Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending February 24, 2007

Filer Filing Type Filing Proposal End of Comment Period
AMERICAN UNITED BANCORP, INC. * 3A1 American United Bancorp, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of American United Bank, both of Lawrenceville, Georgia.
Newspaper: 03/19/2007
Federal Register: 03/23/2007
APPALACHIAN BANCSHARES, INC. * 4c8 Appalachian Bancshares, Inc., Ellijay, Georgia, acquire Appalachian Community Bank, F.S.B., McCaysville, Georgia, and thereby engage de novo in operating a savings association.
Newspaper: 03/08/2007
Federal Register: 02/28/2007
BANCO DE SABADELL, S.A. * 3A1 Banco de Sabadell, S.A., Sabadell, Spain, to become a bank holding company by acquiring 100 percent of the outstanding shares of TransAtlantic Holding Corp., and thereby acquire its subsidiary, TransAtlantic Bank, both of Miami, Florida.
Newspaper: Not available
Federal Register: Not available
BANKCAP PARTNERS FUND I, L.P. * 3A1 BankCap Partners Fund I, L.P., BCP Fund I Southeast Holdings, LLC, BankCap Equity Fund, LLC, and BankCap Partners GP, L.P., all of Dallas, Texas, to become a multi-bank holding company structure by acquiring 49.9 percent of the outstanding shares of Atlantic Capital Bancshares, Inc., and thereby indirectly acquiring voting shares of Atlantic Capital Bank (in organization), both of Atlanta, Georgia.
Newspaper: 03/11/2007
Federal Register: 03/09/2007
CALUSA FINANCIAL CORPORATION, INC. * 3A1 Calusa Financial Corporation, Punta Gorda, Florida, to become a bank holding company by acquiring 100 percent of the outstanding shares of Calusa National Bank, Punta Gorda, Florida (in organization).
Newspaper: 03/21/2007
Federal Register: Not available
COMMERCE UNION BANK * Branch Commerce Union Bank, Springfield, Tennessee, to establish a mobile branch to serve Sumner, Wilson and Robertson counties in Tennessee.
Newspaper: 03/05/2007
Federal Register: Not applicable
FMCB HOLDINGS, INC. * 3A3 FMCB Holdings, Inc., Senoia, Georgia, to acquire 100 percent of the outstanding shares of First Choice Community Bank, Dallas, Georgia (in organization).
Newspaper: 03/13/2007
Federal Register: 03/09/2007
NBOG BANCORPORATION, INC. CIC NBOG Bancorporation, Inc., Gainesville, Georgia, prior change in control filed by William R. Blanton, Alpharetta, Georgia, to acquire 54.7 percent of the outstanding shares of National Bank of Gainesville, Gainesville, Georgia.
Newspaper: Not available
Federal Register: 03/08/2007
UNITED COMMUNITY BANKS, INC. * 3A5 United Community Banks, Inc., Blairsville, Georgia, to merge with Gwinnett Commercial Group, Inc. and thereby acquire its subsidiary, First Bank of South, both of Lawrenceville, Georgia.
Newspaper: Not available
Federal Register: Not available


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for Second Quarter of 2007 (April 1, 2007 - June 30, 2007)

Institution Location
BANK OF DADEVILLE DADEVILLE, ALABAMA
IBERIABANK LAFAYETTE, LOUISIANA
OLD SOUTHERN BK CLERMONT, FLORIDA
PEOPLES B&TC SELMA, ALABAMA
RIVERSIDE BK OF CENT FL WINTER PARK, FLORIDA

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco