Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending November 3, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

CASS COMMERCIAL BANK

* Branch

Cass Commercial Bank, Bridgeton, Missouri, to establish a branch facility to be located at 12412 Powerscourt Drive, St. Louis, Missouri.

Newspaper:	11/16/2012
Federal Register:	Not applicable

MORGANTOWN DEPOSIT BANCORP, INC.

CIC

R. Forest Taylor and Zora Taylor, Morgantown, Kentucky, as the largest individual shareholders, and in concert with their immediate family members (Sue Ann Bond, Louisville, Kentucky; Patty Jo Murphy, Alvaton, Kentucky; Callie Jo Cromer, New Orleans, Louisiana; Amanda Kay Johnson, Spring Hill, Tennessee; Emily Ann Romans, Russellville, Kentucky; Robert Daniel Taylor, Morgantown, Kentucky; and Sharon Kay Taylor, Morgantown, Kentucky), to gain control of 10 percent or more of Morgantown Deposit Bancorp, Inc., Morgantown, Kentucky.

Newspaper:	11/20/2012
Federal Register:	11/20/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CITIZENS B&TC, VAN BUREN, ARKANSAS	192147	07/09/2012	10/16/2012	S	Int Sm Bank
FIRST ILLINOIS BK, EAST SAINT LOUIS, ILLINOIS	772745	05/23/2011	10/22/2012	S	Small Bank
LEGACY BK & TR CO, ROGERSVILLE, MISSOURI	397755	07/09/2012	10/26/2012	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending November 3, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis