Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending August 25, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPGEN CAPITAL GROUP IV LP

* 3A3

CapGen Capital Group IV LLC and CapGen Capital Group IV LP, both of New York, New York, to increase their investment up to 49.9% of the voting securities of Jacksonville Bancorp, Inc., Jacksonville, Florida, and indirectly acquire The Jacksonville Bank, Jacksonville, Florida.

Newspaper:	09/22/2012
Federal Register:	Not available

CITIZENS BANK AND TRUST COMPANY

* Branch

Citizens Bank and Trust Company, Blackstone, Virginia, to establish a branch at the corner of Iron Bridge Road and Oliver's Way, Chesterfield, Virginia

Newspaper:	09/06/2012
Federal Register:	Not applicable

MONARCH BANK

* Branch

Monarch Bank, Chesapeake, Virginia, to establish a branch at 4097 Ironbound Road, Suite C, Williamsburg, Virginia

Newspaper:	08/31/2012
Federal Register:	Not applicable

NEW PEOPLES BANKSHARES, INC.

CIC

Harold Lynn Keene, Lebanon, Virginia, individually to control up to 15.95% of the outstanding voting shares of New Peoples Bankshares, Inc., Honaker, Virginia. Additionally, Harold Lynn Keene and Arbutus Keene, Lebanon, Virginia, as a group acting in concert to control up to 15.96% of the outstanding voting shares of New Peoples Bankshares, Inc., Honaker, Virginia.

Newspaper:	Not available
Federal Register:	Not available

NEW PEOPLES BANKSHARES, INC.

CIC

Blaine Scott White, Castlewood, Virginina, to individually control up to 18.79% of of the outstanding voting shares of New Peoples Bankshares, Inc., Honaker, Virginia. Additionally, Blaine Scott White Trust (trustee, Blaine Scott White), Blaine Scott White II, Ireevocable Trust (trustee, Blaine Scott White), and Brenda D. White, all of Castlewood, Virginia, Tiffany White of Evergreen, Colorado, James F. White, Jr. and Patricia Jolene White, both of Abingdon, Virginia, Bonny W. Gable of Bristol, Virginia, along with other family members as a group acting in concert to control up to 20.20% of the outstanding voting shares of New Peoples Bankshares, Inc., HOnaker, Virginia

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Forth Quarter of 2012 (October 1, 2012 - December 31, 2012)

Institution	Location
BANK OF CHARLOTTE CTY	PHENIX, VIRGINIA
BANK OF CLARKE CTY	BERRYVILLE, VIRGINIA
BENCHMARK CMNTY BK	KENBRIDGE, VIRGINIA
CNB	CENTREVILLE, MARYLAND
FREDERICK CTY BK	FREDERICK, MARYLAND
MIDDLEBURG BK	MIDDLEBURG, VIRGINIA
PUTNAM CTY BK	HURRICANE, WEST VIRGINIA
VIRGINIA HERITAGE BK	FAIRFAX, VIRGINIA

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending August 25, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2012 (October 1, 2012 - December 31, 2012)

District: 5
Federal Reserve Bank of: Richmond