FRB: H.2--Actions under delegated authority--Week ending December 1, 2012

The Northern Trust Company, Chicago, Illinois -- to establish a branch at 14624 North Scottsdale Road, Scottsdale, Arizona.
-Approved, November 26, 2012

American State Bancshares, Inc., Great Bend, Kansas -- to acquire Holcomb Bancshares, Inc., Holcomb, and its subsidiary, First National Bank of Holcomb.
-Approved, November 27, 2012

Bank of the Ozarks Inc., Little Rock, Arkansas -- to acquire Genala Banc, Inc., Geneva, Alabama, and its subsidiary, The Citizens Bank.
-Approved, November 29, 2012

Cattail Bancshares, Inc., Atwater, Minnesota -- to acquire Citizens State Bank of Waverly (Incorporated), Waverly.
-Approved, November 27, 2012

Centra Ventures, Inc., Foley, Minnesota -- to acquire Richmond Bank Holding Co., Richmond, and its subsidiary, State Bank of Richmond.
-Approved, November 29, 2012

Circle I Bank Group, Inc., Amarillo, Texas -- to become a bank holding company by acquiring Western Bancshares, Inc., Coahoma, and its subsidiary, Western Bank.
-Approved, November 28, 2012

EdBancorp, Inc., Knoxville, Tennessee, and Educational Services of America, Inc. -- to merge with SouthEast Bancshares, Inc., Athens, and its subsidiary, SouthEast Bank & Trust.
-Approved, November 29, 2012

First Green Bancorp, Inc., Mount Dora, Florida -- to become a bank holding company by acquiring First Green Bank, Mount Dora.
-Approved, November 26, 2012

Forstrom Bancorporation, Inc., Clara City, Minnesota -- to acquire Murdock Bancor, Inc., Mendota Heights, and its subsidiary, First State Bank of Murdock, Murdock.
-Approved, November 29, 2012

Franklin County UNITED Bancshares, Inc., Decherd, Tennessee -- to become a bank holding company by acquiring Franklin County UNITED Bank, Decherd.
-Approved, November 30, 2012

Independent Bancshares, Inc., Clarkfield, Minnesota -- to acquire Security State Bank of Fergus Falls, Fergus Falls.
-Approved, November 30, 2012

Lima Bancshares, Inc., Lima, Illinois -- to engage in lending activities.
-Approved, November 29, 2012

MidSouth Bancorp, Inc., Lafayette, Louisiana -- to merge with PSB Financial Corporation, Many, and its subsidiary, The Peoples State Bank.
-Approved, November 26, 2012

New Hampshire Thrift Bancshares, Inc., Newport, New Hampshire -- waiver of application to acquire The Nashua Bank, Nashua, in connection with its merger with and into New Hampshire Thrift's subsidiary, Lake Sunapee Bank, fsb, Newport.
-Granted, November 26, 2012

Oriental Financial Group Inc., San Juan, Puerto Rico -- to acquire BBVAPR Holding Corporation, San Juan, and its subsidiary, Banco Bilbao Vizcaya Argentaria Puerto Rico.
-Approved, November 30, 2012

Pacific Premier Bancorp, Inc., Costa Mesa, California -- waiver of application to acquire First Associations Bank, Dallas, Texas, in connection with the merger of First Associations with and into Pacific Premier Bancorp's subsidiary, Pacific Premier Bank, Costa Mesa.
-Granted, November 26, 2012

Pontiac Bancorp, Inc., Pontiac, Illinois -- waiver of application to acquire Bluestem Financial Corp., Fairbury, in connection with the merger of their respective subsidiaries, Bank of Pontiac, Pontiac, and Bluestem National Bank, Fairbury.
-Granted, November 30, 2012

Westpac Banking Corporation, Sydney, Australia -- to engage de novo through Westpac Capital Markets LLC, New York, New York, in securities brokerage activities and riskless-principal transactions.
-Approved, November 27, 2012

Bank of Pontiac, Pontiac, Illinois -- to merge with Bluestem National Bank, Fairbury.
-Approved, November 26, 2012

Pacific Premier Bank, Costa Mesa, California -- to acquire the assets and assume the liabilities of First Associations Bank, Dallas, Texas.
-Approved, November 26, 2012

The Adirondack Trust Company, Saratoga Springs, New York -- to increase its investment in bank premises.
-Approved, November 30, 2012

American Founders Bancorp, Inc., Lexington, Kentucky -- change in bank control of American Founders Bancorp and its subsidiary, American Founders Bank, Inc., Lexington.
-Permitted, November 30, 2012

First LeRoy BanCorporation, Inc., Le Roy, Minnesota -- change in bank control of First LeRoy BanCorporation and its subsidiary, First State Bank Minnesota, Le Roy.
-Permitted, November 30, 2012

M & H Financial Services, Inc., Miller, South Dakota -- change in bank control of M & H Financial Services and its subsidiary, Quoin Financial Bank, Miller.
-Permitted, November 28, 2012

Ontario Bancorporation, Inc., Ontario, Wisconsin -- to retain control of Ontario Bancorporation and its subsidiary, Bank of Ontario, Ontario.
-Permitted, November 30, 2012

Palmer Bancshares, Inc., Kasson, Minnesota -- change in bank control of Palmer Bancshares and its subsidiary, Kasson State Bank, Kasson.
-Permitted, November 29, 2012

Tonti Financial Corporation, Columbus, Ohio -- change in bank control of Tonti Financial and its subsidiary, First Bank of Ohio, Tiffin.
-Permitted, November 29, 2012

Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- extension to March 24, 2013, to acquire additional shares of 473 Broadway Holding Corporation, Saratoga Springs, and The Adirondack Trust Company.
-Granted, November 28, 2012

NorthEast Community Bancorp, MHC, White Plains, New York, and NorthEast Community Bancorp, Inc. -- election to be treated as financial holding companies.
-Effective, November 29, 2012

BankFirst Financial Services, Macon, Mississippi -- to become a member of the Federal Reserve System.
-Approved, November 28, 2012

First National Bank, Midwest City, Oklahoma -- to retain its membership in the Federal Reserve System on conversion to a state-chartered bank to be known as FNB Community Bank.
-Approved, November 27, 2012

The Mason National Bank, Mason, Texas -- to retain membership in the Federal Reserve System on conversion to a state-chartered bank.
-Approved, November 30, 2012

Stoughton Co-operative Bank, Stoughton, Massachusetts -- to become a member of the Federal Reserve System.
-Approved, November 29, 2012

Veritex Community Bank, National Association, Dallas, Texas -- to retain membership in the Federal Reserve System on conversion to a state-chartered bank.
-Approved, November 26, 2012

Wyoming National Bank, Riverton, Wyoming -- to retain its membership in the Federal Reserve System on conversion to a state-chartered bank.
-Approved, November 27, 2012

First Federal of Hazard Mutual Holding Company, Hazard, Kentucky; Kentucky First Federal Bancorp; and Frankfort First Bancorp, Inc., Frankfort -- (1) to acquire CKF Bancorp, Inc., Danville, and its subsidiary, Central Kentucky Federal Savings Bank, and (2) for Kentucky First Federal Bancorp (a subsidiary of First Federal of Hazard Mutual Company) to issue minority stock in connection with the acquisition of CKF Bancorp.
-Approved, November 29, 2012

Actions under delegated authority

Actions taken during the week ending December 1, 2012

Bank Branches, Domestic

Bank Holding Companies

Bank Mergers

Bank Premises

Change in Bank Control

Extensions of Time

Financial Holding Companies

Membership

Savings and Loan Holding Companies