Federal Reserve Statistical Release, H.8, Assets and Liabilities of Commercial Banks in the United States; title with eagle logo links to Statistical Release home page

Release Date: June 13, 1997

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 H.8 (510)                                         pg.1
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1) For release at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars June 13, 1997
             Week ending
Account 1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                       3,664.6   3,744.6   3,772.6   3,808.0   3,847.1   3,869.0   3,905.1   3,912.4   3,909.9    3,911.8    3,918.2    3,916.8 
             
2     Securities in bank credit                         990.9     980.2     989.4   1,005.0   1,020.9   1,014.7   1,033.8   1,015.6   1,018.8    1,012.2    1,012.7    1,010.1 
3        U.S. government securities                     711.6     707.2     706.4     706.6     704.0     708.2     722.5     722.6     721.8      719.5      725.3      726.0 
4        Other securities                               279.3     273.0     283.0     298.4     316.9     306.5     311.3     293.0     297.0      292.7      287.5      284.2 
             
5     Loans and leases in bank credit (2)             2,673.7   2,764.4   2,783.1   2,802.9   2,826.2   2,854.3   2,871.3   2,896.7   2,891.2    2,899.6    2,905.5    2,906.7 
6        Commercial and industrial                      735.0     774.7     783.9     787.1     796.5     802.0     808.8     814.1     814.5      815.4      815.5      816.6 
7        Real estate                                  1,103.2   1,121.5   1,127.9   1,134.5   1,140.5   1,153.9   1,162.6   1,172.6   1,170.6    1,172.3    1,173.7    1,180.0 
8          Revolving home equity                         79.7      84.3      85.3      85.7      86.5      87.9      89.2      90.4      90.0       90.1       91.1       91.5 
9          Other                                      1,023.4   1,037.3   1,042.5   1,048.8   1,053.9   1,066.0   1,073.4   1,082.2   1,080.6    1,082.2    1,082.6    1,088.5 
10        Consumer                                      502.7     521.7     522.7     523.1     522.9     521.7     519.6     522.3     521.5      522.6      523.5      524.4 
11        Security (3)                                   77.3      77.9      79.7      83.4      84.7      88.8      89.5      88.8      88.7       89.3       90.2       86.4 
12       Other loans and leases                         255.5     268.6     269.0     275.0     281.6     288.0     290.7     298.9     295.9      300.0      302.5      299.3 
             
13  Interbank loans                                     208.7     212.2     204.1     197.9     204.0     219.7     215.9     220.1     213.8      226.8      225.4      201.7 
             
14  Cash assets (4)                                     219.1     232.7     230.9     231.1     231.0     236.3     242.1     240.0     232.5      243.9      245.8      232.7 
             
15  Other assets (5)                                    238.0     259.7     269.0     262.0     273.1     282.0     281.8     281.6     279.1      286.2      281.8      291.2 
             
16  TOTAL ASSETS (6)                                  4,273.5   4,392.5   4,419.9   4,442.8   4,499.1   4,551.0   4,588.6   4,597.8   4,579.0    4,612.4    4,614.9    4,585.9 
       L I A B I L I T I E S                
17  Deposits                                          2,711.5   2,804.8   2,832.1   2,846.5   2,872.1   2,906.4   2,945.0   2,933.0   2,930.2    2,915.6    2,949.0    2,939.3 
18    Transaction                                       753.4     715.1     712.9     709.7     701.0     698.5     701.8     690.4     688.1      688.6      708.5      679.1 
19    Nontransaction                                  1,958.1   2,089.7   2,119.2   2,136.9   2,171.1   2,207.9   2,243.2   2,242.6   2,242.1    2,227.0    2,240.4    2,260.1 
20       Large time                                     440.8     489.4     507.7     518.8     535.2     541.8     559.2     555.3     554.9      546.1      557.7      565.4 
21       Other                                        1,517.4   1,600.3   1,611.5   1,618.0   1,635.9   1,666.1   1,684.0   1,687.4   1,687.2    1,680.9    1,682.8    1,694.7 
             
22  Borrowings                                          711.3     709.2     707.2     728.0     743.2     759.3     773.1     775.2     777.8      786.4      766.3      745.1 
23    From banks in the U.S.                            299.9     303.2     306.9     302.1     307.2     315.6     315.5     305.8     299.2      313.2      299.6      286.5 
24    From others                                       411.4     406.0     400.3     425.9     436.0     443.7     457.7     469.4     478.6      473.2      466.7      458.6 
25    Net due to related foreign offices                257.7     238.1     231.4     222.6     218.3     210.2     212.9     237.3     219.5      243.4      241.7      265.3 
             
26  Other liabilities                                   218.8     253.7     262.5     272.0     289.8     280.3     270.3     262.7     260.1      268.7      261.5      254.9 
             
27  TOTAL LIABILITIES                                 3,899.4   4,005.9   4,033.2   4,069.0   4,123.4   4,156.3   4,201.3   4,208.2   4,187.6    4,214.0    4,218.4    4,204.5 
             
28  Residual (assets less liabilities) (7)              374.1     386.6     386.7     373.8     375.7     394.8     387.3     389.6     391.4      398.3      396.5      381.4 
 

 

H.8 (510) pg.2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                       3,668.0   3,748.9   3,771.5   3,806.3   3,840.0   3,859.6   3,904.7   3,917.3   3,916.8    3,911.7    3,915.2    3,930.9 
             
2     Securities in bank credit                         998.2     978.8     975.5     996.2   1,017.5   1,017.5   1,036.4   1,025.0   1,028.5    1,019.6    1,019.6    1,024.3 
3        U.S. government securities                     714.0     707.6     702.3     700.6     702.7     712.8     725.2     725.1     724.4      721.8      724.7      730.1 
4        Other securities                               284.2     271.3     273.2     295.6     314.7     304.7     311.2     300.0     304.0      297.8      294.9      294.3 
             
5     Loans and leases in bank credit (2)             2,669.9   2,770.0   2,796.1   2,810.1   2,822.5   2,842.1   2,868.3   2,892.3   2,888.3    2,892.1    2,895.6    2,906.6 
6        Commercial and industrial                      741.0     772.8     780.9     784.8     796.2     804.6     816.1     821.0     821.5      821.7      819.6      822.1 
7        Real estate                                  1,099.2   1,125.8   1,132.7   1,136.5   1,137.4   1,147.9   1,158.2   1,168.2   1,166.9    1,167.1    1,168.9    1,176.3 
8          Revolving home equity                         79.6      84.7      85.5      85.7      86.2      87.1      88.5      90.2      89.8       89.9       90.9       91.3 
9          Other                                      1,019.7   1,041.1   1,047.3   1,050.8   1,051.2   1,060.9   1,069.7   1,078.0   1,077.2    1,077.2    1,078.0    1,085.1 
10        Consumer                                      500.8     522.1     527.5     528.7     523.6     517.1     517.2     520.2     519.5      520.6      521.0      521.8 
11        Security (3)                                   77.9      79.3      81.0      82.6      85.8      88.4      90.0      89.2      89.1       89.7       89.7       86.8 
12       Other loans and leases                         251.0     270.0     274.0     277.6     279.5     284.0     286.8     293.7     291.3      293.0      296.4      299.6 
             
13  Interbank loans                                     204.3     216.5     213.3     207.6     208.3     216.2     214.3     215.8     208.7      220.5      218.4      205.4 
             
14  Cash assets (4)                                     216.9     239.7     246.9     241.4     232.2     227.2     237.4     237.8     228.8      230.3      253.6      245.9 
             
15  Other assets (5)                                    240.1     258.5     268.9     262.6     272.8     277.3     279.4     284.0     282.6      282.6      284.0      296.2 
             
16  TOTAL ASSETS (6)                                  4,272.2   4,406.8   4,444.0   4,462.0   4,497.4   4,524.3   4,579.6   4,598.5   4,580.5    4,588.6    4,614.8    4,621.6 
       L I A B I L I T I E S                
17  Deposits                                          2,702.0   2,821.8   2,863.9   2,850.4   2,857.3   2,895.2   2,942.3   2,924.4   2,920.0    2,889.2    2,940.2    2,967.6 
18    Transaction                                       742.8     725.2     745.8     721.0     694.1     686.3     705.0     680.5     677.9      662.5      698.6      695.3 
19    Nontransaction                                  1,959.3   2,096.5   2,118.2   2,129.4   2,163.2   2,208.9   2,237.3   2,243.9   2,242.0    2,226.7    2,241.6    2,272.3 
20       Large time                                     444.0     493.9     507.8     515.5     533.1     541.3     555.1     559.0     558.4      551.2      562.5      568.5 
21       Other                                        1,515.2   1,602.6   1,610.3   1,613.9   1,630.1   1,667.6   1,682.2   1,684.9   1,683.7    1,675.5    1,679.1    1,703.8 
             
22  Borrowings                                          717.3     699.0     699.5     722.3     727.3     739.1     773.6     785.5     786.0      795.3      777.5      756.8 
23    From banks in the U.S.                            303.8     297.0     301.6     296.3     295.2     303.7     314.1     314.2     305.0      322.6      314.0      297.0 
24    From others                                       413.5     402.0     397.9     426.0     432.1     435.4     459.5     471.3     480.9      472.7      463.5      459.8 
25    Net due to related foreign offices                259.2     235.2     230.0     233.0     229.1     219.1     211.2     239.5     224.7      248.7      252.3      251.3 
             
26  Other liabilities                                   221.3     257.4     258.5     269.2     291.7     278.5     270.6     266.4     265.2      269.4      265.5      258.8 
             
27  TOTAL LIABILITIES                                 3,899.8   4,013.4   4,051.9   4,074.9   4,105.4   4,131.9   4,197.7   4,215.8   4,195.8    4,202.6    4,235.6    4,234.5 
             
28  Residual (assets less liabilities) (7)              372.4     393.4     392.1     387.1     392.0     392.4     382.0     382.7     384.7      386.0      379.3      387.1 
                         
                     MEMO                                                    
29  Reval. gains on off-bal. sheet items (8)                --       65.6       69.4       89.1      103.0       92.1       92.0       83.4       84.2        83.1        80.9        79.9 
30  Reval. losses on off-bal. sheet items (8)               --       60.5       64.4       84.9       98.2       86.4       87.3       85.1       85.0        84.6        82.6        82.2 
 

H.8 (510) pg.3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                       3,212.9   3,250.7   3,267.4   3,291.0   3,314.4   3,340.6   3,367.5   3,368.6   3,367.1    3,367.8    3,371.1    3,373.3 
             
2     Securities in bank credit                         844.7     822.3     824.9     834.8     844.1     842.3     856.2     840.7     845.8      838.9      835.5      831.8 
3        U.S. government securities                     635.0     620.1     618.9     624.9     618.8     624.9     635.0     633.0     634.5      631.9      632.5      631.9 
4        Other securities                               209.7     202.1     206.0     209.9     225.3     217.3     221.3     207.7     211.3      207.0      203.0      199.8 
             
5     Loans and leases in bank credit (2)             2,368.2   2,428.4   2,442.5   2,456.2   2,470.3   2,498.3   2,511.3   2,527.9   2,521.3    2,529.0    2,535.5    2,541.5 
6        Commercial and industrial                      547.8     566.6     570.8     572.2     578.4     584.3     590.2     592.4     591.6      592.5      593.9      595.3 
7        Real estate                                  1,069.6   1,089.1   1,095.8   1,102.5   1,108.1   1,121.9   1,130.7   1,141.4   1,139.2    1,141.3    1,143.0    1,149.4 
8          Revolving home equity                         79.7      84.3      85.3      85.7      86.5      87.9      89.2      90.4      90.0       90.1       91.1       91.5 
9          Other                                        989.8   1,004.8   1,010.5   1,016.8   1,021.6   1,034.0   1,041.5   1,051.0   1,049.2    1,051.2    1,051.9    1,057.9 
10        Consumer                                      502.7     521.7     522.7     523.1     522.9     521.7     519.6     522.3     521.5      522.6      523.5      524.4 
11        Security (3)                                   49.0      42.9      43.6      45.3      45.1      49.3      46.5      45.5      43.9       46.2       47.0       45.4 
12       Other loans and leases                         199.1     208.2     209.6     213.1     215.8     221.2     224.3     226.2     225.2      226.3      228.2      227.0 
             
13  Interbank loans                                     185.3     192.0     182.3     174.6     181.6     194.8     195.1     197.5     195.6      202.3      197.1      180.8 
             
14  Cash assets (4)                                     193.1     201.8     199.8     199.9     197.8     203.5     208.8     205.5     198.6      210.0      212.0      198.0 
             
15  Other assets (5)                                    193.7     223.6     232.1     223.3     231.0     240.0     241.5     241.7     238.4      246.6      241.9      247.3 
             
16  TOTAL ASSETS (6)                                  3,728.1   3,811.6   3,825.2   3,832.9   3,869.1   3,923.1   3,956.9   3,957.2   3,943.8    3,970.6    3,966.1    3,943.2 
       L I A B I L I T I E S                
17  Deposits                                          2,538.0   2,600.9   2,612.5   2,619.4   2,631.1   2,659.2   2,682.1   2,676.2   2,670.1    2,668.7    2,693.5    2,686.3 
18    Transaction                                       742.8     704.9     702.7     699.2     691.1     687.7     690.7     678.8     676.6      677.4      697.2      668.0 
19    Nontransaction                                  1,795.2   1,896.0   1,909.8   1,920.2   1,940.1   1,971.5   1,991.5   1,997.4   1,993.5    1,991.3    1,996.3    2,018.3 
20       Large time                                     279.7     299.4     302.6     302.3     306.6     308.5     311.3     312.9     310.7      311.9      314.0      323.1 
21       Other                                        1,515.5   1,596.6   1,607.3   1,617.9   1,633.4   1,663.1   1,680.1   1,684.4   1,682.8    1,679.4    1,682.3    1,695.2 
             
22  Borrowings                                          578.4     584.1     586.0     597.4     599.2     618.0     631.5     630.0     631.6      634.7      623.6      608.1 
23    From banks in the U.S.                            264.4     270.5     274.4     274.4     273.3     280.8     282.3     271.8     267.9      277.2      265.2      256.7 
24    From others                                       314.0     313.6     311.5     323.1     325.9     337.2     349.2     358.2     363.6      357.6      358.4      351.4 
25    Net due to related foreign offices                 88.9      71.0      69.1      72.0      78.2      68.2      77.5      87.3      78.6       90.6       83.4       96.6 
             
26  Other liabilities                                   148.5     173.8     179.7     182.0     190.2     187.0     179.0     173.5     173.6      177.6      172.0      163.0 
             
27  TOTAL LIABILITIES                                 3,353.9   3,429.7   3,447.3   3,470.9   3,498.8   3,532.5   3,570.2   3,567.0   3,553.8    3,571.7    3,572.5    3,554.0 
             
28  Residual (assets less liabilities) (7)              374.2     381.9     377.9     362.0     370.3     390.6     386.7     390.2     389.9      398.8      393.6      389.1 
 

 

H.8 (510) pg.4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                       3,215.2   3,255.4   3,270.4   3,292.3   3,306.6   3,331.3   3,366.9   3,370.6   3,370.4    3,366.3    3,367.9    3,381.9 
             
2     Securities in bank credit                         849.0     821.2     817.4     830.0     839.7     844.3     858.2     844.8     850.2      841.7      838.5      840.1 
3        U.S. government securities                     637.0     620.6     617.2     617.9     615.8     626.6     638.2     634.9     636.8      633.7      632.8      635.3 
4        Other securities                               212.0     200.7     200.2     212.1     224.0     217.7     220.0     210.0     213.4      208.0      205.7      204.9 
             
5     Loans and leases in bank credit (2)             2,366.2   2,434.1   2,453.0   2,462.3   2,466.9   2,487.0   2,508.7   2,525.8   2,520.2    2,524.6    2,529.4    2,541.7 
6        Commercial and industrial                      553.7     564.9     567.4     570.0     578.1     587.3     596.8     599.0     598.4      598.8      598.3      600.2 
7        Real estate                                  1,065.9   1,092.9   1,100.5   1,104.5   1,105.0   1,115.9   1,126.7   1,137.3   1,135.9    1,136.3    1,138.4    1,145.9 
8          Revolving home equity                         79.6      84.7      85.5      85.7      86.2      87.1      88.5      90.2      89.8       89.9       90.9       91.3 
9          Other                                        986.3   1,008.2   1,015.1   1,018.8   1,018.9   1,028.9   1,038.2   1,047.1   1,046.1    1,046.4    1,047.5    1,054.6 
10        Consumer                                      500.8     522.1     527.5     528.7     523.6     517.1     517.2     520.2     519.5      520.6      521.0      521.8 
11        Security (3)                                   49.6      44.3      44.8      44.5      46.2      48.9      47.0      46.0      44.3       46.6       46.5       45.8 
12        Other loans and leases                        196.3     209.9     212.8     214.5     214.1     217.8     221.1     223.4     222.1      222.4      225.2      228.1 
             
13  Interbank loans                                     180.8     196.3     191.6     184.3     186.0     191.3     193.5     193.2     190.5      196.0      190.1      184.5 
             
14  Cash assets (4)                                     191.0     208.5     214.7     209.9     199.8     195.0     205.0     203.3     195.2      196.3      219.1      210.4 
             
15  Other assets (5)                                    194.7     222.1     231.3     224.7     230.0     235.8     240.6     243.0     240.6      242.3      243.1      251.1 
             
16  TOTAL ASSETS (6)                                  3,724.7   3,825.8   3,851.5   3,855.4   3,866.7   3,897.7   3,950.1   3,953.9   3,940.5    3,944.7    3,964.2    3,971.3 
       L I A B I L I T I E S                
17  Deposits                                          2,528.2   2,615.3   2,641.7   2,623.3   2,619.5   2,648.2   2,686.0   2,667.0   2,660.9    2,641.3    2,681.0    2,711.7 
18    Transaction                                       732.7     715.1     734.9     710.6     684.0     675.8     694.3     669.4     667.1      652.1      687.4      684.4 
19    Nontransaction                                  1,795.5   1,900.2   1,906.8   1,912.7   1,935.5   1,972.4   1,991.6   1,997.6   1,993.8    1,989.2    1,993.6    2,027.2 
20       Large time                                     282.7     300.0     299.3     301.0     309.4     308.4     312.7     316.7     314.7      316.1      317.2      325.8 
21       Other                                        1,512.8   1,600.2   1,607.6   1,611.7   1,626.1   1,664.0   1,678.9   1,680.9   1,679.0    1,673.1    1,676.4    1,701.4 
             
22  Borrowings                                          584.1     577.3     579.4     594.9     589.9     603.7     629.5     640.4     640.7      646.8      638.0      617.1 
23    From banks in the U.S.                            268.7     264.2     268.5     267.5     263.6     270.4     280.7     280.7     274.0      288.6      280.3      265.6 
24    From others                                       315.5     313.1     310.9     327.4     326.3     333.3     348.8     359.8     366.7      358.2      357.7      351.5 
25    Net due to related foreign offices                 93.8      68.4      66.2      73.6      79.9      72.5      78.8      93.8      83.8       98.4       96.8       95.8 
             
26  Other liabilities                                   149.0     176.9     177.0     180.1     189.7     185.3     179.5     174.5     175.1      176.5      173.5      164.1 
             
27  TOTAL LIABILITIES                                 3,355.1   3,437.9   3,464.3   3,471.9   3,479.0   3,509.8   3,573.8   3,575.7   3,560.6    3,562.9    3,589.3    3,588.7 
             
28  Residual (assets less liabilities) (7)              369.7     387.9     387.2     383.5     387.7     387.9     376.4     378.2     380.0      381.8      374.9      382.7 
                         
                      MEMO                                                   
29  Reval. gains on off-bal. sheet items (8)                --       33.1       35.9       47.4       55.8       48.9       49.5       42.0       43.2        42.1        39.5        38.5 
30  Reval. losses on off-bal. sheet items (8)               --       28.9       31.8       44.0       50.9       43.2       44.6       43.4       44.0        43.4        41.0        40.2 
31  Mortgage-backed securities (9)                          --      238.3      241.4      244.0      243.6      245.8      249.3      250.1      249.9       249.3       248.9       254.4 
 

H.8 (510) pg.5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                       1,858.1   1,849.7   1,858.6   1,873.3   1,892.0   1,903.2   1,920.2   1,912.5   1,911.4    1,912.7    1,913.2    1,912.4 
             
2     Securities in bank credit                         437.6     414.7     417.2     423.2     433.6     427.5     438.1     422.1     425.7      421.0      418.0      414.3 
3        U.S. government securities                     308.0     292.7     291.1     294.1     288.8     292.1     300.7     298.3     298.3      297.6      298.9      297.8 
3a         Trading account                               21.1      21.5      19.4      17.2      16.1      17.7      20.1      19.3      17.1       20.1       21.7       20.4 
3b         Investment account                           287.0     271.2     271.7     276.9     272.6     274.4     280.6     278.9     281.2      277.5      277.3      277.4 
4        Other securities                               129.6     122.0     126.1     129.1     144.8     135.4     137.4     123.8     127.4      123.4      119.1      116.5 
4a         Trading account                               59.4      57.8      60.7      64.6      79.9      69.8      72.1      58.3      61.8       57.6       53.9       50.2 
4b         Investment account                            70.1      64.2      65.4      64.6      64.9      65.6      65.3      65.5      65.6       65.8       65.2       66.3 
4c         State and local government                    21.0      20.2      20.3      20.5      21.1      20.7      20.7      21.0      20.8       21.0       20.9       21.5 
4d         Other                                         49.2      44.0      45.1      44.1      43.8      44.9      44.6      44.5      44.7       44.8       44.2       44.8 
5     Loans and leases in bank credit (2)             1,420.5   1,435.0   1,441.4   1,450.0   1,458.4   1,475.7   1,482.1   1,490.3   1,485.7    1,491.7    1,495.1    1,498.1 
6        Commercial and industrial                      377.3     389.3     391.5     392.1     396.3     400.6     405.0     405.7     405.0      405.6      406.8      408.2 
7        Real estate                                     577.0      573.7      576.1      576.4      577.1      582.6      585.8      592.3      590.6       591.9       592.6       598.0 
8          Revolving home equity                          55.3       56.5       57.2       57.1       57.6       58.2       59.0       59.9       59.6        59.6        60.6        61.0 
9          Other                                         521.8      517.2      519.0      519.2      519.6      524.4      526.8      532.4      531.0       532.2       532.0       536.9 
10       Consumer                                        284.5      289.5      289.8      293.0      294.7      293.5      292.1      293.2      293.4       293.6       293.6       293.0 
11       Security (3)                                     44.0       38.0       38.7       40.5       40.1       44.1       41.6       40.6       38.9        41.4        42.0        40.4 
12a      State and local government                       11.4       11.4       11.5       11.3       11.3       11.2       11.0       10.8       10.9        10.8        10.7        11.2 
12b      All other loans and leases                      126.2      133.1      133.7      136.7      138.9      143.7      146.6      147.7      146.9       148.5       149.4       147.4 
             
13  Interbank loans                                      134.8      139.8      128.4      121.4      125.4      134.3      140.8      142.9      142.5       148.3       139.8       124.1 
             
14  Cash assets (4)                                     131.1     136.2     134.4     134.1     131.0     136.3     140.5     138.3     132.9      142.6      142.8      128.8 
             
15  Other assets (5)                                    147.3     168.9     175.8     168.5     174.3     176.5     177.5     179.2     175.4      182.4      178.6      186.9 
             
16  TOTAL ASSETS (6)                                  2,234.5   2,258.3   2,261.0   2,261.5   2,287.0   2,314.6   2,343.0   2,337.1   2,326.5    2,350.2    2,338.6    2,316.4 
L I A B I L I T I E S              
17  Deposits                                          1,361.8   1,399.8   1,407.4   1,399.7   1,397.6   1,405.3   1,417.1   1,407.2   1,403.7    1,403.1    1,416.9    1,414.1 
18    Transaction                                       426.6     396.3     395.3     391.9     382.2     375.6     375.4     365.2     364.3      363.4      377.2      357.2 
19    Nontransaction                                    935.2   1,003.5   1,012.1   1,007.8   1,015.4   1,029.7   1,041.7   1,042.0   1,039.5    1,039.7    1,039.7    1,056.9 
20       Large time                                     132.4     155.8     157.5     155.8     158.7     159.5     163.6     164.0     161.8      163.3      165.2      173.4 
21       Other                                          802.7     847.7     854.6     851.9     856.7     870.2     878.1     878.0     877.7      876.4      874.5      883.5 
             
22  Borrowings                                          440.8     422.2     422.5     432.7     432.9     446.3     456.9     456.8     459.5      463.4      450.0      435.0 
23    From banks in the U.S.                             184.1      183.2      189.2      188.1      187.2      193.3      194.7      184.0      179.2       189.7       178.1       172.1 
24    From others                                       256.7     239.0     233.3     244.6     245.7     253.0     262.2     272.8     280.3      273.7      271.9      262.9 
25    Net due to related foreign offices                 84.3      68.8      66.4      68.0      74.3      64.3      73.1      83.2      74.0       86.9       79.5       92.7 
             
26  Other liabilities                                   121.9     146.3     152.1     155.7     163.9     161.0     154.7     148.5     148.8      152.0      147.2      137.0 
             
27  TOTAL LIABILITIES                                 2,008.8   2,037.2   2,048.4   2,056.1   2,068.7   2,076.8   2,101.7   2,095.7   2,086.1    2,105.4    2,093.5    2,078.9 
             
28  Residual (assets less liabilities) (7)              225.7     221.2     212.6     205.4     218.3     237.8     241.3     241.4     240.4      244.7      245.1      237.5 
 

H.8 (510) pg.6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
 A S S E T             
1   Bank credit                                       1,860.5   1,852.8   1,858.8   1,876.5   1,889.8   1,898.4   1,919.2   1,914.7   1,913.4    1,911.6    1,911.6    1,921.6 
             
2     Securities in bank credit                         439.9     415.3     410.1     419.9     430.9     428.2     436.6     424.5     427.7      422.8      419.4      421.8 
3        U.S. government securities                     308.4     294.9     289.9     288.4     287.1     292.7     300.8     298.7     298.5      298.6      297.9      300.3 
3a         Trading account                               21.3      22.7      18.1      16.3      16.3      18.8      20.2     19.6      17.8       21.2       20.5       21.1  
3b         Investment account                           287.1     272.2     271.8     272.1     270.8     273.8     280.5     279.1     280.7      277.4      277.4      279.2 
4        Other securities                               131.6     120.4     120.2     131.6     143.8     135.5     135.8     125.8     129.2      124.1      121.5      121.5 
4a         Trading account                               61.7      55.4      54.2      66.5      78.8      70.2      70.9      60.5      63.8       58.7       56.5       55.3 
4b         Investment account                            69.9      65.0      66.0      65.1      65.0      65.3      64.9      65.3      65.4       65.4       65.0       66.2 
4c         State and local government                    21.1      20.3      20.4      20.5      21.1      20.7      20.8      21.1      21.0       21.1       21.1       21.5 
4d         Other                                         48.8      44.7      45.6      44.5      43.9      44.5      44.1      44.2      44.4       44.3       43.8       44.7 
5     Loans and leases in bank credit (2)             1,420.5   1,437.5   1,448.7   1,456.5   1,458.9   1,470.2   1,482.6   1,490.2   1,485.7    1,488.9    1,492.2    1,499.8 
6        Commercial and industrial                      381.8     388.3     388.6     389.9     396.3     403.0     410.4     410.8     410.4      410.4      410.0      411.6 
7        Real estate                                    574.8     575.4     578.9     578.8     576.6     579.7     584.4     589.6     588.7      588.3      589.2      595.6 
8          Revolving home equity                         55.2      56.8      57.2      57.2      57.4      57.7      58.5      59.8      59.4       59.5       60.5       60.8 
9          Other                                        519.6     518.5     521.7     521.5     519.3     522.1     525.9     529.8     529.3      528.7      528.6      534.8 
10       Consumer                                       283.1     289.2     293.7     297.6     294.5     290.8     290.0     291.6     291.5      291.8      292.4      291.8 
11       Security (3)                                    44.7      39.2      39.7      39.6      41.1      43.7      42.1      41.2      39.6       42.1       41.9       40.7 
12a      State and local government                      11.5      11.4      11.5      11.2      11.2      11.2      10.9      10.8      10.9       10.8       10.8       11.2 
12b      All other loans and leases                     124.7     134.0     136.3     139.5     139.1     141.8     144.8     146.0     144.7      145.6      148.0      148.8 
             
13  Interbank loans                                     134.1     139.3     134.7     129.8     127.7     130.8     138.8     141.9     140.5      145.9      140.0      126.8 
             
14  Cash assets (4)                                     129.2     140.3     145.7     142.0     133.7     129.9     138.0     136.3     130.5      131.7      148.0      137.5 
             
15  Other assets (5)                                    148.7     166.9     174.4     168.9     171.9     173.4     177.6     181.1     178.7      181.7      180.2      189.1 
             
16  TOTAL ASSETS (6)                                  2,235.5   2,262.9   2,277.3   2,281.6   2,287.4   2,296.7   2,337.8   2,338.1   2,327.3    2,335.3    2,344.1    2,339.0 
       L I A B I L I T I E S                
17  Deposits                                          1,354.7   1,406.7   1,423.5   1,405.9   1,395.6   1,399.1   1,418.7   1,400.5   1,398.3    1,385.4    1,409.4    1,428.4 
18    Tranlgdtion                                       420.0     402.9     416.5     399.6     378.9     367.9     378.7     359.1     359.2      347.2      372.5      366.3 
19    Nontranlgdtion                                    934.7   1,003.8   1,007.0   1,006.3   1,016.7   1,031.2   1,039.9   1,041.4   1,039.1    1,038.2    1,036.9    1,062.1 
20       Large time                                     134.7     156.1     155.1     155.7     160.9     158.7     164.0     167.0     165.0      166.6      167.5      175.9 
21       Other                                          800.1     847.7     851.8     850.6     855.8     872.6     875.9     874.4     874.1      871.6      869.4      886.3 
             
22  Borrowings                                          443.9     417.0     416.5     428.5     425.0     437.8     457.7     463.1     463.8      468.7      457.8      442.5 
23    From banks in the U.S.                            187.3     178.7     183.9     181.5     179.4     186.8     194.0     190.2     183.2      197.1      188.2      179.5 
24    From others                                       256.7     238.2     232.6     247.0     245.6     251.0     263.7     272.9     280.6      271.6      269.7      263.0 
25    Net due to related foreign offices                 89.2      66.2      63.4      69.7      76.0      68.6      74.4      89.7      79.3       94.7       92.8       91.9 
             
26  Other liabilities                                   122.7     149.6     149.9     153.6     162.9     158.9     154.9     149.8     150.5      151.1      149.1      138.8 
             
27  TOTAL LIABILITIES                                 2,010.5   2,039.5   2,053.3   2,057.6   2,059.5   2,064.4   2,105.6   2,103.0   2,091.9    2,099.9    2,109.1    2,101.7 
             
28  Residual (assets less liabilities) (7)              224.9     223.4     224.0     223.9     227.9     232.4     232.2     235.0     235.4      235.4      234.9      237.4 
             
                      MEMO                                                   
29  Reval. gains on off-bal. sheet itens(8)                 --       33.1       35.9       47.4       55.8       48.9       49.5       42.0       43.2        42.1        39.5        38.5 
30  Reval. losses on off-bal. sheet itens (8)               --       28.9       31.8       44.0       50.9       43.2       44.6       43.4       44.0        43.4        41.0        40.2 
31  Mortgage-backed securities (9)                          --      191.6      194.1      195.7      195.3      196.0      198.7      198.9      198.9       197.9       197.5       202.5 
 

H.8 (510) pg.7
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                       1,354.7   1,401.0   1,408.8   1,417.7   1,422.4   1,437.4   1,447.3   1,456.1   1,455.7    1,455.2    1,457.9    1,460.8 
             
2     Securities in bank credit                         407.1     407.6     407.7     411.6     410.5     414.8     418.1     418.6     420.1      417.9      417.5      417.4 
3        U.S. government securities                     326.9     327.4     327.7     330.8     330.0     332.8     334.2     334.7     336.2      334.4      333.6      334.1 
4        Other securities                                80.1      80.2      79.9      80.7      80.5      82.0      83.9      83.9      83.9       83.6       83.9       83.3 
             
5     Loans and leases in bank credit (2)               947.7     993.4   1,001.1   1,006.2   1,011.9   1,022.6   1,029.2   1,037.6   1,035.7    1,037.2    1,040.4    1,043.4 
6        Commercial and industrial                      170.5     177.3     179.3     180.1     182.0     183.7     185.1     186.7     186.5      187.0      187.1      187.1 
7        Real estate                                    492.5     515.4     519.7     526.1     531.0     539.2     544.9     549.2     548.6      549.4      550.4      551.5 
8          Revolving home equity                         24.5      27.8      28.2      28.5      29.0      29.7      30.2      30.5      30.5       30.5       30.5       30.5 
9          Other                                        468.0     487.6     491.5     497.6     502.0     509.6     514.7     518.7     518.2      518.9      519.9      521.0 
10       Consumer                                       218.1     232.2     232.9     230.1     228.3     228.2     227.5     229.1     228.1      229.0      229.8      231.4 
11       Security (3)                                     5.1       4.8       4.9       4.8       5.0       5.2       4.9       4.9       4.9        4.8        4.9        5.0 
12       Other loans and leases                          61.4      63.7      64.4      65.1      65.6      66.3      66.7      67.7      67.4       67.0       68.2       68.5 
             
13  Interbank loans                                      50.4      52.2      53.8      53.2      56.3      60.5      54.3      54.6      53.1       54.1       57.4       56.7 
             
14  Cash assets (4)                                      62.0      65.6      65.4      65.8      66.8      67.2      68.3      67.2      65.7       67.3       69.2       69.2 
             
15  Other assets (5)                                     46.3      54.7      56.3      54.8      56.7      63.4      64.1      62.4      63.0       64.2       63.3       60.4 
             
16  TOTAL ASSETS (6)                                  1,493.7   1,553.3   1,564.2   1,571.4   1,582.1   1,608.5   1,613.9   1,620.1   1,617.3    1,620.4    1,627.4    1,626.8 
       L I A B I L I T I E S                
17  Deposits                                          1,176.2   1,201.1   1,205.1   1,219.8   1,233.6   1,254.0   1,265.1   1,269.0   1,266.3    1,265.6    1,276.6    1,272.2 
18    Transaction                                       316.2     308.6     307.4     307.3     308.9     312.1     315.3     313.6     312.4      314.0      320.0      310.8 
19    Nontransaction                                    860.0     892.5     897.7     912.4     924.7     941.8     949.7     955.4     954.0      951.7      956.6      961.4 
20       Large time                                     147.3     143.6     145.0     146.5     147.9     149.0     147.7     148.9     148.9      148.6      148.8      149.7 
21       Other                                          712.8     748.9     752.7     765.9     776.8     792.9     802.0     806.4     805.1      803.1      807.8      811.7 
             
22  Borrowings                                          137.6     161.9     163.5     164.7     166.3     171.7     174.6     173.2     172.1      171.3      173.6      173.1 
23    From banks in the U.S.                             80.4      87.3      85.2      86.2      86.1      87.5      87.6      87.9      88.7       87.5       87.0       84.7 
24    From others                                        57.3      74.6      78.3      78.5      80.2      84.2      87.0      85.3      83.3       83.8       86.5       88.5 
25    Net due to related foreign offices                  4.6       2.2       2.7       4.0       4.0       3.9       4.4       4.1       4.5        3.7        3.9        3.9 
             
26  Other liabilities                                    26.6      27.4      27.6      26.3      26.3      26.1      24.3      25.0      24.8       25.7       24.9       25.9 
             
27  TOTAL LIABILITIES                                 1,345.1   1,392.6   1,398.9   1,414.8   1,430.2   1,455.7   1,468.4   1,471.3   1,467.7    1,466.3    1,479.0    1,475.2 
             
28  Residual (assets less liabilities) (7)              148.5     160.7     165.3     156.6     151.9     152.8     145.4     148.8     149.6      154.1      148.5      151.6 
 

 

H.8 (510) pg.8
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                       1,354.7   1,402.6   1,411.6   1,415.8   1,416.9   1,432.9   1,447.6   1,456.0   1,457.0    1,454.7    1,456.3    1,460.3 
             
2     Securities in bank credit                         409.1     405.9     407.2     410.1     408.9     416.1     421.6     420.4     422.5      418.9      419.1      418.3 
3        U.S. government securities                     328.6     325.7     327.3     329.6     328.7     333.9     337.4     336.2     338.2      335.1      334.9      334.9 
4        Other securities                                80.4      80.2      80.0      80.5      80.2      82.2      84.1      84.2      84.2       83.8       84.2       83.4 
             
5     Loans and leases in bank credit (2)               945.7     996.6   1,004.3   1,005.7   1,008.0   1,016.7   1,026.1   1,035.6   1,034.5    1,035.7    1,037.2    1,042.0 
6        Commercial and industrial                      171.9     176.6     178.8     180.1     181.7     184.3     186.4     188.2     188.1      188.4      188.3      188.6 
7        Real estate                                    491.1     517.6     521.7     525.7     528.4     536.2     542.2     547.7     547.2      548.0      549.3      550.3 
8          Revolving home equity                         24.4      27.9      28.3      28.4      28.8      29.4      30.0      30.4      30.4       30.4       30.4       30.5 
9          Other                                        466.7     489.7     493.4     497.3     499.6     506.8     512.3     517.3     516.8      517.7      518.8      519.9 
10       Consumer                                       232.9     233.8     231.1     229.1     226.3     217.6     227.1     228.6     228.1      228.8      228.6      229.9 
11       Security (3)                                      4.9        5.1        5.1        4.9        5.1        5.2        4.9        4.7        4.7         4.6         4.6         5.1 
12       Other loans and leases                          60.2      64.5      65.0      63.9      63.7      64.8      65.4      66.5      66.5       66.0       66.5       68.0 
             
13  Interbank loans                                      46.7      57.0      56.9      54.4      58.3      60.4      54.7      51.3      50.0       50.1       50.2       57.7 
             
14  Cash assets (4)                                      61.8      68.3      69.0      67.9      66.1      65.1      67.0      67.0      64.7       64.6       71.1       72.9 
             
15  Other assets (5)                                     46.0      55.2      56.9      55.8      58.1      62.5      63.1      61.9      61.8       60.6       62.9       62.0 
             
16  TOTAL ASSETS (6)                                  1,489.3   1,562.9   1,574.2   1,573.9   1,579.3   1,600.9   1,612.3   1,615.9   1,613.2    1,609.4    1,620.1    1,632.3 
       L I A B I L I T I E S                
17  Deposits                                          1,173.4   1,208.6   1,218.2   1,217.4   1,223.9   1,249.1   1,267.3   1,266.4   1,262.5    1,255.9    1,271.6    1,283.2 
18    Transaction                                       312.6     312.2     318.4     311.0     305.1     307.8     315.6     310.3     307.9      304.9      315.0      318.1 
19    Nontransaction                                    860.8     896.4     899.9     906.4     918.8     941.2     951.7     956.1     954.6      951.0      956.6      965.1 
20       Large time                                     148.0     143.9     144.2     145.3     148.6     149.8     148.7     149.7     149.7      149.5      149.7      150.0 
21       Other                                          712.7     752.5     755.7     761.1     770.3     791.4     803.0     806.4     804.9      801.5      807.0      815.1 
             
22  Borrowings                                          140.2     160.4     162.9     166.4     164.9     165.9     171.8     177.3     176.9      178.0      180.2      174.5 
23    From banks in the U.S.                             81.4      85.5      84.6      86.0      84.2      83.6      86.7      90.4      90.8       91.5       92.1       86.0 
24    From others                                        58.8      74.9      78.3      80.4      80.7      82.3      85.1      86.9      86.2       86.6       88.0       88.5 
25    Net due to related foreign offices                  4.6       2.2       2.7       4.0       4.0       3.9       4.4       4.1       4.5        3.7        3.9        3.9 
             
26  Other liabilities                                    26.3      27.3      27.1      26.5      26.8      26.4      24.6      24.8      24.7       25.4       24.4       25.3 
             
27  TOTAL LIABILITIES                                 1,344.5   1,398.5   1,411.0   1,414.3   1,419.5   1,445.4   1,468.1   1,472.7   1,468.7    1,463.0    1,480.1    1,487.0 
             
            MEMO                                                             
28  Residual (assets less liabilities) (7)              144.8     164.5     163.2     159.6     159.7     155.6     144.1     143.2     144.6      146.4      140.0      145.3 
31  Mortgage-backed securities (9)                          --       46.7       47.3       48.3       48.3       49.8       50.6       51.3       51.0        51.4        51.3        51.9 
 

 

H.8 (510) pg.9
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 May 21 May 28 Jun 4
A S S E T S            
1   Bank credit                                         451.7     493.9     505.2     517.0     532.7     528.4     537.6     543.8     542.8      544.0      547.1      543.5 
             
2     Securities in bank credit                         146.2     157.9     164.5     170.3     176.8     172.4     177.6     174.9     173.0      173.3      177.2      178.3 
3        U.S. government securities                      76.6      87.0      87.6      81.7      85.2      83.3      87.6      89.6      87.3       87.6       92.7       94.0 
4        Other securities                                69.6      70.9      77.0      88.5      91.6      89.1      90.0      85.3      85.7       85.8       84.5       84.3 
             
5     Loans and leases in bank credit (2)               305.5     336.0     340.6     346.7     356.0     356.0     360.0     368.8     369.8      370.6      369.9      365.2 
6        Commercial and industrial                      187.2     208.1     213.1     214.9     218.2     217.7     218.7     221.7     223.0      222.8      221.6      221.3 
7        Real estate                                     33.6      32.4      32.0      32.0      32.3      32.0      31.9      31.1      31.4       31.1       30.7       30.6 
11       Security (3)                                    28.3      35.0      36.2      38.0      39.6      39.5      43.0      43.3      44.8       43.1       43.3       41.0 
12       Other loans and leases                          56.4      60.4      59.4      61.8      65.8      66.7      66.4      72.7      70.7       73.6       74.3       72.3 
             
13  Interbank loans                                      23.4      20.2      21.8      23.4      22.3      24.9      20.8      22.6      18.2       24.5       28.3       20.9 
             
14  Cash assets (4)                                      25.9      30.9      31.1      31.2      33.1      32.8      33.2      34.5      33.9       33.9       33.8       34.7 
             
15  Other assets (5)                                     44.3      36.1      36.9      38.6      42.0      42.1      40.3      40.0      40.6       39.7       39.9       43.9 
             
16  TOTAL ASSETS (6)                                    545.4     580.9     594.7     610.0     630.0     627.9     631.7     640.6     635.3      641.8      648.9      642.8 
       L I A B I L I T I E S                
17  Deposits                                            173.5     203.9     219.5     227.1     241.0     247.2     262.8     256.9     260.1      246.9      255.5      253.0 
18    Transaction                                        10.6      10.2      10.2      10.4       9.9      10.8      11.1      11.6      11.4       11.2       11.3       11.2 
19    Nontransaction                                    162.9     193.7     209.3     216.7     231.1     236.4     251.7     245.3     248.7      235.7      244.2      241.8 
20       Large time                                     161.1     190.0     205.1     216.5     228.6     233.4     247.8     242.4     244.2      234.2      243.7      242.3 
21       Other                                            1.8       3.7       4.2       0.1       2.4       3.0       3.9       2.9       4.4        1.5        0.5       -0.5 
             
22  Borrowings                                          132.9     125.1     121.3     130.6     144.0     141.3     141.6     145.2     146.3      151.7      142.7      137.0 
23    From banks in the U.S.                             35.5      32.7      32.4      27.8      33.8      34.8      33.2      34.0      31.3       36.0       34.4       29.7 
24    From others                                        97.4      92.4      88.8     102.8     110.1     106.5     108.4     111.2     115.0      115.7      108.2      107.3 
25    Net due to related foreign offices                168.8     167.1     162.3     150.6     140.1     142.0     135.4     149.9     141.0      152.7      158.3      168.7 
             
26  Other liabilities                                    70.3      80.0      82.8      89.9      99.6      93.3      91.3      89.1      86.5       91.0       89.5       91.9 
             
27  TOTAL LIABILITIES                                   545.5     576.1     585.9     598.1     624.6     623.8     631.2     641.2     633.8      642.3      645.9      650.5 
             
28  Residual (assets less liabilities) (7)               -0.1       4.7       8.8      11.8       5.4       4.1       0.5      -0.5       1.4       -0.5        2.9       -7.8 
 

 

H.8 (510) pg.10
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
 

         Week ending
Account1996
May
1996
Nov
1996
Dec
1997
Jan
1997
Feb
1997
Mar
1997
Apr
1997
May
May 14 MaMay 28 Jun 4
A S S E T S            
1   Bank credit                                        452.8     493.5     501.2     514.0     533.3     528.3     537.8     546.6     546.3      545.3      547.2      549.1  
             
2     Securities in bank credit                        149.2     157.6     158.1     166.1     177.7     173.2     178.2     180.2     178.3      177.9      181.1      184.2  
3        U.S. government securities                     77.0      87.0      85.1      82.7      86.9      86.2      87.0      90.2      87.7       88.1       91.9       94.8  
3a         Trading account                                --      21.8      19.9      17.0      21.4      19.9      18.6      18.8      16.2       17.7       19.6       23.6  
3b         Investment account                             --      65.2      65.3      65.7      65.6      66.3      68.5      71.4      71.4       70.3       72.4       71.2  
4        Other securities                               72.2      70.6      73.0      83.5      90.8      87.0      91.2      90.0      90.6       89.8       89.1       89.4  
4a         Trading account                                --      51.7      54.1      61.5      68.1      63.3      64.4      62.9      62.7       62.4       63.1       63.4  
4b         Investment account                             --      18.9      18.9      22.0      22.7      23.7      26.8      27.1      27.9       27.4       26.1       26.0  
5     Loans and leases in bank credit (2)              303.6     335.9     343.0     347.9     355.6     355.1     359.6     366.5     368.1      367.5      366.2      364.9  
6        Commercial and industrial                     187.3     207.9     213.5     214.8     218.1     217.3     219.4     222.0     223.0      222.9      221.2      222.0  
7        Real estate                                    33.3      32.9      32.2      32.0      32.4      32.0      31.5      30.9      31.1       30.8       30.5       30.4  
11       Security (3)                                   28.3      35.0      36.2      38.0      39.6      39.5      43.0      43.3      44.8       43.1       43.3       41.0  
12       Other loans and leases                         54.7      60.1      61.2      63.1      65.5      66.3      65.7      70.3      69.2       70.6       71.2       71.5  
             
13  Interbank loans                                     23.4      20.2      21.8      23.4      22.3      24.9      20.8      22.6      18.2       24.5       28.3       20.9  
             
14  Cash assets (4)                                     25.9      31.1      32.2      31.6      32.4      32.2      32.4      34.5      33.6       34.0       34.5       35.4  
             
15  Other assets (5)                                    45.4      36.4      37.6      37.9      42.9      41.5      38.8      41.0      42.1       40.4       40.9       45.1  
             
16  TOTAL ASSETS (6)                                   547.5     580.9     592.5     606.6     630.7     626.6     629.5     644.6     639.9      643.9      650.6      650.3  
       L I A B I L I T I E S                
17  Deposits                                           173.9     206.5     222.2     227.2     237.8     247.0     256.3     257.4     259.1      248.0      259.2      256.0  
18    Transaction                                       10.1      10.2      10.9      10.4      10.2      10.6      10.7      11.1      10.8       10.5       11.1       10.9  
19    Nontransaction                                   163.8     196.3     211.3     216.7     227.6     236.5     245.7     246.3     248.3      237.5      248.1      245.1  
20       Large time                                    161.3     193.9     208.6     214.5     223.7     232.9     242.4     242.3     243.6      235.1      245.3      242.7  
21       Other                                           2.4       2.4       2.8       2.2       4.0       3.6       3.3       4.0       4.6        2.4        2.7        2.4  
             
22  Borrowings                                         133.2     121.7     120.1     127.3     137.4     135.4     144.1     145.1     145.2      148.5      139.6      139.7  
23    From banks in the U.S.                            35.1      32.8      33.1      28.8      31.6      33.2      33.4      33.6      31.0       34.0       33.7       31.4  
24    From others                                        98.1       88.9       87.0       98.5      105.8      102.2      110.7      111.5      114.2       114.5       105.9       108.3  
25    Net due to related foreign offices                165.4      166.8      163.9      159.3      149.1      146.6      132.4      145.8      140.9       150.4       155.5       155.5  
             
26  Other liabilities                                   72.3      80.6      81.5      89.1     102.0      93.1      91.1      91.8      90.0       92.9       92.0       94.7  
             
27  TOTAL LIABILITIES                                   544.7      575.5      587.6      602.9      626.4      622.2      623.9      640.1      635.2       639.7       646.3       645.8  
             
28  Residual (assets less liabilities) (7)                2.8        5.5        4.9        3.7        4.3        4.5        5.6        4.5        4.7         4.2         4.3         4.5  
                         
                  MEMO                                                       
29  Reval. gains on off-bal. sheet items (8)               --       32.5       33.5       41.7       47.1       43.2       42.6       41.4       41.0        41.0        41.4        41.4  
30  Reval. losses on off-bal. sheet items (8)             --      31.6      32.6      40.9      47.3      43.2      42.8      41.7      40.9       41.2       41.7       42.0  
 

 

 

H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of June 4, 1997.
    Federal Reserve Distict
  National
total
Boston New York Philadelphia Cleveland Richmond Atlanta
ASSETS  
1  Bank credit                                    1,921.6     95.7      363.0      105.2      179.2     242.0      175.4 
2     Securities in bank credit (14)                421.8                                                                
3        U.S. government securities (14)            300.3                                                                
3a         Trading account (14)                      21.1                                                                
3b         Investment account                       279.2     17.0       81.2        6.8       24.9      38.2       27.0 
3c           Mortgage-backed                        182.5      7.3       56.7        3.5       19.1      27.2       16.7 
3d           Other                                   96.8      9.7       24.5        3.3        5.8      11.0       10.3 
3e             1 year or less                        23.9      3.4        4.7        0.9        0.6       1.7        2.5 
3f             Between 1 and 5 years                 52.9      5.4       13.6        2.0        3.6       7.0        4.9 
3g             More than 5 years                     20.0      0.8        6.2        0.4        1.6       2.3        2.8 
4        Other securities (14)                      121.5                                                                
4a         Trading account (14)                      55.3                                                                
4b         Investment account                        66.2      5.9       19.9        2.6        5.4       7.6        6.2 
4c           State and local government              21.5      2.1        7.5        0.6        0.7       1.6        1.4 
4d           Other                                   44.7      3.9       12.4        1.9        4.7       6.0        4.8 
5     Loans and leases in bank credit (2)         1,499.8     72.8      261.9       95.8      148.8     196.2      142.3 
5     Loans and leases in bank credit (2)           411.6     29.3       69.5       14.5       42.3      51.7       28.8 
6a         Bankers acceptances                        1.4      0.1        0.7        0.0        0.0       0.2        0.0 
6b         Other                                    410.2     29.2       68.8       14.5       42.3      51.5       28.8 
7        Real estate                                595.6     21.7      103.4       29.0       54.7      93.8       74.8 
8          Revolving home equtiy                     60.8      3.1        8.7        3.4        7.2       9.6        4.9 
9a         Other residential                        336.6     10.4       66.3       16.3       31.4      54.6       43.7 
9b         Commercial                               198.2      8.2       28.4        9.3       16.2      29.7       26.2 
10       Consumer                                   291.8      5.8       36.6       44.0       35.7      27.8       29.4 
11       Security (3)                                40.7      6.6       18.2        0.1        0.9       4.0        1.1 
11a        Fed funds and RPs with broker/dealer      25.1      6.1       10.2        0.0        0.1       3.6        0.8 
11b        Other                                     15.6      0.5        8.1        0.1        0.9       0.4        0.3 
12a      State and local government                  11.2      0.2        1.4        0.7        1.3       2.8        1.6 
12b      Agricultural                                 8.2      0.0        0.1        0.1        0.2       0.7        0.4 
12c      Fed funds and RPs with others                4.8      1.0        1.9        0.0        0.2       0.7        0.0 
12d      All other loans                             65.3      3.2       17.1        2.5        3.3       6.4        2.5 
12e      Lease financing receivables                 70.5      5.0       13.6        4.8       10.1       8.4        3.7 
13    Interbank loans                               126.8      3.2       52.3        3.5        8.8      12.0        8.8 
13a     Fed funds and RPs with banks                 75.2      2.0       32.4        2.0        5.1       5.9        8.3 
13b     Other                                        51.6      1.2       19.9        1.5        3.7       6.1        0.6 
14    Cash assets(4)                                137.5      7.7       31.3        5.1        9.1      12.1        9.4 
15    Other assets (12)                             211.2     15.2      110.4       10.8       16.3      38.5       11.9 
16    TOTAL ASSETS (6)                            2,361.2    120.2      545.7      122.4      210.3     301.5      203.1 
 

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of June 4, 1997.
 

    Federal Reserve Distict
  National
total
Boston New York Philadelphia Cleveland Richmond Atlanta
17  Deposits                                      1,428.4     66.2      291.6       68.3      131.8     175.4      140.8 
18   Transaction                                    366.3     22.9       68.9       15.7       28.0      36.0       28.9 
19   Nontransaction                               1,062.1     43.2      222.6       52.6      103.8     139.3      111.8 
20      Large time                                  175.9      6.2       49.2       11.5       11.1      26.7       15.1 
21      Other                                       886.3     37.0      173.4       41.1       92.7     112.6       96.7 
22  Borrowings                                      442.5     28.3       94.0       31.9       47.1      62.0       35.3 
23      From banks in the U.S.                      179.5      8.3       23.7       17.1       19.8      16.8       22.7 
24      From others                                 263.0     20.0       70.3       14.7       27.2      45.2       12.6 
26  Other liabilities (13)                          252.8     15.5       91.7       10.4       14.7      40.7        8.4 
27  TOTAL LIABILITIES                             2,123.8    109.9      477.3      110.6      193.6     278.1      184.5 
        
28  Residual (assets less liabilities (13)          237.4     10.3       68.4       11.8       16.7      23.4       18.7 
        
                      MEMO                                    
29  Reval. gains on off-bal. sheet items (8,14)      38.5                                                                
30  Reval. losses on off-bal. sheet items (8,14)     40.2                                                                
31  Mortgage-backed securities (9)                  202.5      8.1       60.9        4.8       20.7      31.3       18.7 
31a   Pass-through                                  144.4      5.7       48.8        2.5       12.2      27.1       11.0 
31b   CMO, REMIC and other                           58.0      2.4       12.1        2.4        8.6       4.2        7.7 
32  Net unrealized ganis (losses)               
       on available-for-sale securities (10,14) 
     2.4 
 
         
 
          
 
          
 
          
 
         
 
         
 
33  Offshore credit to  U.S. residents (11,14)       33.5                                                                
 

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of June 4, 1997.
 

  Federal Reserve Distict
  Chicago St.Louis Minneapolis Kansac City Dallas San Francisco
ASSETS  
  1  Bank credit                                    197.6     40.2     58.7     18.3     70.7     299.3 
  2     Securities in bank credit (14)                                                                  
  3        U.S. government securities (14)                                                              
  3a         Trading account (14)                                                                       
  3b         Investment account (14)                 28.1      6.5      6.2      4.5     11.7      27.1 
  3c           Mortgage-backed                       13.7      4.0      3.2      3.2      9.6      18.3 
  3d           Other                                 14.4      2.5      3.0      1.3      2.1       8.8 
  3e             1 year or less                       6.9      0.4      0.1      0.3      0.3       2.2 
  3f             Between 1 and 5 years                5.5      1.7      1.2      1.1      1.6       5.3 
  3g             More than 5 years                    2.1      0.4      1.7      0.0      0.2       1.4 
  4        Other securities (14)                                                                        
  4a         Trading account (14)                                                                       
  4b         Investment accout (14)                   6.5      1.0      1.2      0.7      1.8       7.4 
  4c           State and local government             3.4      0.7      0.6      0.6      0.6       1.7 
  4d           Other                                  3.1      0.3      0.6      0.2      1.2       5.6 
  5     Loans and leases in bank credit (2)         163.1     32.6     51.2     13.0     57.1     264.9 
  6        Commerical and industrial                 69.2      8.5     11.4      3.9     25.8      56.8 
  6a         Bankers acceptances                      0.3      0.0      0.0      0.0      0.0       0.2 
  6b         Other                                   68.9      8.5     11.4      3.9     25.8      56.6 
  7        Real estate                               50.3     15.0     14.4      5.1     14.7     118.6 
  8          Revolving home equtiy                    5.2      1.4      1.0      0.5      0.2      15.6 
  9a         Other residential                       22.9      9.9      9.1      2.3      8.6      61.1 
  9b         Commercial                              22.1      3.8      4.2      2.4      5.8      41.9 
  10       Consumer                                  23.8      5.2     19.6      2.8     10.7      50.4 
  11       Security (3)                               3.4      1.5      1.4      0.1      0.6       2.7 
  11a        Fed funds and RPs with broker/dealer     1.0      1.2      0.9      0.0      0.5       0.9 
  11b        Other                                    2.4      0.3      0.5      0.1      0.2       1.8 
  12a      State and local government                 1.2      0.2      0.2      0.1      0.1       1.3 
  12b      Agricultural                               0.5      0.1      0.5      0.5      0.2       4.9 
  12c      Fed funds and RPs with others              0.9      0.0      0.0      0.0      0.0       0.1 
  12d      All other loans                            8.9      1.1      2.6      0.5      3.6      13.7 
  12e      Lease financing receivables                4.9      1.0      1.1      0.0      1.4      16.3 
  13    Interbank loans                               6.2      1.9      3.3      2.2      4.2      20.6 
  13a     Fed funds and RPs with banks                5.7      1.7      3.1      2.0      1.5       5.7 
  13b     Other                                       0.4      0.1      0.2      0.3      2.7      14.9 
  14    Cash assets(4)                               15.6      2.8      2.8      2.8     15.6      23.0 
  15    Other assets (12)                            20.5      9.7      4.8      3.1      7.1      39.3 
  16    TOTAL ASSETS                                236.8     54.1     68.4     26.2     96.7     375.6 
 

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of June 4, 1997.
 

  Federal Reserve Distict
  Chicago St.Louis Minneapolis Kansas City Dallas San Francisco
  17  Deposits                                      142.6     30.0     33.8     19.6     67.0     261.5 
  18   Transaction                                   39.1      6.7      8.7      5.3     20.7      85.3 
  19   Nontransaction                               103.5     23.3     25.1     14.4     46.3     176.1 
  20      Large time                                 20.0      2.8      2.0      1.3      4.5      25.5 
  21      Other                                      83.5     20.5     23.1     13.1     41.8     150.7 
  22  Borrowings                                     46.7     16.2     20.0      2.6     15.1      43.2 
  23      From banks in the U.S.                     18.1     12.3     13.4      2.4      4.8      20.2 
  24      From others                                28.7      3.9      6.6      0.3     10.4      23.0 
  26  Other liabilities (13)                         25.1      2.5      7.7      0.5      6.1      29.4 
       
  27  TOTAL LIABILITIES                             214.5     48.7     61.5     22.8     88.3     334.1 
       
  28  Residual (assets less liabilities (13)         22.4      5.4      6.9      3.4      8.4      41.5 
       
                     MEMO                                     
  29  Reval. gains on off-bal. sheet items (8,14)                                                       
  30  Reval. losses on off-bal. sheet items (8,14)                                                      
  31  Mortgage-backed securities (9)                 15.6      4.2      3.3      3.2     10.1      21.4 
  31a   Pass-through                                  8.2      2.6      2.9      2.3      8.7      12.4 
  31b   CMO, REMIC and other                          7.4      1.6      0.4      0.9      1.4       9.0 
  32  Net unrealized ganis (losses)               
         on available-for-sale securities (10,14) 
        
 
        
 
        
 
        
 
        
 
        
 
  33  Offshore credit to  U.S. residents (11,14)                                                        
 

 

H.8 (510) Footnotes
 

Note: This release is available on the Federal Reserve Board's web site: http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For information call 202-482-1986.
 

1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered
commercial banks that submit a weekly report of condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related
institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday
values. Large domestic banks constitute a universe; data for small domestic banks and foreign-related institutions are
estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 8 are
adjusted to remove the estimated effects of mergers between these two groups. The adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers
are removed from past data for the bank group that contained the acquired bank and put into past data for the group
containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a ratio procedure
is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which
are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
4. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due
from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported
gross of these items.
7. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally
adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total
liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a
gain/loss position, as determined under FASB Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement
No. 115. Data are reported net of tax effects. Data shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to other than
non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of securities (lines 3a and 4a) are included
in line 15.

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