Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending July 28, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

RISING SUN BANCORP

CIC

Zahid Aslam, Elkton, Maryland; Michael Khatiwala, Voorhees, New Jersey; Michael Knapp, Lincoln University, Pennsylvania; Nalin Patel and Arpan Patel, both of Newtown, Pennsylvania; and Raj Parikh, Monroe, New Jersey, as a group acting in concert acquire in aggregate 28% of the outstanding common stock of Rising Sun Bancorp, Rising Sun, Maryland, through the transfer of shares currently owned by these individuals through NB Sun Investment LLC.

Newspaper:	07/30/2012
Federal Register:	08/02/2012

WASHINGTONFIRST BANKSHARES, INC.

* 3A5

WashingtonFirst Bankshares, Inc., Reston, Virginia, to acquire 100% of the voting securities of Alliance Bankshares, Inc., Chantilly, Virginia, and thereby indirectly acquire Alliance Bank Corporation, Fairfax, Virginia.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF HAMPTON ROADS, NORFOLK, VIRGINIA	1161029	03/05/2012	07/09/2012	S	Large Bank
FIRST BK, STRASBURG, VIRGINIA	899428	04/16/2012	07/11/2012	S	Int Sm Bank
XENITH BK, RICHMOND, VIRGINIA	3153288	04/02/2012	07/11/2012	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending July 28, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 5
Federal Reserve Bank of: Richmond