Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending October 22, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

PALM BEACH COMMUNITY BANK

* Branch

Palm Beach Community Bank, West Palm Beach, Florida, to establish a branch located at 3305 Northlake Boulevard, Palm Beach Gardens, Florida.

Newspaper:	10/28/2011
Federal Register:	Not applicable

RAYMOND JAMES FINANCIAL, INC.

* 3A1

(Advance Federal Register) Raymond James Financial, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Raymond James Bank, FSB, both of St. Petersburg, Florida, to be named Raymond James Bank, N.A., upon its conversion to a national bank.

Newspaper:	Not available
Federal Register:	11/21/2011

SUNRISE BANK

CIC

Sunrise Bank, Cocoa Beach, Florida, prior change in control notice filed by Guido Edwin Hinojosa Cardoso, La Paz, Bolivia, to acquire an additional 42.57 percent of the outstanding shares of Sunrise Bank, Cocoa Beach, Florida. Total pro forma ownership will equal 52.54 percent.

Newspaper:	10/28/2011
Federal Register:	11/14/2011

USAMERIBANK

* Branch
* Branch

USAmeriBank, Clearwater, Florida, to establish the following branches: 2028 E. 7th Avenue, Tampa, Florida, to be known as the Ybor Office; and 4770 140th Avenue, N., Clearwater, Florida, to be known as the 49th Street Branch.

Newspaper:	10/28/2011
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending October 22, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta