Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending November 1, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK OF ASH GROVE

* 18C
* Branch

Bank of Ash Grove, Ash Grove, Missouri, to merge with Old Missouri Bank, Springfield, Missouri, and to retain the acquired facilities as branch offices.

Newspaper:	11/21/2014
Federal Register:	Not applicable

BLUEGRASS BANCORP, INC.

3A1

Bluegrass Bancorp, Inc., Danville, Kentucky, to become a bank holding company by acquiring 100 percent of Bluegrass Community Bank, Inc., Danville, Kentucky.

Newspaper:	Not applicable
Federal Register:	Not applicable

FIRST SAVINGS FINANCIAL GROUP, INC.

* 3A1

First Savings Financial Group, Inc., Clarksville, Indiana, to become a bank holding company through the conversion of its wholly owned subsidiary, First Savings Bank, FSB, Clarksville, Indiana, from a federal savings bank to a state-chartered commercial bank. Also a companion filing, First Savings Financial Group, Inc., Clarksville, Indiana, elects to become a financial holding company.

Newspaper:	11/24/2014
Federal Register:	11/26/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF CADIZ & TC, CADIZ, KENTUCKY	904845	07/07/2014	10/14/2014	S	Small Bank
CITIZENS B&TC, VAN BUREN, ARKANSAS	192147	07/14/2014	10/22/2014	S	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending November 1, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis