Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending April 6, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

1ST UNITED BANCORP, INC.

* 3A5
* 18C
* Branch

1st United Bancorp, Boca Raton, Florida (Bancorp), to merge with Enterprise Bancorp, Inc., Palm Beach Gardens, Florida, and thereby acquire its subsidiary, Enterprise Bank of Florida, North Palm Beach, Florida (Bank). In addition, Bancorp's subsidiary, 1st United Bank, Boca Raton, Florida, will merge with Bank.

Newspaper:	Not available
Federal Register:	Not available

BOND STREET MANAGEMENT, LLC

* 4c8

Bond Street Management, LLC, along with Bond Street Investors, LLC, and Bond Street Holdings Inc., all of Weston, Florida, to acquire Atlantic Coast Financial Corporation, and its subsidiary, Atlantic Coast Bank, FSB, both of Jacksonville, Florida, and thereby engage in operating a savings association, pursuant to section 225.28(b)(4)(ii) of Regulation Y and 4(c)(8) of the Bank Holding Company Act.

Newspaper:	04/29/2013
Federal Register:	05/03/2013

BOND STREET MANAGEMENT, LLC

* 3A3

Bond Street Management, LLC, along with Bond Street Investors, LLC, and Bond Street Holdings Inc., all of Weston, Florida, to acquire Atlantic Coast Bank, N.A., Waycross, Georgia, upon its conversion from a federal savings bank to a national bank.

Newspaper:	Not available
Federal Register:	Not available

ENTERPRISE CAPITAL CORPORATION, INC.

CIC

Prior change in control notice filed by William Henry Carr, Enterprise, Alabama, and Jerry Newman Carr, Cornelius, North Carolina, to acquire 31.12 percent of the outstanding shares of Enterprise Capital Corporation, Inc., and its subsidiary bank, The Citizens Bank, both of Enterprise, Alabama.

Newspaper:	Not available
Federal Register:	04/04/2013

First Partners Financial, Inc.

3A1

First Partners Financial, Inc., notice to become a bank holding company by acquiring 100 percent of the outstanding shares of First Partners Bank, both of Birmingham, Alabama.

Newspaper:	Not applicable
Federal Register:	Not applicable

FLORIDA CAPITAL GROUP, INC.

CIC

Prior change in control notice filed by Phillip Bruce Culpepper, Tallahassee, Florida; Richard Rene Dostie, Jacksonville, Florida; Charles Eldridge Hughes, Jr., Jacksonville, Florida; Jan Malcolm Jones, Jr., Jacksonville, Florida; James Thomas Katsur, Longwood, Florida; William Andrew Krusen, Jr., Tampa, Florida; Allan Scott Martin, Tampa, Florida; Linda Claire McGurn, Micanopy, Florida; and Manuel Gonzalo Sanchez, Gainesville, Florida; to collectively acquire 25.34 percent of the outstanding shares of Florida Capital Group, Inc., and its subsidiary, Florida Capital Bank, both of Jacksonville, Florida.

Newspaper:	04/09/2013
Federal Register:	04/22/2013

OLD FLORIDA BANCSHARES, INC.

* 3A3

Old Florida Bancshares, Inc., to acquire 100 percent of the outstanding shares of New Traditions National Bank, both of Orlando, Florida.

Newspaper:	04/12/2013
Federal Register:	04/15/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending April 6, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta