Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending October 29, 2011

Filer Filing Type Filing Proposal End of Comment Period
CENTERSTATE BANKS, INC. 4c8 CenterState Banks, Inc., Davenport, Florida, to engage in making, acquiring, brokering, or servicing loans, or other extensions of credit though its nonbank subsidiary, R4ALL, Inc., Davenport, Florida.
Newspaper: Not applicable
Federal Register: Not available
CLAYTON BANCORP, INC 4c8 Clayton Bancorp, Inc., Knoxville, Tennessee, requests to engage in making, acquiring, brokering, or servicing loans, or other extensions of credit, pursuant to section 225.28(b)(1), and to engage in activities related to extending credit, pursuant to Section 225.28(b)(2), of Regulation Y and 4(c)8 of the Bank Holding Company Act.
Newspaper: Not applicable
Federal Register: Not available
FIRST NBC BANK HOLDING COMPANY * 3A3 First NBC Bank Holding Company, New Orleans, Louisiana, to acquire 100 percent of the outstanding shares of Central Progressive Bank, Lacombe, Louisiana.
Newspaper: 11/28/2011
Federal Register: Not available
IBERIABANK * Branch IBERIABANK, Lafayette, Louisiana, to establish a branch located at 4894 Poplar Avenue, Memphis, Tennessee.
Newspaper: 11/14/2011
Federal Register: Not applicable
IBERIABANK * Branch IBERIABANK, Lafayette, Louisiana, to establish a branch located at 2824 Cahaba Road, Birmingham, Alabama.
Newspaper: 11/14/2011
Federal Register: Not applicable
NCG Banco, S.A. FBSEA NCG Banco, S.A., A Coruna, Spain, to establish an international bank branch in Miami, Florida.
Newspaper: Not available
Federal Register: Not applicable
RAYMOND JAMES FINANCIAL, INC. * 3A1 (Advance Federal Register) Raymond James Financial, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Raymond James Bank, FSB, both of St. Petersburg, Florida, to be named Raymond James Bank, N.A., upon its conversion to a national bank.
Newspaper: Not available
Federal Register: 11/21/2011
STERNE AGEE GROUP, INC. * 3A1 Sterne Agee Group, Inc., Birmingham, Alabama, to become a bank holding company by acquiring 100 percent of the outstanding shares of Sum Financial Corporation and its subsidiary, both of Pearson, Georgia.
Newspaper: 11/19/2011
Federal Register: 11/25/2011


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
UNITED LEGACY BK, WINTER PARK, FLORIDA 3048861 06/06/2011 10/06/2011 S Small Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco