Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending November 5, 2005

Filer Filing Type Filing Proposal End of Comment Period
CAJA DE AHORROS DE MEDITERRANEO FBSEA Caja de Ahorros de Mediterraneo, Alicante, Spain, to establish an international agency located in Miami, Florida.
Newspaper: 11/21/2005
Federal Register: Not applicable
GATEWAY FINANCIAL HOLDINGS OF FLORIDA, INC. * 3A1 Gateway Financial Holdings of Florida, Inc., Ormond Beach, Florida, to become a bank holding company by acquiring 100 percent of the outstanding shares of Gateway Bank of Florida, Ormond Beach, Florida (in organization).
Newspaper: 11/22/2005
Federal Register: 11/29/2005
GWINNETT COMMERCIAL GROUP, INC. * 3A5 Gwinnett Commercial Group, Inc., Lawrenceville, Georgia, to merge with Buford Banking Group, Inc., Buford, Georgia, and thereby acquire its subsidiary, Lanier Community Bank, Buford, Georgia.
Newspaper: 11/24/2005
Federal Register: 11/21/2005
IBERIABANK * Branch IBERIABANK, Lafayette, Louisiana, to branch establish branches at the following locations: Highway 21, Covington, Louisiana, to be known as the Covington Branch; and 2050 Gause Boulevard East, Slidell, Louisiana, to be known as the Slidell Branch.
Newspaper: 10/31/2005
Federal Register: Not applicable
SECURITY BANK CORPORATION * 3A5 Security Bank Corporation, Macon, Georgia, to merge with Rivoli BanCorp, Inc., and thereby acquire its subsidiary, Rivoli Bank & Trust Company, both of Macon, Georgia.
Newspaper: 11/16/2005
Federal Register: 11/15/2005
SUNTRUST BANK * Branch SunTrust Bank, Atlanta, Georgia, to establish a branch located at 741 Duval Station Road, Jacksonville, Florida, to be known as the Duval Station.
Newspaper: 11/11/2005
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
FLAGLER BK, WEST PALM BEACH, FLORIDA 2845755 06/27/2005 10/16/2005 O Small Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco