Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending May 25, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK OF AMERICA, NATIONAL ASSOCIATION

Investment

Bank of America, N.A., Charlotte, North Carolina, to make an investment of $4.6 billion in Banc of America Securities Limited, London, England.

Newspaper:	Not applicable
Federal Register:	Not applicable

VIRGINIA NATIONAL BANKSHARES CORPORATION

* 3A1

Virginia National Bankshares Corporation, Charlottesville, Virginia, to become a bank holding company by acquiring 100% of the voting shares of Virginia National Bank, Charlottesville, Virginia.

Newspaper:	05/17/2013
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2013 (July 1, 2013 - September 30, 2013)

Institution	Location
BANK OF LANCASTER	KILMARNOCK, VIRGINIA
BANK OF MARION	MARION, VIRGINIA
CAPON VALLEY BK	WARDENSVILLE, WEST VIRGINIA
CECIL BK	ELKTON, MARYLAND
CLEAR MNT BK	BRUCETON MILLS, WEST VIRGINIA
EAGLEBANK	BETHESDA, MARYLAND
LIBERTY BK OF MD	BALTIMORE, MARYLAND
MAINSTREET BK	FAIRFAX, VIRGINIA
NEW PEOPLES BK	HONAKER, VIRGINIA
OLD LINE BK	BOWIE, MARYLAND
VIRGINIA PTNR BK	FREDERICKSBURG, VIRGINIA

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending May 25, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2013 (July 1, 2013 - September 30, 2013)

District: 5
Federal Reserve Bank of: Richmond