Federal Reserve Statistical Release, Assets and Liabilities of Commercial Banks in the United States (Weekly); title with eagle logo links to Statistical Release home page


Release Date: December 29, 2003

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NOTICE TO USERS OF THE H.8 RELEASE Supplementary Information Regarding Balance Sheet Data for December 17, 2003 Commercial bank balance sheet data for December 17, 2003, have been affected by consolidations of the assets and liabilities of several variable interest entities onto the balance sheets of the banks that sponsor them. Variable interest entities encompass many entities that have been commonly referred to as special purpose entities. These consolidations were implemented in accordance with Financial Accounting Standards Board Interpretation No. 46. For more information on these consolidations, please see Financial Accounting Standards Board Interpretation No. 46, Consolidation of Variable Interest Entities, available at www.fasb.org. Preliminary information suggests that these consolidations have increased H.8 balance sheet item 4, other securities, by about $6 billion, balance sheet item 6, commercial and industrial loans, by about $9 billion, and balance sheet item 12, other loans and leases, by about $13 billion.


H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)                                                                              For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars                                                                                                                         December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   5,835.9   6,141.3   6,196.9   6,201.5   6,192.5   6,200.3   6,181.4   6,220.9   6,230.1   6,206.1   6,211.9   6,246.1
                         
  2     Securities in bank credit   1,687.3   1,841.4   1,865.9   1,814.8   1,773.0   1,777.5   1,805.3   1,835.0   1,839.0   1,846.6   1,841.3   1,853.7
  3        Treasury and Agency securities (2)   1,012.3   1,134.5   1,152.1   1,116.7   1,079.6   1,064.5   1,080.9   1,101.0   1,104.8   1,101.1   1,098.9   1,102.7
  4        Other securities   675.0   706.9   713.8   698.1   693.3   713.1   724.5   734.0   734.2   745.5   742.4   751.0
                         
  5     Loans and leases in bank credit (3)   4,148.6   4,299.9   4,331.0   4,386.7   4,419.5   4,422.8   4,376.1   4,385.9   4,391.0   4,359.4   4,370.6   4,392.4
  6        Commercial and industrial   966.3   937.2   924.4   923.7   917.1   907.2   897.0   893.4   897.8   891.9   894.4   901.4
  7        Real estate   2,006.5   2,134.1   2,156.9   2,195.6   2,242.3   2,259.5   2,238.0   2,222.5   2,214.1   2,215.5   2,219.0   2,215.1
  8          Revolving home equity   208.7   238.4   244.8   249.0   253.4   258.8   265.6   273.4   276.1   272.8   275.3   281.8
  9          Other   1,797.8   1,895.7   1,912.2   1,946.6   1,988.9   2,000.7   1,972.4   1,949.1   1,938.1   1,942.6   1,943.6   1,933.4
  10       Consumer   585.5   594.5   600.5   602.2   603.4   607.9   603.0   631.7   631.8   630.6   633.0   634.7
  11       Security (4)   185.9   207.8   209.9   211.3   203.7   199.1   206.7   212.4   219.7   201.5   199.1   200.4
  12       Other loans and leases   404.4   426.4   439.3   453.9   452.9   449.0   431.3   426.0   427.7   420.0   425.2   440.7
                         
  13  Interbank loans   324.9   316.9   320.1   321.5   325.4   304.6   322.4   298.5   298.3   281.2   295.1   284.5
                         
  14  Cash assets (5)   315.3   310.7   324.7   336.2   343.2   330.0   313.7   323.0   336.5   299.0   321.4   294.9
                         
  15  Other assets (6)   506.9   545.6   550.1   554.9   573.3   563.5   561.6   558.0   561.0   542.5   572.9   559.9
                         
  16  TOTAL ASSETS (7)   6,906.6   7,238.9   7,316.4   7,339.0   7,358.5   7,322.6   7,304.2   7,325.2   7,350.7   7,252.4   7,325.0   7,309.0
                         
L I A B I L I T I E S                        
  17  Deposits   4,509.2   4,643.5   4,702.5   4,749.5   4,803.5   4,781.3   4,722.4   4,744.5   4,769.8   4,723.3   4,742.6   4,747.5
  18    Transaction   605.9   634.1   639.3   656.5   658.5   640.1   639.2   637.0   693.7   596.8   626.8   629.8
  19    Nontransaction   3,903.3   4,009.4   4,063.2   4,093.0   4,145.0   4,141.2   4,083.3   4,107.5   4,076.1   4,126.6   4,115.8   4,117.7
  20       Large time   1,005.7   999.2   1,003.4   1,021.4   1,032.6   1,038.8   1,006.4   998.3   995.7   999.8   1,004.9   1,000.4
  21       Other   2,897.6   3,010.2   3,059.7   3,071.6   3,112.4   3,102.4   3,076.8   3,109.1   3,080.4   3,126.8   3,110.8   3,117.2
                         
  22  Borrowings   1,372.6   1,439.0   1,478.7   1,514.1   1,520.9   1,486.2   1,440.3   1,435.0   1,421.1   1,415.3   1,423.9   1,447.5
  23    From banks in the U.S.   421.7   389.4   408.2   411.2   418.2   403.5   385.4   382.5   379.9   365.4   382.1   383.7
  24    From others   950.9   1,049.6   1,070.6   1,102.8   1,102.7   1,082.8   1,054.9   1,052.5   1,041.2   1,049.9   1,041.8   1,063.8
                         
  25  Net due to related foreign offices   116.3   146.3   126.3   142.8   126.6   130.4   164.4   175.1   180.2   137.6   165.9   163.1
                         
  26  Other liabilities   425.3   438.7   447.0   418.7   403.3   417.0   428.8   411.0   415.4   425.5   415.9   387.0
                         
  27  TOTAL LIABILITIES   6,423.4   6,667.6   6,754.5   6,825.0   6,854.2   6,814.9   6,756.0   6,765.7   6,786.4   6,701.8   6,748.3   6,745.1
                         
  28  Residual (assets less liabilities) (8)   483.2   571.4   561.9   513.9   504.3   507.7   548.2   559.5   564.3   550.6   576.7   563.9
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   5,851.3   6,136.0   6,193.0   6,176.0   6,172.5   6,196.5   6,182.5   6,236.6   6,241.6   6,232.8   6,235.7   6,284.3
                         
  2     Securities in bank credit   1,690.6   1,839.1   1,859.7   1,799.6   1,765.7   1,776.3   1,803.1   1,838.6   1,840.5   1,857.7   1,849.4   1,859.8
  3        Treasury and Agency securities (2)   1,014.0   1,132.4   1,147.4   1,108.5   1,075.7   1,064.3   1,076.5   1,102.9   1,105.5   1,109.8   1,106.0   1,108.1
  4        Other securities   676.6   706.7   712.4   691.1   690.0   711.9   726.5   735.7   734.9   747.9   743.5   751.7
                         
  5     Loans and leases in bank credit (3)   4,160.7   4,296.8   4,333.3   4,376.3   4,406.7   4,420.2   4,379.4   4,398.0   4,401.1   4,375.1   4,386.3   4,424.5
  6        Commercial and industrial   966.3   940.9   928.4   924.8   913.4   905.6   897.4   893.0   895.8   890.0   888.3   899.0
  7        Real estate   2,011.0   2,137.9   2,158.2   2,194.0   2,242.3   2,261.5   2,239.9   2,227.4   2,218.1   2,219.5   2,226.0   2,219.0
  8          Revolving home equity   208.6   239.6   245.6   249.0   253.5   259.6   266.2   273.2   275.6   272.2   274.6   281.2
  9          Other   1,802.4   1,898.3   1,912.6   1,945.0   1,988.8   2,001.9   1,973.7   1,954.2   1,942.5   1,947.3   1,951.5   1,937.8
  10       Consumer   587.9   593.3   597.1   596.6   599.7   606.0   602.1   633.3   635.1   633.8   637.2   643.3
  10a        Credit card and related plans   231.6   226.0   227.7   224.5   224.4   227.0   221.9   253.7   256.3   255.6   258.2   265.0
  10b        Other   356.3   367.2   369.4   372.1   375.3   379.0   380.2   379.7   378.9   378.3   379.0   378.3
  11       Security (4)   190.2   200.0   208.5   205.4   198.6   197.0   209.2   217.3   224.8   207.4   209.5   216.8
  12       Other loans and leases   405.2   424.7   441.0   455.6   452.8   450.2   430.8   427.0   427.3   424.3   425.3   446.4
                         
  13  Interbank loans   329.9   312.6   321.4   317.0   319.6   297.8   315.3   303.0   294.8   294.1   302.3   296.0
                         
  14  Cash assets (5)   325.1   307.1   315.8   325.5   326.6   326.2   317.1   333.1   342.1   315.7   317.0   317.6
                         
  15  Other assets (6)   510.5   543.5   544.7   553.0   569.7   567.5   561.4   561.7   561.0   549.1   573.8   564.7
                         
  16  TOTAL ASSETS (7)   6,940.6   7,223.5   7,299.3   7,296.5   7,312.2   7,312.2   7,302.0   7,359.5   7,364.7   7,315.3   7,352.4   7,386.2
                         
L I A B I L I T I E S                        
  17  Deposits   4,524.2   4,636.5   4,691.6   4,720.1   4,753.5   4,745.1   4,707.1   4,760.2   4,767.8   4,765.9   4,776.1   4,801.4
  18    Transaction   613.5   623.9   633.9   647.8   642.1   634.8   636.4   644.8   697.8   615.7   627.2   662.2
  19    Nontransaction   3,910.7   4,012.6   4,057.7   4,072.2   4,111.4   4,110.3   4,070.7   4,115.4   4,070.1   4,150.3   4,148.9   4,139.2
  20       Large time   1,009.6   1,002.9   1,001.5   1,010.2   1,016.4   1,019.7   996.5   1,002.2   1,002.9   1,007.2   1,017.2   1,012.9
  21       Other   2,901.1   3,009.7   3,056.1   3,062.0   3,095.0   3,090.6   3,074.2   3,113.2   3,067.2   3,143.0   3,131.6   3,126.3
                         
  22  Borrowings   1,374.0   1,444.8   1,477.8   1,507.0   1,500.9   1,484.4   1,443.4   1,437.2   1,416.2   1,419.6   1,409.9   1,452.1
  23    From banks in the U.S.   418.4   391.7   406.3   407.9   413.6   396.7   384.0   379.7   374.3   365.4   380.6   387.0
  24    From others   955.5   1,053.0   1,071.5   1,099.2   1,087.3   1,087.7   1,059.4   1,057.5   1,042.0   1,054.2   1,029.3   1,065.1
                         
  25  Net due to related foreign offices   120.0   145.9   123.4   133.4   124.9   132.8   168.0   181.0   191.4   140.9   171.5   168.8
                         
  26  Other liabilities   431.4   438.0   444.0   409.8   401.6   419.3   432.3   416.5   425.6   429.4   421.0   391.8
                         
  27  TOTAL LIABILITIES   6,449.6   6,665.1   6,736.8   6,770.3   6,780.9   6,781.6   6,750.7   6,794.9   6,801.1   6,755.8   6,778.6   6,814.2
                         
  28  Residual (assets less liabilities) (8)   491.1   558.3   562.4   526.2   531.4   530.6   551.2   564.6   563.6   559.6   573.8   572.0
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   5,209.9   5,471.7   5,525.9   5,559.5   5,570.7   5,579.0   5,557.3   5,595.9   5,597.1   5,586.3   5,592.6   5,623.1
                         
  2     Securities in bank credit   1,433.6   1,551.5   1,576.5   1,548.5   1,508.4   1,508.6   1,534.0   1,565.5   1,567.9   1,572.3   1,564.9   1,580.8
  3        Treasury and Agency securities (2)   912.7   1,007.8   1,028.5   1,002.5   972.1   955.4   975.8   1,002.7   1,006.1   1,001.5   995.4   1,004.6
  4        Other securities   520.9   543.7   548.0   546.0   536.2   553.2   558.2   562.8   561.8   570.8   569.4   576.2
                         
  5     Loans and leases in bank credit (3)   3,776.4   3,920.3   3,949.4   4,011.0   4,062.4   4,070.4   4,023.3   4,030.4   4,029.2   4,014.0   4,027.8   4,042.4
  6        Commercial and industrial   787.4   768.4   763.6   767.6   766.7   760.8   754.9   756.2   760.2   756.2   757.2   758.1
  7        Real estate   1,986.5   2,114.7   2,137.4   2,176.4   2,224.1   2,241.3   2,216.3   2,201.3   2,193.7   2,195.4   2,199.5   2,200.9
  8          Revolving home equity   208.7   238.4   244.8   249.0   253.4   258.8   265.6   273.4   276.1   272.8   275.3   281.8
  9          Other   1,777.8   1,876.3   1,892.7   1,927.5   1,970.8   1,982.5   1,950.7   1,927.9   1,917.7   1,922.5   1,924.1   1,919.1
  10       Consumer   585.5   594.5   600.5   602.2   603.4   607.9   603.0   631.7   631.8   630.6   633.0   634.7
  11       Security (4)   81.1   92.4   91.6   95.8   95.1   88.3   94.1   90.9   90.2   85.2   85.2   93.5
  12       Other loans and leases   335.9   350.3   356.3   368.9   373.0   372.1   355.0   350.4   353.3   346.7   352.9   355.2
                         
  13  Interbank loans   299.4   292.3   289.5   288.3   292.9   273.8   293.1   268.7   266.1   254.7   267.4   260.0
                         
  14  Cash assets (5)   273.0   259.6   270.4   281.7   287.5   274.6   261.2   272.5   285.4   248.2   269.9   244.4
                         
  15  Other assets (6)   477.8   508.9   513.4   519.7   531.5   524.5   520.5   518.9   522.6   507.5   527.9   520.9
                         
  16  TOTAL ASSETS (7)   6,184.1   6,457.6   6,524.1   6,574.6   6,607.1   6,576.6   6,557.6   6,581.2   6,596.6   6,520.8   6,581.9   6,572.6
                         
L I A B I L I T I E S                        
  17  Deposits   4,056.7   4,210.1   4,259.9   4,295.6   4,347.0   4,328.4   4,282.2   4,307.8   4,331.2   4,284.3   4,302.9   4,306.0
  18    Transaction   596.7   623.3   627.9   644.1   644.0   625.0   624.4   621.4   677.4   581.6   611.4   614.3
  19    Nontransaction   3,460.0   3,586.8   3,631.9   3,651.5   3,703.0   3,703.4   3,657.8   3,686.4   3,653.8   3,702.6   3,691.6   3,691.7
  20       Large time   571.4   595.7   590.4   586.3   600.2   604.7   583.1   579.3   575.2   578.2   583.5   580.6
  21       Other   2,888.6   2,991.0   3,041.5   3,065.2   3,102.8   3,098.8   3,074.7   3,107.1   3,078.6   3,124.4   3,108.0   3,111.1
                         
  22  Borrowings   1,116.4   1,133.9   1,164.2   1,222.9   1,230.6   1,195.5   1,138.7   1,139.7   1,123.8   1,125.2   1,124.8   1,142.6
  23    From banks in the U.S.   396.5   358.0   373.5   374.4   384.1   369.6   349.4   350.4   346.0   334.5   342.5   340.2
  24    From others   719.9   775.9   790.7   848.5   846.5   825.9   789.4   789.3   777.8   790.7   782.3   802.5
                         
  25  Net due to related foreign offices   190.6   224.3   208.3   229.0   230.3   230.2   258.5   263.7   269.2   236.4   267.0   268.6
                         
  26  Other liabilities   331.2   331.8   333.4   309.7   287.2   306.6   317.8   303.7   309.0   317.2   305.2   287.8
                         
  27  TOTAL LIABILITIES   5,695.0   5,900.1   5,965.7   6,057.2   6,095.1   6,060.8   5,997.3   6,015.0   6,033.2   5,963.0   5,999.9   6,005.1
                         
  28  Residual (assets less liabilities) (8)   489.1   557.5   558.4   517.4   511.9   515.8   560.2   566.2   563.4   557.8   582.0   567.5
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   5,221.8   5,471.1   5,525.4   5,541.3   5,557.2   5,579.3   5,558.9   5,608.0   5,605.1   5,608.6   5,608.6   5,650.3
                         
  2     Securities in bank credit   1,436.9   1,549.2   1,570.4   1,533.3   1,501.1   1,507.3   1,531.8   1,569.1   1,569.3   1,583.4   1,573.0   1,586.9
  3        Treasury and Agency securities (2)   914.4   1,005.8   1,023.8   994.3   968.2   955.3   971.4   1,004.5   1,006.9   1,010.2   1,002.5   1,010.0
  4        Other securities   522.4   543.4   546.5   539.0   532.9   552.0   560.3   564.6   562.5   573.2   570.5   576.9
                         
  5     Loans and leases in bank credit (3)   3,784.9   3,921.9   3,955.1   4,008.0   4,056.1   4,072.0   4,027.2   4,038.9   4,035.7   4,025.2   4,035.7   4,063.4
  6        Commercial and industrial   786.0   774.0   768.2   769.7   764.1   759.2   755.1   754.8   757.3   753.7   751.3   754.7
  7        Real estate   1,991.1   2,118.5   2,138.7   2,174.9   2,224.2   2,243.2   2,218.2   2,206.2   2,197.7   2,199.4   2,206.5   2,204.7
  8          Revolving home equity   208.6   239.6   245.6   249.0   253.5   259.6   266.2   273.2   275.6   272.2   274.6   281.2
  9          Other   1,782.5   1,878.9   1,893.1   1,925.8   1,970.7   1,983.7   1,952.0   1,933.0   1,922.1   1,927.2   1,932.0   1,923.5
  10       Consumer   587.9   593.3   597.1   596.6   599.7   606.0   602.1   633.3   635.1   633.8   637.2   643.3
  10a        Credit card and related plans   231.6   226.0   227.7   224.5   224.4   227.0   221.9   253.7   256.3   255.6   258.2   265.0
  10d        Other   356.3   367.2   369.4   372.1   375.3   379.0   380.2   379.7   378.9   378.3   379.0   378.3
  11       Security (4)   83.4   86.9   92.7   94.5   93.9   89.6   96.6   93.4   92.8   88.3   88.8   101.7
  12       Other loans and leases   336.6   349.2   358.4   372.3   374.2   373.9   355.1   351.2   352.8   350.0   351.9   358.9
                         
  13  Interbank loans   304.4   288.0   290.7   283.8   287.0   267.0   286.0   273.3   262.6   267.5   274.6   271.6
                         
  14  Cash assets (5)   280.4   257.7   264.0   274.0   273.1   271.2   263.3   279.7   288.3   261.5   263.1   263.5
                         
  15  Other assets (6)   481.5   506.7   509.4   519.1   528.4   528.6   520.8   522.7   522.4   513.4   526.9   524.4
                         
  16  TOTAL ASSETS (7)   6,212.2   6,448.3   6,514.4   6,543.6   6,570.1   6,570.6   6,555.2   6,609.2   6,604.0   6,575.1   6,597.2   6,633.7
                         
L I A B I L I T I E S                        
  17  Deposits   4,071.6   4,197.7   4,250.8   4,276.0   4,312.5   4,308.6   4,278.0   4,323.2   4,325.1   4,323.6   4,328.9   4,349.8
  18    Transaction   604.0   613.6   622.9   635.5   628.0   619.4   621.3   628.8   681.1   599.8   611.1   645.2
  19    Nontransaction   3,467.6   3,584.1   3,627.9   3,640.4   3,684.6   3,689.2   3,656.8   3,694.5   3,644.0   3,723.8   3,717.7   3,704.6
  20       Large time   575.4   593.9   590.0   584.7   598.8   602.1   584.5   583.3   578.6   583.2   589.0   584.6
  21       Other   2,892.2   2,990.2   3,037.9   3,055.7   3,085.7   3,087.1   3,072.2   3,111.2   3,065.3   3,140.6   3,128.8   3,120.0
                         
  22  Borrowings   1,117.7   1,139.7   1,163.2   1,215.9   1,210.6   1,193.7   1,141.8   1,141.8   1,119.0   1,129.4   1,110.9   1,147.3
  23    From banks in the U.S.   393.3   360.4   371.6   371.1   379.6   362.9   348.0   347.5   340.4   334.4   341.1   343.5
  24    From others   724.5   779.3   791.6   844.8   831.0   830.8   793.8   794.3   778.6   795.0   769.8   803.8
                         
  25  Net due to related foreign offices   195.7   223.5   207.3   222.9   230.0   231.3   263.2   270.8   279.4   241.3   273.8   273.8
                         
  26  Other liabilities   338.2   330.8   332.0   303.4   286.7   307.9   322.3   310.1   318.3   322.5   311.2   292.2
                         
  27  TOTAL LIABILITIES   5,723.2   5,891.6   5,953.3   6,018.1   6,039.9   6,041.5   6,005.4   6,046.0   6,041.7   6,016.9   6,024.7   6,063.1
                         
  28  Residual (assets less liabilities) (8)   489.0   556.7   561.1   525.5   530.2   529.2   549.8   563.2   562.3   558.2   572.5   570.7
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   2,874.9   3,040.1   3,070.3   3,076.8   3,065.1   3,072.0   3,047.5   3,062.6   3,060.3   3,045.7   3,051.6   3,069.2
                         
  2     Securities in bank credit   772.7   858.9   882.6   847.1   802.4   806.0   826.4   851.3   855.8   857.1   851.7   860.1
  3        Treasury and Agency securities (2)   458.0   522.6   539.4   505.9   470.8   458.2   475.0   496.5   501.2   493.3   490.3   493.7
  3a         Trading account   47.9   44.1   39.9   38.5   34.7   38.1   33.8   40.4   40.5   40.8   39.9   43.6
  3b         Investment account   410.1   478.5   499.6   467.4   436.0   420.1   441.2   456.1   460.7   452.4   450.4   450.1
  4        Other securities   314.7   336.2   343.1   341.2   331.7   347.8   351.4   354.8   354.6   363.8   361.4   366.4
  4a         Trading account   161.0   183.0   187.1   172.6   162.2   178.3   180.8   182.6   180.4   190.8   188.1   192.2
  4b         Investment account   153.7   153.2   156.1   168.6   169.4   169.5   170.6   172.1   174.2   173.0   173.4   174.1
  4c           State and local government   29.3   31.3   32.2   32.3   31.4   31.5   31.5   31.7   31.8   31.5   31.6   31.7
  4d           Other   124.4   121.9   123.9   136.3   138.0   138.1   139.1   140.5   142.4   141.5   141.8   142.4
                         
  5     Loans and leases in bank credit (3)   2,102.2   2,181.3   2,187.8   2,229.7   2,262.7   2,266.1   2,221.1   2,211.3   2,204.6   2,188.7   2,199.9   2,209.1
  6        Commercial and industrial   494.4   469.4   462.8   465.3   460.0   451.7   445.9   443.8   446.9   443.6   446.6   447.7
  7        Real estate   979.6   1,066.8   1,074.5   1,098.6   1,132.1   1,148.0   1,123.0   1,104.0   1,096.3   1,095.0   1,096.9   1,096.0
  8          Revolving home equity   135.5   155.9   159.5   163.2   167.0   171.5   176.7   182.5   184.5   180.8   182.5   188.6
  9          Other   844.1   910.9   915.0   935.4   965.2   976.5   946.3   921.5   911.8   914.2   914.4   907.4
  10       Consumer   321.1   315.5   317.2   315.4   316.5   318.8   316.2   333.1   329.8   328.2   328.5   328.1
  11       Security (4)   73.8   83.7   82.4   86.8   86.2   79.8   85.6   82.8   81.8   77.3   77.3   85.3
  11a        Fed funds and RPs with broker/dealer   63.0   63.6   64.3   68.9   67.0   62.2   67.5   65.1   64.1   59.9   59.1   67.8
  11b        Other   10.8   20.1   18.1   17.9   19.2   17.6   18.2   17.7   17.7   17.4   18.2   17.5
  12a      State and local government   12.3   12.5   12.8   13.1   13.4   13.5   13.8   13.9   14.2   14.0   13.9   13.9
  12b      Agricultural   8.5   7.8   7.6   7.5   7.7   7.7   7.7   7.6   7.6   7.6   7.6   7.7
  12c      Fed funds and RPs with others   20.7   26.2   27.8   25.8   24.6   27.0   25.1   25.2   25.1   26.8   26.8   27.8
  12d      All other loans   74.3   89.5   91.9   107.3   112.7   110.2   96.0   94.2   96.3   90.0   96.2   97.1
  12e      Lease financing receivables   117.5   109.8   110.7   109.9   109.4   109.3   107.7   106.6   106.5   106.3   106.1   105.6
                         
  13  Interbank loans   199.9   175.5   169.7   173.7   182.8   168.5   185.6   168.0   159.8   155.7   169.8   159.1
  13a   Fed funds and RPs with banks   103.9   104.9   101.9   101.8   102.9   99.3   106.4   91.3   83.9   82.7   93.1   79.6
  13b   Other   96.1   70.6   67.8   71.9   79.9   69.1   79.2   76.7   75.9   73.0   76.7   79.5
                         
  14  Cash assets (5)   154.4   129.8   138.3   147.1   151.8   144.3   133.0   144.6   154.0   126.5   139.9   123.9
                         
  15  Other assets (6)   339.5   359.5   362.4   367.7   371.8   361.9   360.6   355.1   360.4   346.0   357.3   351.0
                         
  16  TOTAL ASSETS (7)   3,524.2   3,660.4   3,696.2   3,721.5   3,727.2   3,702.7   3,683.4   3,687.0   3,691.7   3,629.7   3,674.6   3,659.3
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                       December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
L I A B I L I T I E S                        
  17  Deposits   1,996.1   2,066.8   2,096.4   2,114.2   2,148.9   2,134.3   2,097.3   2,113.6   2,126.4   2,096.3   2,112.7   2,112.5
  18    Transaction   290.3   299.3   302.3   309.2   306.1   292.8   289.9   289.4   324.7   262.5   282.6   294.3
  19    Nontransaction   1,705.8   1,767.4   1,794.1   1,805.0   1,842.8   1,841.5   1,807.4   1,824.2   1,801.7   1,833.8   1,830.1   1,818.3
  20       Large time   267.4   280.0   271.9   269.8   284.1   287.2   267.3   260.8   255.7   257.8   261.7   258.8
  21       Other   1,438.4   1,487.5   1,522.3   1,535.3   1,558.7   1,554.2   1,540.1   1,563.4   1,545.9   1,576.0   1,568.4   1,559.5
                         
  22  Borrowings   757.4   726.6   751.1   799.0   790.5   754.4   699.4   697.8   679.8   685.8   686.9   697.6
  23    From banks in the U.S.   275.3   204.4   217.6   214.7   214.3   205.5   190.6   187.5   180.3   175.2   178.0   175.1
  24    From others   482.0   522.2   533.5   584.3   576.3   548.9   508.9   510.3   499.5   510.6   508.9   522.5
                         
  25  Net due to related foreign offices   179.3   211.9   196.3   217.2   218.3   216.2   245.0   249.1   254.1   222.5   248.9   250.5
                         
  26  Other liabilities   267.7   252.2   254.3   232.0   212.2   234.5   245.8   230.3   236.0   243.2   229.3   213.2
                         
  27  TOTAL LIABILITIES   3,200.5   3,257.5   3,298.1   3,362.4   3,369.9   3,339.3   3,287.5   3,290.7   3,296.3   3,247.8   3,277.8   3,273.9
                         
  28  Residual (assets less liabilities) (8)   323.6   402.9   398.1   359.1   357.3   363.4   395.9   396.3   395.3   381.9   396.8   385.4
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   2,883.2   3,041.1   3,072.2   3,063.7   3,054.7   3,070.1   3,047.3   3,071.7   3,064.2   3,064.3   3,060.6   3,087.0
                         
  2     Securities in bank credit   777.1   857.4   876.9   833.7   796.9   804.6   826.5   856.2   857.7   868.9   859.0   865.3
  3        Treasury and Agency securities (2)   460.9   521.4   535.2   499.6   468.6   457.9   473.0   499.7   502.4   502.7   496.5   498.2
  3a         Trading account   48.2   44.0   39.6   38.0   34.6   38.1   33.7   40.7   40.6   41.6   40.4   44.0
  3b         Investment account   412.7   477.4   495.5   461.6   434.0   419.9   439.4   459.0   461.8   461.1   456.1   454.1
  3c           Mortgage-backed   328.2   382.2   391.4   366.0   337.2   322.4   337.2   352.8   353.8   354.5   350.2   348.2
  3d           Other   84.5   95.2   104.2   95.6   96.8   97.5   102.1   106.2   107.9   106.6   106.0   105.9
  3e             1 year or less   23.3   23.3   24.4   24.2   24.4   24.0   24.8   25.2   25.5   25.5   25.7   25.8
  3f             Between 1 and 5 years   47.6   55.3   57.5   51.3   52.6   53.0   56.7   58.0   58.6   57.6   57.4   57.7
  3g             More than 5 years   13.6   16.7   22.3   20.1   19.7   20.5   20.6   23.0   23.8   23.5   22.9   22.4
  4        Other securities   316.2   336.0   341.7   334.1   328.4   346.7   353.4   356.5   355.3   366.2   362.5   367.1
  4a         Trading account   161.8   182.9   186.3   169.0   160.6   177.7   181.9   183.5   180.8   192.1   188.6   192.6
  4b         Investment account   154.5   153.1   155.4   165.1   167.7   169.0   171.6   173.0   174.5   174.1   173.9   174.5
  4c           State and local government   29.4   31.3   32.1   31.6   31.1   31.4   31.7   31.8   31.9   31.7   31.7   31.8
  4d           Other   125.0   121.8   123.4   133.5   136.7   137.6   139.9   141.1   142.7   142.4   142.2   142.7
                         
  5     Loans and leases in bank credit (3)   2,106.1   2,183.7   2,195.3   2,230.0   2,257.8   2,265.5   2,220.8   2,215.5   2,206.5   2,195.4   2,201.6   2,221.7
  6        Commercial and industrial   494.5   472.5   465.1   466.4   458.6   451.9   446.4   444.0   445.8   442.5   441.9   444.9
  7        Real estate   982.3   1,071.2   1,077.0   1,098.7   1,133.0   1,149.3   1,123.8   1,106.9   1,097.5   1,098.0   1,101.6   1,097.5
  8          Revolving home equity   135.2   157.0   160.5   163.7   167.5   172.0   177.1   182.1   183.8   180.1   181.4   187.6
  9a         Other residential   522.7   591.7   594.9   616.4   646.9   658.1   627.2   604.3   593.4   597.6   600.8   590.4
  9b         Commercial   324.5   322.5   321.6   318.6   318.6   319.2   319.5   320.6   320.4   320.3   319.3   319.4
  10       Consumer   319.8   316.4   317.3   313.5   313.9   315.2   312.2   331.4   328.8   327.9   328.6   330.6
  10a        Credit card and related plans   114.8   103.9   104.9   100.0   99.7   99.3   95.1   116.2   115.8   115.4   116.0   119.1
  10f        Other   205.0   212.4   212.4   213.5   214.2   215.9   217.1   215.2   213.0   212.5   212.6   211.5
  11       Security (4)   75.8   78.4   83.6   85.6   85.0   81.2   88.2   85.1   84.5   79.9   80.4   93.3
  11a        Fed funds and RPs with broker/dealer   64.7   59.6   65.2   68.0   66.1   63.3   69.5   66.9   66.3   61.9   61.5   74.2
  11b        Other   11.1   18.8   18.3   17.7   18.9   17.9   18.7   18.2   18.3   17.9   18.9   19.1
  12a      State and local government   12.3   12.5   12.8   13.1   13.4   13.5   13.8   13.9   14.2   14.0   13.9   13.9
  12b      Agricultural   8.4   7.8   7.8   7.7   7.7   7.7   7.6   7.6   7.6   7.5   7.5   7.6
  12c      Fed funds and RPs with others   20.7   26.2   27.8   25.8   24.6   27.0   25.1   25.2   25.1   26.8   26.8   27.8
  12d      All other loans   75.1   88.9   93.7   109.8   113.0   111.9   96.4   95.3   97.0   93.0   95.3   100.5
  12e      Lease financing receivables   117.0   109.8   110.3   109.4   108.4   107.8   107.2   106.2   106.0   105.9   105.7   105.6
                         
  13  Interbank loans   201.4   176.3   173.9   173.8   177.7   163.1   179.7   169.4   159.3   161.3   168.8   167.1
  13a   Fed funds and RPs with banks   104.6   105.4   104.4   101.8   100.2   96.2   103.1   92.1   83.6   85.7   92.6   83.6
  13b   Other   96.8   70.9   69.5   71.9   77.5   66.9   76.6   77.3   75.7   75.6   76.2   83.5
                         
  14  Cash assets (5)   157.6   128.9   134.2   141.7   142.1   141.4   134.7   147.5   153.4   132.9   135.4   136.2
                         
  15  Other assets (6)   343.1   357.3   358.4   367.1   368.8   366.0   360.9   358.9   360.2   351.9   356.3   354.5
                         
  16  TOTAL ASSETS (7)   3,541.1   3,658.8   3,694.0   3,702.6   3,698.8   3,696.5   3,679.9   3,704.5   3,694.5   3,666.3   3,677.0   3,700.7
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)                                                                                   December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
L I A B I L I T I E S                        
  17  Deposits   2,002.9   2,062.5   2,096.9   2,108.3   2,132.5   2,125.8   2,095.0   2,120.6   2,119.2   2,114.4   2,117.7   2,132.4
  18    Transaction   294.1   295.1   299.5   303.3   293.9   288.0   286.9   293.1   326.8   272.9   280.8   315.6
  19    Nontransaction   1,708.8   1,767.4   1,797.4   1,804.9   1,838.6   1,837.8   1,808.0   1,827.5   1,792.4   1,841.5   1,836.9   1,816.9
  20       Large time   271.5   278.1   271.5   268.1   282.7   284.7   268.8   264.8   259.2   262.7   267.1   262.8
  21       Other   1,437.3   1,489.3   1,526.0   1,536.8   1,555.9   1,553.1   1,539.3   1,562.7   1,533.2   1,578.8   1,569.7   1,554.1
                         
  22  Borrowings   758.7   732.4   750.1   791.9   770.5   752.6   702.5   699.9   675.0   690.1   672.9   702.3
  23    From banks in the U.S.   272.1   206.8   215.7   211.3   209.8   198.8   189.2   184.7   174.7   175.2   176.6   178.5
  24    From others   486.6   525.6   534.4   580.6   560.8   553.8   513.3   515.2   500.2   514.9   496.4   523.8
                         
  25  Net due to related foreign offices   184.4   211.0   195.3   211.1   218.0   217.3   249.7   256.1   264.4   227.4   255.6   255.6
                         
  26  Other liabilities   274.7   251.2   252.9   225.7   211.7   235.7   250.3   236.7   245.3   248.6   235.4   217.6
                         
  27  TOTAL LIABILITIES   3,220.7   3,257.1   3,295.2   3,337.0   3,332.7   3,331.3   3,297.5   3,313.3   3,303.8   3,280.5   3,281.6   3,308.0
                         
  28  Residual (assets less liabilities) (8)   320.3   401.7   398.8   365.5   366.1   365.2   382.4   391.2   390.6   385.7   395.4   392.7
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                   Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars                                                                                                   December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   2,335.1   2,431.6   2,455.6   2,482.7   2,505.6   2,507.0   2,509.8   2,533.3   2,536.8   2,540.6   2,541.0   2,553.9
                         
  2     Securities in bank credit   660.8   692.6   693.9   701.4   705.9   702.6   707.6   714.2   712.1   715.2   713.1   720.7
  3        Treasury and Agency securities (2)   454.6   485.2   489.1   496.6   501.3   497.2   500.8   506.2   505.0   508.2   505.1   510.9
  4        Other securities   206.2   207.5   204.8   204.9   204.6   205.4   206.9   208.1   207.2   207.0   208.0   209.8
                         
  5     Loans and leases in bank credit (3)   1,674.2   1,739.0   1,761.7   1,781.3   1,799.7   1,804.4   1,802.1   1,819.1   1,824.6   1,825.3   1,827.9   1,833.3
  6        Commercial and industrial   293.0   298.9   300.8   302.4   306.7   309.1   309.0   312.3   313.3   312.6   310.6   310.4
  7        Real estate   1,006.9   1,047.9   1,062.9   1,077.9   1,092.0   1,093.3   1,093.3   1,097.3   1,097.5   1,100.4   1,102.5   1,104.9
  8          Revolving home equity   73.2   82.5   85.3   85.8   86.4   87.3   88.9   90.9   91.6   92.0   92.8   93.2
  9          Other   933.7   965.4   977.6   992.1   1,005.6   1,006.0   1,004.5   1,006.4   1,005.8   1,008.3   1,009.7   1,011.7
  10       Consumer   264.4   279.0   283.3   286.8   286.9   289.1   286.7   298.6   302.1   302.3   304.5   306.6
  11       Security (4)   7.3   8.7   9.2   9.0   8.9   8.5   8.5   8.1   8.3   8.0   8.0   8.2
  12       Other loans and leases   102.6   104.4   105.4   105.2   105.1   104.4   104.7   102.8   103.5   102.1   102.2   103.1
                         
  13  Interbank loans   99.5   116.8   119.8   114.7   110.0   105.3   107.5   100.7   106.3   99.0   97.6   101.0
                         
  14  Cash assets (5)   118.6   129.9   132.1   134.6   135.7   130.3   128.2   127.9   131.4   121.8   130.0   120.5
                         
  15  Other assets (6)   138.3   149.4   151.0   152.0   159.6   162.6   159.9   163.8   162.2   161.5   170.5   169.9
                         
  16  TOTAL ASSETS (7)   2,660.0   2,797.2   2,827.9   2,853.1   2,879.9   2,873.9   2,874.2   2,894.2   2,904.9   2,891.1   2,907.3   2,913.3
                         
L I A B I L I T I E S                        
  17  Deposits   2,060.7   2,143.3   2,163.5   2,181.4   2,198.1   2,194.2   2,184.9   2,194.3   2,204.9   2,188.0   2,190.2   2,193.5
  18    Transaction   306.4   324.0   325.7   334.9   337.9   332.2   334.6   332.1   352.7   319.2   328.7   320.1
  19    Nontransaction   1,754.2   1,819.3   1,837.8   1,846.5   1,860.2   1,862.0   1,850.4   1,862.2   1,852.1   1,868.8   1,861.5   1,873.4
  20       Large time   304.0   315.8   318.5   316.6   316.1   317.4   315.8   318.5   319.5   320.4   321.8   321.8
  21       Other   1,450.3   1,503.5   1,519.3   1,529.9   1,544.1   1,544.5   1,534.6   1,543.7   1,532.7   1,548.4   1,539.7   1,551.6
                         
  22  Borrowings   359.0   407.3   413.1   424.0   440.1   441.1   439.3   441.9   444.0   439.3   437.9   445.0
  23    From banks in the U.S.   121.2   153.6   155.9   159.7   169.8   164.1   158.8   162.9   165.7   159.2   164.5   165.0
  24    From others   237.9   253.7   257.2   264.3   270.2   277.0   280.5   279.1   278.3   280.1   273.4   280.0
                         
  25  Net due to related foreign offices   11.3   12.4   12.0   11.8   12.0   14.1   13.5   14.6   15.0   13.9   18.1   18.1
                         
  26  Other liabilities   63.5   79.6   79.1   77.7   75.0   72.2   72.1   73.4   73.0   73.9   75.8   74.6
                         
  27  TOTAL LIABILITIES   2,494.5   2,642.6   2,667.6   2,694.8   2,725.3   2,721.5   2,709.8   2,724.3   2,736.9   2,715.1   2,722.1   2,731.2
                         
  28  Residual (assets less liabilities) (8)   165.5   154.6   160.3   158.3   154.6   152.4   164.4   170.0   168.0   175.9   185.2   182.1
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                  Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars                                                                                               December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   2,338.5   2,430.0   2,453.2   2,477.5   2,502.4   2,509.2   2,511.6   2,536.4   2,540.9   2,544.2   2,548.0   2,563.4
                         
  2     Securities in bank credit   659.7   691.8   693.5   699.6   704.2   702.7   705.3   712.9   711.6   714.5   714.0   721.7
  3        Treasury and Agency securities (2)   453.5   484.4   488.7   494.7   499.6   497.4   498.4   504.9   504.5   507.5   506.0   511.9
  4        Other securities   206.2   207.5   204.8   204.9   204.6   205.4   206.9   208.1   207.2   207.0   208.0   209.8
                         
  5     Loans and leases in bank credit (3)   1,678.8   1,738.2   1,759.7   1,778.0   1,798.3   1,806.4   1,806.4   1,823.4   1,829.2   1,829.8   1,834.0   1,841.7
  6        Commercial and industrial   291.5   301.5   303.1   303.2   305.5   307.3   308.7   310.8   311.4   311.2   309.4   309.9
  7        Real estate   1,008.7   1,047.3   1,061.7   1,076.2   1,091.2   1,093.9   1,094.4   1,099.3   1,100.2   1,101.4   1,105.0   1,107.2
  8          Revolving home equity   73.4   82.5   85.2   85.3   86.0   87.6   89.2   91.1   91.9   92.1   93.1   93.6
  9          Other   935.3   964.8   976.5   990.8   1,005.2   1,006.3   1,005.3   1,008.2   1,008.4   1,009.3   1,011.8   1,013.7
  10       Consumer   268.1   276.9   279.7   283.1   285.8   290.8   289.9   301.9   306.3   305.9   308.6   312.7
  10a        Credit card and related plans   116.8   122.1   122.7   124.5   124.7   127.7   126.8   137.5   140.5   140.2   142.2   145.9
  10h        Other   151.3   154.8   157.0   158.6   161.1   163.1   163.1   164.5   165.9   165.8   166.4   166.8
  11       Security (4)   7.5   8.5   9.1   8.9   8.9   8.4   8.4   8.3   8.3   8.4   8.4   8.4
  12       Other loans and leases   103.0   103.9   106.1   106.5   106.9   105.9   105.0   103.1   103.0   102.8   102.7   103.5
                         
  13  Interbank loans   103.0   111.8   116.8   110.0   109.4   103.9   106.3   103.9   103.3   106.2   105.8   104.5
                         
  14  Cash assets (5)   122.8   128.8   129.8   132.3   131.1   129.8   128.7   132.2   134.9   128.6   127.7   127.3
                         
  15  Other assets (6)   138.3   149.4   151.0   152.0   159.6   162.6   159.9   163.8   162.2   161.5   170.5   169.9
                         
  16  TOTAL ASSETS (7)   2,671.2   2,789.5   2,820.4   2,841.0   2,871.3   2,874.2   2,875.3   2,904.7   2,909.5   2,908.8   2,920.2   2,933.0
                         
L I A B I L I T I E S                        
  17  Deposits   2,068.7   2,135.2   2,153.9   2,167.7   2,180.0   2,182.8   2,183.0   2,202.6   2,205.8   2,209.2   2,211.2   2,217.4
  18    Transaction   309.9   318.5   323.4   332.2   334.1   331.4   334.3   335.7   354.3   326.9   330.3   329.6
  19    Nontransaction   1,758.9   1,816.7   1,830.5   1,835.5   1,846.0   1,851.4   1,848.7   1,867.0   1,851.6   1,882.3   1,880.9   1,887.7
  20       Large time   304.0   315.8   318.5   316.6   316.1   317.4   315.8   318.5   319.5   320.4   321.8   321.8
  21       Other   1,454.9   1,501.0   1,512.0   1,518.9   1,529.8   1,534.0   1,533.0   1,548.5   1,532.1   1,561.8   1,559.0   1,565.9
                         
  22  Borrowings   359.0   407.3   413.1   424.0   440.1   441.1   439.3   441.9   444.0   439.3   437.9   445.0
  23    From banks in the U.S.   121.2   153.6   155.9   159.7   169.8   164.1   158.8   162.9   165.7   159.2   164.5   165.0
  24    From others   237.9   253.7   257.2   264.3   270.2   277.0   280.5   279.1   278.3   280.1   273.4   280.0
                         
  25  Net due to related foreign offices   11.3   12.4   12.0   11.8   12.0   14.1   13.5   14.6   15.0   13.9   18.1   18.1
                         
  26  Other liabilities   63.5   79.6   79.1   77.7   75.0   72.2   72.1   73.4   73.0   73.9   75.8   74.6
                         
  27  TOTAL LIABILITIES   2,502.5   2,634.5   2,658.1   2,681.1   2,707.2   2,710.2   2,707.9   2,732.6   2,737.9   2,736.3   2,743.1   2,755.1
                         
  28  Residual (assets less liabilities) (8)   168.7   155.0   162.3   159.9   164.1   164.0   167.4   172.1   171.7   172.5   177.1   177.9
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                  Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars                                                                                                                         December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   625.9   669.5   671.0   642.0   621.7   621.3   624.1   625.0   633.0   619.8   619.3   622.9
                         
  2     Securities in bank credit   253.7   289.9   289.4   266.3   264.6   268.9   271.3   269.5   271.1   274.3   276.4   272.9
  3        Treasury and Agency securities (2)   99.6   126.6   123.6   114.2   107.5   109.0   105.1   98.3   98.7   99.6   103.5   98.1
  4        Other securities   154.2   163.3   165.8   152.1   157.1   159.9   166.2   171.2   172.5   174.7   173.0   174.8
                         
  5     Loans and leases in bank credit (3)   372.2   379.6   381.6   375.7   357.1   352.3   352.8   355.5   361.8   345.4   342.8   350.0
  6        Commercial and industrial   178.9   168.8   160.8   156.0   150.4   146.4   142.2   137.2   137.6   135.7   137.2   143.3
  7        Real estate   20.0   19.4   19.5   19.1   18.1   18.2   21.7   21.1   20.4   20.1   19.5   14.2
  11       Security (4)   104.8   115.4   118.3   115.5   108.6   110.8   112.6   121.5   129.5   116.3   113.8   107.0
  12       Other loans and leases   68.5   76.1   83.0   85.1   79.9   76.9   76.3   75.7   74.4   73.3   72.3   85.5
                         
  13  Interbank loans   25.5   24.6   30.7   33.2   32.5   30.8   29.4   29.8   32.2   26.5   27.7   24.5
                         
  14  Cash assets (5)   42.3   51.1   54.3   54.5   55.7   55.4   52.5   50.5   51.0   50.7   51.5   50.5
                         
  15  Other assets (6)   29.1   36.6   36.7   35.1   41.9   38.9   41.1   39.1   38.4   35.0   45.0   39.0
                         
  16  TOTAL ASSETS (7)   722.4   781.3   792.3   764.4   751.4   746.0   746.6   743.9   754.1   731.6   743.0   736.5
                         
L I A B I L I T I E S                        
  17  Deposits   452.5   433.4   442.6   453.8   456.5   452.9   440.2   436.7   438.6   439.1   439.6   441.5
  18    Transaction   9.2   10.8   11.4   12.4   14.5   15.1   14.8   15.6   16.3   15.1   15.5   15.5
  19    Nontransaction   443.2   422.7   431.2   441.5   442.0   437.8   425.5   421.1   422.3   424.0   424.2   426.0
                         
  22  Borrowings   256.2   305.1   314.6   291.1   290.3   290.7   301.6   295.3   297.3   290.1   299.1   304.8
  23    From banks in the U.S.   25.2   31.3   34.7   36.8   34.1   33.9   36.0   32.2   33.9   31.0   39.6   43.5
  24    From others   231.1   273.7   279.9   254.3   256.2   256.9   265.6   263.2   263.4   259.2   259.5   261.3
                         
  25  Net due to related foreign offices   -74.4   -78.0   -82.0   -86.2   -103.8   -99.8   -94.1   -88.6   -89.0   -98.7   -101.1   -105.4
                         
  26  Other liabilities   94.0   106.9   113.7   109.1   116.1   110.3   110.9   107.3   106.4   108.4   110.8   99.2
                         
  27  TOTAL LIABILITIES   728.4   767.5   788.8   767.8   759.1   754.1   758.6   750.7   753.2   738.8   748.4   740.1
                         
  28  Residual (assets less liabilities) (8)   -5.9   13.9   3.5   -3.5   -7.6   -8.1   -12.0   -6.7   0.9   -7.2   -5.3   -3.6
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                  Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars                                                                                                                     December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
A S S E T S                        
  1   Bank credit   629.5   664.9   667.6   634.7   615.3   617.2   623.6   628.6   636.5   624.3   627.1   634.0
                         
  2     Securities in bank credit (2)   253.7   289.9   289.4   266.3   264.6   268.9   271.3   269.5   271.1   274.3   276.4   272.9
  3        Treasury and Agency securities   99.6   126.6   123.6   114.2   107.5   109.0   105.1   98.3   98.7   99.6   103.5   98.1
  3a         Trading account   20.3   42.4   42.5   39.9   38.8   39.8   38.6   32.5   33.1   33.4   37.8   34.2
  3b         Investment account   79.2   84.3   81.1   74.3   68.7   69.2   66.5   65.9   65.6   66.2   65.6   63.9
  4        Other securities   154.2   163.3   165.8   152.1   157.1   159.9   166.2   171.2   172.5   174.7   173.0   174.8
  4a         Trading account   100.3   107.3   107.8   98.0   102.4   105.6   104.8   105.0   106.6   106.0   108.6   104.3
  4b         Investment account   53.9   56.0   58.0   54.1   54.7   54.3   61.4   66.2   65.8   68.7   64.4   70.6
                         
  5     Loans and leases in bank credit (3)   375.8   375.0   378.2   368.4   350.7   348.3   352.3   359.1   365.4   349.9   350.7   361.1
  6        Commercial and industrial   180.3   167.0   160.3   155.1   149.3   146.4   142.2   138.3   138.6   136.4   137.0   144.2
  7        Real estate   20.0   19.4   19.5   19.1   18.1   18.2   21.7   21.1   20.4   20.1   19.5   14.2
  11       Security (4)   106.9   113.1   115.9   110.8   104.7   107.4   112.7   123.9   132.0   119.1   120.7   115.1
  12       Other loans and leases   68.7   75.5   82.6   83.3   78.6   76.3   75.7   75.8   74.5   74.4   73.5   87.6
                         
  13  Interbank loans   25.5   24.6   30.7   33.2   32.5   30.8   29.4   29.8   32.2   26.5   27.7   24.5
                         
  14  Cash assets (5)   44.7   49.4   51.8   51.6   53.4   55.0   53.7   53.4   53.8   54.2   53.9   54.1
                         
  15  Other assets (6)   29.0   36.7   35.3   33.9   41.3   38.9   40.5   39.0   38.6   35.7   46.9   40.3
                         
  16  TOTAL ASSETS (7)   728.4   775.1   784.9   752.9   742.1   741.6   746.8   750.3   760.7   740.2   755.2   752.4
                         
L I A B I L I T I E S                        
  17  Deposits   452.6   438.8   440.8   444.1   441.0   436.5   429.0   437.0   442.8   442.4   447.2   451.6
  18    Transaction   9.5   10.4   11.0   12.3   14.1   15.4   15.1   16.1   16.7   15.9   16.1   17.1
  19    Nontransaction   443.1   428.4   429.7   431.8   426.9   421.1   413.9   420.9   426.1   426.5   431.1   434.5
                         
  22  Borrowings   256.2   305.1   314.6   291.1   290.3   290.7   301.6   295.3   297.3   290.1   299.1   304.8
  23    From banks in the U.S.   25.2   31.3   34.7   36.8   34.1   33.9   36.0   32.2   33.9   31.0   39.6   43.5
  24    From others   231.1   273.7   279.9   254.3   256.2   256.9   265.6   263.2   263.4   259.2   259.5   261.3
                         
  25  Net due to related foreign offices   -75.7   -77.6   -83.9   -89.5   -105.1   -98.5   -95.2   -89.7   -87.9   -100.4   -102.2   -104.9
                         
  26  Other liabilities   93.2   107.2   112.1   106.4   114.9   111.4   109.9   106.4   107.3   106.8   109.8   99.6
                         
  27  TOTAL LIABILITIES   726.3   773.5   783.6   752.2   741.0   740.1   745.3   749.0   759.4   738.9   753.9   751.1
                         
  28  Residual (assets less liabilities) (8)   2.1   1.6   1.3   0.7   1.1   1.4   1.5   1.3   1.3   1.3   1.3   1.3
                         
  Footnotes appear on page 14.

H.8 (510)                                                                                                                                                                  Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars                                                                                                                     December 29, 2003

                  Week ending
Account 2002
Nov
2003
May
2003
Jun
2003
Jul
2003
Aug
2003
Sep
2003
Oct
2003
Nov
Nov 26 Dec 3 Dec 10 Dec 17
                         
LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers                        
  29  Reval. gains on off-bal. sheet items (9)   105.2   124.4   129.8   107.9   93.1   112.4   114.0   112.3   111.7   123.0   118.2   120.8
                         
  30  Reval. losses on off-bal. sheet items (9)   89.0   105.2   110.1   85.4   79.4   96.0   97.2   94.4   93.1   103.8   101.8   104.9
                         
  31  Mortgage-backed securities (10)   374.2   429.0   438.7   414.5   389.3   374.9   389.7   407.0   408.3   410.1   406.2   404.6
  31a   Pass-through   276.5   316.0   326.6   303.2   275.6   264.0   280.0   293.3   294.7   294.0   290.9   290.0
  31b   CMO, REMIC, and other   97.7   113.0   112.1   111.3   113.7   110.9   109.6   113.7   113.6   116.1   115.3   114.5
                         
  32  Net unrealized gains (losses) on
        available-for-sale securities (11)
  10.9   11.1   12.7   6.5   1.1   4.8   2.2   1.9   2.4   0.6   1.8   4.9
                         
  33  Offshore credit to U.S. residents (12)   18.5   17.3   16.6   15.5   14.7   14.3   13.8   13.5   14.0   13.1   13.2   13.2
                         
  34  Securitized consumer loans (13)   148.8   156.5   158.0   160.5   161.4   160.7   162.9   164.2   164.4   164.2   164.1   164.3
  34a   Credit card and related plans   131.4   139.4   140.6   144.0   144.5   144.3   146.8   147.5   147.6   147.5   147.5   147.0
  34b   Other   17.4   17.1   17.4   16.5   16.9   16.4   16.2   16.8   16.8   16.7   16.5   17.2
                         
  35  Securitized business loans (13)   11.3   10.2   9.9   8.4   7.2   7.9   8.0   7.5   7.2   7.2   7.2   7.2
                         
SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers                        
  31  Mortgage-backed securities (10)   304.0   334.8   334.5   330.1   329.0   327.4   326.2   332.2   331.8   336.3   337.3   339.7
                         
  34  Securitized consumer loans (13)   198.3   204.3   204.0   200.6   201.9   203.0   204.7   203.1   203.4   203.4   203.4   203.0
  34a   Credit card and related plans   189.8   196.5   196.3   193.0   194.3   195.5   197.2   195.3   195.6   195.5   195.6   195.1
  34b   Other   8.5   7.8   7.7   7.6   7.6   7.6   7.5   7.8   7.9   7.8   7.8   7.8
                         
FOREIGN-RELATED INSTITUTIONS                        
  29  Reval. gains on off-bal. sheet items (9)   63.2   73.6   72.6   65.5   66.2   68.2   69.1   65.4   66.3   67.3   68.3   64.5
                         
  30  Reval. losses on off-bal. sheet items (9)   60.3   72.6   72.6   64.9   64.7   66.6   67.7   66.2   67.4   68.7   69.8   65.4
                         
  35  Securitized business loans (13)   7.2   3.0   2.5   1.5   1.4   1.2   1.3   1.3   1.3   1.3   1.3   1.3
                         
  Footnotes appear on page 14.

  H.8 (510)       Footnotes                                                                                                                                                Page 14
                                                                                                                                                                 December 29, 2003

  Current and historical H.8 data are available on the Federal Reserve Board's web site (http://www.federalreserve.gov).  For information about individual copies or subscriptions,
  contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).  For paid electronic access to current and historical data, call STAT-USA at
  1-800-782-8872 or 202-482-1986.

  1.  Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of
      condition (large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
      (foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
      constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are
      adjusted for breaks caused by reclassifications of assets and liabilities.
      The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
      mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the
      bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from
      call reports, and a ratio procedure is used to adjust past levels.
  2.  Treasury securities are liabilities of the U.S. Treasury.  Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  3.  Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
  4.  Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
  5.  Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  6.  Excludes the due-from position with related foreign offices, which is included in line 25.
  7.  Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
  8.  This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
      in the seasonal patterns estimated for total assets and total liabilities.
  9.  Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
      Interpretation No. 39.  The fair value of derivative contracts in a gain position is included in "Other securities, trading account," balance sheet item 4a. The fair value 
      of derivative contracts in a loss position is included in "Other liabilities," balance sheet item 26.
  10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
  11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
      shown are restated to include an estimate of these tax effects.
  12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses.
  13. Total amount outstanding.

                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                             


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