Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending September 15, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST BANCORP

* 4c8

First Bancorp, Troy, North Carolina, to acquire 100% of the voting securities of Great Pee Dee Bancorp, Inc., Cheraw, South Carolina, and thereby indirectly acquire Sentry Bank & Trust, Cheraw, South Carolina.

Newspaper:	09/29/2007
Federal Register:	10/09/2007

FIRST VIRGINIA COMMUNITY BANK

* Branch

First Virginia Community Bank, Fairfax, Virginia, to operate a courier service within the Virginia cities of Alexandria, Fairfax, Manassas, and in the counties of Fairfax, Arlington, Loudoun, and Prince William, Virginia, as well as the Maryland counties of Montgomery and Prince Georges.

Newspaper:	09/26/2007
Federal Register:	Not applicable

Founders Corporation of Loudoun, Inc.

* 3A1

Founders Corporation of Loudoun, Inc., Leesburg, Virginia, to become a bank holding company by acquiring 100% of the voting shares of Founders Bank & Trust, N.A., Leesburg, Virginia (in organization).

Newspaper:	Not available
Federal Register:	10/12/2007

NEW PEOPLES BANK, INC.

* Branch

New Peoples Bank, Honaker, Virginia, to establish a branch at 427 Main street, Bland, Virginia.

Newspaper:	09/28/2007
Federal Register:	Not applicable

UNION BANK AND TRUST COMPANY

* Branch

Union Bank & Trust Company, Bowling Green, Virginia, to establish a branch at 5831 Plank Road, Fredericksburg, Virginia.

Newspaper:	09/30/2007
Federal Register:	Not applicable

VIRGINIA FINANCIAL GROUP, INC.

* 3A5

Virginia Financial Group, Inc., Culpeper, Virginia, to acquire 100% of the voting securities of FNB Corporation, Christiansburg, Virgina, and thereby indirectly acquire First National Bank, Christiansburg, Virginia.

Newspaper:	10/06/2007
Federal Register:	10/09/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF ROMNEY, ROMNEY, WEST VIRGINIA	722432	05/07/2007	08/07/2007	O	Small Bank
FARMERS & MINERS BK, PENNINGTON GAP, VIRGINIA	658924	05/14/2007	08/16/2007	O	Small Bank
FARMERS BK WINDSOR VA, WINDSOR, VIRGINIA	619327	02/26/2007	08/02/2007	S	Small Bank
FOUR OAKS B&TC, FOUR OAKS, NORTH CAROLINA	292524	04/02/2007	08/02/2007	O	Large Bank
MARATHON BK, WINCHESTER, VIRGINIA	1229228	05/21/2007	09/11/2007	S	Int Sm Bank
NORTHERN NECK ST BK, WARSAW, VIRGINIA	550327	05/14/2007	08/08/2007	S	Large Bank
PEOPLES BK OF VA, RICHMOND, VIRGINIA	3101775	06/04/2007	09/06/2007	S	Small Bank
VALLEY BK, ROANOKE, VIRGINIA	2303086	04/30/2007	08/01/2007	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending September 15, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 5
Federal Reserve Bank of: Richmond