Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending September 27, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK SNB, NATIONAL ASSOCIATION

Member

Bank SNB, National Association, (to be known as Bank SNB), Stillwater, Oklahoma, to retain its membership in the Federal Reserve System following its conversion from a national to a state charter.

Newspaper:	Not applicable
Federal Register:	Not applicable

CORNERSTONE ALLIANCE, LTD.

CIC

Notification submitted by Robert Craig Duncan and Diana H. Duncan Revocable Trust, R. Craig Duncan and Diana H. Duncan as trustees, all of Winfield, Kansas; Robert E. Duncan Revocable Trust, R. Craig Duncan, as trustee, both of Winfield, Kansas; the Dana James Revocable Trust, Dana James Duncan, as trustee, both of Dallas, Texas; Jane Gary Duncan Revocable Trust, Jane Gary Duncan, as Trustee, both of Winfield, Kansas; George Duncan and Adrianna Duncan, both of Santa Fe, New Mexico; Spencer Duncan and Tessa Duncan, both of Wichita, Kansas; and Taylor Duncan and Tara Duncan, both of Winfield, Kansas, all as members of the R. Craig Duncan Family Group, to retain control of Cornerstone Alliance, Ltd, parent of CornerBank, both of Winfield, Kansas.

Newspaper:	Not available
Federal Register:	10/10/2014

ELK COUNTY BANKSHARES, INC.

CIC

Notification submitted by the Kathryn J. Kelly, Severy, Kansas, as co-trustee of the E. Eugene Kelly Special Trust, to retain control of Elk County Bankshares, Inc., parent of Howard State Bank, both of Howard, Kansas.

Newspaper:	Not available
Federal Register:	10/07/2014

GRAFF FAMILY, INC.

CIC

Notification submitted by P. Mark Graff, McCook, Nebraska; and Mary C. Graff, Clarendon Heights, Illinois; in their individual capacities and as co-trustees of the Peter M. Graff Qualified Marital Trust (the Trust), McCook, Nebraska; Scott A. Thomas, Mendota Heights, Minnesota, as co-trustee of the Trust; and the Trust, to acquire control of Graff Family, Inc., parent of MNB Financial Group, Inc., which controls McCook National Bank, all of McCook, Nebraska.

Newspaper:	10/09/2014
Federal Register:	10/09/2014

METCALF BANK

* 18C
* Branch

Metcalf Bank, Lee's Summit, Missouri, to merge with Douglas County Bank, Lawrence, Kansas, and incident thereto to establish 7 branches in Lawrence, Kansas and a branch in Eudora, Kansas.

Newspaper:	Not available
Federal Register:	Not applicable

WHITCORP FINANCIAL COMPANY

CIC

Notification submitted by the Jeffrey F. Whitham Revocable Trust, Patricia M. Whitham and Tyler F. Whitham, as trustees and to become members of the Whitham Control Group, all of Garden City, Kansas, to acquire control of Whitcorp Financial Company, Leoti, Kansas, parent of Western State Bank, Garden City, Kansas, and Frontier Bank, Lamar, Colorado.

Newspaper:	Not available
Federal Register:	09/26/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending September 27, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City