Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: April 11, 1997

Release dates | Historical data | Notes on the Data | About
Current release  Other formats: Screen reader | ASCII

  H.8 (510)                                         pg.1
 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                           For release at 4:15 p.m. Eastern Time  
 Seasonally adjusted, billions of dollars                                                                                                           April 11, 1997

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,643.5   3,692.8   3,718.0   3,744.3   3,772.3   3,807.4   3,846.4   3,866.8   3,862.0    3,858.7    3,885.8    3,863.7

  2     Securities in bank credit                          988.5     968.8     969.3     980.1     989.5   1,004.7   1,020.5   1,013.0   1,012.8    1,006.3    1,020.0    1,011.5
  3        U.S. government securities                      703.3     703.2     703.2     707.0     706.2     706.0     703.1     706.7     701.9      704.5      711.1      712.7
  4        Other securities                                285.2     265.6     266.1     273.1     283.3     298.8     317.5     306.3     311.0      301.8      308.9      298.8

  5     Loans and leases in bank credit (2)              2,655.0   2,724.0   2,748.7   2,764.1   2,782.9   2,802.7   2,825.8   2,853.8   2,849.2    2,852.4    2,865.8    2,852.2
  6        Commercial and industrial                       724.9     761.1     770.6     774.7     784.1     787.3     797.0     802.7     801.7      802.0      806.5      800.4
  7        Real estate                                   1,096.1   1,112.0   1,115.5   1,121.4   1,127.7   1,134.2   1,140.2   1,153.3   1,152.6    1,152.8    1,154.2    1,156.4
  8          Revolving home equity                          79.7      81.2      83.3      84.3      85.3      85.8      86.6      87.8      87.6       87.7       87.9       88.4
  9          Other                                       1,016.4   1,030.8   1,032.1   1,037.2   1,042.3   1,048.4   1,053.6   1,065.5   1,065.0    1,065.2    1,066.4    1,068.0
  10        Consumer                                       500.8     515.9     519.4     521.5     522.6     523.2     522.9     521.6     522.2      521.7      523.2      518.7
  11        Security (3)                                    85.3      73.8      76.9      77.9      79.7      83.4      84.7      88.9      87.2       89.4       92.2       85.9
  12       Other loans and leases                          247.9     261.3     266.4     268.6     268.8     274.6     281.1     287.4     285.5      286.4      289.8      290.7

  13  Interbank loans                                      206.1     205.4     204.6     212.2     204.0     197.7     203.8     219.2     219.0      217.4      225.4      221.2

  14  Cash assets (4)                                      216.8     224.2     226.1     232.7     230.9     231.1     230.9     235.6     240.3      229.9      240.4      230.6

  15  Other assets (5)                                     236.6     260.0     253.4     259.8     269.4     263.4     275.3     286.5     283.9      286.8      284.9      293.2

  16  TOTAL ASSETS (6)                                   4,246.2   4,325.1   4,345.4   4,392.3   4,420.0   4,443.5   4,500.4   4,552.2   4,549.4    4,537.1    4,580.8    4,552.1

         L I A B I L I T I E S

  17  Deposits                                           2,697.6   2,771.9   2,774.2   2,804.8   2,832.0   2,846.4   2,872.1   2,904.0   2,900.6    2,884.3    2,909.7    2,913.4
  18    Transaction                                        765.5     725.2     712.7     715.1     712.9     709.6     701.1     697.7     694.1      689.4      714.7      688.5
  19    Nontransaction                                   1,932.1   2,046.7   2,061.5   2,089.7   2,119.1   2,136.7   2,171.0   2,206.3   2,206.5    2,194.9    2,195.0    2,224.9
  20       Large time                                      430.0     471.7     479.6     489.4     507.7     518.7     535.3     542.2     539.6      540.3      542.3      547.8
  21       Other                                         1,502.1   1,575.0   1,581.9   1,600.3   1,611.4   1,618.0   1,635.8   1,664.1   1,666.9    1,654.6    1,652.7    1,677.1

  22  Borrowings                                           695.9     706.8     690.0     709.8     707.8     728.6     744.3     759.6     761.9      769.3      770.4      737.4
  23    From banks in the U.S.                             297.6     296.1     292.7     304.1     307.9     303.5     308.8     316.6     324.3      317.9      314.1      300.3
  24    From others                                        398.3     410.8     397.3     405.7     399.9     425.1     435.5     443.0     437.6      451.4      456.3      437.0
  25    Net due to related foreign offices                 256.7     251.0     244.2     238.1     231.4     222.9     218.7     212.3     211.0      219.7      202.1      225.2

  26  Other liabilities                                    227.6     221.4     242.7     253.7     262.7     272.1     289.8     279.0     290.5      277.6      273.4      258.9

  27  TOTAL LIABILITIES                                  3,877.7   3,951.1   3,951.1   4,006.4   4,033.9   4,069.9   4,124.9   4,154.9   4,164.1    4,150.8    4,155.6    4,134.9

  28  Residual (assets less liabilities) (7)               368.5     374.0     394.2     385.9     386.1     373.6     375.5     397.2     385.3      386.3      425.2      417.3


 H.8 (510)    pg.2
 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,633.6   3,695.2   3,719.7   3,748.5   3,771.3   3,805.7   3,839.2   3,857.4   3,852.4    3,851.8    3,862.1    3,860.5

  2     Securities in bank credit                          990.2     969.5     969.2     978.8     975.5     995.9   1,017.1   1,015.8   1,017.3    1,011.3    1,015.5    1,016.0
  3        U.S. government securities                      707.0     704.3     703.8     707.4     702.0     700.0     701.8     711.3     706.6      711.2      714.7      717.4
  4        Other securities                                283.2     265.2     265.4     271.4     273.5     295.9     315.3     304.5     310.6      300.1      300.7      298.6

  5     Loans and leases in bank credit (2)              2,643.5   2,725.8   2,750.5   2,769.7   2,795.8   2,809.9   2,822.1   2,841.6   2,835.1    2,840.5    2,846.7    2,844.5
  6        Commercial and industrial                       727.3     756.0     767.0     772.8     781.0     785.1     796.6     805.3     801.9      806.1      807.9      806.7
  7        Real estate                                   1,090.5   1,115.0   1,118.6   1,125.7   1,132.6   1,136.2   1,137.1   1,147.3   1,147.4    1,146.1    1,147.3    1,151.2
  8          Revolving home equity                          79.0      81.8      83.9      84.7      85.5      85.8      86.2      87.0      87.0       86.9       86.9       87.4
  9          Other                                       1,011.5   1,033.2   1,034.7   1,041.0   1,047.1   1,050.4   1,050.9   1,060.3   1,060.4    1,059.2    1,060.4    1,063.8
  10        Consumer                                       496.5     518.0     519.6     522.0     527.4     528.8     523.5     517.0     517.5      516.9      518.0      514.0
  11        Security (3)                                    85.0      73.0      76.7      79.3      81.0      82.6      85.8      88.5      87.2       89.8       90.2       83.3
  12       Other loans and leases                          244.1     263.6     268.6     270.0     273.8     277.3     279.0     283.5     281.1      281.6      283.2      289.3

  13  Interbank loans                                      203.2     199.7     199.4     216.5     213.3     207.4     208.2     215.7     218.0      212.6      210.7      222.1

  14  Cash assets (4)                                      208.7     221.5     227.1     239.7     246.9     241.5     232.1     226.5     230.0      222.5      223.4      228.3

  15  Other assets (5)                                     232.7     262.5     250.8     258.6     269.3     264.0     275.0     281.7     278.2      279.8      277.7      291.9

  16  TOTAL ASSETS (6)                                   4,221.5   4,321.3   4,340.3   4,406.6   4,444.2   4,462.7   4,498.7   4,525.4   4,522.7    4,510.8    4,518.2    4,546.5

