)
		9. $114,650-215,425 (363 cases)
               10. $215,426 or more (762 cases)


                                         Savings

C1461	NOMINAL SAVINGS 1983 TO 1986.
	This variable is computed as the household's change in wealth
	from 1983 to 1986.  For most households this is C1457 - C1458.
	If divorce split a household between 1983 and 1986 and the
	1986 respondent did not remarry, then savings is C1457 -
	C1458/2.  If a respondent, single in 1983, married before the
	1986 interview, then savings is C1457 - 2 * C1458.  For
	respondents widowed over this period, their savings were
	adjusted by their deceased spouse's bequests to non-household
	members (C1287 and C1288).  Widows remarrying were assumed to
	marry someone possessing wealth equal to one-half the widow's
	1983 household wealth.  No missing values.

		xxxxxxxx. dollars (-32,811,444 to 35,320,915)
		       0. none (xxxx/xxxx cases)


C1462	REAL SAVINGS 1983 TO 1986.
	This variable is the same as C1461 except that 1983 wealth is
	inflated to 1986 dollars by the change in the Consumer Price
	Index between the two interview dates (C1217).  The average
	inflation rate over the survey interval was 11.2 percent.  No
	missing values.

		xxxxxxxx. dollars (-38,564,656 to 32,279,291)
		       0. none (19 cases)


Top of Page

                                HOUSING AND HOME MORTGAGES


                              Residential/Moving Information

C1501 (1986)	RESIDENTIAL OWNERSHIP CODE.
C1502 (1983)	This variable was asked directly of respondent.  Ownership by
	        a relative was sometimes inferred.  C1501 is respondent's
        	status as of the 1986 survey; C1502 was their status as of the
        	1983 survey.  C1502 will be the same as B3702 except for new
        	information on ownership be parents or other relatives.  No
        	missing values.

		 1. owned by respondent or spouse, buying, or land
                    contract (2165/2061 cases)
		 2. owned by parent of respondent or spouse  (25/14 cases)
		 3. owned by other relative of respondent or spouse 
                    (11/1 cases)
		 4. pays rent (577/697 cases)
		 5. neither owns nor rents -- live-in servant,
                    housekeeper, gardener, farm laborer, other for 
                    whom housing is part of compensation
                    (janitor, nurse) (17/19 cases)
		 6. neither owns nor rents -- house is a gift paid for
                    by someone outside household, household pays 
                    only taxes (22/28 cases)
		 7. neither owns nor rents -- has sold home, but has
                    not yet moved (1/0 case)
		 8. neither owns nor rents -- living in house which
                    household will inherit, estate in process (1/0 case)
		 9. neither owns nor rents -- living in temporary
                    quarters (garage or shed) while home is under 
                    construction (0/1 case)
	        10. living in public housing with no rent (or other special
                    arrangement) (2/1 cases)
	        11. truck driver living on the road (1/0 cases)

	question: E1,E3


C1503	DID RESPONDENT MOVE?
	Answer to question: have you (respondent) moved since spring 1983?
                Respondent's original answer.

		1. yes, have moved (723 cases)
		5. no, includes moving but moving back to the same 
                   location as lived in in 1983 (2090 cases)
               -9. NA (7 cases)

	question: E4,E7


C1504	DID RESPONDENT MOVE RECODE?
	Answer to question: have you (respondent) moved since spring
	of 1983?  Recoded and corrected answer.  This variable
	reflects corrections to the answer given by the respondent in
	C1503, following a match of their 1983 and 1986 addresses.  No
	missing values.

		1. yes, moved (738 cases)
		2. yes, moved to a home that family already owned (17
		   cases)
		3. yes, moved mobile home to a new location (5 cases)
		4. no, but has bought/in process of buying home that rented
		   before (13 cases)
		5. no (2035 cases)
		6. no, but interview conducted at second home (6 cases)
		7. no, now renting home that family owned previously,
                   99 year or lifetime lease (3 case)
		8. no, home given to respondent (5 cases)


C1505	TYPE OF MOVE.
	Given only if respondent moved between 1983 and 1986.
	Determined from addresses.  No missing values.

		1. move within same county (428 cases)
		2. move within same SMSA, but different county (39 cases)
		3. move within same state, but different SMSA and 
                   county (121 cases)
		4. move to different state, but same region (65 cases)
		5. move to different Census region (48 cases)
	       -9. high-income sample mover (59 cases)
		0. INAP, no move (2062 cases)


C1506	AMOUNT OF RENT PER MONTH.
	Answered for all households who rent their current residence
	(C1501 = 4).  All missing values were imputed.  Imputations
	were done with a regression for log-rent with a random term
	added.

		xxxx. dollars (14 to 3,500)
		   0. INAP, do not rent (2245 cases)

	question: E2


                                 Disposition of 1983 Home

C1507	DISPOSITION OF 1983 HOME.
	Given only if respondent owned a home in 1983.  No missing
	values.

		1. still own and live in house in 1986 (1,759 cases)
		2. still own home. but family no longer lives there;
                   now listed under "other property" (36 cases)
		3. home sold between 1983 and 1986 (232 cases)
		4. home taken by 1983 spouse as part of divorce 
                   settlement (34 cases)
		5. home owned by other relative in 1983 and respondent
                   (and spouse) moved out (5 cases)
		6. home given to someone else (1 cases)
		7. home willed to someone else as part of estate of
                   deceased spouse (2 cases)
		8. mobile home has been moved, land was sold (5 cases)
		9. home lost via other means (2 cases)
		0. INAP, did not own a home in 1983 (746 cases)


C1508	HOME SOLD BETWEEN 1983 AND 1986?
	Asked directly of all respondents who moved.  Generally only
	those answering C1507 = 3 will say yes here.  Some other
	respondents sold a home which was not their 1983 residence.
	No missing values.

		1. yes, sold home which was principal residence in
                   1983 (233 cases)
		2. yes, sold other home (6 cases)
		3. no, relatives owned household's 1983 residence (5 cases)
		5. no (521 cases)
		0. INAP, did not move (2057 cases)

	question: E5,E10


C1509	SELLING PRICE OF HOME.
	Answered only if a home was sold (C1508 = 1 or 2).  This is
	the gross selling price of that home.  Missing values imputed
	using a log-linear regression.

		xxxxxx. dollars (1,000 to 2,000,000)
		    -6. gave home away (1 case)
		     0. INAP, did not sell a home (2583 cases)

	question: E5a,E10a


                                       Current Home

C1510	ACQUISITION OF 1986 HOME.
	A constructed variable.  No missing values.

		1. same home as 1983 -- owned and lived in both years (1759
		   cases)
		2. new purchase between 1983 and 1986 (355 cases)
		3. renting same home in 1983 and now purchased/gift --
                   did not move (18 cases)
		4. home owned by new spouse or formerly separated
                   spouse (19 cases)
		5. home owned by other relative with whom respondent
                   now lives (28 cases)
		6. home was owned by respondent in 1983 and listed
                   under other property (18 cases)
		7. home is a mobile home that was moved to newly
                   acquired  land (4 cases)
		0. INAP, did not own a home in 1986 (621 cases)


C1511	TYPE OF STRUCTURE IN WHICH HOUSEHOLD LIVES.
	All missing values imputed.  The question was asked directly
	of those respondents moving to a new home.  For nonmovers the
	1983 variable (B3703) was used.  Unlike 1983, this question
	was only asked of owners.

		1. trailer; mobile home (126 cases)
		2. detached, single family house (1906 cases)
		3. duplex (42 cases)
		4. co-op (3 cases)
		5. apartment or condominium (74 cases)
		6. townhouse (33 cases)
		7. other (5 cases)
		0. INAP, did not own a home in 1986 (623 cases)
	
	question: E7a.


C1512 (1986)	CURRENT VALUE OF HOME.
C1513 (1983)	C1512 is answered only if the home is owned (or household is
        	now buying). (C1501 = 1, 2 or 3.)  C1513 is given for all 1983
        	homeowners, and is equal to B3708.  All missing values were
        	imputed.  The imputation was done by extrapolation from the
        	purchase price or first mortgage value, or by regression for
        	log-value with a random term added.  The extrapolation was
        	based on the purchase price and date and regional housing
        	price indices appropriate for the location of the household.

		xxxxxxx. dollars (100 to 5,000,000)
		      0. INAP, do not/did not own residence (621/746 cases)

	question: E6


C1514	NET EQUITY IN HOME EXCLUDING SECOND MORTGAGE.
	The current value of the home minus the amount outstanding on
	the first mortgage (C1512 - C1526).  This variable can be
	negative.  No missing values.

		xxxxxxx. dollars (-25,084 to 3,789,871)
		     -6. none (1 case)
		      0. INAP (621 cases)


C1515	NET EQUITY IN HOME.
	The current value of the home minus the amount outstanding on
	the first and second mortgage (C1512 - C1526 - C1542).  This
	variable can be negative.  No missing values.

		xxxxxxx. dollars (-25,084 to 3,000,000)
		     -6. none (1 case)
		      0. INAP (621 cases)


                                   Purchase Information

C1516	MONTH HOME PURCHASED.
	Answered only if the home is owned (or buying).  All missing
	values were imputed.  If the home is owned by a relative of
	respondent or by a spouse who purchased it prior to marriage,
	this variable is the month that the relative (or new spouse
	bought the property).  If the home was owned in 1983 (C1510 =
	1) then the purchase date and price information are taken from
	the 1983 survey.

		xx. month (1 to 12)
		-6. household inherited home and no date given (47 cases)
		 0. INAP (621 cases)

	question: E8


C1517	YEAR HOME PURCHASED.
	All missing values were imputed.

		xxxx. year (1922 to 1986)
		  -6. household inherited home and no date given (47 cases)
		   0. INAP (621 cases)

	question: E8


C1518	PURCHASE PRICE OF HOME.
	All missing values were imputed.  Imputations were done
	extrapolating backward from current value using regional price
	indices or from the original amount borrowed on a mortgage.

		xxxxxxx. dollars (100 to 1,800,000)
		     -6. household inherited home (50 cases)
		      0. INAP (621 cases)

	question: E9


C1519	HOME APPRECIATION.
	This variable measures the purchase price of the home as a
	fraction of the current price (100 times C1518/C1512).  If the
	purchase price were one-half the current value, for example,
	then C1519 would equal 50. No missing values.

		xxxxx. percentage times 10 (3 to 40,000)
		   -6. household inherited home (50 cases)
		    0. INAP (621 cases)


C1520	AVERAGE APPRECIATION.
	This variable measures the average existing (single family)
	home purchase prices in the quarter that the respondent bought
	his/her home as a fraction of the average existing home
	purchase price at the time of the survey.  The National
	Association of Realtors publishes these national average
	prices xxxxx, going as far back as 1963.  These data only go
	back to 1963.  If prevailing prices at the time of the survey
	equal those when the home was purchased, then C1520 would
	equal 100.

		xxxx. percentage times 10 (229 to 1004)
		  -6. household inherited home (50 cases)
		  -9. household purchased home prior to 1963 (434 cases)
		   0. INAP (621 cases)


C1521	AVERAGE REGIONAL APPRECIATION.
	This variable is identical to C1520 except that an annual
	index for each of the four census-defined regions of the
	country are used rather than a quarterly national index.  For
	high-income sample respondents C1521 will equal C1520.

		xxxx. percentage times 10 (163 to 1004)
		  -6. household inherited home (50 cases)
		  -9. household purchased home prior to 1963 (434 cases)
		   0. INAP (621 cases)


C1522	HOME APPRECIATION 1983 TO 1986.
	This variable measures the 1983 value of the home as a
	fraction of the current price (100 times C1513/C1512).  It is
	answered only if respondent owned the same home in both years
	(C1510 = 1).  No missing values.

		xxxx. percentage times 10 (67 to 10,667)
		  -9. did not own this home in 1983 (442 cases)
		   0. INAP (621 cases)


C1523	AVERAGE APPRECIATION 1983 TO 1986.
	This variable measures the average existing home (single
	family) purchase prices at time of the respondent's 1983
	interview as a fraction of the average existing home purchase
	price at the time of the 1986 survey.  These figures are
	national averages as published by the National Association of
	Realtors.  Response only if respondent owned the same home in
	both years (C1510 = 1).  No missing values.


		xxxx. percentage times 10 (883 to 915)
		  -9. did not own this home in 1983 (442 cases)
		   0. INAP (621 cases)


C1524	AVERAGE REGIONAL APPRECIATION 1983 TO 1986.
	This variable is identical to C1523 except that an annual
	index for each of the four census-defined regions of the
	country is used rather than a quarterly national index.  For
	high-income sample respondents, C1524 will equal C1523.

		xxxx. percentage times 10 (682 to 959)
		  -9. did not own this home in 1983 (442 cases)
		   0. INAP (621 cases)


                                    Mortgage Summaries

		        (A) First mortgage loan
		        (B) Second mortgage loan

     If the household owns its residence (or is currently buying), data are
given for up to two mortgages (or land contracts) against the property.  The
"first" mortgage is self-defined by the respondent and may not be a legal
first mortgage.  Land contracts will be listed as first mortgages.  Second
mortgages are also self-defined.  If respondent purchased the home or
refinanced the mortgage(s) since 1983, then he/she gave loan details as part
of the 1986 survey.  If it was an older mortgage then the respondent gave only
the payments, and other details of the loan had to be taken from the 1983
survey.  Variables B4001-B4038 give 1983 information corresponding to this
section.


C1525 (1986)	HOUSE MORTGAGE TOTAL.
C1526 (1983)	The sum of first and second mortgage loans on household's
	        primary residence (C1528 + C1543).  No missing values.

		xxxxxxx. dollars (95 to 1,786,740)
		      0. none (1519/1580 cases)


                                Individual Mortgage Totals

C1527 (A)	ORIGIN OF MORTGAGE.
C1542 (B)	A constructed variable.  This indicates what the mortgage was
        	listed as in the 1983 survey or where it came from.  No
        	missing values.

		1. mortgage listed as first mortgage in 1983 (801/0 cases)
		2. mortgage listed as second mortgage in 1983 (1/37 cases)
		3. mortgage listed as other housing loan (first) in 
                   1983 (5/2 cases)
		4. mortgage listed as home improvement loan (first) in
                   1983 (3/3 cases)
		5. mortgage listed as other property mortgage (first
                   in 1983) (7/0 cases)
		6. new mortgage or home newly acquired by respondent 
                   (364/82 cases)
		7. refinancing of 1983 first mortgage (117/0 cases)
		8. refinancing of 1983 second mortgage (0/22 cases)
		9. refinancing of 1983 other housing loan (1/2 cases)
	       10. mortgage assumed from former owner (4/0 cases)
		0. INAP, do not have mortgage on home or do not own
                   home (1519/2674 cases)


C1528 (A)	AMOUNT OUTSTANDING ON MORTGAGE.
C1543 (B)	The variable is directly answered if the mortgage does not
          	have regular payments.  Otherwise it is calculated based on
        	the date the mortgage was taken out, the payment frequency,
	        the number of original payments, the payment size (PAYMENT),
        	balloon size (BALLOON), and the interest rate (INTEREST).  For
        	a monthly payment mortgage, for example, the formula would be:
        	VALUE=PAYMENT*((1-1/(1+INTEREST/12)**PAYLEFT) /
        	(INTEREST/12)) + BALLOON/((1+INTEREST)**PAYLEFT),
        	where PAYLEFT is the number of payments left.  No missing
        	values.

		xxxxxxx. dollars (113 to l,560,000)
		      0. INAP, do not have a mortgage (1519/2674 cases)

	question: E14a,E17a,E21


                                     Date of Mortgage

C1529 (A)	MONTH MORTGAGE TAKEN OUT OR REFINANCED.
C1544 (B)	All missing values were imputed.

		xx. month (1 to 12)
		 0. INAP (1519/2674 cases)

	question: E18


C1530 (A)	YEAR MORTGAGE TAKEN OUT OR REFINANCED.
C1545 (B)	All missing values were imputed.

		xxxx. year (1957 to 1986)
		   0. INAP (1519/2674 cases)

	question: E18


C1531 (A)	MONTH MORTGAGE DUE.
C1546 (B)	This variable is calculated from the date the mortgage was
	        taken out, the payment frequency, and the number of original
        	payments.  If the calculated due date is before the survey
        	date,  the month due is coded as -9.

		xx. month (1 to 12)
	        -9. NA, due prior to current date for regular payment
                    mortgages (10/6 cases)
		 0. INAP (1519/2674 cases)


C1532 (A)	YEAR MORTGAGE DUE.
C1547 (B)	This variable is calculated from the date the mortgage was
	        taken out, the payment frequency, and the number of original
        	payments.  If the calculated due date is before the survey
        	date, the year due is coded as -9.

		xxxx. year (1986 to 2018)
	          -9. NA, due prior to current date for regular 
                      payment mortgages (10/6 cases)
		   0. INAP (1519/2674 cases)


C1533 (A)	ORIGINAL MATURITY IN MONTHS.
C1548 (B)	Calculated from the date that the mortgage was taken out and
        	the date the mortgage is due.  When added to the date the loan
        	was taken out, this should equal the due date, except for
        	loans past due.  No missing values for regular payment
        	mortgages.

		xxx. months (12 to 480)
	         -9. NA (10/6 cases)
		  0. INAP (1519/2674 cases)


                               Amount Borrowed on Mortgage

C1534 (A)	AMOUNT BORROWED.
C1549 (B)	All missing values were imputed.  Imputations were made from
        	purchase price information using regionally adjusted loan-to-
        	value ratios.  For second mortgages, imputations were derived
        	from a regression of the ratio of second mortgages-to-home
        	value with a random term added.

		xxxxxxx. dollars (1000 to 1,560,000)
		      0. INAP (1519/2674 cases)

	question: E19


                                    Payments/interest

C1535 (A)	SIZE OF EACH PAYMENT.
C1550 (B)	The amount of each payment excluding taxes and insurance.
	        Answered only if the mortgage has regular payments (C1536 or
	        C1551 equals 5 or 6).  All missing values were imputed.
	        Payments were adjusted to exclude taxes and insurance
	        components.  For mortgages with all other terms known, the
	        payment could be derived if it was missing.

		xxxxxx. dollars (25 to 176,280)
		    -6. no regular payment (11/6 cases)
		     0. INAP (1519/2674 cases)

	question: E14,E17,E20


C1536 (A)	FREQUENCY OF PAYMENTS.
C1551 (B)	All missing values were imputed.

		5. monthly (1274/138 cases)
		6. yearly (18/4 cases)
		8. no regular payments (11/6 cases)
		0. INAP (1519/2674 cases)

	question: E14,E17,E20


C1537 (A)	ORIGINAL NUMBER OF PAYMENTS.
C1552 (B)	All missing values were imputed.

		xxx. number (5 to 480)
		  0. no regular payments, INAP (1530/2680 cases)

	question: E22


C1538 (A)	NUMBER OF PAYMENTS LEFT.
C1553 (B)	Calculated from original number of payments, the date the
        	mortgage was taken out, and the current date.  If the mortgage
        	was determined to be overdue, the number of payments left was
         	imputed.

		xxx. number (1 to 387)
		  0. no regular payments, INAP (1530/2680 cases)


C1539 (A)	AMOUNT OF BALLOON PAYMENT.
C1554 (B)	All missing values were imputed.  Only given for loans
	        existing in 1983.

		xxxxxxxx. dollars (100 to 1,560,000)
		       0. none, no regular payment, INAP (2815/2820 cases)


C1540 (A)	ANNUAL RATE OF INTEREST.
C1555 (B)	Answered directly for all mortgages without regular payments.
        	If the mortgage has regular payments and all payment terms
        	were given, the interest rate was solved for from the implied
         	repayment pattern.  In cases where this was inconsistent with
	        the interest rate given by respondent, the solved-for rate was
        	generally used.  If the interest rate as well as other payment
        	terms were missing, the average conventional mortgage rate, as
        	reported in the Federal Reserve Bulletin for the date of the
        	mortgage (month and year), was assigned.  Yearly averages for
        	these terms were: 1971=7.6%, 1972=7.45%, 1973=7.78%,
	        1974=8.71%, 1975=8.75%, 1976=8.76%, 1977=8.80%, 1978=9.30%
	        1979=10.48%, 1980=12.12%, 1981=14.16%, 1982=14.47%,
	        1983=12.20%, 1984=11.87%, 1985=11.12%, 1986=9.82%

		xxx. percentage rate times 10 (10 to 260)
		 -6. zero (1/0 cases)
		  0. INAP (1519/2674 cases)

	question: E23


C1541 (A)	VARIABLE INTEREST RATE.
        	Asked only of the first mortgage.  Respondent's answer to the
	        question: "Does this mortgage have an interest rate that can
	        rise or fall from time to time depending on some other
	        interest rate or index?"  Missing values were not imputed.  If
	        the mortgage was not a first mortgage in 1983, but is some
	        other loan, this variable will be coded NA.

		1. yes (144 cases)
		5. no (1079 cases)
               -8. DK (3 cases)
	       -9. NA (77 cases)
		0. INAP, no mortgage (1519 cases)

	question: E24


Top of Page

                   RESPONDENT & SPOUSE DEMOGRAPHIC DATA

                         (R) 1986 Survey Respondent
			 (S) Spouse

     Demographic data are given for the household respondent and spouse (if
married).  The 1983/1986 tape is sorted by "respondent" and "spouse" rather
than "head" and "spouse" which was used for the 1983 data (following past
convention, the head is arbitrarily assigned to the husband for married
couples).  Couples "living together" or in common-law marriage are counted as
married.  Most data is given only for spouses living in the household.
However, marital history information is given for separated spouses as well.

                               Age and Sex

C1601 (H)	MONTH OF BIRTH.
C1701 (S)	All missing values were imputed.  Taken from the 1986 survey
                only for new spouses, otherwise from 1983.

		xx. month (1 to 12)
		 0. INAP, no spouse (0/915 cases)

                question: D18


C1602 (H)	YEAR OF BIRTH.
C1702 (S)	All missing values were imputed.  Imputations were
                made using the age reported on the interviewer coding
                sheet, education and job data, and children and
                spouse's age. 

		xxxx. year (1890 to 1968)
		   0. INAP (0/915 cases)

                question: D18


C1603 (R)	AGE BY DATE OF BIRTH AT LAST BIRTHDAY.
C1703 (S)	All missing values were imputed.  This variable was
                calculated from the month and year of birth.

		xx. years (17 to 95)
		 0. INAP (0/915 cases)


C1604 (R)	AGE AT LAST BIRTHDAY AS REPORTED ON INTERVIEWER
C1704 (S)	CODING SHEET.
                This age may differ from that calculated from the
                reported date of birth (C1603 or C1703).  C1604 is the
                same as C1140 and C1704 is the same as C1143 (if
                married).  All missing values were imputed.
                Imputations were done using 1983 age or date of birth,
                job history, children and spouse's age, and education.

		xx. years (17 to 96)
		 0. INAP (0/915 cases)

                question: K1c


C1605 (R)	SEX.
C1705 (S)	No missing values.

		1. male (1390/810 cases)
		2. female (1432/1097 cases)
		0. INAP (0/915 cases)

                question: K1b


                            Marital History

C1125 (1986)	MARITAL STATUS OF RESPONDENT.
C1126 (1983)	No missing values.

		1. legally married (1884/1894 cases)
		2. separated (77/88 cases)
		3. divorced (320/276 cases)
		4. widowed (315/258 cases)
		5. never married (203/242 cases)
		6. partner or common-law spouse in the household
                   listing, but treated as married.  Marital data is
                   given as though married (21/64 cases) 
		7. partner, same as code 6.  However, the partner is
                   the same as the previous spouse (1983 survey).
                   Couple is legally divided separated.  Their current
                   arrangement is treated as a new marriage (2/0 cases) 

                question: A2


C1201	SPOUSAL CHANGE 1983 TO 1986.
	This variable indicates the presence of a spouse (or partner)
        in the 1983 and 1986 household listings and whether it is the
        same spouse.  No missing values.

		1. spouse in 1983, no spouse in 1986 (182 cases)
		2. no spouse in 1983, spouse in 1986 (131 cases)
		3. spouse in 1983 and 1986 -- same person (1748 cases)
		4. spouse in 1983 and 1986 -- different person (28 cases)
		5. no spouse/partner in either 1983 or 1986 (733 cases)


C1202	SPOUSAL CHANGE 1983 TO 1986 -- DETAILED.
	This variable indicates changes in marital status from 1983 to
        1986, including separation of married couples (or of
        partners).  This variable does not account for the presence of
        a spouse in a household if the couple is separated.  No
        missing values. 

		1. no spouse in 1983 or 1986 (widowed/single/divorced
                   in both years), no intervening marriages (659 cases)
		2. same as code 1, but with an intervening marriage (4 cases)
		3. spouse in 1983 (married/separated/partner) and no
                   spouse in 1986 (widowed/single/divorced) (175 cases)
		4. same person as spouse in 1983 and 1986
                   (married/separated/partner in both years) (1833 cases)
		5. no spouse in 1983 (widowed/single/divorced) and
                   spouse in 1986 (married/separated/partner) (112 cases)
		6. different person as spouse in 1983 and 1986
                   (married/separated/partner in both years but to
                   different people) (39 cases)


C1606 (R)	TOTAL NUMBER OF MARRIAGES (INCLUDING CURRENT
C1706 (S)	MARRIAGE).
                No missing values.  Given for separated spouses.
                Those living in common-law or partnership
                relationships are treated as married.

		1. one (2060/1603 cases)
		2. two (475/329 cases)
		3. three (69/44 cases)
		4. four or more (15/8 cases)
               -6. none (never married) (203/0) cases
		0. INAP, no spouse (including separated) (0/838 cases)

	        question: A6/A10


C1607 (R)	EVER DIVORCED?
C1707 (S)	Was respondent (or spouse) ever divorced?  Determined
                from current marital status or marital history.  Given for
                separated spouses.  No missing values.

		1. yes (716/336 cases)
		5. no (2106/1648 cases)
		0. INAP, no spouse (including separated) (0/838 cases)


C1608 (R)	EVER WIDOWED?
C1708 (S)	Was respondent (or spouse) ever widowed?  Determined
                from current marital status or marital history.  Given
                for separated spouses.  No missing values.

		1. yes (322/53 cases)
		5. no (2418/1931 cases)
		0. INAP, no spouse (including separated) (0/838 cases)



C1609 (R)	AGE AT FIRST MARRIAGE.
C1709 (S)	Calculated age (by birthdate) when first married.  No
                missing values. 

		xx. years (10 to 75)
		-9. separated spouse, age not known (0/77 cases)
		 0. INAP, no spouse, (including separated), never married,
		    (203/838 cases)

                question: A6/A10


C1610 (R,last)	STATUS OF MARRIAGE.
C1710 (S,last)	These variables give the status of each of the respondent and
C1615 (R,prev)	spouse's current and previous marriages.  The marriages
C1715 (S,prev)	are listed in reverse chronological order starting with the
C1620 (R,2nd)	current marriage (or last marriage if separated, divorced, or
C1720 (S,2nd)	widowed).  Current marriage is termed "last."  The previous
C1625 (R,1st)	marriage is designated "prev"; the one before that, "2nd"; and
C1725 (S,1st)	the first marriage, "1st."  This variable indicates how the
                marriage ended or gives its current status.  No missing
                values.  Given for separated spouses.

		1. marriage is current (1907/1907/0/0/0/0/0/0 cases)
		2. separated (77/77/0/0/0/0/0/0 cases)
		3. ended in divorce (320/0/453/332/75/48/14/7 cases)
		4. widowed (315/0/106/49/9/4/1/1 cases)
		0. INAP, not that many marriages or no spouse (203/838/
	           2263/2441/2738/2770/2807/2814 cases)


	        question: A2,A6c/A10c


C1611 (R,last)	MONTH MARRIAGE BEGAN.
C1711 (S,last)	These variables give the month that each of the respondent's
C1616 (R,prev)	and spouse's (including separated) marriages began.  No
C1716 (S,prev)	missing values.
C1621 (R,2nd)
C1721 (S,2nd)	xx. month (1 to 12)
C1626 (R,1st)	0. INAP, not that many marriages or no spouse (203/838/
C1726 (S,1st)	   2263/2441/2738/2770/2807/2814 cases)


                question: A4,A6a/A10a


C1612 (R,last)	YEAR MARRIAGE BEGAN.
C1712 (S,last)	These variables give the year that each of the respondent's or
C1617 (R,prev)	spouse's (including separated) marriages began.  No
C1717 (S,prev)	missing values.
C1622 (R,2nd)
C1722 (S,2nd)	xxxx. year (1914 to 1986)
C1627 (R,1st)	0. INAP, not that many marriages or no spouse
C1727 (S,1st)      (203/838/2263/2441/2738/2770/2807/2814 cases)

                question: A4,A6a/A10a


C1613 (R,last)	MONTH MARRIAGE ENDED.
C1713 (S,last)	These variables give the month that each of the respondent's
C1618 (R,prev)	or spouse's (including separated) previous marriages ended.
C1718 (S,prev)	No missing values.
C1623 (R,2nd)
C1723 (S,2nd)	xx. month (1 to 12)
C1628 (R,1st)	-6. marriage is still current (1907/1907/0/0/0/0/0/0 cases)
C1728 (S,1st)	 0. INAP, not that many marriages or no spouse (203/838/
	            2263/2441/2738/2770/2807/2814 cases)

	        question: A3,A6b/A10b


C1614 (R,last)	YEAR MARRIAGE ENDED.
C1714 (S,last)	These variables give the year that each of the respondent's or
C1619 (R,prev)	spouse's (including separated) previous marriages ended.
C1719 (S,prev)	No missing values.
C1624 (R,2nd)
C1724 (S,2nd)	xxxx. year (1918 to 1986)
C1629 (R,1st)     -6. marriage is still current (1907/1907/0/0/0/0/0/0
C1729 (S,1st)	      cases)
		   0. INAP, not that many marriages or no spouse
                      (203/838/2263/2441/2738/2770/2807/2814 cases)

                question: A3,A6b/A10b


                          Education, Health, Parents

C1630 (R)	YEARS OF EDUCATION.
C1730 (S)	This variable was asked in 1986 only of new spouses.
                For others it was taken from 1983.  All missing values
                were imputed using age at first job or child, military
                service, occupation, and education of spouse. 

		xx. highest grade finished (1 to 17)
		-6. none (9/3)
                 0. INAP, no spouse (0/915 cases)

                question: D17


C1631 (R)	GRADUATED FROM HIGH SCHOOL
C1731 (S)	(OR EQUIVALENCY TEST)?
C1731 (S)	Asked only of new spouses.  All others from 1983.  No
                missing values. 

		1. yes (2248/1545 cases)
		5. no (574/1494 cases)
		0. INAP (0/915 cases)

                question: D17a


C1632 (R)	GRADUATED FROM COLLEGE?
C1732 (S)	Includes some junior college graduates, who will
                generally have only 14 or 15 years of education.
                Asked only of new spouses.  All others from 1983. 
                No missing values.

		1. yes (867/? cases)
		5. no (1955/? cases)
		0. INAP (0/915 cases)

                question: D17b


C1633 (R)	SERVED IN MILITARY?
C1733 (S)	Asked only of new spouses.  All others from 1983.  No
                missing values. 

		1. yes (732/413 cases)
		5. no (2090/1494 cases)
		0. INAP (0/915 cases)

                question: D19


C1634 (R)	HEALTH.
C1734 (S)	Health as self-reported.  Asked only of new spouses.
                All others from 1983.  No missing values.  Care should
                be exercised in using this variable since it will be
                dated in 1986 (except for new spouses). 

		1. excellent (1247/914 cases)
		2. good (1074/737 cases)
		3. fair (367/191 cases)
		4. poor (134/71 cases)
		0. INAP (0/915 cases)

                question: D20


C1635 (R)	AGE OF MOTHER.
C1735 (S)	All missing values imputed.  Given for separated spouses.
	
		xx. years (37 to 97)
		-6. mother dead (1296/843 cases)
		 0. INAP, no spouse (including separated) (0/838 cases)


C1636 (R)	AGE OF FATHER.
C1736 (S)	All missing values imputed.  Given for separated spouses.
	
		xx. years (39 to 96)
		-6. father dead (1787/1215 cases)
		 0. INAP, no spouse (including separated) (0/838 cases)



Top of Page

                            Current Job Status

C1637 (R)	JOB STATUS AT THE TIME OF THE INTERVIEW.
C1737 (S)	All missing values were imputed.

		11. working more than 20 hours a week (1547/979 cases)
		12. working 20 hours per week or less (127/123 cases)
		13. retired, work more than 20 hours a week (48/8 cases)
		14. student, work more than 20 hours a week (26/9 cases)
		15. housewife, work more than 20 hours a week (20/13 cases)
		16. unemployed, work more than 20 hours a week (3/4 cases)
		21. laid off, no return (13/10 cases)
		30. unemployed, worked before (78/36 cases)
		32. unemployed, work 20 hours per week or less (8/1 cases)
		50. retired, not working (581/256 cases)
		51. retired, work 20 hours per week or less (53/14 cases)
		70. student, not working (17/11 cases)
		72. student, work 20 hours per week or less (8/4 cases)
		80. housewife, not working (257/409 cases)
		81. housewife, work 20 hours per week or less (36/30 cases)
		 0. INAP (0/915 cases)

                question: B1,B1c/C1,C1c,D1,D1c


C1638 (R)	JOB STATUS RECODE.
C1738 (S)
		1. working full-time, more than 20 hours per week
                   (1644/1013 cases) 
		2. working part-time, 20 hours per week or less
                   (232/172 cases) 
		4. unemployed (91/46 cases)
		5. retired, not working (581/256 cases)
		6. student, not working (17/11 cases)
		7. housewife, not working (257/409 cases)
		0. INAP (0/915 cases)


C1639 (R)	NUMBER OF MONTHS WORKING OUT OF PREVIOUS 36
C1739 (S)	MONTHS.
                Asked directly of most respondents.  Not asked of new
                spouses who were working at the time of the interview
                or of any respondents (or spouses) working at the same
                job at the time of the 1986 interview as at the 1983 
                interview.

		xx. months (1 to 36)
		-6. none (661/527 cases)
		 0. INAP (0/915 cases)

                question: B1g,B2a,B4a,B4c/C1g,C2a,C4a,C4c,D1g


                                Job History

C1640 (R)	NUMBER OF FULL-TIME JOBS HELD MORE THAN ONE YEAR.
C1740 (S)	Asked directly only of new spouses.  Extrapolated from
                1983 values and from new job information for all
                others.  No missing values. 

		xx. jobs (1 to 31)
		-6. none (181/162)
		INAP (0/915 cases)

                question: D12


C1641 (R)	EXPECT TO WORK FULLTIME IN THE FUTURE?
C1741 (S)	Asked directly only of new spouses.  Otherwise taken
                from modified 1983 answer.  Given only of those who
                have never had a full-time job (C1640 or C1740 = 0).
                Imputed in some instances when the individual was beyond 
                normal working age.

		1. yes (21/6 cases)
		5. no (133/145 cases)
               -8. DK (7/1 cases)
               -9. NA (19/6 cases)
		0. has worked full-time, INAP (2628/2652 cases)

                question: R50a/S50a


C1642 (R)	AGE OF FIRST FULL-TIME JOB.
C1742 (S)	Asked directly only of new spouses.  Otherwise taken
                from modified 1983 answer.  Answered only if had held
                a full-time job (C1640 or C1740 > 0). 
                No missing values.

		xx. years (11 to 69)
		 0. never had a full-time job, INAP (180/1076 cases)

                question: D14


C1643 (R)	NUMBER OF YEARS WORKING FULL-TIME JOBS.
C1743 (S)	Asked directly only of new spouses.  Otherwise taken
                from modified 1983 answer.  Answered only if had a
                full-time job (C1640 or C1740 > 0).  No missing values.

		xx. years (1 to 61)
		 0. never had a fulltime job, INAP (184/1082 cases)

                question: D15


C1644 (R)	NUMBER OF YEARS SINCE FIRST JOB THAT NOT WORKING
C1744 (S)	FULLTIME.
                A calculated variable, computed by subtracting age at
                first job and number of years working full time jobs
                from current age.  No missing values. 

		xx. years (1 to 73)
		 0. none, INAP (2572/2155 cases)


                            Retirement Ages

C1645 (R)	EXPECT TO WORK IN FUTURE?
C1745 (S)	Asked only of respondents (and spouses) who were not
                currently working at the time of the 1986 interview.
                Missing values not imputed. 

		 1. yes (211/102 cases)
		 5. no (721/602 cases)
		-8. DK (5/3 cases)
		-9. NA (8/4 cases)
		 0. INAP working at 1986 interview, no spouse
                    (1877/2111 cases) 

                question: B1d/C1d,D1d


C1646 (R)	NUMBER OF MONTHS BEFORE EXPECT TO BEGIN WORKING
C1746 (S)	FOR PAY.
                Answered only if not currently working and expect to
                work in the future (C1645 or C1745 = 1).  Missing
                values not imputed. 

		xxx. months (1 to 240)
		 -6. as soon as possible (2/1 cases)
		 -8. DK (45/20 cases)
		 -9. NA (9/8 cases)
		  0. INAP, do not expect to go back to work (2611/2720)

               question: B1e/C1e,D1e


C1647 (R)	REPORTED AGE DID/EXPECT TO RETIRE FROM FULL-TIME
C1747 (S)	WORK.
                Asked directly only of new spouses.  Otherwise taken
                from modified 1983 answer.  Answered only if had a
                fulltime job (C1640 or C1740 > 0).  As reported by
                respondent. 

		xx. years (18 to 90)
		-6. never worked full-time job (181/185 cases)
		-7. never stop (287/125 cases)
		-8. DK (119/81 cases)
		-9. NA (52/62 cases)
		 0. INAP (0/915 cases)

                question: D16


C1648 (R)	AGE DID/EXPECT TO RETIRE FROM FULLTIME WORK.
C1748 (S)	Most missing values were imputed for observations
                where respondent or spouse is over age 39 (otherwise
                the same as C1647 or C1747).  Imputed (and corrected)
                for some individuals who had already retired between 1983 
                and 1986.

		xx. years (17 to 90)
		-6. never worked fulltime job (98/292 cases)
		-7. never stop (275/118 cases)
		-8. DK (104/76 cases)
		-9. NA (341/264 cases)
		 0. INAP (0/915 cases)


C1649 (R)	REPORTED AGE DID/EXPECT TO RETIRE FROM ALL WORK.
C1749 (S)	Asked directly only of new spouses.  Otherwise taken
                from modified 1983 answer.  Answer given by respondent.

		xx. years (17 to 90)
		-6. never worked any job (93/121 cases)
		-7. never stop (641/267 cases)
		-8. DK (187/139 cases)
		-9. NA (83/68 cases)
		 0. INAP (0/915 cases)

                question: D16a


C1650 (R)	AGE DID/EXPECT TO RETIRE FROM ALL WORK.
C1750 (S)	Most missing values were imputed for observations
                where respondent or spouse is over age 39 (otherwise
                the same as C1649 or C1749).  Imputed (and corrected)
                for some individuals who had already retired between 1983 
                and 1986.

		xx. years (17 to 90)
		-6. never worked any job (64/87 cases)
		-7. never stop (671/266 cases)
		-8. DK (97/86 cases)
		-9. NA (170/143 cases)
		 0. INAP (0/915 cases)

                             CURRENT JOB

                     (R) 1986 Household respondent
                     (S) Spouse

     Information is given for the current job if the respondent or
spouse is working or temporarily laid off from his/her job.  Detailed
job data (other than wages and pension information) was asked only of
those respondents (and spouses) who were working at a different job
than in 1983.  In a surprising number of cases, the respondent's 1986
statement of his/her 1983 working status was inconsistent with the
answer he/she gave in 1983.  This necessitated a fairly substantial
number of imputations of job data for people who, in 1986, said they
working the same job as in 1983, but had not been recorded as working
at that earlier date. 

                         Occupation/Industry

C1801 (H)	THREE-DIGIT 1970 CENSUS OF POPULATION OCCUPATION
C1901 (S)	CODE.
                Coded from questionnaires by SRC.  All missing values
                were imputed. 

		xxx. see table A1 for codes (1 to 984)
		  0. INAP, not working (945/1656 cases)

                question: B9,B9a,B9b/C9,C9a,C9b,D3,D3a,D3b


C1802 (R)	SINGLE-DIGIT 1970 OCCUPATION RECODE.
C1902 (S)	Recoded from C1801/C1901.  No missing values.

		1. professional, technical, and kindred workers
                   (three-digit codes 1- 195) (423/246 cases)
		2. managers and administrators (except farm)
                   (three-digit codes 201-245 and not self-employed)
                   (351/156 cases) 
		3. self-employed managers (three-digit codes 201-245
                   and self-employed) (107/63 cases)
		4. sales, clerical, and kindred workers (three-digit
                   codes 260-285 or 301-395) (379/247 cases)
		5. craftsmen, protective service, and kindred workers
                   (three-digit codes 401-580, 961, or 963-965)
                   (202/147 cases) 
		6. operatives, laborers, and service workers
                   (three-digit codes 601-785, 821-824, 901-960, 962
                   or 980-984) (378/285 cases) 
		7. farmers and farm managers (three-digit codes
                   801-802) (32/7 cases) 
		8. members of armed services (three-digit codes
                   996-998, 600, or 580) (5/5 cases)
		0. INAP (945/1656 cases)


C1803 (R)	THREE-DIGIT 1980 CENSUS OF POPULATION OCCUPATION
C1903 (S)	CODE.
                Computed using a program which maps from 1970 codes
                (C1801 or C1901) to 1980 codes.

		xxx. see table A2 for codes (5 to 900)
		  0. INAP (945/1656 cases)


C1804 (R)	DETAILED 1980 CENSUS OF POPULATION OCCUPATION
C1904 (S)	RECODE.
                Census-defined "detailed" occupation groups.  Used by
                the CPS. 

		xx. see table A3 for codes (1 to 51)
		 0. INAP (945/1656 cases)


C1805 (R)	MAJOR 1980 CENSUS OF POPULATION OCCUPATION
C1905 (S)	RECODE.
                Census-defined "major" occupation groups.  Used by the CPS.

		1. executive, administrative & managerial (three-digit
                   codes 3-37) (451/206 cases)
		2. professional specialty occupations (three-digit
                   codes 43-199) (355/205 cases)
		3. technicians & related support occupations
                   (three-digit codes 203-235) (58/31 cases)
		4. sales occupations (three-digit codes 243-285)
                   (163/90 cases) 
		5. administrative support, including clerical
                   (three-digit codes 303-389) (263/184 cases)
		6. private household (three-digit codes 403-407)
                   (35/18 cases)
		7. protective services (three-digit codes 413-427,
                   900) (32/26 cases) 
		8. service, except private household and protective
                   (three-digit codes 433-469) (112/66 cases)
		9. farming, forestry and fishing (three-digit codes
                   473-499) (45/33 cases)
               10. precision production, craft and repair occupations
                   (three-digit codes 503-699) (184/124 cases)
               11. machine operators, assemblers, and inspectors
                   (three-digit codes 703-799) (111/78 cases)
               12. transportation and material-moving occupations
                   (three-digit codes 803-859) (59/67 cases)
               13. handlers, equipment cleaners, helpers, and laborers
                   (three-digit codes 863-889) (29/38 cases)
		0. INAP (945/1656 cases)


C1806 (R)	THREE-DIGIT 1970 CENSUS OF POPULATION INDUSTRY
C1906 (S)	CODE.
                Coded from questionnaires by SRC.

		xxx. see table A4 for codes (17 to 937)
		  0. INAP (945/1656 cases)

                question: B9c/C9c,D3c


C1807 (R)	THREE-DIGIT 1980 CENSUS OF POPULATION INDUSTRY
C1907 (S)	CODE.
                Computed using a program which maps from 1970 codes
                (C1806 or C1906) to 1980 codes.

		xxx. see table A5 for codes (10 to 900)
		  0. INAP (945/1656 cases)


C1808 (R)	DETAILED 1980 CENSUS OF POPULATION INDUSTRY
C1908 (S)	RECODE.
                Census-defined "detailed" industry codes.  Used by the CPS.

		xx. see table A6 for codes (1 to 46)
		 0. INAP (945/1656 cases)


C1809 (R)	MAJOR 1980 CENSUS OF POPULATION INDUSTRY RECODE.
C1909 (S)	Census-defined "major" industry groups.  Used by the CPS.

		1. agriculture, forestry, and fisheries (three-digit
                   codes 10-31) (56/30 cases)
		2. mining (three-digit codes 40-50) (22/7 cases)
		3. construction (three-digit code 60) (88/88 cases)
		4. durable goods (three-digit codes 230-392) (254/129 cases)
		5. non-durable goods (three-digit codes 100-222)
                   (136/103 cases) 
		6. transport, communications, and other public
                   utilities (three-digit codes 400-472) (104/85 cases)
		7. wholesale trade (three-digit codes 500-571) (64/46 cases)
		8. retail trade (three-digit codes 580-691) (205/157 cases)
		9. finance, insurance, and real estate (three-digit
                   codes 700-712) (184/66 cases)
               10. business and repair services (three-digit codes
                   721-760) (109/59 cases)
               11. personal services, including private households
                   (three-digit codes 761-791) (64/33 cases)
               12. entertainment and recreation services (three-digit
                   codes 800-802) (20/10 cases)
               13. professional and related services (three-digit
                   codes 812-892) (459/294 cases)
               14. public administration (three-digit codes 900-932)
                   (112/59 cases) 
		0. INAP (945/1656 cases)


C1810 (R)	TYPE OF EMPLOYER.
C1910 (S)	All missing values were imputed.

		1. federal government (57/32 cases)
		2. state/local government (130/73 cases)
		3. school/college (141/98 cases)
		4. military (6/5 cases)
		5. employed by private sector (1225/761 cases)
		6. self-employed (318/197 cases)
		0. INAP (945/1656 cases)

                question: B3,B4b,B8/C3,C4b,C8,D2


                 Last Worked on Job/Number of Years on Job

C1811 (R)	MONTH LAST WORKED.
C1911 (S)	Information on last-worked is given only if respondent
                (or spouse) is temporarily laid off from his/her job
                and intends to return (C1636 or C1736 equals 20 or
                22).  All missing values were imputed. 

		xx. month (3 to 10)
		-6. currently working (1865/1159 cases)
		 0. INAP (945/1655 cases)

                question: B1b/C1b,D1b


C1812 (R)	YEAR LAST WORKED.
C1912 (S)	All missing values were imputed.

		1984. (0/1 case)
		1985. (2/1 cases)
		1986. (10/6 cases)
		  -6. currently working (1865/1159 cases)
		   0. INAP (945/1655 cases)

                question: B1b/C1b,D1b


C1813 (R)	MONTH FIRST WORKED FOR EMPLOYER.
C1913 (S)	Asked directly of anyone starting a new job since
                1983.  Inferred approximately by number of years
                working for those working the same job in 1986 and in
                1983.  All missing values were imputed. 

		xx. month (1 to 12)
		 0. INAP (945/1656 cases)

                question: B10/C10,D4


C1814 (R)	YEAR FIRST WORKED FOR EMPLOYER.
C1914 (S)	Asked directly of anyone starting a job since 1983.
                Inferred by number of years working for those working
                the same job in 1983 and 1986.  All missing values
                were imputed. 

		xxxx. year (1926 to 1986)
		   0. INAP (945/1656 cases)

                question: B10/C10,D4


C1815 (R)	NUMBER OF YEARS SPENT WORKING FOR EMPLOYER.
C1915 (S)	A calculated variable based on the date that
                respondent or spouse started working for current
                employer.  No missing values. 

		xx. years (1 to 60)
		 0. INAP (945/1656 cases)


                        Job Terms/Wages

C1816 (R)	AVERAGE HOURS PER WEEK WORKED.
C1916 (S)	Asked directly of all starting a job since 1983.  The
                value reported in 1983 was used in most instances for
                those working the same job in 1986 as in 1983.  All
                missing values were imputed. 

		xx. hours (1 to 95)
		 0. INAP (945/1656 cases)

                question: B12/C12,D6


C1817 (R)	AVERAGE WEEKS PER YEAR WORKED.
C1917 (S)	Asked directly of all starting a job since 1983.  The
                value reported in 1983 was used in most instances for
                those working the same job in 1986 as in 1983.  All
                missing values were imputed. 

		xx. weeks (1 to 52)
		 0. INAP (945/1656 cases)

                question: B11/C11,D5


C1818 (R)	ANNUAL INCOME.
C1918 (S)	If reported wages were given for periods of less than
                one year, they were converted to an annual wage.  For
                the area probability sample, all missing values were
                imputed by matching the March 1986 CPS average
                log-wages for persons of same sex, race, age, and
                three-digit occupation and then adding a random error
                term.  Imputations were done on a per-hour wage basis
                and adjusted for hours-per-week and weeks-per-year.
                For the high-income sample, imputations were made
                using occupation/age tables constructed from those
                high-income observations with relatively complete
                data.  After matching, random terms were added during
                imputation. 

		xxxxxxx. dollars (-8000 to 4,000,000)
		     -6. none (12/5 cases)
		      0. INAP (945/1656 cases)

                question: B5,B13/C5,C13,D7


C1819 (R)	WEEKLY INCOME.
C1919 (S)	Computed from annual income (C1818 or C1918), adjusted
                to a weekly wage by reported weeks-per-year (C1817 or
                C1917).  All missing values were imputed as above.

		xxxxx. dollars (-8000 to 83,333)
		   -6. none (12/6 cases)
		    0. INAP (945/1236 cases)


                           Pension Coverage

C1820 (R)	401K PLAN.
C1920 (S)	Does respondent (or spouse) participate in 401K or
                some other tax-deferred salary reduction plan
                sponsored by employer?  All missing values imputed. 

		1. yes (419/191 cases)
		5. no (1457/955 cases)
		0. INAP (945/1626 cases)

                question: B6,B14/C6,C14,D8


C1821 (R)	OTHER PENSION.
C1921 (S)	Is respondent (or spouse) covered by any other pension
                or retirement plan sponsored by employer (other than
                Social Security)?  All missing values imputed.

		1. yes (902/526 cases)
		5. no (969/630 cases)
		0. INAP (945/1626 cases)

                question: B7,B15/C7,C15,D9


               Calculated Relative Real Wage Growth Variables

     Using the March 1986 CPS survey data, log-wage (annual income)
was regressed against a constant, age, max(0,age-35), max(0,age-55),
dummies for level of education (high school graduate, some college,
college graduate, and post baccalaureate study -- less than high
school graduate is the omitted category), and dummies for non-white,
self-employment, and less than 20 hours per week of work.  Separate
regressions were run for males and females.  The regressions were also
run separately for each 1980 three-digit occupation code.  This yields
within-occupation expected annual real wage growth rates (abstracting
from economy-wide productivity growth) for three different age spans,
controlling for race and sex.  Predicted values from the regression
also yield the average full-time annual income by three-digit
occupation code controlling for age, sex, and race. 

C1822 (R)	WAGE GROWTH SLOPE FOR UNDER 35 YEARS.
C1922 (S)
		xxx. slope times 10000 (-38 to 116)
		  0. zero or INAP (1184/2795 cases)


C1823 (R)	WAGE GROWTH SLOPE FOR AGES 36 TO 55.
C1923 (S)
		xxx. slope times 10000 (-43 to 19)
		  0. zero or INAP (1353/2866 cases)


C1824 (R)	WAGE GROWTH SLOPE FOR AGES OVER 55.
C1924 (S)
		xxxx. slope times 10000 (-117 to 60)
		   0. INAP (1226/2838 cases)


C1825 (R)	INTERCEPT FOR OCCUPATION FROM CPS REGRESSION.
C1925 (S)	This variable is the sum of the occupation-specific
                constant term plus the dummy variable terms evaluated
                at the values given for the particular observation.

		xxxx. intercept times 1000 (-513 to 3,709)
		   0. INAP (945/1626 cases)


C1826 (R)	STANDARD ERROR FOR OCCUPATION FROM CPS
C1926 (S)	REGRESSION.
C1926 (S)
		xxxx. standard error times 1000 (321 to 2,558)
		   0. INAP (945/1626 cases)


C1827 (R)	ANNUAL EXPECTED INCOME CREATED FROM CPS
C1927 (S)	REGRESSION.
                The variable is for a full-time worker.

		xxxxx. dollars (773 to 108,744)
		    0. INAP (945/1626 cases)


                             Occupation Code Employment Data

C1828 (R)	PERCENTAGE OF WEEKS WORKED IN 1985 BY OCCUPATION
C1928 (S)	CODE.
                The average percentage of yearly weeks worked (out of
                a maximum of 52) for persons of the same 1980 Census
                three-digit occupation code (C1803 or C1903) as the
                respondent (or spouse).  These data are calculated
                from the March 1986 CPS data file.  No missing values. 

		xxxx. percentage times 100 (4,999 to 9,785)
		   0. INAP (945/1626 cases)


C1829 (R)	PERCENTAGE OF HOURS WORKED IN 1985 BY OCCUPATION
C1929 (S)	CODE.
                The average percentage of yearly hours worked (out of
                a maximum of 2080) for persons of the same 1980 Census
                three-digit occupation code (C1803 or C1903) as the
                respondent (or spouse).  These data are calculated
                from the March 1986 CPS data file.  No missing values. 

		xxxx. percentage times 100 (3,113 to 9,785)
		   0. INAP (945/1626 cases)


C1830 (R)	PERCENTAGE OF PERSONS IN OCCUPATION UNEMPLOYED
C1930 (S)	IN 1985.
                The percentage of persons in the same 1980 Census
                three-digit occupation code (C1803 or C1903) as the
                respondent (or spouse) that received unemployment or
                workman's compensation in 1985.  These data are calculated 
                from the March 1986 CPS data file.  No missing values.

		xxxx. percentage times 100 (212 to 4,943)
		   0. INAP (945/1626 cases)

                          1983 JOB AND PENSION DATA

			(R) 1986 Household Respondent
			(S) Spouse

                                1983 Job Status

C1851 (R)	JOB CHANGE.
C1951 (S)	This recode indicates the change in respondent (or
                spouse's) job status between 1983 and 1986.  This
                variable is based on answers given in 1983 and 1986,
                not on respondent's recall in 1986.  No missing valves. 

		 1. working in 1983, but not in 1986 (247/184 cases)
		 2. working in 1983, different job in 1986 (382/215 cases)
		 3. working the same job in 1983 and 1986 (1278/706 cases)
		 4. laid off in 1983 (job information given), returned
                    to job, not working in 1986 (2/4 cases)
		 5. laid off in 1983 (job information given), returned
                    to job, different job in 1986 (11/2 cases)
		 6. laid off in 1983 (job information given), returned
                    to job, working there in 1986 (15/12 cases)
		 7. laid off in 1983 (job information given), did not
                    return to job, not working 1986 (1/0 cases)
		 8. laid off in 1983 (job information given) did not
                    return to job, different job in 1986 (6/2 cases)
		 9. not working in 1983, working 1986 (185/111 cases)
		10. not working in either 1983 or 1986 (695/512 cases)
		11. new spouse, working in 1986 (0/118 cases)
		12. new spouse, not working in 1986 (0/41 cases)
		 0. INAP, no spouse (0/915 cases)


C1852 (R)	1983 JOB STATUS.
C1952 (S)	This is a retrospective variable.  Respondent was
                asked: "Were you working when we talked to you last in
                1983?"  This is the uncorrected answer of respondent.
                In many instances, answers were inconsistent with
                information recorded during the actual 1983 interview.
                This is particularly true for seasonal jobs or when
                respondent left or started a job in 1983. 
		 1. working in 1983 (1962/1126 cases)
		 5. not working in 1983 (846/608 cases)
		-7. new spouse (0/159 cases)
		-9. NA (14/14 cases)
		 0. INAP (0/915 cases)

                             Leaving 1983 Job

C1853 (R)	MONTH LAST WORKED.
C1953 (S)	Information on last-worked is given only if respondent
                (or his/her spouse) worked in 1983 and has now left
                the 1983 job  (C1851 or C1951 equals 1, 2, 4, or 5).
                All missing values were imputed. 

		xx. month (1 to 12)
		 0. INAP, did not leave 1983 job or no spouse
                    (2180/2447 cases) 

                question: B17/C17


C1854 (R)	YEAR LAST WORKED.
C1954 (S)	All missing values were imputed.

		1983. (256/153 cased)
		1984. (174/81 cases)
		1985. (143/87 cases)
		1986. (69/54 cases)
		   0. INAP (2180/2447 cases)

                question: B17/C17


C1855 (R)	ANNUAL EARNINGS WHEN LEFT.
C1955 (S)	The gross amount respondent (or his/her spouse) was
                earning when he/she left his/her 1983 job.  The
                variable has been converted to annual earnings.  This
                is given only if C1851 or C1951 equals 1, 2, 4 or 5.
                No missing values. 

		xxxxxx. dollars (-12,504 to 800,000)
		     0. INAP (2179/2447 cases)

                question: B18/C18


C1856 (R)	REASON FOR LEAVING.
C1956 (S)	The reason given for leaving the 1983 job.  All
                missing values imputed. 

		 1. retired (112/53 cases)
		 2. disabled (21/11 cases)
		 3. quit (241/154 cases)
		 4. laid off (51/34 cases)
		 5. temporary or seasonal job (55/41 cases)
		 6. firm closed (48/30 cases)
		 7. fired (17/1 cases)
		 8. transferred (4/4 cases)
		 9. respondent (family) moved (3/2 cases)
		10. took leave (including health; pregnancy (7/8 cases)
		11. self employed, changed work (83/37 cases)
		 0. INAP (2180/2447 cases)

                question: B19/C19


C1857 (R)	REASON FOR RETIRING.
C1957 (S)	If respondent (or his/her spouse) retired (C1856 or
                C1956 equal 1) he/she was asked for the reason he/she
                retired.  All missing values imputed. 

		1. required to retire (9/4 cases)
		2. became disabled (4/0 cases)
		3. voluntary retirement (99/49 cases)
		0. INAP, did not retire (2710/2769 cases)

	        question: B20/C20


C1858 (R)	INCENTIVE TO RETIRE.
C1958 (S)	Answer to the question: "Did your employer offer you a
                bonus or any other financial incentive to retire when
                you did?"  Given only for those retiring from their
                1983 job (C1856 or C1956 equal 1).  All missing values 
                imputed.

	        1. yes (10/6 cases)
		5. no (102/47 cases)
		0. INAP (2710/2769 cases)

                question: B21/C21


C1859 (R)	RETIREMENT HEALTH INSURANCE.
C1959 (S)	Answer to the question: "Has your employer provided
                any health insurance coverage during your retirement?"
                Answered only if C1856 or C1956 equals 1.  All missing
                values imputed. 

		1. yes (53/20 cases
		5. no (59/33 cases)
		0. INAP (2710/2769)

		question: B22/C22


                            1983 Job Pension

C1860 (R)	1983 JOB PENSION RECODE.
C1960 (S)	A recode variable indicating whether respondent (or
                his/he spouse) has (or will) receive pension benefits
                from his/her 1983 job.  Answered only if he/she has
                left his/her 1983 job (C1851 or C1951 equals 1, 2, 4,
                or 5).  No missing valves.

		1. lump sum pension payment only (excludes severance
                   pay) (57/23 cases) 
		2. monthly or annual benefit payments only (excludes
                   Social Security).  Includes future payments (89/56 cases)
		3. lump sum and monthly (or annual) payments (21/5 cases)
		4. no benefits (475/291 cases)
		0. INAP (2180/2447 cases)

                question: B23,B24,B25/C23,C24,C25


C1861 (R)	LUMP SUM PAYMENT.
C1961 (S)	The amount of lump sum payment received (or will
                receive in the near future).  Answered only if C1860
                or C1860 equals 1 or 3.  All missing values imputed.

		xxxxxxx. dollars (85 to 2,600,000)
		      0. INAP, no lump sum (2744/2794 cases)

                question: B24a/C24a


C1862 (R)	MONTH PENSION START.
C1962 (S)	The month that regular monthly (or annual) pension
                benefits from the 1983 job began (or will begin).
                Answered only if C1860 or C1960 equals 2 or 3. 
                All missing values imputed.

		xx. month (1 to 12)
		 0. INAP, no regular pension payments (2712/2761 cases)

                question: B25a/C25a


C1863 (R)	YEAR PENSION START.
C1963 (S)	The year that regular monthly or (annual) pension
                benefits from the 1983 job began (or will begin).  All
                missing values imputed. 

		xxxx. year (1982 to 2027)
		   0. INAP (2712/2761 cases)

		question: B25a/C25a


C1864 (R)	ANNUAL PENSION PAYMENT - 1983 JOB.
C1964 (S)	The annual amount of pension benefits respondent (or
                his/her spouse) receives (or will receive) from
                his/her 1983 job.  All missing values imputed if the
                pension is currently being paid.  Missing values for
                future pension payments were not imputed. 

		xxxxxx. dollars (336 to 600,000)
		    -8. DK (7/9 cases)
		    -9. NA (7/4 cases)
		     0. INAP (2712/2761 cases)

		question: B25b/C25b


                         1983 Job Spousal Benefits

C1865 (R)	SPOUSAL BENEFITS - 1983 JOB.
C1965 (S)	All married respondents with regular payment pensions
                from their 1983 job were asked "If you were to die,
                would your spouse received regular benefit payments
                for the rest of his/her life, receive payments for a
                limited period of time, or would he/she receive no
                benefit payments from that pension plan?"  Answered if
                C1860 or C1960 equals 2 or 3.  Missing values were not
                imputed. 

		 1. rest of life - percentage of R's pension (39/22 cases)
		 2. rest of life - annual dollar payment given (1/1 cases)
		 3. limited period of time (8/8 cases)
		 5. no benefits (including those cases where benefits
                    would go to a previous spouse) (21/19 cases)
		-6. not married (29/0 cases)
		-8. DK (0/2 cases)
		-9. NA (12/9 cases)
		 0. INAP (2712/2761)

                question: B27/C27


C1866 (R)	PERCENTAGE OF BENEFITS - 1983 JOB.
C1966 (S)	Answered only if C1865 or C1965 equals 1.  This
                variable gives the benefit that respondent's spouse
                will receive for the rest of his/her life from
                respondent's 1983 pension if respondent were to die.
                The variable is expressed as a percent of respondent's
                benefit.  Missing values not 
                imputed.

		xxx. percentage (10 to 100)
		 -8. DK (1/3 cases)
		 -9. NA (1/0 cases)
		  0. INAP, no benefits (2783/2800 cases)

                question: B27a/C27a


C1867 (R)	DOLLAR SPOUSAL BENEFITS-1983 JOB.
C1967 (S)	The same as C1866 or C1866 except respondent gave the
                answer as annual dollar value.  Answered if C1865 or
                C1965 equal 2. 

		3600. dollars (0/1 case)
		4656. dollars (1/0 case)
		   0. INAP (2821/2821 cases)

                question: B27a/C27a


C1868 (R)	OPTION FOR SPOUSAL BENEFITS - 1983 JOB
C1968 (S)	Answer to the question: "Did your employer offer an
                option that would make regular benefit payments to
                surviving spouses for the rest of their lives?"
                Answered if C1865 or C1965 equals 3 or 5.  Missing
                values not imputed. 

		 1. yes (15/12 cases)
		 5. no (12/15 cases)
		-9. NA (2/0 cases)
		 0. INAP (2793/2795 cases)

		question: B27b/C27b


C1869 (R)	JOINT DECISION - 1983 JOB.
C1969 (S)	Answer to the question: "Was this a joint decision
                with your spouse not to have this option, or was it
                something you decided yourself?"  Answered if 
                C1868 or C1968 equals 1.  No missing values.

		1. joint decision (13/10 cases)
		2. pension recipient made the decision by him/her self
                   (2/2 cases) 
		0. INAP (2807/2810 cases)

		question: B27c/C27c


                           Other Pension Benefits

C1870 (R)	PENSION BENEFITS.
C1970 (S)	Answer to the question: "Are you receiving any (other)
                benefit payments from an employer sponsored retirement
                or Pension plan, not including Social Security."  This
                does not include benefits from jobs held in 1983
                reported in C1860-C1869 or C1960-C1969.  All benefits
                for new spouses will be reported here.  No missing values.

		1. yes (341/110 cases)
		5. no benefits (2481/1797 cases)
		0. INAP, no spouse (0/915 cases)

		question: B28/C28,D10


C1871 (R)	PENSION AMOUNT.
C1971 (S)	The annual amount of all (other) pension benefits
                currently being received.  Answered only if C1870 or
                C1970 equals 1.  All missing values imputed using
                benefits reported in 1983 and log-linear regressions. 

		xxxxxx. dollars (10 to 216,000)
		     0. INAP, no pension benefits (2481/2712 cases)

                question: B28a/C28a,D10a

                       Other Pension Spousal Benefits

C1872 (R)	SPOUSAL BENEFITS.
C1972 (S)	Answer to the question: "If your were to die would you
                spouse receive regular benefit payments for the rest
                of (his/her) life from you (other) pension(s), receive
                benefits for a limited period of time, or would
                (he/she) receive no benefit payments from these
                pension(s)?"  Answered if married and C1870 or C1970
                equals 1.  Missing vaues were not imputed. 

		 1. rest of life - percentage or R's pension (114/38 cases)
		 2. rest of life - annual dollar payment given (7/4 cases)
		 3. limited period of time (20/12 cases)
		 5. no benefits (59/46 cases)
		-6. not married (115/0 cases)
		-8. DK (3/0 cases)
		-9. NA (23/0 cases)
		 0. INAP, no pension (2481/2712 cases)

		question: B30/C30,D11


C1873 (R)	PERCENTAGE OF BENEFITS.
C1973 (S)	Answered only if C1872 or C1972 equals 1.  This
                variable gives the benefits that respondent's spouse
                will receive for the rest of his/her life from
                respondent's (other) pensions should respondent die.
                The variable is expressed as a percent of respondent's
                benefit.  Missing values not imputed.

		xxx. percentage (1 to 100)
		 -8. DK (4/9 Cases)
		 -9. NA (3/1 Cases)
		  0. INAP, no benefits (2708/2783 cases)

		question: B30a/C30a,D11a


C1874 (R)	DOLLAR SPOUSAL BENEFITS.
C1974 (S)	The same as C1873 or C1973 except respondent gave the
                answer as an annual dollar value.  Answered if C1872
                or C1972 equals 2. 

		xxxx. dollars (300 to 7,200)
		   0. INAP (2815/2818 cases)

                question: B30a/C30a,D11a


C1875 (R)	OPTION FOR SPOUSAL BENEFITS.
C1975 (S)	Answer to the question: "Did your employer(s) offer an
                option that would make regular benefit payments to
                surviving spouses for the rest of their lives?"
                Answered if C1872 or C1972 equals 3 or 5.  Missing
                values not imputed. 

		 1. yes (36/25 cases)
		 5. no (42/22 cases)
		-8. DK (1/1 cases)
		 0. INAP (2743/2764 cases)

                question: B30b/C30b,D11b


C1876 (R)	JOINT DECISION.
C1976 (S)	Answer to the question: "Was this a joint decision
                with your spouse not to have this option, or was it
                something you decided yourself?"  Answered if C1875 or
                C1975 equals 1.  Missing values not imputed. 

		 1. joint decision (26/15 cases)
		 2. pension recipient made the decision by him/herself
                    (10/8 cases) 
		-8. DK (0/2 cases)
		 0. INAP (2786/2797 cases)

                question: B30c/C30c,D11c


Top of page | Previous: Introduction
Home | Surveys | OSS | SCF index| 1986 SCF index

To comment on this site, please fill out our feedback form.
Last update: January 29, 1998, 5:00 PM