Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending November 14, 2015

Filer Filing Type Filing Proposal End of Comment Period
AMERIS BANCORP * 3A5 Ameris Bancorp, Moultrie, Georgia, to merge with Jacksonville Bancorp, Inc., and thereby acquire its subsidiary, The Jacksonville Bank, both of Jacksonville, Florida.
Newspaper: 11/27/2015
Federal Register: 12/07/2015
CENTRAL STATE BANK * Branch Central State Bank, Calera, Alabama, to establish a branch located at 9331 Alabama Highway 119, Alabaster, Alabama.
Newspaper: 11/26/2015
Federal Register: Not applicable
FINEMARK HOLDINGS, INC. CIC Harbour FM, L.P., New York, New York and its general partner, the Linda S. Lucas 2015 Revocable Trust, New York, New York (Co-trustees Linda S. Lucas, Fort Myers, Florida; David H. Lucas, Fort Myers, Florida; and Edward G. Beimfohr, Bonita Springs, Florida) propose to acquire 10 percent or more of the shares of FineMark Holdings, Inc., Fort Myers, Florida (FHI), and join the Lucas family control group, which was previously approved on January 13, 2015. In addition, (i) David H. Lucas seeks permission to acquire 10 percent or more of the shares and thereby control of FHI and (ii) The Amended and Restated Edward G. Beimfohr Revocable Trust (Trustee Edward G. Beimfohr); The Thomas A. Lucas Trust, dated January 27, 2015 (Trustee Thomas Lucas, Laguna Niguel, California); Michael Lucas, Las Vegas, Nevada; The Connelly Living Trust, dated March 12, 1998 (Trustee Gene Connelly, Irvine, California); and Rebecca Sanders, Fort Myers, Florida seek permission to acquire shares of FHI and join the Lucas family control group. FHI controls FineMark National Bank & Trust, Fort Myers, Florida.
Newspaper: Not available
Federal Register: Not available
FIRST GUARANTY BANCSHARES, INC. CIC After-the-fact change in control notice filed by Edgar Ray Smith, III, William Kent Hood, Savannah K. Conti, William K. Conti, Amite Mini Storage, LLC, Hood Investments, LLC, WKH Management, Inc., Smith and Hood Investments, LLC, all of Amite, Louisiana; Sophia M. Pray, Hudson M. Pray, both of Hammond, Louisiana; Big 4 Investments, LLC, Roseland, Louisiana; to retain 10 percent or more of First Guaranty Bancshares, Inc., and its subsidiary, First Guaranty Bank, both of Hammond, Louisiana.
Newspaper: 11/22/2015
Federal Register: 12/02/2015
NORTHSIDE BANCSHARES, INC. CIC Prior change in control notice filed by Donald Joseph Leeper, Adairsville, Georgia, to acquire up to 25 percent or more of the outstanding shares of NorthSide Bancshares, Inc., and NorthSide Bank, both of Adairsville, Georgia.
Newspaper: 12/03/2015
Federal Register: 12/02/2015
OCEAN BANKSHARES, INC. CIC After-the-fact notification filed by: 1) A. Alfonso Macedo, Adriana Macedo Moncayo, Olga E. Macedo, and Sandra Macedo Moncayo (the Macedo Family); 2) Javier Macedo Rodriguez, Belkis Macedo de Graterol, Candida Isabel Macedo Rodriguez, and Nelly Macedo Rodriguez (the Rodriguez Family); and 3) Ernesto de Abreu Gonzalez, Carmen Elena de Abreu, Mercedes Coromoto de Abreu Gonzalez, and Jose Alberto de Abreu Gonzalez (the Gonzalez Family) and the Macedo, Rodriguez, and Gonzalez Families' multiple related companies, partnerships, trusts, and trustees to maintain control of Ocean Bankshares, Inc. (Bankshares) and its subsidiary, Ocean Bank (Bank), both of Miami, Florida, pursuant to the Change in Bank Control Act of 1978.
Newspaper: 08/27/2015
Federal Register: Not available
SABAL PALM BANCORP, INC. * 3A1 Sabal Palm Bancorp, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Sabal Palm Bank, both of Sarasota, Florida.
Newspaper: Not available
Federal Register: Not available


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco