Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending November 15, 2014

Filer Filing Type Filing Proposal End of Comment Period
AMERICAN NATIONAL BANKSHARES INC. * 3A5 American National Bankshares Inc., Danville, Virginia, has submitted an application to acquire MainStreet Bankshares Inc., Martinsville, Virginia, and thereby indirectly acquire Franklin Community Bank, National Association, Rocky Mount, Virginia.
Newspaper: 11/14/2014
Federal Register: 11/14/2014
COMMUNITY BANK OF THE CHESAPEAKE * Branch Community Bank of the Chesapeake, Waldorf, Maryland, has submitted an application to open a branch at 421 William Street, Fredericksburg, Virginia.
Newspaper: 10/31/2014
Federal Register: Not applicable
H BANCORP LLC * 4c8 H Bancorp LLC, Columbia, Maryland, to acquire up to 2.0 million additional shares and thereby control 39.63% in aggregate of Bay Bancorp, Inc., Columbia, Maryland, and indirectly increase its control of Bay Bank, FSB, Lutherville, Maryland.
Newspaper: Not available
Federal Register: 12/10/2014
NEWBRIDGE BANK * 18C
* Branch
* 3A3
NewBridge Bancorp, Greensboro, North Carolina, to acquire Premier Commercial Bank, Greensboro, North Carolina. Additionally, NewBridge Bank, also of Greensboro, North Carolina, to merge with Premier Commercial Bank.
Newspaper: 12/07/2014
Federal Register: 12/13/2014


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco