Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending February 19, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

PEOPLES BANCSHARES, INC.

* 3A1

Peoples Bancshares, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of People Bank, both of Mendenhall, Mississippi.

Newspaper:	Not available
Federal Register:	02/28/2011

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FLAGLER BK, WEST PALM BEACH, FLORIDA	2845755	10/25/2010	02/09/2011	S	Small Bank
TENNESSEE ST BK, PIGEON FORGE, TENNESSEE	479839	10/18/2010	02/10/2011	S	Large Bank

CRA Examinations scheduled for Second Quarter of 2011 (April 1, 2011 - June 30, 2011)

Institution	Location
ALIANT BK	ALEXANDER CITY, ALABAMA
CENTURY BK OF FL	TAMPA, FLORIDA
IBERIABANK	LAFAYETTE, LOUISIANA
LANDMARK BK OF FL	SARASOTA, FLORIDA
PARK AVE BK	VALDOSTA, GEORGIA
UNITED LEGACY BK	WINTER PARK, FLORIDA

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending February 19, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2011 (April 1, 2011 - June 30, 2011)

District: 6
Federal Reserve Bank of: Atlanta