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Release Date: February 19, 2019
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G.20 FINANCE COMPANIES 1 For immediate release
December 2018 February 2019
Owned and Managed Receivables Outstanding 2
Seasonally adjusted. Billions of dollars except as noted.
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Year Quarter Month
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2017 2018
_______ _______________________________________________________
2014 2015 2016 r 2017 r 2018 p Q4 r Q1 r Q2 r Q3 r Q4 p Oct r Nov r Dec p
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Total percent change (annual rate) 3 2.0 0.4 -2.8 -1.7 -0.5 0.5 0.0 -0.1 -3.3 1.2 2.1 1.0 0.6
Consumer 3.2 2.4 0.2 -0.8 -1.1 1.2 -2.5 -1.3 -1.7 1.2 2.2 1.0 0.3
Real estate -5.7 -19.3 -13.3 -10.5 -7.4 -4.2 -1.5 -6.2 -20.8 -1.5 -9.7 -7.2 12.7
Business 2.5 3.3 -4.1 -0.2 2.6 0.7 5.2 4.2 -1.1 2.2 5.4 3.4 -2.3
Total flow (annual rate) 4 28.3 5.8 -36.3 -21.4 -6.8 6.1 0.0 -0.7 -41.8 15.5 26.5 12.6 7.4
Consumer 27.0 20.8 1.5 -6.1 -7.9 8.7 -18.3 -9.7 -12.1 8.6 16.4 7.2 2.1
Real estate -8.9 -28.6 -21.1 -14.5 -9.1 -5.3 -1.8 -7.6 -25.3 -1.7 -11.2 -8.2 14.4
Business 10.2 13.6 -16.7 -0.8 10.2 2.6 20.0 16.6 -4.4 8.6 21.2 13.6 -9.1
Total outstanding 1442.2 1310.8 1274.4 1253.0 1246.2 1253.0 1253.0 1252.8 1242.3 1246.2 1244.5 1245.6 1246.2
Consumer 882.6 746.6 748.1 742.0 734.1 742.0 737.4 735.0 732.0 734.1 733.3 733.9 734.1
Real estate 148.1 159.5 138.3 123.8 114.7 123.8 123.3 121.4 115.1 114.7 114.2 113.5 114.7
Business 411.5 404.7 388.0 387.2 397.4 387.2 392.2 396.4 395.3 397.4 397.0 398.2 397.4
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Auto Loans: Terms of Credit 5
Not seasonally adjusted.
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New car loans
Interest rates (percent) 4.9 5.1 5.0 5.4 5.9 5.3 5.2 6.2 6.4 n.a. n.a. n.a. n.a.
Maturity (months) 64 65 66 67 66 67 66 66 66 n.a. n.a. n.a. n.a.
Amount financed (dollars) 26,288 27,472 28,601 29,288 30,066 30,295 30,472 29,805 29,921 n.a. n.a. n.a. n.a.
Used car loans
Interest rates (percent) 13.3 14.1 13.5 13.4 14.1 13.5 14.2 14.3 13.8 n.a. n.a. n.a. n.a.
Maturity (months) 59 60 61 61 62 61 61 62 62 n.a. n.a. n.a. n.a.
Amount financed (dollars) 17,263 16,977 17,045 17,260 17,691 17,460 17,307 17,554 18,211 n.a. n.a. n.a. n.a.
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Owned and Managed Receivables Outstanding (Levels) 2
(Billions of dollars)
Not seasonally adjusted
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Year Quarter Month
--------------------------------------- --------------------------------------- -----------------------
2017 2018
_______ _______________________________________________________
2014 2015 2016 r 2017 r 2018 p Q4 r Q1 r Q2 r Q3 r Q4 p Oct r Nov r Dec p
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Total 1442.2 1310.8 1274.4 1253.0 1246.2 1253.0 1243.1 1245.8 1243.6 1246.2 1242.0 1242.4 1246.2
Consumer 882.6 746.6 748.1 742.0 734.1 742.0 730.5 732.4 733.9 734.1 734.7 734.2 734.1
Motor vehicle loans 330.8 307.6 311.2 309.3 314.6 309.3 306.2 308.5 312.3 314.6 313.4 314.9 314.6
Motor vehicle leases 188.9 176.1 189.5 193.2 194.1 193.2 192.8 193.7 194.0 194.1 193.6 193.3 194.1
Revolving 6 60.3 25.7 25.5 26.6 23.7 26.6 24.6 24.1 23.5 23.7 23.6 23.7 23.7
Other 7 302.5 237.3 221.8 212.9 201.7 212.9 207.0 206.2 204.2 201.7 204.1 202.4 201.7
Real estate 148.1 159.5 138.3 123.8 114.7 123.8 125.5 122.6 117.8 114.7 114.7 114.8 114.7
One-to-four family 104.6 123.4 106.8 95.2 87.1 95.2 96.9 94.8 89.9 87.1 87.1 87.1 87.1
Other 43.5 36.0 31.5 28.6 27.6 28.6 28.7 27.7 27.9 27.6 27.6 27.7 27.6
Business 411.5 404.7 388.0 387.2 397.4 387.2 387.1 390.7 391.8 397.4 392.6 393.4 397.4
Motor vehicles 150.9 103.6 105.3 106.1 115.2 106.1 109.3 107.7 105.7 115.2 108.7 112.9 115.2
Retail loans 30.0 14.5 15.0 15.7 17.7 15.7 15.9 16.1 16.7 17.7 17.0 17.5 17.7
Wholesale loans 8 88.6 79.7 81.3 81.7 88.3 81.7 84.7 82.8 80.0 88.3 82.6 86.1 88.3
Leases 32.4 9.4 8.9 8.7 9.2 8.7 8.7 8.9 9.0 9.2 9.1 9.2 9.2
Equipment 173.9 218.9 197.2 195.3 199.3 195.3 197.9 201.6 202.1 199.3 200.1 197.7 199.3
Loans 115.5 122.1 115.2 117.4 126.4 117.4 119.4 125.1 126.2 126.4 125.0 124.7 126.4
Leases 58.4 96.8 82.0 77.9 72.9 77.9 78.5 76.5 75.9 72.9 75.1 73.0 72.9
Other business receivables 9 86.7 82.2 85.6 85.8 82.9 85.8 79.8 81.4 84.1 82.9 83.8 82.8 82.9
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Owned and Managed Receivables Outstanding (Flows) 2,4
(Billions of dollars, annual rate)
Not seasonally adjusted
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Year Quarter Month
--------------------------------------- --------------------------------------- -----------------------
2017 2018
_______ _______________________________________________________
2014 2015 2016 r 2017 r 2018 p Q4 r Q1 r Q2 r Q3 r Q4 p Oct r Nov r Dec p
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Total 28.3 5.8 -36.3 -21.4 -6.8 1.0 -39.7 10.7 -8.6 10.4 -19.4 4.6 46.1
Consumer 27.0 20.8 1.5 -6.1 -7.9 0.8 -46.1 7.9 6.0 0.6 9.1 -5.9 -1.3
Motor vehicle loans 14.6 -23.2 3.7 -1.9 5.3 4.1 -12.5 9.1 15.4 9.4 13.4 17.9 -3.2
Motor vehicle leases 21.6 -12.9 13.4 3.7 0.8 2.8 -1.8 3.6 1.2 0.4 -4.4 -4.2 9.7
Revolving 6 -6.8 -34.6 -0.2 1.1 -2.9 2.1 -8.1 -1.7 -2.6 0.9 1.3 0.6 0.7
Other 7 -2.4 -65.3 -15.4 -9.0 -11.2 -8.2 -23.6 -3.2 -8.0 -10.0 -1.3 -20.2 -8.5
Real estate -8.9 -28.6 -21.1 -14.5 -9.1 -16.0 7.0 -11.9 -19.1 -12.4 -37.3 1.0 -1.0
One-to-four family -10.1 18.8 -16.7 -11.6 -8.1 -15.3 6.6 -8.2 -19.7 -11.3 -34.1 0.5 -0.2
Other 1.2 -7.4 -4.5 -3.0 -1.0 -0.7 0.3 -3.7 0.6 -1.1 -3.1 0.5 -0.8
Business 10.2 13.6 -16.7 -0.8 10.2 16.2 -0.6 14.7 4.4 22.2 8.8 9.5 48.4
Motor vehicles 7.9 -47.3 1.7 0.9 9.1 17.8 12.8 -6.3 -8.3 38.3 36.6 49.7 28.7
Retail loans 1.9 -15.5 0.6 0.7 1.9 2.0 0.5 0.8 2.4 4.0 3.8 6.5 1.6
Wholesale loans 8 2.4 -8.9 1.6 0.4 6.6 15.7 12.0 -7.6 -11.1 33.2 30.7 41.9 27.0
Leases 3.6 -23.0 -0.5 -0.2 0.5 0.0 0.2 0.5 0.3 1.1 2.1 1.2 0.1
Equipment 1.6 45.0 -21.7 -1.9 4.0 -5.4 10.5 14.8 1.8 -11.2 -24.0 -28.9 19.3
Loans 5.5 6.5 -6.9 2.2 9.0 -8.2 8.0 22.8 4.5 0.7 -14.6 -3.4 20.0
Leases -3.9 38.4 -14.8 -4.1 -5.0 2.8 2.5 -8.0 -2.6 -11.9 -9.4 -25.5 -0.8
Other business receivables 9 0.8 -4.5 3.3 0.2 -2.9 3.9 -23.8 6.2 10.9 -4.9 -3.8 -11.2 0.4
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Footnotes
1. Includes finance company subsidiaries of bank holding companies, but not of retailers and banks.
2. Owned receivables are those carried on the balance sheet of the institution. Managed receivables are outstanding balances of
pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.
Data are shown before deductions for unearned income and losses. Components may not add to totals because of rounding.
3. The series may contain breaks that result from discontinuities in source data. Growth rates are adjusted to exclude the effect
of such breaks. In addition, percent changes are at a simple annual rate and are calculated from unrounded data.
4. Flow data represent changes in the level of credit due to economic and financial activity, and exclude breaks in the data series
due to changes in methodology, source data, and other technical aspects of the estimation that could affect the level of credit.
5. Covers most of the captive and non-captive finance companies. The series of finance company car loan terms included in previous
releases are discontinued. They remain available from the Data Download Program.
6. Excludes revolving credit reported as held by depository institutions that are subsidiaries of finance companies.
7. Includes student loans, personal cash loans, mobile home loans, and loans to purchase other types of consumer goods such as
appliances, apparel, boats, and recreation vehicles.
8. Credit arising from transactions between manufacturers and dealers, that is, floor plan financing.
9. Includes loans on commercial accounts receivable, factored commercial accounts, and receivable dealer capital; small loans used
primarily for business or farm purposes; and wholesale and lease paper for mobile homes, recreation vehicles, and travel trailers.
r=revised. p=preliminary. n.a.=not available.
Release dates |
Historical data | Revisions | About |
Data Download Program (DDP) | Announcements
Current release Other formats:
Screen reader |
ASCII |
PDF
(17 KB)
Statistical releases