Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending October 4, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

CENTRAL TRUST COMPANY

CIC

Change in Control Notice by John R. Von Holtum, Minneapolis, Minnesota, to retain control of 25% or more of Central Trust Company, Edina, Minnesota, and thereby indirectly retain control of Central Bank and Trust, Lander, Wyoming, CenBank, Buffalo Lake, Minnesota, and VH Bancorporation, Inc., Edina, Minnesota, and its subsidiary Grand Marais State Bank, Grand Marais, Minnesota.

Newspaper:	Not available
Federal Register:	Not available

CORNERSTONE HOLDING COMPANY, INC.

* 3A5

Cornerstone Holding Company, Inc., Fargo, North Dakota, to merge with Lakeside Bank Holding Company, New Town, North Dakota, and thereby indirectly acquire Lakeside State Bank, New Town, North Dakota, and McKenzie County Bank, Watford City, North Dakota.

Newspaper:	10/31/2014
Federal Register:	10/31/2014

NORTHFIELD BANCSHARES, INC.

CIC

James C. Hays, Miami Beach, Florida, individually and as part of a group acting in concert consisting of Barlow Banking Corporation, Iowa Falls, Iowa, John R. Barlow, Mound, Minnesota, the John R. Barlow IRA, Mound, Minnesota, William L. Mershon, Miami Beach, Florida, Stephen T. Lerum, Hamel, Minnesota, and Howard B. Wenger, Iowa Falls, Iowa, to acquire voting shares of Northfield Bancshares, Inc., Northfield, Minnesota, and thereby indirectly gain control of Community Resource Bank, Northfield, Minnesota.

Newspaper:	10/03/2014
Federal Register:	10/02/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
COMMUNITY BK, RONAN, MONTANA	685555	06/02/2014	09/19/2014	O	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending October 4, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis