Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending October 29, 2005

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK OF SMITHTOWN

* Branch

Bank of Smithtown, Smithtown, New York request approval to open a branch located at 1830 Route 112, Coram, Town of Brookhaven, Suffolk County, New York, New York.

Newspaper:	11/15/2005
Federal Register:	Not applicable

CITIBANK, N.A.

Investment

FILING IS CONFIDENTIAL- Citibank, N.A. (Citibank) and its Edge Corp. subsidiary, Citibank Overseas Investment Corporation (COIC), 30 Day Prior Notice pursuant to Section 211.9(f) of Reg. K in connection with COIC's additional investment in Diners Club Europe S.p.A. (Diners Club Europe). Investment proposal to exceed the general consent limits under Section 211.9(c)(1).

Newspaper:	Not applicable
Federal Register:	Not applicable

DEUTSCHE GENOSSENSCHAFTS-HYPOTHEKENBANK AG

FBSEA

Deutsche Genossenschafts-Hypothekenbank AG, Hamburg, Germany, requests prior approval to establish a NY rep office.

Newspaper:	Not available
Federal Register:	Not applicable

MANUFACTURERS AND TRADERS TRUST COMPANY

* Branch

Application by Manufacturers and Traders Trust Company, Buffalo, New York to open a branch office at 95 Highland Avenue, Suite 105, Hanover Township, Northampton County, Pennsylvania.

Newspaper:	10/21/2005
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending October 29, 2005

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York