Actions under delegated authority

Brookline Bank, Brookline, Massachusetts -- to establish a branch at 131 Clarendon Street, Boston.
-Approved, October 26, 2012

Centennial Bank, Conway, Arkansas -- to establish a branch at 1815 West State Road 434, Longwood, Florida.
-Approved, October 22, 2012

FirstBank, Antlers, Oklahoma -- to establish a branch at 100 Harper Road, Kiowa.
-Approved, October 25, 2012

IberiaBank, Lafayette, Louisiana -- to establish branches at 3600 South Carrollton Avenue, New Orleans; 107 Northshore Boulevard, Slidell; 5247 Golden Gate Parkway, Naples, Florida; 2025 3rd Avenue North, Birmingham, Alabama; and 13535 East Freeway, Houston, Texas (five applications).
-Approved, October 25, 2012

Palm Beach Community Bank, West Palm Beach, Florida -- to establish a branch at 2160 West Atlantic Avenue, Delray Beach.
-Approved, October 24, 2012

First Missouri Bancshares, Inc., Brookfield, Missouri -- waiver of application to acquire Citizens Bancshares of Blythedale, Inc., Blythedale, in connection with the merger of their respective subsidiary banks, First Missouri Bank, Brookfield, and Citizens Bank of Blythedale, Blythedale.
-Granted, October 25, 2012

NBC Bancshares, LLC, Lincoln, Nebraska -- to retain shares of Nebraska Bank of Commerce, Lincoln, on its conversion from a federal savings bank to a state-chartered bank.
-Approved, October 26, 2012

SKBHC Holdings, LLC, Seattle, Washington, and Starbuck Bancshares, Inc. -- waiver of application to indirectly acquire Inland Community Bank, National Association, Ontario, California, in connection with the merger of Inland with and into SKBHC's and Starbuck's subsidiary, AmericanWest Bank, Spokane, Washington.
-Granted, October 25, 2012

ST Financial Group, Inc., College Station, Texas -- waiver of application to indirectly acquire Oasis Bank, SSB, Houston, in connection with the merger of Oasis Bank and ST's subsidiary, Spirit of Texas Bank, SSB, College Station.
-Granted, October 26, 2012

Yorktown Financial Holdings, Inc., Tulsa, Oklahoma -- to become a bank holding company by acquiring CNBO Bancorp, Inc., Pryor; Century Bank of Oklahoma; and Century Home Mortgage of Oklahoma, LLC, Tulsa, and thereby engage indirectly in mortgage lending activities.
-Approved, October 24, 2012

BSJ Bancshares, Inc., St. Joseph, Louisiana -- to retain control of BSJ Bancshares and its subsidiary, Cross Keys Bank, St. Joseph.
-Permitted, October 26, 2012

First of Murphysboro, Corp., Murphysboro, Illinois -- change in bank control of First of Murphysboro and its subsidiary, The First Bank and Trust Company of Murphysboro, Murphysboro.
-Withdrawn, October 26, 2012

Perry Investment Company, Perry, Iowa -- change in bank control of Perry Investment Company and its subsidiary, Raccoon Valley Bank, Perry.
-Permitted, October 23, 2012

St. Joseph Bancorp, Inc., Saint Joseph, Missouri -- change in bank control of St. Joseph Bancorp and its subsidiary, Midwest Federal Savings and Loan Association of St. Joseph, St. Joseph.
-Permitted, October 26, 2012

CenterGroup Financial, Inc., Milford, Ohio -- extension to January 21, 2013, to become a bank holding company by acquiring CenterBank, Milford.
-Granted, October 23, 2012

CommerceWest Bank, National Association, Newport Beach, California -- to retain membership in the Federal Reserve System on conversion to a state-chartered bank.
-Approved, October 26, 2012

Regulation D (Reserve Requirements of Depository Institutions) -- final rule implementing the annual indexing of the low reserve tranche, reserve requirement exemption amount, nonexempt deposit cutoff level, and reduced reporting limit for 2013.
-Approved, October 24, 2012

Regulation S (Reimbursement to Financial Institutions for Providing Financial Records; Recordkeeping Requirements for Certain Financial Records) -- technical amendments to the regulation governing recordkeeping and reporting requirements for funds transfers and transmittals of funds to conform the citations and references to organizational changes adopted by the director of the Financial Crimes Enforcement Network in 2010.
-Approved, October 18, 2012
(A/C)

Federal Reserve Bank of Chicago -- request to commit funds to proceed with the LaSalle Street Lobby Hardening and Security Screening projects under the Security and Cash Operations Renovation Effort.
-Approved, October 26, 2012