Actions under delegated authority

Bay Commercial Bank, Walnut Creek, California -- to establish a branch at 500 Ygnacio Valley Road, Walnut Creek.
-Approved, November 5, 2012

Banner County Ban Corporation Employee Stock Plan and Trust, Harrisburg, Nebraska -- to become a bank holding company by acquiring shares of Banner County Ban Corporation, Harrisburg, and Banner County Bank, Inc.
-Approved, November 8, 2012

BBJ Incorporated, Ord, Nebraska -- to acquire City National Bancshares, Inc., Greeley, and CNB Community Bank and to engage in insurance activities through acquisition of the assets of McQuillan Insurance Agency, a division of City National Bancshares.
-Approved, November 8, 2012

Castle Creek Advisors LLC, et al., Rancho Santa Fe, California -- relief from certain commitments.
-Granted, November 6, 2012

Diamond A Financial, L.P., Dallas, Texas; Hilltop Holdings, Inc.; and Meadow Corporation -- to become bank holding companies by acquiring PlainsCapital Corporation, Dallas, and PlainsCapital Bank and to engage in mortgage lending activities through PrimeLending and its subsidiaries; and for Diamond A Financial and Hilltop Holdings to retain interests in SWS Group, Inc., Dallas, and Southwest Securities, FSB and its subsidiaries, and thereby operate a savings association and engage indirectly in certain other nonbanking activities.
-Approved, November 9, 2012

Grandpoint Capital, Inc., Los Angeles, California -- to acquire California Community Bank, Escondido.
-Approved, November 9, 2012

Heartland Financial USA, Inc., Dubuque, Iowa -- waiver of application to acquire First Shares, Inc., Platteville, Wisconsin, in connection with the merger of their respective subsidiary banks, Wisconsin Bank & Trust, Madison, and First National Bank of Platteville, Platteville.
-Granted, November 9, 2012

Henderson Citizens Bancshares, Inc., Henderson, Texas -- to acquire by merger First White Oak Bancshares, Inc., White Oak, and White Oak State Bank.
-Approved, November 7, 2012

Luxury Development Partners, Inc., Wichita, Kansas -- to acquire control of Community State Bancshares, Wichita, and Community State Bank and thereby become a bank holding company.
-Approved, November 5, 2012

Main Banc, Inc., Albuquerque, New Mexico -- to acquire Bank 1st Financial Corporation, Albuquerque, and Bank 1st.
-Approved, November 9, 2012

Pony Express Bancorp, Inc., Elwood, Kansas -- to acquire Don-Co Investment Company, Troy, and its subsidiary, 1st Bank of Troy.
-Approved, November 5, 2012

United Financial Bancorp, Inc., West Springfield, Massachusetts -- waiver of application to acquire New England Bancshares, Enfield, Connecticut, in connection with the merger of their respective subsidiary banks, United Bank, West Springfield, and New England Bank, Enfield.
-Granted, November 9, 2012

Vision Bancshares, Inc., Ada, Oklahoma -- to acquire Sulphur Community Bancshares, Inc., Sulphur, and its subsidiary, Community Bank of the Arbuckles.
-Approved, November 9, 2012

National Bancshares Corporation, Orrville, Ohio -- change in bank control of National Bancshares and its subsidiary, First National Bank, Orrville.
-Permitted, November 9, 2012

Oregon Pacific Bancorp, Florence, Oregon -- change in bank control of Oregon Pacific and its subsidiary, Oregon Pacific Banking Co., dba Oregon Pacific Bank, Florence.
-Permitted, November 8, 2012

Sutton Bancshares, Inc., Attica, Ohio -- change in bank control of Sutton Bancshares and its subsidiary, Sutton Bank, Attica.
-Permitted, November 5, 2012

Belleville Bancorp, Inc., Belleville, Illinois -- extension to February 24, 2013, to become a bank holding company by acquiring Bank of Belleville, Belleville.
-Granted, November 7, 2012

BNP Paribas, Paris, France -- extension of time to divest a merchant banking investment.
-Granted, November 7, 2012

Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri -- extension to February 24, 2013, to increase its ownership of Cabool Bancshares, Inc., Cabool, and thereby increase its indirect control of Cabool State Bank.
-Granted, November 9, 2012

M&T Bank Corporation, Buffalo, New York -- extension of time to receive comments from certain commenters on the application to acquire Hudson City Bancorp, Inc., Paramus, New Jersey, and Hudson City Savings Bank, FSB.
-Granted, November 5, 2012

Hilltop Holdings, Inc., Dallas, Texas; Diamond A Financial, L.P.; and Meadow Corporation -- election to become financial holding companies.
-Effective, November 9, 2012

Northfield Bancorp, Inc., Woodbridge, New Jersey -- for Northfield Bancorp, MHC, Staten Island, New York, to convert from mutual to stock form and to merge with and into Northfield Bancorp, Inc., Woodbridge, New Jersey; and for Northfield Bancorp, Inc. to become a savings and loan holding company by acquiring Northfield Bank, Staten Island, New York.
-Approved, November 8, 2012

United Community MHC, Lawrenceburg, Indiana -- to convert from mutual to stock form and to merge with United Community Bancorp, Lawrenceburg; and for United Community Bancorp to become a savings and loan holding company by acquiring United Community Bank, a federal savings bank.
-Approved, November 9, 2012