Actions under delegated authority

Actions taken during the week ending March 27, 2010

Bank Holding Companies

Philadelphia

The Bancorp, Inc., Wilmington, Delaware -- to acquire American Home Bank, Chicago, Illinois.
-Withdrawn, March 23, 2010

Dallas

Bank4Texas Holdings, Inc., Tomball, Texas -- to become a bank holding company and to acquire Northern Bancshares, Inc., Chillicothe, and indirectly acquire The First National Bank of Chillicothe.
-Withdrawn, March 25, 2010

Chicago

Chemical Financial Corporation, Midland, Michigan -- to acquire O.A.K. Financial Corporation, Byron Center, and thereby acquire Byron Bank, and for Chemical's subsidiary, Chemical Bank, Midland, to merge with Byron Bank and thereby establish 14 branches.
-Approved, March 26, 2010

Chicago

Northwest Financial Corp., Arnolds Park, Iowa -- to engage de novo in investment advisory activities through Northwest Wealth Management, LLC, Arnolds Park.
-Withdrawn, March 24, 2010

Bank Mergers

St. Louis

Centennial Bank, Conway, Arkansas -- to purchase the assets and assume the deposit liabilities of Key West Bank, Key West, Florida, and to retain the acquired facility as a branch.
-Approved, March 26, 2010

Bank Premises

Richmond

Benchmark Community Bank, Kenbridge, Virginia -- to increase its investment in bank premises.
-Approved, March 24, 2010

Change in Bank Control

Kansas City

Citizens Bancshares, Inc., Edmond, Oklahoma -- to retain control of Citizens and its subsidiary bank, Citizens Bank of Edmond, Edmond.
-Permitted, March 26, 2010

Chicago

Clarkston Financial Corporation, Waterford, Michigan -- change in bank control of Clarkston and its subsidiary bank, Clarkston State Bank, Clarkston (two notices).
-Permitted, March 23, 2010

St. Louis

FSBO Holdings, Inc., Olmsted, Illinois -- to retain control of FSBO and its subsidiary bank, First State Bank of Olmsted, Olmsted.
-Permitted, March 26, 2010

Atlanta

Hometown Community Bancshares, Inc., Braselton, Georgia -- change in bank control of Hometown and its subsidary bank, Hometown Community Bank, Braselton.
-Permitted, March 23, 2010

Atlanta

Vernon Bancshares, Inc., Leesville, Louisiana -- change in bank control of Vernon and its subsidiary bank, Vernon Bank, Leesville.
-Permitted, March 26, 2010