Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending November 20, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

CARPENTER FUND MANAGER GP, LLC

4c8
* 3A3

Carpenter Fund Manager GP, LLC, Carpenter Fund Management Company, LLC, Carpenter Community Bancfund, L.P., Carpenter Community Bancfund-A, L.P., Carpenter Community Bancfund-CA, L.P., CGB Holdings, Inc., CCFW, Inc., and SCJ, Inc., all of Irvine, California, to acquire 100 percent of Professional Business Bank, Pasadena, California, in connection with the merger of Professional Business Bank with and into California General Bank, Pasadena, California; and 2)CGB Holdings, Inc., Irvine, California, to form a wholly-owned subsidiary, CGB Asset Management, Inc., Irvine, California, to engage in extending credit and servicing loans, pursuant to section 225.28 (b)(1) of Regulation Y.

Newspaper:	Not available
Federal Register:	11/22/2010

REGAL FINANCIAL BANCORP, INC.

CIC

Henry Liebman, Gail Katz, and Sodo Builders, all of Seattle, Washington, acting as a group in concert, to retain 10 percent or more of the voting shares of Regal Financial Bancorp, Inc., and thereby indirectly acquire Regal Financial Bank, both of Seattle, Washington.

Newspaper:	12/06/2010
Federal Register:	11/19/2010

SKBHC HOLDINGS, LLC

* 3A3

SKBHC Holdings, LLC, and SKBHC Hawks Nest Acquisition Corp., both of Corona del Mar, California, to acquire 100 percent of AmericanWest Bank, Spokane, Washington.

Newspaper:	11/29/2010
Federal Register:	11/29/2010

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2011 (January 1, 2011 - March 31, 2011)

Institution	Location
AMERICAN SCTY BK	NEWPORT BEACH, CALIFORNIA
BANK OF UT	OGDEN, UTAH
COMMONWEALTH BUS BK	LOS ANGELES, CALIFORNIA
FIRST UT BK	SALT LAKE CITY, UTAH
HERITAGE BK OF CMRC	SAN JOSE, CALIFORNIA

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending November 20, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2011 (January 1, 2011 - March 31, 2011)

District: 12
Federal Reserve Bank of: San Francisco