         L I A B I L I T I E S

  17  Deposits                                           2,685.3   2,772.4   2,779.0   2,821.8   2,863.9   2,850.3   2,857.3   2,892.8   2,892.6    2,872.2    2,873.6    2,925.0
  18    Transaction                                        752.4     723.7     710.4     725.2     745.8     721.0     694.2     685.5     682.5      675.4      681.4      697.3
  19    Nontransaction                                   1,932.9   2,048.8   2,068.6   2,096.5   2,118.1   2,129.3   2,163.1   2,207.3   2,210.1    2,196.8    2,192.3    2,227.8
  20       Large time                                      429.9     469.7     485.0     493.9     507.8     515.4     533.1     541.7     540.0      540.6      542.1      545.2
  21       Other                                         1,503.0   1,579.0   1,583.6   1,602.6   1,610.3   1,613.9   1,629.9   1,665.6   1,670.2    1,656.2    1,650.2    1,682.6

  22  Borrowings                                           679.3     711.1     682.4     699.5     700.1     722.9     728.4     739.3     727.9      744.2      752.5      741.8
  23    From banks in the U.S.                             289.5     298.5     286.1     297.9     302.6     297.7     296.8     304.5     302.5      297.0      307.7      312.5
  24    From others                                        389.8     412.6     396.3     401.7     397.5     425.2     431.6     434.8     425.4      447.2      444.8      429.3
  25    Net due to related foreign offices                 262.3     245.2     245.8     235.2     230.1     233.3     229.4     221.2     219.2      223.8      226.8      226.8

  26  Other liabilities                                    226.3     222.0     241.8     257.5     258.6     269.3     291.8     277.2     290.7      273.2      268.2      258.1

  27  TOTAL LIABILITIES                                  3,853.3   3,950.6   3,949.0   4,013.9   4,052.6   4,075.7   4,106.9   4,130.4   4,130.5    4,113.4    4,121.2    4,151.8

  28  Residual (assets less liabilities) (7)               368.2     370.6     391.3     392.6     391.5     387.0     391.8     395.0     392.2      397.4      397.0      394.7

                       MEMO
  29  Reval. gains on off-bal. sheet items (8)                --        --      62.4      65.5      69.6      89.1     102.8      91.6      95.1       89.3       89.6       84.1
  30  Reval. losses on off-bal. sheet items (8)               --        --      58.3      60.4      64.3      84.8      98.1      85.9      90.3       83.7       82.1       78.1

 H.8 (510)   pg.3
 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,198.3   3,225.4   3,237.5   3,250.5   3,267.3   3,290.5   3,313.7   3,338.7   3,331.5    3,334.2    3,350.6    3,345.7

  2     Securities in bank credit                          845.0     822.3     820.7     822.3     825.1     834.6     843.9     840.7     841.6      838.3      842.2      838.0
  3        U.S. government securities                      634.1     620.3     620.6     620.0     618.6     624.2     617.9     623.4     620.2      623.6      627.1      626.1
  4        Other securities                                210.9     202.0     200.1     202.4     206.5     210.3     226.0     217.3     221.3      214.7      215.1      211.8

  5     Loans and leases in bank credit (2)              2,353.3   2,403.0   2,416.8   2,428.2   2,442.2   2,455.9   2,469.8   2,497.9   2,489.9    2,495.9    2,508.5    2,507.7
  6        Commercial and industrial                       541.2     560.5     564.8     566.6     571.0     572.4     578.8     585.0     582.5      584.1      588.4      587.1
  7        Real estate                                   1,062.6   1,079.2   1,082.7   1,089.0   1,095.7   1,102.2   1,107.8   1,121.3   1,120.5    1,120.8    1,122.3    1,125.0
  8          Revolving home equity                          79.7      81.2      83.3      84.3      85.3      85.8      86.6      87.8      87.6       87.7       87.9       88.4
  9          Other                                         982.9     998.0     999.4   1,004.7   1,010.3   1,016.4   1,021.2   1,033.5   1,032.9    1,033.1    1,034.4    1,036.6
  10        Consumer                                       500.8     515.9     519.4     521.5     522.6     523.2     522.9     521.6     522.2      521.7      523.2      518.7
  11        Security (3)                                    51.8      44.7      44.0      42.9      43.6      45.3      45.1      49.4      47.2       50.3       51.6       50.6
  12       Other loans and leases                          196.9     202.8     206.0     208.2     209.4     212.8     215.3     220.7     217.4      219.0      223.1      226.3

  13  Interbank loans                                      185.9     185.1     184.0     192.0     182.3     174.3     181.5     194.3     193.9      192.1      199.3      192.4

  14  Cash assets (4)                                      189.2     194.7     196.4     201.8     199.8     199.9     197.8     202.8     206.3      198.4      208.1      199.7

  15  Other assets (5)                                     189.3     219.0     219.6     223.6     232.4     224.7     233.1     244.4     240.5      245.5      244.5      252.9

  16  TOTAL ASSETS (6)                                   3,706.0   3,766.8   3,781.0   3,811.4   3,825.3   3,833.5   3,870.3   3,924.4   3,916.6    3,914.6    3,947.0    3,934.3

         L I A B I L I T I E S

  17  Deposits                                           2,527.4   2,585.9   2,576.8   2,600.9   2,612.5   2,619.4   2,631.2   2,656.8   2,654.2    2,639.9    2,664.1    2,662.4
  18    Transaction                                        755.6     715.5     702.3     704.9     702.7     699.2     691.2     686.9     683.6      678.3      703.9      677.5
  19    Nontransaction                                   1,771.8   1,870.4   1,874.5   1,896.0   1,909.8   1,920.2   1,940.1   1,969.8   1,970.6    1,961.7    1,960.2    1,984.9
  20       Large time                                      272.9     298.9     295.2     299.4     302.6     302.3     306.6     308.8     307.6      308.5      308.9      311.5
  21       Other                                         1,498.9   1,571.6   1,579.3   1,596.6   1,607.2   1,617.9   1,633.5   1,661.0   1,663.0    1,653.1    1,651.3    1,673.4

  22  Borrowings                                           578.6     584.1     572.5     584.1     586.0     597.6     599.8     617.6     622.4      631.2      619.9      603.4
  23    From banks in the U.S.                             265.4     262.1     260.3     270.8     274.9     275.2     274.5     281.2     292.6      284.7      274.6      267.4
  24    From others                                        313.2     321.9     312.2     313.3     311.1     322.4     325.4     336.4     329.8      346.4      345.2      336.0
  25    Net due to related foreign offices                  81.1      74.7      76.5      71.0      69.1      72.0      78.2      70.5      65.3       73.3       69.6       78.7

  26  Other liabilities                                    153.0     152.7     168.1     173.8     179.8     182.1     190.3     185.7     193.3      186.1      181.8      171.0

  27  TOTAL LIABILITIES                                  3,340.1   3,397.4   3,393.9   3,429.7   3,447.5   3,471.1   3,499.6   3,530.6   3,535.2    3,530.5    3,535.3    3,515.5

  28  Residual (assets less liabilities) (7)               365.8     369.4     387.1     381.6     377.8     362.4     370.7     393.7     381.4      384.1      411.7      418.8


 H.8 (510)  pg.4
 ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        3,189.8   3,229.1   3,240.5   3,255.2   3,270.3   3,291.8   3,306.0   3,329.3   3,320.8    3,325.1    3,335.1    3,340.9

  2     Securities in bank credit                          847.3     824.1     820.7     821.3     817.5     829.8     839.5     842.7     843.2      840.4      844.0      841.6
  3        U.S. government securities                      636.1     622.5     621.6     620.4     616.9     617.3     614.8     625.1     621.5      625.7      629.0      629.6
  4        Other securities                                211.2     201.7     199.1     200.9     200.6     212.6     224.7     217.7     221.8      214.7      215.0      212.0

  5     Loans and leases in bank credit (2)              2,342.5   2,405.0   2,419.8   2,433.9   2,452.7   2,462.0   2,466.5   2,486.6   2,477.6    2,484.7    2,491.1    2,499.3
  6        Commercial and industrial                       543.9     556.6     562.4     564.9     567.5     570.2     578.5     588.0     583.8      588.0      591.0      592.4
  7        Real estate                                   1,057.1   1,082.1   1,085.7   1,092.8   1,100.4   1,104.2   1,104.8   1,115.3   1,115.1    1,113.8    1,115.6    1,120.1
  8          Revolving home equity                          79.0      81.8      83.9      84.7      85.5      85.8      86.2      87.0      87.0       86.9       86.9       87.4
  9          Other                                         978.1   1,000.3   1,001.8   1,008.1   1,014.9   1,018.4   1,018.5   1,028.3   1,028.1    1,026.9    1,028.7    1,032.7
  10        Consumer                                       496.5     518.0     519.6     522.0     527.4     528.8     523.5     517.0     517.5      516.9      518.0      514.0
  11        Security (3)                                    51.5      43.9      43.8      44.3      44.8      44.5      46.2      49.0      47.3       50.7       49.6       48.0
  12        Other loans and leases                          193.5     204.2     208.4     209.9     212.6     214.2     213.5     217.2     213.9      215.3      217.0      224.8

  13  Interbank loans                                      183.0     179.4     178.7     196.3     191.5     184.1     185.8     190.8     193.0      187.3      184.6      193.3

  14  Cash assets (4)                                      181.6     192.6     197.0     208.5     214.7     209.9     199.8     194.3     196.8      191.6      191.2      197.9

  15  Other assets (5)                                     186.0     221.0     217.3     222.1     231.6     226.0     232.0     240.2     234.1      239.8      238.3      253.6

  16  TOTAL ASSETS (6)                                   3,683.6   3,764.6   3,777.2   3,825.6   3,851.6   3,856.1   3,867.9   3,898.9   3,889.1    3,888.1    3,893.8    3,929.7

         L I A B I L I T I E S

  17  Deposits                                           2,515.2   2,586.9   2,576.3   2,615.3   2,641.7   2,623.2   2,619.6   2,645.7   2,646.4    2,626.5    2,626.0    2,676.3
  18    Transaction                                        742.7     713.5     700.0     715.1     734.9     710.6     684.0     675.0     672.2      664.7      670.6      686.3
  19    Nontransaction                                   1,772.5   1,873.4   1,876.3   1,900.2   1,906.8   1,912.7   1,935.6   1,970.8   1,974.2    1,961.8    1,955.4    1,989.9
  20       Large time                                      273.1     296.6     295.0     300.0     299.3     301.0     309.5     308.8     308.5      308.0      307.7      310.5
  21       Other                                         1,499.4   1,576.8   1,581.3   1,600.2   1,607.5   1,611.7   1,626.1   1,661.9   1,665.7    1,653.8    1,647.7    1,679.4

  22  Borrowings                                           566.6     587.2     568.2     577.3     579.5     595.1     590.5     603.3     594.0      609.4      614.9      611.0
  23    From banks in the U.S.                             258.5     265.2     256.1     264.6     269.0     268.4     264.7     270.7     272.4      264.4      273.0      278.3
  24    From others                                        308.1     322.0     312.0     312.8     310.5     326.7     325.9     332.6     321.7      345.0      341.9      332.7
  25    Net due to related foreign offices                  84.8      70.9      78.2      68.4      66.2      73.6      79.9      74.8      69.0       75.1       80.4       80.4

  26  Other liabilities                                    151.9     153.3     168.8     176.9     177.1     180.2     189.7     184.0     191.9      182.8      178.9      171.4

  27  TOTAL LIABILITIES                                  3,318.5   3,398.3   3,391.4   3,437.9   3,464.4   3,472.2   3,479.8   3,507.8   3,501.3    3,493.8    3,500.2    3,539.0

  28  Residual (assets less liabilities) (7)               365.1     366.3     385.8     387.7     387.2     383.9     388.1     391.1     387.8      394.3      393.5      390.6

                        MEMO
  29  Reval. gains on off-bal. sheet items (8)                --        --      32.5      33.1      36.2      47.5      55.8      48.6      50.6       46.5       47.6       43.3
  30  Reval. losses on off-bal. sheet items (8)               --        --      28.9      28.9      31.8      44.0      50.9      42.9      45.8       40.8       40.2       37.6
  31  Mortgage-backed securities (9)                          --        --     236.5     238.1     241.3     244.6     243.4     245.4     244.4      244.4      246.5      247.5

H.8 (510)  pg.5
 ASSETS AND LIABILITIES OF LARGE  DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Seasonally adjusted, adjusted for mergers, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,824.2   1,803.8   1,811.4   1,815.7   1,824.5   1,838.4   1,857.1   1,866.9   1,863.9    1,859.8    1,876.3    1,870.3

  2     Securities in bank credit                          435.3     406.9     407.1     410.1     412.8     418.3     428.6     421.1     423.7      417.8      422.3      416.7
  3        U.S. government securities                      304.0     285.1     287.2     287.9     286.3     289.0     283.4     286.0     284.4      285.3      289.3      287.9
  3a         Trading account                                22.1      20.9      21.2      21.5      19.4      17.2      16.1      17.6      17.3       17.3       18.7       18.5
  3b         Investment account                            281.9     264.2     265.9     266.4     266.9     271.8     267.3     268.4     267.2      268.0      270.5      269.4
  4        Other securities                                131.3     121.8     119.9     122.2     126.4     129.3     145.2     135.1     139.3      132.5      133.0      128.7
  4a         Trading account                                60.1      56.4      55.1      57.8      60.9      64.6      79.9      69.0      73.9       66.1       65.9       63.4
  4b         Investment account                             71.2      65.5      64.8      64.4      65.5      64.7      65.3      66.1      65.4       66.3       67.1       65.4
  4c         State and local government                     21.3      20.3      20.2      20.2      20.3      20.5      21.0      20.6      20.6       20.6       20.5       20.4
  4d         Other                                          49.9      45.1      44.6      44.2      45.2      44.2      44.3      45.5      44.8       45.8       46.6       45.0
  5     Loans and leases in bank credit (2)              1,388.9   1,396.9   1,404.4   1,405.6   1,411.8   1,420.2   1,428.5   1,445.7   1,440.2    1,442.1    1,454.0    1,453.7
  6        Commercial and industrial                       369.0     379.7     383.1     383.2     385.6     386.2     390.4     394.8     392.8      393.9      397.9      396.2
  7        Real estate                                     567.3     558.1     559.2     560.5     562.8     563.0     563.8     568.9     569.7      567.4      568.8      570.8
  8          Revolving home equity                          53.6      53.9      54.2      54.7      55.3      55.4      55.8      56.3      56.3       56.2       56.3       56.7
  9          Other                                         513.8     504.2     505.0     505.8     507.5     507.6     508.0     512.6     513.4      511.2      512.5      514.2
  10       Consumer                                        273.5     281.7     281.4     281.1     281.3     284.4     286.2     285.3     285.7      284.5      286.5      283.6
  11       Security (3)                                     45.9      39.5      39.1      37.8      38.5      40.4      39.9      44.0      41.9       44.9       46.1       45.4
  12a      State and local government                       11.4      10.9      10.9      11.2      11.3      11.2      11.1      11.0      11.0       10.9       11.0       10.9
  12b      All other loans and leases                      121.8     127.0     130.6     131.8     132.2     135.1     137.1     141.8     139.1      140.4      143.6      146.7

  13  Interbank loans                                      122.3     134.2     133.1     138.5     127.1     120.1     124.1     132.7     132.1      131.1      136.7      132.5

  14  Cash assets (4)                                      124.4     128.7     128.9     133.1     131.1     130.9     128.0     133.2     135.5      130.8      136.9      131.7

  15  Other assets (5)                                     139.5     161.9     163.3     166.7     173.8     167.5     173.9     178.0     174.5      180.9      177.8      184.5

  16  TOTAL ASSETS (6)                                   2,173.8   2,192.2   2,200.9   2,218.2   2,220.9   2,221.7   2,248.0   2,275.6   2,270.8    2,267.6    2,292.7    2,283.2

         L I A B I L I T I E S

  17  Deposits                                           1,323.0   1,350.8   1,359.9   1,371.3   1,378.6   1,371.2   1,369.3   1,376.9   1,371.9    1,365.6    1,384.1    1,384.9
  18    Transaction                                        420.3     394.3     387.8     388.3     387.0     384.0     374.7     368.2     365.8      361.2      379.2      364.4
  19    Nontransaction                                     902.8     956.5     972.1     983.0     991.5     987.2     994.6   1,008.7   1,006.1    1,004.4    1,004.9    1,020.5
  20       Large time                                      126.0     146.8     152.0     153.7     155.4     153.7     156.5     157.5     155.5      156.9      158.3      161.0
  21       Other                                           776.7     809.7     820.1     829.3     836.1     833.5     838.1     851.1     850.6      847.5      846.5      859.5

  22  Borrowings                                           436.8     422.2     407.2     416.3     416.9     427.3     427.9     440.4     443.6      447.8      443.6      433.7
  23    From banks in the U.S.                             187.9     178.3     173.4     183.2     189.2     188.1     187.2     192.6     201.8      191.5      188.0      186.5
  24    From others                                        248.9     244.0     233.8     233.1     227.7     239.2     240.7     247.8     241.8      256.4      255.6      247.1
  25    Net due to related foreign offices                  75.3      68.9      73.2      68.8      66.4      68.0      74.3      66.7      61.7       69.8       65.4       74.5

  26  Other liabilities                                    122.0     126.1     139.4     144.8     150.6     154.1     162.3     157.6     165.4      157.4      153.6      142.6

  27  TOTAL LIABILITIES                                  1,957.1   1,968.0   1,979.7   2,001.2   2,012.5   2,020.6   2,033.8   2,041.6   2,042.6    2,040.7    2,046.8    2,035.7

  28  Residual (assets less liabilities) (7)               216.6     224.1     221.1     217.0     208.4     201.2     214.1     234.0     228.2      226.8      245.9      247.5

H.8 (510)  pg.6
 ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, adjusted for mergers, billions of dollars

              Account                                     1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,820.2   1,803.6   1,811.9   1,818.8   1,824.7   1,841.6   1,854.9   1,862.1   1,859.0    1,855.9    1,864.0    1,867.2

  2     Securities in bank credit                          436.1     408.3     408.2     410.7     405.6     415.0     425.9     421.8     425.1      418.4      420.4      417.6
  3        U.S. government securities                      304.7     286.7     289.3     290.1     285.1     283.3     281.7     286.6     285.4      286.2      288.0      289.0
  3a         Trading account                                23.3      21.0      22.0      22.7      18.1      16.3      16.3     18.7      19.0       19.3       18.5       18.9
  3b         Investment account                            281.4     265.7     267.3     267.3     266.9     267.0     265.4     267.9     266.5      267.0      269.5      270.1
  4        Other securities                                131.3     121.6     118.8     120.6     120.6     131.7     144.2     135.2     139.6      132.2      132.4      128.6
  4a         Trading account                                60.4      56.1      53.5      55.4      54.4      66.5      78.8      69.5      74.4       66.4       65.8       63.6
  4b         Investment account                             70.9      65.5      65.3      65.3      66.2      65.2      65.4      65.7      65.3       65.8       66.6       65.1
  4c         State and local government                     21.4      20.3      20.2      20.3      20.4      20.5      21.0      20.6      20.6       20.6       20.6       20.5
  4d         Other                                          49.6      45.2      45.1      45.0      45.8      44.7      44.4      45.1      44.6       45.2       45.9       44.6
  5     Loans and leases in bank credit (2)              1,384.1   1,395.2   1,403.7   1,408.1   1,419.1   1,426.6   1,429.0   1,440.3   1,433.9    1,437.5    1,443.6    1,449.6
  6        Commercial and industrial                       371.2     376.8     381.3     382.2     382.6     384.0     390.4     397.3     393.9      397.0      399.6      401.0
  7        Real estate                                     564.7     558.8     559.9     562.1     565.6     565.4     563.3     566.0     567.6      564.0      564.9      568.1
  8          Revolving home equity                          53.1      54.2      54.5      55.0      55.4      55.5      55.6      55.8      55.8       55.6       55.7       56.0
  9          Other                                         511.6     504.7     505.3     507.1     510.2     509.9     507.7     510.2     511.8      508.3      509.2      512.1
  10       Consumer                                        271.2     282.9     281.0     280.8     285.2     289.0     286.0     282.5     282.9      281.8      283.5      280.4
  11       Security (3)                                     45.6      38.9      39.0      39.0      39.5      39.5      40.9      43.6      41.8       45.5       44.5       42.6
  12a      State and local government                       11.3      11.0      11.0      11.2      11.3      11.0      11.0      11.0      11.0       10.9       11.0       10.9
  12b      All other loans and leases                      120.0     126.8     131.6     132.8     134.9     137.8     137.3     139.9     136.8      138.3      140.0      146.6

  13  Interbank loans                                      119.5     130.2     127.6     137.9     133.3     128.6     126.4     129.2     128.7      128.6      127.9      131.0

  14  Cash assets (4)                                      118.9     128.1     128.4     137.1     142.4     138.8     130.7     126.8     128.2      126.2      124.0      130.0

  15  Other assets (5)                                     137.1     163.5     161.2     164.7     172.4     167.9     171.5     174.8     169.8      177.4      173.7      183.6

  16  TOTAL ASSETS (6)                                   2,159.0   2,188.5   2,193.4   2,222.7   2,237.1   2,241.8   2,248.4   2,257.7   2,250.6    2,252.9    2,254.6    2,276.3

         L I A B I L I T I E S

  17  Deposits                                           1,316.1   1,349.7   1,357.1   1,378.2   1,394.6   1,377.4   1,367.3   1,370.7   1,368.5    1,360.4    1,358.5    1,392.1
  18    Tranlgdtion                                        412.1     393.1     384.9     394.9     408.3     391.6     371.4     360.5     357.3      354.2      357.3      371.3
  19    Nontranlgdtion                                     904.0     956.6     972.2     983.3     986.4     985.8     995.9   1,010.2   1,011.3    1,006.2    1,001.2    1,020.8
  20       Large time                                      125.4     144.7     151.4     153.9     153.0     153.6     158.7     156.7     155.6      155.7      156.0      158.8
  21       Other                                           778.6     811.8     820.7     829.3     833.4     832.2     837.3     853.5     855.6      850.5      845.2      862.0

  22  Borrowings                                           429.3     425.8     402.8     411.0     410.9     423.1     420.1     431.9     425.2      437.4      440.5      437.3
  23    From banks in the U.S.                             183.8     180.6     169.8     178.7     183.9     181.5     179.4     186.1     188.7      179.5      186.9      192.7
  24    From others                                        245.6     245.2     232.9     232.3     227.0     241.6     240.6     245.8     236.4      257.9      253.5      244.6
  25    Net due to related foreign offices                  79.0      65.0      74.8      66.2      63.4      69.7      76.0      71.0      65.3       71.6       76.2       76.2

  26  Other liabilities                                    120.5     127.0     140.1     148.0     148.4     152.0     161.3     155.5     163.6      154.0      150.0      142.9

  27  TOTAL LIABILITIES                                  1,944.9   1,967.5   1,974.7   2,003.5   2,017.3   2,022.1   2,024.7   2,029.1   2,022.6    2,023.3    2,025.2    2,048.5

  28  Residual (assets less liabilities) (7)               214.0     221.1     218.6     219.3     219.8     219.7     223.7     228.5     228.0      229.6      229.4      227.8

                        MEMO
  29  Reval. gains on off-bal. sheet itens(8)                 --        --      32.5      33.1      36.2      47.5      55.8      48.6      50.6       46.5       47.6       43.3
  30  Reval. losses on off-bal. sheet itens (8)               --        --      28.9      28.9      31.8      44.0      50.9      42.9      45.8       40.8       40.2       37.6
  31  Mortgage-backed securities (9)                          --        --     188.1     189.5     192.0     193.7     193.0     193.4     193.0      192.4      194.2      194.8

 H.8 (510)  pg.7
 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Seasonally adjusted, adjusted for mergers, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,374.2   1,421.5   1,426.1   1,434.8   1,442.8   1,452.1   1,456.6   1,471.8   1,467.6    1,474.4    1,474.3    1,475.3

  2     Securities in bank credit                          409.7     415.4     413.6     412.2     412.3     416.3     415.3     419.6     417.9      420.5      419.9      421.3
  3        U.S. government securities                      330.1     335.2     333.4     332.1     332.3     335.2     334.5     337.4     335.8      338.3      337.8      338.2
  4        Other securities                                 79.6      80.2      80.2      80.2      80.0      81.1      80.8      82.2      82.1       82.2       82.0       83.1

  5     Loans and leases in bank credit (2)                964.4   1,006.1   1,012.4   1,022.5   1,030.5   1,035.8   1,041.3   1,052.2   1,049.7    1,053.8    1,054.5    1,054.0
  6        Commercial and industrial                       172.2     180.8     181.6     183.4     185.4     186.3     188.4     190.2     189.7      190.2      190.5      190.9
  7        Real estate                                     495.3     521.1     523.5     528.5     532.8     539.2     544.0     552.4     550.8      553.4      553.4      554.2
  8          Revolving home equity                          26.2      27.3      29.1      29.6      30.0      30.3      30.8      31.5      31.4       31.5       31.6       31.8
  9          Other                                         469.1     493.8     494.4     498.9     502.8     508.8     513.2     520.9     519.4      521.9      521.9      522.4
  10       Consumer                                        227.3     234.1     237.9     240.4     241.3     238.8     236.7     236.4     236.6      237.2      236.6      235.1
  11       Security (3)                                      5.9       5.2       4.9       5.0       5.1       5.0       5.2       5.4       5.4        5.3        5.5        5.2
  12       Other loans and leases                          63.7      64.9      64.4      65.2      65.9      66.6      67.1      67.9      67.3       67.7       68.4       68.6

  13  Interbank loans                                       63.6      50.9      50.8      53.6      55.2      54.2      57.4      61.6      61.8       61.0       62.6       60.0

  14  Cash assets (4)                                       64.8      66.0      67.5      68.7      68.6      69.0      69.8      69.6      70.9       67.6       71.3       68.0

  15  Other assets (5)                                      49.8      57.1      56.3      56.9      58.5      57.1      59.2      66.3      66.0       64.6       66.8       68.4

  16  TOTAL ASSETS (6)                                   1,532.2   1,574.7   1,580.1   1,593.2   1,604.4   1,611.8   1,622.3   1,648.8   1,645.8    1,647.0    1,654.4    1,651.1

         L I A B I L I T I E S

  17  Deposits                                           1,204.4   1,235.1   1,216.9   1,229.6   1,233.9   1,248.2   1,261.9   1,279.9   1,282.3    1,274.3    1,280.0    1,277.4
  18    Transaction                                        335.4     321.1     314.5     316.6     315.6     315.2     316.4     318.7     317.8      317.0      324.7      313.1
  19    Nontransaction                                     869.0     913.9     902.4     913.0     918.3     933.0     945.5     961.2     964.5      957.3      955.4      964.4
  20       Large time                                      146.9     152.1     143.2     145.7     147.2     148.7     150.2     151.3     152.2      151.7      150.6      150.5
  21       Other                                           722.1     761.9     759.2     767.3     771.1     784.3     795.3     809.9     812.4      805.6      804.8      813.8

  22  Borrowings                                           141.8     161.9     165.3     167.8     169.1     170.3     171.9     177.2     178.8      183.3      176.2      169.8
  23    From banks in the U.S.                              77.6      83.9      86.9      87.7      85.7      87.1      87.2      88.6      90.8       93.3       86.6       80.9
  24    From others                                         64.3      78.0      78.4      80.2      83.4      83.2      84.7      88.6      88.0       90.0       89.6       88.9
  25    Net due to related foreign offices                   5.8       5.9       3.4       2.2       2.7       4.0       4.0       3.8       3.6        3.5        4.2        4.2

  26  Other liabilities                                     31.0      26.6      28.7      29.0      29.3      28.0      28.0      28.2      27.9       28.6       28.2       28.4

  27  TOTAL LIABILITIES                                  1,383.0   1,429.4   1,414.2   1,428.6   1,435.0   1,450.6   1,465.8   1,489.1   1,492.6    1,489.8    1,488.6    1,479.8

  28  Residual (assets less liabilities) (7)               149.2     145.3     165.9     164.6     169.4     161.2     156.6     159.7     153.2      157.3      165.8      171.3


 H.8 (510) pg.8
 ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
 Not seasonally adjusted, adjusted for mergers, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                        1,369.6   1,425.5   1,428.6   1,436.3   1,445.5   1,450.2   1,451.1   1,467.3   1,461.8    1,469.2    1,471.1    1,473.6

  2     Securities in bank credit                          411.2     415.8     412.6     410.6     411.9     414.9     413.6     420.9     418.2      421.9      423.5      424.0
  3        U.S. government securities                      331.4     335.7     332.3     330.4     331.8     334.0     333.1     338.5     336.0      339.5      340.9      340.6
  4        Other securities                                 79.9      80.0      80.2      80.2      80.1      80.9      80.5      82.5      82.1       82.5       82.6       83.4

  5     Loans and leases in bank credit (2)                958.4   1,009.8   1,016.0   1,025.7   1,033.6   1,035.3   1,037.5   1,046.3   1,043.6    1,047.2    1,047.6    1,049.7
  6        Commercial and industrial                       172.7     179.8     181.0     182.7     184.9     186.3     188.1     190.7     189.9      191.1      191.3      191.4
  7        Real estate                                     492.3     523.3     525.8     530.7     534.8     538.8     541.5     549.3     547.5      549.8      550.7      552.0
  8          Revolving home equity                          25.9      27.7      29.3      29.7      30.1      30.2      30.6      31.2      31.1       31.3       31.2       31.4
  9          Other                                         466.4     495.6     496.5     501.0     504.7     508.5     510.8     518.1     516.3      518.6      519.5      520.6
  10       Consumer                                        225.3     235.1     238.6     241.1     242.2     239.8     237.5     234.5     234.6      235.1      234.5      233.6
  11       Security (3)                                      5.9       5.1       4.8       5.3       5.3       5.1       5.3       5.4       5.5        5.2        5.1        5.4
  12       Other loans and leases                           62.2      66.4      65.8      66.0      66.5      65.4      65.2      66.4      66.1       66.1       65.9       67.3

  13  Interbank loans                                       63.5      49.2      51.1      58.4      58.2      55.5      59.4      61.6      64.3       58.7       56.7       62.4

  14  Cash assets (4)                                       62.7      64.5      68.6      71.4      72.3      71.1      69.1      67.5      68.6       65.4       67.2       67.9

  15  Other assets (5)                                      49.0      57.6      56.1      57.4      59.2      58.1      60.5      65.4      64.3       62.5       64.7       70.1

  16  TOTAL ASSETS (6)                                   1,524.7   1,576.0   1,583.8   1,602.9   1,614.5   1,614.3   1,619.5   1,641.2   1,638.5    1,635.2    1,639.2    1,653.4

         L I A B I L I T I E S

  17  Deposits                                           1,199.1   1,237.2   1,219.2   1,237.1   1,247.1   1,245.8   1,252.3   1,275.0   1,277.9    1,266.2    1,267.5    1,284.1
  18    Transaction                                        330.6     320.4     315.0     320.2     326.6     318.9     312.6     314.4     315.0      310.6      313.3      315.1
  19    Nontransaction                                     868.5     916.8     904.1     916.9     920.4     926.9     939.6     960.5     962.9      955.6      954.2      969.1
  20       Large time                                      147.7     151.9     143.6     146.1     146.3     147.4     150.8     152.1     152.8      152.3      151.7      151.7
  21       Other                                           720.8     764.9     760.5     770.9     774.1     779.5     788.8     808.4     810.1      803.3      802.5      817.4

  22  Borrowings                                           137.3     161.5     165.4     166.3     168.5     172.0     170.5     171.4     168.8      172.0      174.4      173.7
  23    From banks in the U.S.                              74.8      84.6      86.3      85.8      85.1      86.8      85.2      84.6      83.6       84.8       86.0       85.5
  24    From others                                         62.5      76.8      79.1      80.5      83.4      85.2      85.2      86.8      85.2       87.1       88.4       88.2
  25    Net due to related foreign offices                   5.8       5.9       3.4       2.2       2.7       4.0       4.0       3.8       3.6        3.5        4.2        4.2

  26  Other liabilities                                     31.4      26.3      28.7      28.9      28.8      28.2      28.4      28.6      28.3       28.8       28.9       28.5

  27  TOTAL LIABILITIES                                  1,373.6   1,430.8   1,416.6   1,434.4   1,447.1   1,450.1   1,455.1   1,478.7   1,478.7    1,470.5    1,475.0    1,490.5

              MEMO
  28  Residual (assets less liabilities) (7)               151.1     145.2     167.2     168.4     167.4     164.2     164.4     162.5     159.9      164.8      164.1      162.9
  31  Mortgage-backed securities (9)                          --        --      48.4      48.6      49.3      50.8      50.5      51.9      51.4       52.0       52.3       52.7


 H.8 (510) pg.9
 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
 Seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                          445.2     467.5     480.5     493.8     505.1     516.9     532.7     528.2     530.6      524.5      535.2      518.1

  2     Securities in bank credit                          143.5     146.5     148.6     157.8     164.4     170.2     176.7     172.3     171.3      168.0      177.8      173.6
  3        U.S. government securities                       69.2      82.9      82.6      87.0      87.6      81.7      85.2      83.3      81.6       80.9       84.0       86.6
  4        Other securities                                 74.3      63.6      65.9      70.8      76.9      88.4      91.5      89.0      89.6       87.1       93.8       87.0

  5     Loans and leases in bank credit (2)                301.7     321.0     331.9     336.0     340.7     346.8     356.0     355.9     359.3      356.5      357.3      344.5
  6        Commercial and industrial                       183.7     200.6     205.9     208.1     213.1     214.9     218.2     217.7     219.1      217.9      218.0      213.4
  7        Real estate                                      33.5      32.8      32.7      32.4      32.0      32.0      32.3      32.0      32.1       32.1       32.0       31.4
  11       Security (3)                                     33.5      29.1      32.9      35.0      36.2      38.0      39.6      39.5      40.0       39.2       40.6       35.3
  12       Other loans and leases                           51.0      58.5      60.4      60.4      59.4      61.8      65.8      66.7      68.1       67.3       66.7       64.5

  13  Interbank loans                                       20.2      20.3      20.6      20.2      21.8      23.4      22.3      24.9      25.0       25.3       26.1       28.8

  14  Cash assets (4)                                       27.6      29.5      29.7      30.9      31.1      31.2      33.1      32.8      34.0       31.5       32.3       30.9

  15  Other assets (5)                                      47.3      41.0      33.7      36.2      37.0      38.8      42.2      42.2      43.4       41.4       40.4       40.3

  16  TOTAL ASSETS (6)                                     540.3     558.2     564.4     580.9     594.7     610.0     630.1     627.8     632.8      622.5      633.7      617.8

         L I A B I L I T I E S

  17  Deposits                                             170.2     186.0     197.4     203.9     219.5     226.9     240.9     247.3     246.5      244.3      245.6      251.1
  18    Transaction                                          9.9       9.7      10.4      10.2      10.2      10.4       9.9      10.8      10.6       11.1       10.8       11.0
  19    Nontransaction                                     160.3     176.2     187.0     193.7     209.3     216.5     230.9     236.5     235.9      233.2      234.8      240.0
  20       Large time                                      157.1     172.8     184.4     190.0     205.1     216.4     228.6     233.4     232.0      231.8      233.4      236.3
  21       Other                                             3.2       3.4       2.6       3.7       4.2       0.1       2.3       3.1       3.9        1.4        1.4        3.7

  22  Borrowings                                           117.2     122.8     117.5     125.7     121.7     131.0     144.5     141.9     139.5      138.1      150.6      133.9
  23    From banks in the U.S.                              32.2      34.0      32.4      33.2      32.9      28.3      34.4      35.4      31.7       33.1       39.5       32.9
  24    From others                                         85.1      88.8      85.1      92.4      88.8     102.7     110.1     106.5     107.8      105.0      111.1      101.0
  25    Net due to related foreign offices                 175.6     176.3     167.7     167.1     162.3     150.9     140.4     141.8     145.7      146.4      132.5      146.5

  26  Other liabilities                                     74.5      68.7      74.6      80.0      82.8      89.9      99.6      93.3      97.2       91.5       91.6       87.9

  27  TOTAL LIABILITIES                                    537.6     553.7     557.2     576.7     586.4     598.8     625.3     624.3     628.9      620.3      620.2      619.4

  28  Residual (assets less liabilities) (7)                 2.7       4.5       7.2       4.2       8.3      11.3       4.8       3.5       3.9        2.2       13.5       -1.5


 H.8 (510) pg.10
 ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
 Not seasonally adjusted, billions of dollars

               Account                                    1996      1996      1996      1996      1996      1997      1997      1997                 Week ending
                                                           Mar       Sep       Oct       Nov       Dec       Jan       Feb       Mar      Mar 12     Mar 19     Mar 26      Apr 2 
                                                        --------  --------  --------  --------  --------  --------  --------  --------   -------    -------    -------    -------
             A S S E T S

  1   Bank credit                                         443.9     466.2     479.2     493.4     501.1     513.9     533.3     528.1     531.6      526.7      527.1      519.6

  2     Securities in bank credit                         142.9     145.4     148.5     157.5     158.0     166.0     177.6     173.0     174.0      170.9      171.5      174.4
  3        U.S. government securities                      70.9      81.8      82.1      87.0      85.1      82.7      87.0      86.2      85.2       85.5       85.8       87.8
  3a         Trading account                                 --        --      18.7      21.8      19.9      17.0      21.4      19.9      20.2       19.0       18.8       21.1
  3b         Investment account                              --        --      63.4      65.2      65.3      65.7      65.6      66.3      65.0       66.4       67.0       66.7
  4        Other securities                                72.0      63.5      66.3      70.5      72.9      83.3      90.7      86.8      88.9       85.4       85.8       86.6
  4a         Trading account                                 --        --      47.9      51.6      54.0      61.4      67.9      63.1      65.5       62.3       62.1       60.7
  4b         Investment account                              --        --      18.4      18.9      18.9      22.0      22.7      23.7      23.4       23.1       23.6       25.9
  5     Loans and leases in bank credit (2)               301.0     320.8     330.7     335.9     343.0     347.9     355.7     355.0     357.6      355.8      355.5      345.2
  6        Commercial and industrial                      183.4     199.4     204.7     207.9     213.5     214.8     218.2     217.3     218.1      218.0      217.0      214.3
  7        Real estate                                     33.5      32.9      32.9      32.9      32.2      32.0      32.4      32.0      32.3       32.3       31.8       31.1
  11       Security (3)                                    33.5      29.1      32.9      35.0      36.2      38.0      39.6      39.5      40.0       39.2       40.6       35.3
  12       Other loans and leases                          50.6      59.4      60.2      60.1      61.2      63.1      65.5      66.2      67.3       66.3       66.3       64.5

  13  Interbank loans                                      20.2      20.3      20.6      20.2      21.8      23.4      22.3      24.9      25.0       25.3       26.1       28.8

  14  Cash assets (4)                                      27.2      28.8      30.1      31.1      32.2      31.6      32.4      32.2      33.2       31.0       32.1       30.4

  15  Other assets (5)                                     46.6      41.5      33.4      36.5      37.7      38.0      43.0      41.6      44.0       40.0       39.4       38.2

  16  TOTAL ASSETS (6)                                    537.8     556.7     563.1     581.0     592.6     606.7     630.8     626.5     633.6      622.7      624.4      616.8

         L I A B I L I T I E S

  17  Deposits                                            170.1     185.5     202.7     206.5     222.2     227.1     237.7     247.1     246.2      245.7      247.6      248.8
  18    Transaction                                         9.6      10.1      10.4      10.2      10.9      10.4      10.1      10.6      10.3       10.7       10.8       10.9
  19    Nontransaction                                    160.4     175.4     192.3     196.3     211.3     216.6     227.5     236.5     236.0      235.0      236.8      237.8
  20       Large time                                     156.8     173.1     190.0     193.9     208.5     214.4     223.7     232.9     231.5      232.6      234.4      234.7
  21       Other                                            3.6       2.3       2.3       2.4       2.8       2.2       3.8       3.7       4.4        2.4        2.4        3.2

  22  Borrowings                                          112.7     123.9     114.2     122.2     120.6     127.8     137.9     136.0     133.9      134.9      137.6      130.8
  23    From banks in the U.S.                             31.0      33.3      29.9      33.3      33.6      29.3      32.2      33.8      30.2       32.7       34.8       34.3
  24    From others                                        81.7      90.6      84.3      88.9      87.0      98.5     105.7     102.2     103.7      102.2      102.8       96.5
  25    Net due to related foreign offices                177.5     174.3     167.6     166.8     163.9     159.6     149.5     146.4     150.3      148.7      146.4      146.4

  26  Other liabilities                                    74.4      68.6      73.1      80.6      81.5      89.1     102.0      93.1      98.8       90.4       89.3       86.8

  27  TOTAL LIABILITIES                                   534.7     552.3     557.6     576.0     588.2     603.6     627.1     622.6     629.2      619.7      620.9      612.7

  28  Residual (assets less liabilities) (7)                3.1       4.4       5.5       4.9       4.3       3.1       3.7       3.9       4.4        3.0        3.5        4.1

                    MEMO
  29  Reval. gains on off-bal. sheet items (8)               --        --      29.9      32.4      33.4      41.6      47.0      43.0      44.5       42.7       42.0       40.9
  30  Reval. losses on off-bal. sheet items (8)              --        --      29.3      31.5      32.5      40.8      47.2      43.0      44.5       42.9       42.0       40.5



H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of      April 2, 1997.
                                                                            Federal Reserve Distict
                                                   National ___________________________________________________________
                                                    total         Boston    New York    Philadelphia   Cleveland  Richmond    Atlanta
               ASSETS
  1  Bank credit                                      1,867.2        96.2       358.6        99.5       164.3       190.4       209.4
  2     Securities in bank credit (14)                  417.6                                                                        
  3        U.S. government securities (14)              289.0                                                                        
  3a         Trading account (14)                        18.9                                                                        
  3b         Investment account                         270.1        17.1        81.2         4.9        22.9        32.2        29.4
  3c           Mortgage-backed                          175.7         7.4        57.9         1.9        17.9        19.7        19.3
  3d           Other                                     94.4         9.7        23.3         3.0         5.0        12.5        10.1
  3e             1 year or less                          24.8         3.6         3.4         0.9         0.5         3.7         2.7
  3f             Between 1 and 5 years                   53.2         5.4        13.8         1.7         3.3         7.4         6.2
  3g             More than 5 years                       16.4         0.7         6.1         0.4         1.2         1.4         1.2
  4        Other securities (14)                        128.6                                                                        
  4a         Trading account (14)                        63.6                                                                        
  4b         Investment account                          65.1         5.8        19.1         1.9         6.4         5.6         7.9
  4c           State and local government                20.5         2.0         7.2         0.5         0.6         1.0         2.0
  4d           Other                                     44.6         3.9        11.9         1.4         5.9         4.6         5.9
  5     Loans and leases in bank credit (2)           1,449.6        73.3       258.2        92.7       135.0       152.7       172.1
  6        Commerical and industrial                    401.0        27.1        67.7        15.7        40.4        36.3        40.4
  6a         Bankers acceptances                          1.5         0.1         0.7         0.0         0.0         0.1         0.0
  6b         Other                                      399.5        27.1        67.1        15.7        40.4        36.2        40.3
  7        Real estate                                  568.1        21.1       101.8        28.0        49.0        75.9        82.1
  8          Revolving home equtiy                       56.0         3.1         7.9         3.3         5.7         7.3         6.0
  9a         Other residential                          330.4        10.1        65.8        20.1        29.1        46.2        47.8
  9b         Commercial                                 181.7         7.9        28.1         4.5        14.1        22.5        28.2
  10       Consumer                                     280.4         6.1        36.1        42.2        30.2        19.6        37.0
  11       Security (3)                                  42.6         6.8        17.8         0.1         1.0         5.1         1.1
  11a        Fed funds and RPs with broker/dealer        26.2         6.3         9.2         0.0         0.1         4.8         0.7
  11b        Other                                       16.4         0.5         8.6         0.1         0.9         0.2         0.5
  12a      State and local government                    10.9         0.2         1.5         0.8         1.2         2.1         2.1
  12b      Agricultural                                   7.6         0.0         0.1         0.1         0.2         0.6         0.5
  12c      Fed funds and RPs with others                  5.9         1.2         2.3         0.0         0.3         1.3         0.0
  12d      All other loans                               65.8         6.0        17.9         1.4         2.9         5.5         3.5
  12e      Lease financing receivables                   67.4         4.8        13.0         4.5         9.9         6.3         5.4
  13    Interbank loans                                 131.0         6.5        44.3         3.1         8.0        11.1        12.8
  13a     Fed funds and RPs with banks                   84.3         3.4        25.3         3.1         4.7         7.9        10.6
  13b     Other                                          46.7         3.1        18.9         0.1         3.3         3.2         2.1
  14    Cash assets(4)                                  130.0         7.3        26.2         4.8         9.0        10.6        13.4
  15    Other assets (12)                               209.9        15.3       117.0        14.5        13.5        30.5        15.3
  16    TOTAL ASSETS (6)                              2,302.6       123.8       534.6       119.7       192.0       240.3       247.8

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of      April 2, 1997.

                                                                            Federal Reserve Distict
                                                   National ___________________________________________________________
                                                    total         Boston    New York   Philadelphia  Cleveland  Richmond    Atlanta

  17  Deposits                                        1,392.1        68.7       285.9        67.9       119.3       126.1       175.3
  18   Transaction                                      371.3        25.6        69.8        15.3        27.1        27.6        36.2
  19   Nontransaction                                 1,020.8        43.1       216.1        52.6        92.2        98.5       139.1
  20      Large time                                    158.8         6.1        47.4        10.8         9.3        13.1        19.7
  21      Other                                         862.0        36.9       168.7        41.8        82.9        85.4       119.4
  22  Borrowings                                        437.3        29.4        91.3        30.2        45.7        66.0        38.4
  23      From banks in the U.S.                          192.7        10.8        29.5        14.6        18.8        30.0        21.4
  24      From others                                   244.6        18.6        61.8        15.6        27.0        36.0        17.0
  26  Other liabilities (13)                            245.5        15.1        91.0         9.8        12.3        31.3        13.0
  27  TOTAL LIABILITIES                               2,074.9       113.1       468.2       107.8       177.4       223.3       226.6

  28  Residual (assets less liabilities (13)            227.8        10.7        66.4        11.9        14.7        17.0        21.2

                        MEMO
  29  Reval. gains on off-bal. sheet items (8,14)        43.3                                                                        
  30  Reval. losses on off-bal. sheet items (8,14)       37.6                                                                        
  31  Mortgage-backed securities (9)                    194.8         8.0        62.1         3.3        19.8        21.5        22.0
  31a   Pass-through                                    136.6         5.8        48.7         1.8        12.4        17.9        13.7
  31b   CMO, REMIC and other                             58.2         2.3        13.3         1.5         7.4         3.6         8.3
  32  Net unrealized ganis (losses)                       2.4                                                                        
         on available-for-sale securities (10,14)
  33  Offshore credit to  U.S. residents (11,14)         32.9                                                                        

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of      April 2, 1997.

                                                                            Federal Reserve Distict
                                                   ______________________________________________________________________
                                                       Chicago   St.Louis  Minneapolis   Kansac City    Dallas     San Francisco
               ASSETS
  1  Bank credit                                        195.7        40.3         40.5         24.5         70.3        294.9
  2     Securities in bank credit (14)                                                                                       
  3        U.S. government securities (14)                                                                                   
  3a         Trading account (14)                                                                                            
  3b         Investment account (14)                     27.5         6.2          3.7          5.0         12.3         27.6
  3c           Mortgage-backed                           13.2         3.5          2.0          3.7         10.2         19.1
  3d           Other                                     14.4         2.6          1.7          1.4          2.2          8.5
  3e             1 year or less                           6.8         0.4          0.0          0.3          0.3          2.1
  3f             Between 1 and 5 years                    5.9         1.7          0.1          1.0          1.6          5.1
  3g             More than 5 years                        1.7         0.4          1.6          0.0          0.3          1.3
  4        Other securities (14)                                                                                             
  4a         Trading account (14)                                                                                            
  4b         Investment accout (14)                       6.5         1.0          0.6          0.7          2.1          7.4
  4c           State and local government                 3.5         0.7          0.2          0.5          0.6          1.7
  4d           Other                                      3.0         0.3          0.4          0.2          1.5          5.6
  5     Loans and leases in bank credit (2)             161.7        33.1         36.3         18.8         55.9        259.9
  6        Commerical and industrial                     68.9         8.6          8.9          5.2         25.4         56.4
  6a         Bankers acceptances                          0.3         0.0          0.0          0.0          0.0          0.3
  6b         Other                                       68.6         8.6          8.9          5.2         25.4         56.1
  7        Real estate                                   49.6        14.7          7.9          6.7         14.4        117.0
  8          Revolving home equtiy                        5.1         1.3          0.4          0.4          0.3         15.2
  9a         Other residential                           22.7         9.6          5.2          3.4          9.6         60.8
  9b         Commercial                                  21.8         3.8          2.3          2.9          4.5         41.0
  10       Consumer                                      24.0         5.2         15.3          4.7         10.1         50.0
  11       Security (3)                                   4.2         2.4          1.0          0.1          0.7          2.4
  11a        Fed funds and RPs with broker/dealer         1.3         2.0          0.5          0.0          0.5          0.8
  11b        Other                                        2.9         0.3          0.5          0.1          0.2          1.6
  12a      State and local government                     1.2         0.2          0.1          0.1          0.1          1.3
  12b      Agricultural                                   0.5         0.1          0.2          0.5          0.2          4.5
  12c      Fed funds and RPs with others                  0.6         0.0          0.0          0.0          0.0          0.2
  12d      All other loans                                8.2         1.0          1.9          1.2          3.6         12.6
  12e      Lease financing receivables                    4.6         1.0          0.9          0.2          1.3         15.4
  13    Interbank loans                                   6.8         6.6          3.3          2.3          7.6         18.5
  13a     Fed funds and RPs with banks                    6.3         6.5          3.0          2.0          4.4          6.9
  13b     Other                                           0.5         0.1          0.3          0.3          3.2         11.6
  14    Cash assets(4)                                   16.2         3.1          2.3          3.0         10.5         23.7
  15    Other assets (12)                                22.5         5.0          3.5          3.6          7.2         44.5
  16    TOTAL ASSETS                                    238.2        54.6         48.8         33.0         94.7        375.0

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars.  Data are as of      April 2, 1997.

                                                                            Federal Reserve Distict
                                                   ______________________________________________________________________
                                                   Chicago      St.Louis    Minneapolis  Kansas City   Dallas    San Francisco

  17  Deposits                                          142.1        30.2         22.9         24.8         67.7        261.5
  18   Transaction                                       40.3         6.8          7.4          6.7         20.7         87.8
  19   Nontransaction                                   101.8        23.4         15.5         18.0         47.0        173.7
  20      Large time                                     18.7         2.7          1.2          1.5          4.6         23.8
  21      Other                                          83.1        20.7         14.3         16.6         42.4        149.8
  22  Borrowings                                         45.9        16.5         15.8          3.5         12.8         41.8
  23      From banks in the U.S.                           15.1        13.0         12.1          2.4          4.0         21.0
  24      From others                                    30.8         3.5          3.7          1.0          8.8         20.8
  26  Other liabilities (13)                             28.3         2.7          5.8          1.0          5.7         29.5

  27  TOTAL LIABILITIES                                 216.3        49.4         44.5         29.3         86.2        332.8

  28  Residual (assets less liabilities (13)             22.0         5.3          4.3          3.8          8.5         42.1

                     MEMO
  29  Reval. gains on off-bal. sheet items (8,14)                                                                            
  30  Reval. losses on off-bal. sheet items (8,14)                                                                           
  31  Mortgage-backed securities (9)                     15.2         3.7          2.1          3.8         11.0         22.3
  31a   Pass-through                                      7.8         2.0          1.9          2.8          9.1         12.7
  31b   CMO, REMIC and other                              7.4         1.7          0.2          1.0          1.9          9.7
  32  Net unrealized ganis (losses)                                                                                          
         on available-for-sale securities (10,14)
  33  Offshore credit to  U.S. residents (11,14)                                                                             


H.8 (510)       Footnotes

Note: This release is available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For information call 202-482-1986.

1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered
    commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks
    (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related
    institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday
    values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are
    estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by
    reclassifications of assets and liabilities.
    The data for large and small domestic banks presented on pages 5 to 8 are
    adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past
    levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers
    are removed from past data for the bank group that contained the acquired bank and put into past data for the group
    containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure
    is used to adjust past levels.
2.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which
    are included in line 13.
3.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
4.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due
    from Federal Reserve Banks.
5.  Excludes the due-from position with related foreign offices, which is included in line 25.
6.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported
    gross of these items.
7.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally
    adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total
    liabilities.
8.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a
    gain/loss position, as determined under FASB  Interpretation No. 39.
9.  Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement
    No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than
    non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of securities (lines 3a and 4a) are included
    in line 15.
      
    


Release dates | Historical data | Notes on the Data | About
Current release  Other formats: Screen reader | ASCII
Home | Statistical releases
Accessibility
To comment on this site, please fill out our feedback form.
Last update: April 11, 1997