Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 1
Federal Reserve Bank of: Boston

Filings received during the week ending April 22, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

CONNECTICUT BANK & TRUST COMPANY, THE

* Branch

Application by The Connecticut Bank and Trust Company to open a de novo branch in Newington, Connecticut, pursuant to section 9 of the Federal Reserve Act and section 208.6 of Regulation H.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST SUFFIELD FINANCIAL, INC.

* 3A1

Section 3 application by First Suffield Financial Inc., Suffield, Connecticut, to become a bank holding company by acquiring 100% of the outstanding shares of The First National Bank of Suffield, Suffield, Connecticut.

Newspaper:	05/06/2006
Federal Register:	05/11/2006

LEADER BANCORP, INC

* 3A1

Application filed by Leader Bancorp, Inc., Arlington, Massachusetts to acquire 100% of the common stock of Leader Bank, National Association, Arlington, Massachusetts, pursuant to section 3(a)(1) of the BHC Act of 1956, as amended.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 1 Federal Reserve Bank of: Boston

Filings received during the week ending April 22, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 1
Federal Reserve Bank of: Boston