Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending June 23, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST NATIONAL BANK OF BUFFALO, THE

Member
Premises

The First National Bank of Buffalo (to be known as First Northern Bank of Wyoming), Buffalo, Wyoming, to retain its membership in the Federal Reserve System following its conversion from a national to a state charter. The First National Bank of Buffalo (to be known as First Northern Bank of Wyoming) Buffalo, Wyoming, to increase its investment in bank premises in the amount of $4,868,751.

Newspaper:	Not applicable
Federal Register:	Not applicable

GARDNER BANK

* Branch

Gardner Bank, Gardner, Kansas, to establish a branch at 18855 S. Gardner Driver, Gardner, Kansas.

Newspaper:	07/12/2012
Federal Register:	Not applicable

JONAH BANK OF WYOMING

Member

Jonah Bank of Wyoming, Casper, Wyoming, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

MADISON COUNTY HOLDING, MHC

* SLHC Formation
* MHC Conversion

Madison County Holding Company, MHC, proposes to convert to stock form and merge with Madison County Financial Corporation, which proposes to become a savings and loan holding company by acquiring 100 percent of Madison County Bank, all of Madison, Nebraska.

Newspaper:	Not available
Federal Register:	07/16/2012

PLATTE VALLEY BANK

* Branch

Platte Valley Bank, to establish a branch at 1212 Circle Drive, both in Scottsbluff, Nebraska.

Newspaper:	07/06/2012
Federal Register:	Not applicable

WYOMING BANK & TRUST

Member

Wyoming Bank & Trust, Cheyenne, Wyoming, to become a member of the Federal Reserve System. Wyoming Bank & Trust, Cheyenne, Wyoming, to increase its investment in bank premises in the amount of $535,000.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF WESTERN OK, ELK CITY, OKLAHOMA	175056	03/12/2012	06/01/2012	S	Small Bank
COLORADO B&TC OF LA JUNTA, LA JUNTA, COLORADO	285151	02/27/2012	06/01/2012	S	Small Bank
COMMERCE BK NA, KANSAS CITY, MISSOURI	601050	01/09/2012	05/16/2012	O	Large Bank
HALSTEAD BK, HALSTEAD, KANSAS	747257	02/27/2012	05/28/2012	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending June 23, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City