Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending February 15, 2014

Filer Filing Type Filing Proposal End of Comment Period
A.N.B. HOLDING COMPANY, LTD. * 3A3 A.N.B. Holding Company, Ltd., Terrell, Texas, to acquire additional shares up to 38% of The ANB Corporation, Terrell, Texas, and indirectly acquire The American National Bank of Texas, Terrell, Texas; Lakeside Bancshares, Inc., Rockwall, Texas; and Lakeside National Bank, Rockwall, Texas.
Newspaper: 03/07/2014
Federal Register: Not available
CITIZENS 1ST BANK Member Citizens 1st Bank, Tyler, Texas, to become a member of the Federal Reserve System.
Newspaper: Not applicable
Federal Register: Not applicable
CITIZENS STATE BANK Member Citizens State Bank, Tyler, Texas, to become a member of the Federal Reserve System.
Newspaper: Not applicable
Federal Register: Not applicable
INDUSTRY BANCSHARES, INC. * 3A3 Industry Bancshares, Inc., Industry, Texas, to acquire 100 percent of the outstanding shares of Bank of Brenham, National Association, Brenham, Texas.
Newspaper: Not available
Federal Register: 03/15/2014
MCGREGOR BANCSHARES, INC. * 3A1 McGregor Bancshares, Inc., McGregor, Texas, to become a bank holding company by acquiring 100 percent of The First National Bank of McGregor, McGregor, Texas.
Newspaper: Not available
Federal Register: 03/07/2014
WILLS POINT FINANCIAL CORPORATION CIC Retroactive notice of Change of Control by Mary Ruth Ellis individually and as Executrix of the Estate of Norman Ellis, North Richland Hills, Texas; David W. Ellis, and Duncan J. Ellis, both of Richland Hills, Texas; and Deana Hoffman, North Richland Hills, Texas; to acquire and control greater than 10 percent of Willis Point Financial Corporation, Wills Point, Texas and indirectly Citizens National Bank, Wills Point, Texas.
Newspaper: Not available
Federal Register: Not available


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
COMMUNITY BK, FORT WORTH, TEXAS 268257 09/16/2013 02/02/2014 S Int Sm Bank
CROWELL ST BK, CROWELL, TEXAS 701857 08/12/2013 12/26/2013 S Small Bank
TRANSPECOS BANKS, PECOS, TEXAS 908861 10/28/2013 03/16/2014 S Small Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco