Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending July 25, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

BAYLAKE BANK

* 18C
* Branch

Baylake Bank, Sturgeon Bay, Wisconsin, to merge with Union State Bank. As a result of the merger, Baylake Bank, Sturgeon Bay, Wisconsin, will establish a branch office at 222 Ellis Street, Kewaunee, Wisconsin.

Newspaper:	Not available
Federal Register:	Not applicable

HEARTLAND FINANCIAL USA, INC.

* 3A3

Heartland Financial USA, Inc., Dubuque, Iowa, to acquire 100 percent of Premier Valley Bank, Fresno, California.

Newspaper:	08/17/2015
Federal Register:	Not available

NEW BANCORP, INC.

* SLHC Formation

New Bancorp, Inc., a newly formed Maryland Corporation, to become a savings and loan holding company through the acquisition of all of the outstanding voting stock of New Buffalo Savings Bank, both of New Buffalo, Michigan. The savings and loan holding company will be formed in connection with the proposed mutual-to-stock conversion of New Buffalo Savings Bank, a federally chartered mutual savings bank.

Newspaper:	Not available
Federal Register:	07/10/2015

OXFORD FINANCIAL CORPORATION

CIC

Notice by George P. Colis, John N. Colis, Leslie C. Ward and Valerie Colis, all of Oak Brook, Illinois, as trustees of the Oxford Exempt Trust, Oakbrook, Illinois have applied under the Change in Bank Control to acquire, a controlling interest in Oxford Financial Corporation, Oakbrook, Illinois, and thereby indirectly acquire control of Oxford Bank and Trust, Oak Brook, Illinois.

Newspaper:	Not available
Federal Register:	Not available

PARKWAY BANCORP, INC.

* 4c8

Parkway Bancorp, Inc., Harwood Heights, Illinois, to acquire 100 percent of the voting shares of Park Bancorp, Inc., Chicago, Illinois, and indirectly acquire Park Federal Savings Bank, Chicago, Illinois, and thereby operate a savings association, pursuant to Section 225.28 (b)(4)(ii) of Regulation Y and Section 4(c)(8) of the BHC Act.

Newspaper:	Not available
Federal Register:	08/07/2015

SBC, INCORPORATED

CIC

Mary K. Sullivan, individually, and as trustee of the following trusts: The John C. Wheeler Irrevocable Trust dated 7/14/89 FBO John Douglas Wheeler; The Mary Alice Wheeler Trust FBO John Douglas Wheeler dated 4/28/98; and The Mary Alice Wheeler Trust FBO John D. Wheeler Family dated 4/12/06, together with John D. Wheeler, as trustee of The John D. Wheeler Revocable Trust, as a group acting in concert, to acquire, 100 percent of the shares and thereby control of SBC, Incorporated, Countryside, Illinois, and thereby indirectly control Countryside Bank, Countryside, Illinois, pursuant to the Change in Bank Control Act of 1978 (12 U.S.C. 1817(j)).

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST CMNTY B&TC, BEECHER, ILLINOIS	371232	04/13/2015	06/26/2015	S	Small Bank
FIRST MIDWEST BK, ITASCA, ILLINOIS	1007846	03/02/2015	07/17/2015	O	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending July 25, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago