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Statistical Supplement | April 2005

Statistical Supplement to the Federal Reserve Bulletin, April 2005
1.55  Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2002
 2003
 2004
 2004
July Aug Sept Octr Novr Dec
  Seasonally adjusted
1 Total 1,924,184 2,011,282 2,105,328 2,062,171 2,067,514 2,083,632r 2,096,742 2,098,044 2,105,328
 
2 Revolving 738,323 758,676 793,564 773,193 773,230 784,048r 787,522 787,940 793,564
3 Nonrevolving2 1,185,861 1,252,605 1,311,764 1,288,978 1,294,283 1,299,584r 1,309,220 1,310,105 1,311,764
  Not seasonally adjusted
4 Total 1,961,771 2,050,142 2,147,004 2,049,306 2,068,195 2,085,378r 2,101,332 2,109,830 2,147,004
 
  By major holder  
5 Commercial banks 606,372 661,038 697,352 656,373 666,115 668,777 669,626 667,380 697,352
6 Finance companies 237,790 295,424 365,594 331,033 338,995 352,691 363,794 373,495 365,594
7 Credit unions 195,744 205,877 215,384 211,950 214,203 214,471r 215,675 216,095 215,384
8 Federal government and Sallie Mae 129,576 114,629 98,363 93,706 94,204 99,185 99,336 98,579 98,363
9 Savings institutions 68,705 77,850 91,279 88,466 88,818 89,158 89,873 90,564 91,279
10 Nonfinancial business 86,503 70,339 73,901 62,430 63,526 59,896 60,707 61,520 73,901
11 Pools of securitized assets3 637,082 624,986 605,131 605,347 602,335 601,200r 602,323 602,197 605,131
 
  By major type of credit4  
12 Revolving 766,727 787,670 824,908 770,225 776,136 779,071r 782,927 789,838 824,908
13 Commercial banks 250,197 284,667 315,782 278,682 286,391 286,659 286,070 285,753 315,782
14 Finance companies 38,948 37,576 43,314 41,386 41,322 45,466 47,738 49,901 43,314
15 Credit unions 22,228 22,410 23,244 21,783 22,412 22,166r 22,057 22,336 23,244
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 16,260 23,848 27,905 25,249 25,365 25,478 26,296 27,087 27,905
18 Nonfinancial business 48,831 26,494 26,950 20,392 21,069 17,606 18,311 18,449 26,950
19 Pools of securitized assets3 390,263 392,676 387,712 382,733 379,576 381,697r 382,455 386,312 387,712
 
20 Nonrevolving 1,195,045 1,262,471 1,322,096 1,279,080 1,292,059 1,306,306r 1,318,405 1,319,991 1,322,096
21 Commercial banks 356,175 376,371 381,570 377,690 379,723 382,118 383,556 381,627 381,570
22 Finance companies 198,842 257,847 322,279 289,647 297,673 307,226 316,056 323,594 322,279
23 Credit unions 173,516 183,467 192,140 190,167 191,791 192,305r 193,618 193,759 192,140
24 Federal government and Sallie Mae 129,576 114,629 98,363 93,706 94,204 99,185 99,336 98,579 98,363
25 Savings institutions 52,445 54,002 63,374 63,218 63,453 63,680 63,577 63,477 63,374
26 Nonfinancial business 37,673 43,845 46,951 42,038 42,457 42,290 42,396 43,071 46,951
27 Pools of securitized assets3 246,819 232,310 217,419 222,614 222,759 219,503r 219,868 215,885 217,419

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | April 2005 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: May 2, 2005