Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending June 9, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

EQUITY BANK, A NATIONAL ASSOCIATION

Member

Equity Bank, National Association, Andover, Kansas, to retain its membership in the Federal Reserve System following its conversion from a national to a state charter.

Newspaper:	Not applicable
Federal Register:	Not applicable

FIRST BANCSHARES, INC.

CIC

Notice by David L. Spehar, Olathe, Kansas; Charles E. Thacker, Fulton, Illinois; Larry G. Barcus, Rockville, Missouri; John G. Sturtridge, Oro Valley, Arizona; and Keith L. Roberts, Leawood, Kansas; all as a group acting in concert, to acquire control of First Bancshares, Inc., parent of The First State Bank of Kansas City, Kansas, both in Kansas City, Kansas.

Newspaper:	06/28/2012
Federal Register:	Not available

VALLEY BANK SHARES, INC.

4c8

Valley Bank Shares, Inc., proposes to acquire through its wholly-owned subsidiary, First National Agency Company, both in Valley, Nebraska, the insurance agency assets of Avoca Company, Avoca, Nebraska.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending June 9, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City