Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending June 29, 2013

Filer Filing Type Filing Proposal End of Comment Period
AMERIS BANCORP * 3A5 Ameris Bancorp, Moultrie, Georgia, to merge with The Prosperity Banking Company, St. Augustine, Florida, and thereby acquire its subsidiary, Prosperity Bank, St. Augustine, Florida.
Newspaper: Not available
Federal Register: 07/05/2013
FBDC FINANCIAL CORP. * 3A1 FBDC Financial Corp., to become a bank holding company by acquiring 100 percent of the outstanding shares of First Fidelity Bank, both of Fort Payne, Alabama.
Newspaper: Not available
Federal Register: 07/18/2013
FRANKLIN SYNERGY BANK * Branch Franklin Synergy Bank, Franklin, Tennessee, to establish a branch located at 40 Moss Lane, Suite 100, Franklin, Tennessee.
Newspaper: Not available
Federal Register: Not applicable
GEORGIA COMMUNITY BANCORP, INCORPORATED CIC After-the-fact change in control notice filed by Lucie VanLandingham Beeley, Leesburg, Georgia, and Stevan Reynolds Tuck, Dawson, Georgia, to retain control of 27.50 percent of the outstanding shares of the Class B common stock of Georgia Community Bancorp, Inc., Dawson, Georgia, and its subsidiary, The Citizens State Bank of Taylor County, Reynolds, Georgia. Total proforma ownership is 100 percent.
Newspaper: Not available
Federal Register: 07/15/2013
IBERIABANK * Branch IBERIABANK, Lafayette, Louisiana, to establish a branch located at the intersection of Canal and Tonti, New Orleans, Louisiana, to be known as the Canal Branch.
Newspaper: 07/08/2013
Federal Register: Not applicable
LOUISIANA BANCORP, INC. CIC After-the-fact change of control notice filed by Louisiana Bancorp, Inc. Employee Stock Ownership Plan (ESOP), George Vernon Curry, Jr., and Lisa Rae Whittington, the trustees of the ESOP, both of Metairie, Louisiana, to retain approximately 17.9 percent of the outstanding shares and to acquire additional shares not to exceed 24.9 percent of the shares of Louisiana Bancorp, Inc. and its subsidiary, Bank of New Orleans, both of Metairie, Louisiana.
Newspaper: Not available
Federal Register: 07/12/2013
NCG BANCO, S.A. FBSEA NCG Banco, S.A., A Coruna, Spain, to establish an international representative-administrative office located in Miami, Florida.
Newspaper: Not available
Federal Register: Not applicable
PIEDMONT BANCORP, INC. CIC Charles P. Stephens, Atlanta, Georgia, individually and as trustee of MAD Trust for S.D. Stephens, SDT U/A 12-23-92 trust, MAD GST for CA Stephens trust, and MAD GST for SR Stephens trust; Sandra D. Stephens, Atlanta, Georgia, individually and as trustee of MAD Trust for S.D. Stephens, MAD GST for CA Stephens trust, and MAD GST for SR Stephens trust; Scott R. Stephens, Lake Panasofkee, Florida, individually and as trustee of MAD Trust for S.D. Stephens; Charles A. Stephens, Atlanta, Georgia, individually; Stephanie T. Stephens, Atlanta, Georgia, individually; Longball Ventures LLC, Jacksonville, Florida; M. Austin Davis Foundation, Jacksonville, Florida; Ventura Investments, LLC, Jacksonville, Florida; SDT U/A 12-23-92 trust, Jacksonville, Florida; MAD GST for CA Stephens trust, Jacksonville, Florida; and MAD GST for SR Stephens trust, Jacksonville, Florida intend to apply to the Federal Reserve Board for permission to retain 10 percent or more of the shares of Piedmont Bancorp, Inc., and its subsidiary bank, The Piedmont Bank, both of Norcross, Georgia.
Newspaper: 07/02/2013
Federal Register: 07/01/2013


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
CITIZENS TR BK, ATLANTA, GEORGIA 680130 01/14/2013 06/09/2013 S Int Sm Bank
TENNESSEE ST BK, PIGEON FORGE, TENNESSEE 479839 10/22/2012 06/09/2013 S Int Sm Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco