Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending August 22, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

BANNER COUNTY BAN CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

* 3A3

Banner County Ban Corporation Employee Stock Ownership Plan and Trust and Banner County Ban Corporation, both of Harrisburg, Nebraska, to acquire 100 percent of the voting shares Oregon Trail Bank, Guernsey, Wyoming.

Newspaper:	08/21/2015
Federal Register:	08/28/2015

CFSB HOLDING CO.

* 3A1

CFSB Holding Co. to become a bank holding company through the acquisition of 100 percent of the voting shares of Custer Federal State Bank, both in Broken Bow, Nebraska.

Newspaper:	09/19/2015
Federal Register:	09/17/2015

FIRST YORK BAN CORP.

* 18C
* Branch
* 3A1
* 3A3

First York Ban Corp., York, Nebraska, to indirectly acquire 100 percent of the voting shares of Guide Rock State Bank, Guide Rock, Nebraska, through its subsidiary, Cornerstone Bank, York, Nebraska. Cornerstone Bank, York, Nebraska, to become a bank holding company for a moment in time through the acquisition of 100 percent of the voting shares of Guide Rock State Bank, Guide Rock, Nebraska, prior to the merger of Guide Rock Bank into Cornerstone Bank. Cornerstone Bank, York, Nebraska, to merge with Guide Rock State Bank, Guide Rock, Nebraska, and incident thereto, to establish branches in Guide Rock and Edgar, both in Nebraska.

Newspaper:	Not available
Federal Register:	09/18/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST BETHANY BK & TR, BETHANY, OKLAHOMA	988452	05/11/2015	08/11/2015	S	Small Bank

CRA Examinations scheduled for Forth Quarter of 2015 (October 1, 2015 - December 31, 2015)

Institution	Location
BANK OF BLUE VALLEY	OVERLAND PARK, KANSAS
BANK OF CMRC	CHANUTE, KANSAS
BANK OF COMMERCE	CHELSEA, OKLAHOMA
BANK OF WYANDOTTE	WYANDOTTE, OKLAHOMA
CITIZENS ST BK	WISNER, NEBRASKA
FIRST ST BK	COMMERCE, OKLAHOMA
FIVE POINTS BK	GRAND ISLAND, NEBRASKA
JONAH BK	CASPER, WYOMING
MY BK	BELEN, NEW MEXICO
NORTHSTAR BK OF CO	HIGHLANDS RANCH, COLORADO

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending August 22, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2015 (October 1, 2015 - December 31, 2015)

District: 10
Federal Reserve Bank of: Kansas City