Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending February 22, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST AMERICAN BANK

* Branch

First American Bank, Purcell, Oklahoma, to establish a branch at 117 W. Broadway, Lexington, Oklahoma.

Newspaper:	Not available
Federal Register:	Not applicable

OTTEN HOLDINGS, LLC

4c8
* 3A1

Otten Holdings, LLC, to become a bank holding company through the acquisition of 33.74 percent of the voting shares of FEO Investments, Inc., parent of Elkhorn Valley Bank and Trust, all of Norfolk, Nebraska, and thereby, to engage in general insurance and community development activities.

Newspaper:	Not available
Federal Register:	03/24/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2014 (April 1, 2014 - June 30, 2014)

Institution	Location
BANK 7	OKLAHOMA CITY, OKLAHOMA
BANK OF ELGIN	ELGIN, NEBRASKA
CITIZENS ST B&TC	ELLSWORTH, KANSAS
FIRST B&TC	CLINTON, OKLAHOMA
FIRST ST BK OF NEWCASTLE	NEWCASTLE, WYOMING
HIGH CNTRY BK	SALIDA, COLORADO
LAKESIDE BK OF SALINA	SALINA, OKLAHOMA
LUSK ST BK	LUSK, WYOMING
RCB BK	CLAREMORE, OKLAHOMA
VERUS BK OF CMRC	FORT COLLINS, COLORADO

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending February 22, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2014 (April 1, 2014 - June 30, 2014)

District: 10
Federal Reserve Bank of: Kansas City