Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending November 29, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

HERITAGE GROUP, INC.

CIC

Notification submitted by the Charles & Donna Moyer Irrevocable Trust; Cambell Moyer, individually and as trustee of the Charles & Donna Moyer Irrevocable Trust; Melynda Moyer, Emily Moyer Jasnowski, and Tess Moyer, all of Aurora, Nebraska; Steve Arnett and Maggie Arnett, Wood River, Nebraska; Scott Moyer, San Francisco, California; Tom Moyer, Arvada, Colorado; Andrew Moyer and Alexa Moyer, Omaha, Nebraska; Chris Moyer, Pasadena, California; Steve Moyer, New York, New York; Michelle Moyer, Brooklyn, New York; Eleanor Jane Moyer, Grand Island, Nebraska; and Judy Moyer, Sun City West, Arizona, all to be approved as members of the Moyer Family Group, and to retain control of Heritage Group, Inc., Aurora, Nebraska, parent of Heritage Bank, Wood River, Nebraska.

Newspaper:	Not available
Federal Register:	11/05/2014

INTERBANK

* 18C
* Branch

InterBank, Oklahoma City, Oklahoma, to merge with HBank Texas, Grapevine, Texas, and incident thereto, to establish a branch.

Newspaper:	Not available
Federal Register:	Not applicable

OLNEY BANCSHARES OF TEXAS, INC.

* 3A3

Olney Bancshares of Texas, Inc., Olney, Texas, to acquire 100 percent of the voting shares of HBank Texas, Grapevine, Texas.

Newspaper:	12/15/2014
Federal Register:	12/15/2014

OTTEN HOLDINGS, LLC

* 3A3

Otten Holdings, LLC and FEO Investments, Inc., both in Norfolk, Nebraska, to acquire 100 percent of the voting shares of First National Agency, Inc., parent of First Nebraska Bank of Wayne, both in Wayne, Nebraska.

Newspaper:	12/20/2014
Federal Register:	11/28/2014

SOUTHEAST BANCSHARES, INC.

CIC

Notification submitted by The Virgil A. Lair and Mary A. Lair Irrevocable Trust dated August 15, 2013, Chanute, Kansas; Gregory D. Lair, Piqua, Kansas; Casey A. Lair, Neodesha, Kansas; Mark T. Lair, Chanute, Kansas; and Jill A. Aylward, Chanute, Kansas; all individually and as trustees, to retain control of Southeast Bancshares, Inc., parent of Bank of Commerce, both in Chanute, Kansas; Chetopa State Bank & Trust Company, Chetopa, Kansas; and First Neodesha Bank, Neodesha, Kansas.

Newspaper:	Not available
Federal Register:	12/15/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF CUSHING, CUSHING, OKLAHOMA	271752	08/18/2014	11/14/2014	S	Small Bank
FIRST BK OF FAIRLAND, FAIRLAND, OKLAHOMA	182652	08/18/2014	11/13/2014	S	Small Bank
SWEDISH-AMERICAN ST BK, COURTLAND, KANSAS	973252	08/11/2014	11/10/2014	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending November 29, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City