Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 3
Federal Reserve Bank of: Philadelphia

Filings received during the week ending February 20, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

BRYN MAWR BANK CORPORATION

4c8
* 18C

Bryn Mawr Bank Corporation, Bryn Mawr, PA, to acquire First Keystone Financial, Inc., Media, PA, pursuant to Section 4(c)(8) of the Bank Holding Company Act

Newspaper:	Not available
Federal Register:	Not available

WOODLANDS FINANCIAL SERVICE COMPANY

CIC

Allen E. Ertel and Catharine K. Ertel, Montoursville PA, Edward Ertel of Washington, DC, Amy Ertel, Jersey City, NJ, and Firetree, LTd, Williamsport, PA, to retain ownership of 13% percent or more Woodlands Financial Services Company, PA.

Newspaper:	03/01/2010
Federal Register:	03/09/2010

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
AMERISERV FNCL BK, JOHNSTOWN, PENNSYLVANIA	928618	09/21/2009	02/05/2010	S	Large Bank

CRA Examinations scheduled for Second Quarter of 2010 (April 1, 2010 - June 30, 2010)

Institution	Location
LAFAYETTE AMBASSADOR BK	EASTON, PENNSYLVANIA
LANDMARK CMNTY BK	PITTSTON, PENNSYLVANIA
MERCHANTS BK OF BANGOR	BANGOR, PENNSYLVANIA

* Subject to the provisions of the Community Reinvestment Act

District: 3 Federal Reserve Bank of: Philadelphia

Filings received during the week ending February 20, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2010 (April 1, 2010 - June 30, 2010)

District: 3
Federal Reserve Bank of: Philadelphia