FRB: H.2--Actions under delegated authority--Week ending December 25, 2010

Fifth Third Bank, Cincinnati, Ohio -- to establish a temporary branch at 8950 Weathered Stone Drive, Naples, Florida, to operate from February 14 to February 20, 2011, and to establish branches at 1122 Powers Ferry Road SE, Marietta, Georgia, and 23633 Greenfield Road, Southfield, Michigan (three applications).
-Approved, December 22, 2010

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a limited-service branch at 37 Brown Street, Middletown, Pennsylvania.
-Approved, December 24, 2010

Bancshares of Urbana, Inc., Urbana, Missouri -- to engage in lending activities.
-Approved, December 23, 2010

Commercial Bancshares, Inc., Humble, Texas -- to become a bank holding company and to acquire shares of El Campo Bancshares, Inc., El Campo, and indirectly acquire Commercial State Bank of El Campo.
-Approved, December 22, 2010

First Harvey Bancorporation, Inc., Harvey, North Dakota -- to acquire First State Bank Agency, LLC, Harvey, and thereby engage in insurance agency activities in a town with a population not exceeding 5,000.
-Approved, December 22, 2010

Independent Bancshares, Inc. Employee Stock Ownership Plan, Red Bay, Alabama -- to acquire shares of Independent Bancshares, Inc., Red Bay, and its subsidiaries, Community Spirit Bank; Spirit Bancshares, Inc., Belmont, Mississippi; and Spirit Bank.
-Approved, December 24, 2010

MC Bancshares, Inc., Houston, Texas -- to become a bank holding company and to acquire Memorial City Bank, Houston.
-Approved, December 23, 2010

River Holding Company, Stoddard, Wisconsin -- to acquire shares of Community Business Bancshares, Inc., Sauk City, and thereby indirectly acquire Community Business Bank.
-Approved, December 22, 2010

Southern Bank, Poplar Bluff, Missouri -- to purchase the assets and assume the liabilities of First Southern Bank, Batesville, Arkansas, and to retain the acquired facilities as branches (two applications).
-Withdrawn, December 20, 2010

American Bancshares, Inc., Baxter Springs, Kansas -- change in bank control of American BancShares and its subsidiary bank, American Bank of Baxter Springs.
-Permitted, December 20, 2010

Bozeman Bancorp, Inc., Bozeman, Montana -- change in bank control of Bozeman Bancorp and its subsidiary bank, Bank of Bozeman, Bozeman.
-Permitted, December 23, 2010

Dentel Bancorporation, Victor, Iowa -- change in bank control of Dentel Bancorporation and its subsidiary banks, Victor State Bank, Victor; Corydon State Bank, Corydon; First State Bank of Colfax, Colfax; Maxwell State Bank, Maxwell; Pocahontas State Bank, Pocahontas; and Panora State Bank, Panora.
-Permitted, December 23, 2010

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- extension to March 20, 2011, to acquire additional shares of 473 Broadway Holding Corporation, Saratoga Springs, and The Adirondack Trust Company, and to retain shares of Trust Company.
-Granted, December 20, 2010

Ally Financial Inc., Detroit, Michigan -- one-year extension of time to conform or divest certain impermissible nonbanking activities and investments.
-Granted, December 21, 2010

C-B-G, Inc., West Liberty, Iowa -- extension to March 13, 2011, to acquire additional shares of Washington Bancorp, Washington, and thereby increase its indirect interest in Washington Bancorp's subsidiary bank, Federation Bank.
-Granted, December 22, 2010

CapGen Capital Group V LLC, New York, New York, and CapGen Capital Group V LP -- extension to March 22, 2011, to become bank holding companies and to acquire shares of Palmetto Bancshares, Inc., Greenville, South Carolina, and indirectly acquire The Palmetto Bank.
-Granted, December 22, 2010

FirstBank of Arizona, Inc., Phoenix, Arizona -- to become a member of the Federal Reserve System.
-Approved, December 22, 2010

Regulation BB (Community Reinvestment) -- interagency annual adjustment to the asset-size thresholds used to define "small bank" and "intermediate small bank" under the Community Reinvestment Act regulations.
-Approved, December 15, 2010
(A/C)

Regulation C (Home Mortgage Disclosure) -- annual notice of the asset-size exemption threshold for depository institutions under the Home Mortgage Disclosure Act.
-Approved, December 17, 2010
(A/C)

Actions under delegated authority

Actions taken during the week ending December 25, 2010

Bank Branches, Domestic

Bank Holding Companies

Bank Mergers

Change in Bank Control

Extensions of Time

Membership

Regulations and Policies