Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending February 25, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPGEN CAPITAL GROUP VI LLC

* 3A3

CapGen Capital Group VI LP and CapGen Capital Group VI LLC, both of New York, New York, to increase their investment up to 49.9% of the voting securities of Hampton Roads Bankshares, Inc., Norfolk, Virginia, and thereby to indirectly increase their investment in Bank of Hampton Roads, Norfolk, Virginia, and Shore Bank, Onley, Virginia.

Newspaper:	Not available
Federal Register:	03/20/2012

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION

* 18C

First Federal Savings and Loan Association of Charleston, Charleston, South Carolina, to acquire certain assets and assume certain liabilities of the South Carolina branch offices of Liberty Savings Bank, F.S.B., Wilmington, Ohio.

Newspaper:	Not available
Federal Register:	Not applicable

SANDY SPRING BANCORP, INC.

* 3A5
* 18C
* Branch

Sandy Spring Bancorp., Inc., Olney, Maryland, to acquire 100% of the voting securities of CommerceFirst Bancorp, Inc., Annapolis, Maryland, and thereby indirectly acquire CommerceFirst Bank, Annapolis, Maryland

Newspaper:	02/17/2012
Federal Register:	02/21/2012

SCBT FINANCIAL CORPORATION

* 3A5

SCBT Financial Corporation, Columbia, South Carolina, to acquire 100% of the voting securities of Peoples Bancorporation, Inc., Easley, South Carolina, and thereby indirectly acquire The Peoples National Bank, Easley, South Carolina, Bank of Anderson, NA, Anderson, South Carolina, and Seneca National Bank, Seneca, South Carolina.

Newspaper:	03/22/2012
Federal Register:	03/23/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2012 (April 1, 2012 - June 30, 2012)

Institution	Location
BALTIMORE CTY SVG BK FSB	BALTIMORE, MARYLAND
BANK OF ROMNEY	ROMNEY, WEST VIRGINIA
BANK OF THE JAMES	LYNCHBURG, VIRGINIA
BANKANNAPOLIS	ANNAPOLIS, MARYLAND
COMMUNITY BK OF TRI-CTY	WALDORF, MARYLAND
FIRST BK	STRASBURG, VIRGINIA
FIRST CMNTY BK NA	BLUEFIELD, VIRGINIA
HIGHLANDS UNION BK	ABINGDON, VIRGINIA
SANDY SPRING BK	OLNEY, MARYLAND
STELLARONE BK	CHRISTIANSBURG, VIRGINIA
XENITH BK	RICHMOND, VIRGINIA

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending February 25, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2012 (April 1, 2012 - June 30, 2012)

District: 5
Federal Reserve Bank of: Richmond