Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending January 7, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

CENTRAL FINANCIAL CORPORATION

* 3A3

Central Financial Corporation, Hutchinson, Kansas, to acquire .25 percent, for a total of 7.05 percent, of the voting shares of TTAC Corp., parent of Community First National Bank, both in Manhattan, Kansas.

Newspaper:	01/19/2012
Federal Register:	01/23/2012

FIRST FINANCIAL CORPORATION

Member
* 18C
* Branch
* 3A3

First Financial Corporation, Wellington, Kansas, to acquire 100 percent of the voting shares of The Caldwell State Bank in Caldwell, Caldwell, Kansas. The Caldwell State Bank in Caldwell, Caldwell, Kansas, to become a member of the Federal Reserve System. The First National Bank in Wellington, Wellington, Kansas, to merge with The Caldwell State Bank in Caldwell, Caldwell, Kansas, and to operate under the charter and title of Impact Bank, Wellington, Kansas. Impact Bank, Wellington, Kansas, to establish a branch office at the former main office of The Caldwell State Bank in Caldwell, located at 24 N. Main Street, Caldwell, Kansas.

Newspaper:	Not available
Federal Register:	Not available

TETON FINANCIAL SERVICES, LLC

* 3A1

Teton Financial Services, LLC, Wilson, Wyoming, to become a bank holding company through the acquisition of 100 percent of the voting shares of Rocky Mountain Bank, Wilson, Wyoming.

Newspaper:	Not available
Federal Register:	02/02/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF CMRC, CHANUTE, KANSAS	862057	08/29/2011	11/30/2011	S	Small Bank
BANK OF COMMERCE, CHELSEA, OKLAHOMA	152057	09/26/2011	12/16/2011	S	Small Bank
BANK OF WYANDOTTE, WYANDOTTE, OKLAHOMA	59754	08/22/2011	11/21/2011	S	Small Bank
BANKWEST OF KANSAS, GOODLAND, KANSAS	989758	09/12/2011	12/08/2011	S	Small Bank
COBIZ BK, DENVER, COLORADO	56557	08/15/2011	12/09/2011	S	Large Bank
KCB BK, KEARNEY, MISSOURI	701950	08/22/2011	11/24/2011	S	Small Bank
MY BK, BELEN, NEW MEXICO	1972298	08/29/2011	11/29/2011	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending January 7, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City