Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending April 28, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPITAL BANK FINANCIAL CORP.

* 3A5

Capital Bank Financial Corp., Miami, Florida, to merge with Southern Community Financial Corporation, and thereby acquire its subsidiary, Southern Community Bank & Trust Company, both of Winston-Salem, North Carolina.

Newspaper:	05/20/2012
Federal Register:	05/24/2012

IBERIABANK CORPORATION

* 3A5

IBERIABANK Corporation, Lafayette, Louisiana, to merge with Florida Gulf Bancorp, and its subsidiary, Florida Gulf Bank, both of Fort Myers, Florida.

Newspaper:	Not available
Federal Register:	05/14/2012

PCNB BANCSHARES, INC.

CIC

Prior Change in control notice filed by Bixby Bridge Financial Trust, and David D. Colburn, as Trustee both of Northbrook, Illinois, to collectively acquire up to 91.27 percent voting stock, and 21.90 percent of non-voting stock of PCNB Bancshares, Inc., and its subsidiary, Peoples Community Bank, both of Bremen, Georgia.

Newspaper:	05/04/2012
Federal Register:	Not available

USAMERIBANK

* Branch

USAmeriBank, Clearwater, Florida, to establish a branch located at405 N. Westshore Boulevard, Tampa, Florida, to be known as the Westshore Branch.

Newspaper:	04/30/2012
Federal Register:	Not applicable

WINSTON 23 CORPORATION

* 3A1

Winston 23 Corporation, Miami, Florida, to become a bank holding company by acquiring 100 percent of the outstanding shares of Southern Community Financial Corporation, and its subsidiary, Southern Community Bank & Trust Company, both of Winston-Salem, North Carolina.

Newspaper:	05/20/2012
Federal Register:	05/24/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
IBERIABANK, LAFAYETTE, LOUISIANA	808176	06/13/2011	04/30/2012	S	Large Bank
SUNTRUST BK, ATLANTA, GEORGIA	675332	10/12/2010	04/25/2012	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending April 28, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta