Actions under delegated authority

Actions taken during the week ending October 8, 2011

Bank Holding Companies

Kansas City

Community Bank Partners, Inc., Denver, Colorado -- to engage in lending activities.
-Approved, October 6, 2011

Richmond

FNB United Corp., Asheboro, North Carolina -- to acquire Bank of Granite Corporation, Granite Falls, and thereby acquire Bank of Granite.
-Approved, October 4, 2011

Dallas

Veritex Holdings, Inc., Dallas, Texas; WCM Parkway Ltd.; and WCM Holdings, Inc. -- waiver of prior-notice requirement in connection with the merger of their subsidiary bank, Veritex Community Bank, National Association, Dallas, and Bank of Las Colinas (a federal savings association), Irving.
-Granted, October 7, 2011

Banks, Foreign

Director, BS&R

Banco do Estado do Rio Grande do Sul S.A., Port Alegre, Brazil -- to establish a limited federal branch in Miami, Florida.
-Approved, October 6, 2011

Change in Bank Control

Chicago

Evans Bancshares, Inc., Evansdale, Iowa -- change in bank control of Evans and its subsidiary bank, First Security State Bank, Evansdale.
-Permitted, October 3, 2011

New York

First BanCorp, San Juan, Puerto Rico -- change in bank control of First BanCorp and its subsidiary bank, FirstBank Puerto Rico, San Juan (two notices).
-Permitted, October 5, 2011

Extensions of Time

Director, BS&R

Bank of America Corporation, Charlotte, North Carolina -- extension of time to divest certain merchant banking investments.
-Granted, October 4, 2011

Boston

BSB Bancorp, Inc., Belmont, Massachusetts -- extension to November 12, 2011, to acquire Belmont Savings Bank, Belmont, in connection with the conversion of the holding company from mutual to stock form.
-Granted, October 4, 2011

Director, BS&R

Citigroup Inc., New York, New York -- extension of time for Citigroup Realty Services to divest certain real estate.
-Granted, October 4, 2011

Director, BS&R

Dexia S.A., Brussels, Belgium -- extension of time to divest a merchant banking investment.
-Granted, October 4, 2011

Minneapolis

Golden Oak Bancshares, Inc., Sparta, Wisconsin -- extension to January 8, 2012, to become a bank holding company and to acquire shares of Park Bank, Holmen.
-Granted, October 6, 2011

Director, BS&R

JPMorgan Chase & Co., Inc., New York, New York -- extension of time to divest certain merchant banking investments.
-Granted, October 5, 2011

Director, BS&R

Wells Fargo & Company, San Francisco, California -- extension of time to divest certain merchant banking investments.
-Granted, October 5, 2011

San Francisco

Western Liberty Bancorp, Las Vegas, Nevada -- extension to January 4, 2012, to form a subsidiary, OREOSUB, Las Vegas, to engage in extending credit and servicing loans.
-Granted, October 3, 2011

Financial Holding Companies

Kansas City

Cornerstone Alliance, Ltd.,Winfield, Kansas -- election to become a financial holding company.
-Effective, October 6, 2011